
	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A


										Original		Beginning						Current				Ending
							Certificate			Certificate		Certificate						Realized		Total		Certificate
Class					Cusip		Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance

				AF-1		n/a		6.29000	%		88,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
		per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
				AF-2	60935BDS5			6.11500	%		65,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
		per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
				AF-3	60935BDT3			6.04000	%		132,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
		per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
				AF-4	60935BDU0			6.11500	%		50,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
		Factors
			per
	Thousand														0.00000000		0.00000000				0.00000000		0.00000000
				AF-5	60935BDV8			6.22500	%		35,000,000.00		25,038,928.64		129,889.44		4,292,532.17		0.00		4,422,421.61		20,746,396.47
		Factors
			per
	Thousand														3.71112686		122.64377629				126.35490314		592.75418486
				AF-6	60935BDW6			6.31500	%		48,000,000.00		48,000,000.00		252,600.00		0.00		0.00		252,600.00		48,000,000.00
		Factors
			per
	Thousand														5.26250000		0.00000000				5.26250000		1000.00000000
				AF-7	60935BDX4			6.65000	%		52,969,000.00		52,969,000.00		293,536.54		0.00		0.00		293,536.54		52,969,000.00
	Factors
		per
Thousand															5.54166664		0.00000000				5.54166664		1000.00000000
				AF-8	60935BDY2			6.11000	%		29,000,000.00		23,144,807.33		117,845.64		592,277.60		0.00		710,123.24		22,552,529.73
		Factors
			per
	Thousand														4.06364276		20.42336552				24.48700828		777.67343897
				AF-9	60935BDZ9			6.33500	%		23,329,000.00		23,329,000.00		123,157.68		0.00		0.00		123,157.68		23,329,000.00
	Factors
		per
Thousand															5.27916670		0.00000000				5.27916670		1000.00000000
			Pool I								523,298,000.00		172,481,735.97		917,029.30		4,884,809.77		0.00		5,801,839.07		167,596,926.20
			Totals												5.31667481		28.32073635				33.63741116		320.27052693
				A-V	60935BEA3			1.99000	%		524,381,000.00		105,245,273.81		162,896.30		3,444,836.57		0.00		3,607,732.87		101,800,437.24
	Factors
			per
	Thousand														0.31064493		6.56933903				6.87998396		194.13448855
			Pool II								524,381,000.00		105,245,273.81		162,896.30		3,444,836.57		0.00		3,607,732.87		101,800,437.24
			Totals												0.31064493		6.56933903				6.87998396		194.13448855


The Bank of New York		Karon Greene
5 Penn Plaza		Phone: 212-328-7567
NY, NY 10001		Fax: 212-328-7620


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A


																						2

										Original		Beginning						Current				Ending
							Certificate			Certificate		Certificate						Realized		Total		Certificate
Class					Cusip		Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance

			AH-1		60935BEB1			6.14500	%		78,226,000.00		0.00		0.00		0.00		0.00		0.00		0.00
		Factors
			per
	Thousand														0.00000000		0.00000000				0.00000000		0.00000000
			AH-2		60935BEC9			6.00000	%		14,086,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
			per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
			AH-3		60935BED7			6.07000	%		25,358,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
		per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
			AH-4		60935BEE5			6.17500	%		11,345,000.00		0.00		0.00		0.00		0.00		0.00		0.00
	Factors
			per
Thousand															0.00000000		0.00000000				0.00000000		0.00000000
			AH-5		60935BEF2			6.32500	%		9,470,000.00		4,109,351.55		21,659.71		1,800,224.48		0.00		1,821,884.19		2,309,127.07
	Factors
		per
Thousand															2.28719219		190.09762196				192.38481415		243.83601584
			AH-6		60935BEG0			6.55000	%		13,002,000.00		13,002,000.00		70,969.25		0.00		0.00		70,969.25		13,002,000.00
	Factors
		per
Thousand															5.45833333		0.00000000				5.45833333		1000.00000000
			MH-1		60935BEH8			6.60000	%		15,899,000.00		9,362,774.60		51,495.26		0.00		0.00		51,495.26		9,362,774.60
	Factors
		per
Thousand															3.23889930		0.00000000				3.23889930		588.89078558
			MH-2		60935BEJ4			7.06000	%		14,955,000.00		9,040,929.23		53,190.80		0.00		0.00		53,190.80		9,040,929.23
	Factors
		per
Thousand															3.55672350		0.00000000				3.55672350		604.54224206
				BH	60935BEK1			7.89500	%		16,396,000.00		14,479,631.81		95,263.91		0.00		0.00		95,263.91		14,479,631.81
	Factors
		per
Thousand															5.81019212		0.00000000				5.81019212		883.11977373
	Pool III										198,737,000.00		49,994,687.19		292,578.93		1,800,224.48		0.00		2,092,803.41		48,194,462.71
		Totals													1.47219154		9.05832573				10.53051727		242.50
				X		n/a		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
				R		n/a		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
		Totals									1,246,416,000.00		327,721,696.97		1,372,504.53		10,129,870.82		0.00		11,502,375.35		317,591,826.15


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Certificate Information

Pool I


	Interest			Carry Forward		Monthly Advance
	Requirement			Amount		for Bankruptcy

AF-1		0.00			0.00		0.00
AF-2		0.00			0.00		0.00
AF-3		0.00			0.00		0.00
AF-4		0.00			0.00		0.00
AF-5		129,889.44			0.00		0.00
AF-6		252,600.00			0.00		0.00
AF-7		293,536.54			0.00		0.00
AF-8		117,845.64			0.00		0.00
AF-9		123,157.68			0.00		0.00

			Pool II

AV		162,896.30			0.00		0.00


The Bank of New York		Karon Greene
5 Penn Plaza		Phone: 212-328-7567
NY, NY 10001		Fax: 212-328-7620


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Certificate Information

Pool III


	Interest		Carry Forward		Monthly Advance		Applied Realized		Unapplied Realized
	Requirement		Amount		for Bankruptcy		Loss Amount		Loss Amount

AH-1		0.00		0.00		0.00		0.00		0.00
AH-2		0.00		0.00		0.00		0.00		0.00
AH-3		0.00		0.00		0.00		0.00		0.00
AH-4		0.00		0.00		0.00		0.00		0.00
AH-5		21,659.71		0.00		0.00		0.00		0.00
AH-6		70,969.25		0.00		0.00
MH-1		51,495.26		0.00		0.00		0.00		0.00
MH-2		53,190.80		0.00		0.00		0.00		0.00
BH		95,263.91		0.00		0.00		0.00		0.00


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool I


	Schedule of Remittance
Aggregate Amount Received		6,132,378.66
Monthly Advance		0.00
(Unreimbursed Monthly Advance)		(5,707.63	)
(Servicer Fee)		(38,380.19	)
(Contingency Fee)		(38,380.19	)
(Late Charges)		(65,592.95	)
(Escrow)		(165,913.18	)
(Excess Spread)		(612,066.71	)
(Subordination Reduction Amount)		0.00

		(926,040.85	)
Available Remittance Amount		5,206,337.81

Fees Contingency Fee		38,380.19
Expense Account		1,832.62
Insurance Fee		14,732.81
Servicer Fee		38,380.20
Trust Administrator Fee		1,299.13

Prior Three Months Weighted Average Mortgage Interest Rates


3/02	4/02	5/02
10.620%	10.620%	10.614%

EXHIBIT O


Outstanding Balance		$	178,242,000.80
	# Accounts		3,923


Deliquent Infor.	# Loans		Amount		Percentage
Delinquent 1-29 Days		471		19,921,972.05		11.18	%
Delinquent 30-59 Days		116		4,594,762.03		2.58	%
Delinquent 60-89 Days		26		1,161,924.20		0.65	%
Delinquent 90 and over		103		4,962,193.02		2.78	%
Loans in Foreclosure		219		11,666,313.32		6.55	%
REO Property		87		4,669,209.37		2.62	%
Totals		1,022		46,976,373.99		26.36	%


The Bank of New York		Karon Greene
3 Penn Plaza		Phone: 212-328-7567
NY,NY 10001		Fax: 704-383-6039


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool I


		Collateral Information
Adjusted Mortgage Interest Rate				9.998	%
Aggregate Beginning Principal Balance of Loans				183,406,875.80
Aggregate Ending Principal Balance of Loans				178,242,000.80
Class X Distribution from Pool I				0.00
Compensating Interest				816.32
Curtailments				611,295.25
Excess and Monthly Payments				430,093.98
Insured Payment				0.00
Interest Received				1,628,129.47
Monthly Excess Spread Percentage				100	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)			0.00
	Section 5.04(c)			0.00
	Section 5.04(d)(ii)			0.00
	Section 5.04(e)			0.00
	Section 5.04(f)(I)			76,760.39
Principal Prepayments (Number / Amount)			76	3,213,693.57
Realized Losses (Current / Cumulative)			909,792.19	21,057,011.25
Specified Subordinated Amount				10,693,851.32
Subordinated Amount				10,015,347.63
WAC				10.613	%
WAM				238.89
Weighted Average Adjusted Mortgage Loan Remittance Rate				6.495	%


The Bank of New York		Karon Greene
5 Penn Plaza		Phone: 212-328-7567
NY, NY 10001		Fax: 704-383-6039


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool II


	Schedule of Remittance
Aggregate Amount Received		3,718,784.12
Monthly Advance		83,288.40
(Unreimbursed Monthly Advance)		0.00
(Servicer Fee)		(22,362.51	)
(Contingency Fee)		(22,362.51	)
(Late Charges)		(47,348.28	)
(Escrow)		(91,281.38	)
(Excess Spread)		(771,028.37	)
(Subordination Reduction Amount)		0.00

		(871,094.65	)
Available Remittance Amount		2,847,689.47

Fees Contingency Fee		22,362.51
Expense Account		1,118.23
Insurance Fee		9,866.74
Servicer Fee		22,362.51
Trust Administrator Fee		827.50

Prior Three Months Weighted Average Mortgage Interest Rates


	3/02	4/02		5/02
10.319%		10.276	%	10.239	%

EXHIBIT O


Outstanding Balance		$	113,904,929.30
	# Accounts		1,537


Delinquent Infor.	# Loans		Amount		Percentage
Delinquent 1-29 Days		149		11,212,858.78		9.84	%
Delinquent 30-59 Days		37		2,700,321.16		2.37	%
Delinquent 60-89 Days		17		1,434,482.88		1.26	%
Delinquent 90 and over		72		6,136,295.60		5.39	%
Loans in Foreclosure		158		12,605,170.35		11.07	%
REO Property		65		4,421,944.59		3.88	%
REO Property
Totals		498		38,511,073.36		33.81	%
REO Property


The Bank of New York		Karon Greene
5 Penn Plaza		Phone: 212-328-7567
NY, NY 10001		Fax: 212-328-7620


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool II


		Collateral Information
Adjusted Mortgage Interest Rate				9.591	%
Aggregate Beginning Principal Balance of Loans				116,823,776.30
Aggregate Ending Principal Balance of Loans				113,904,929.30
Class X Distribution from Pool II				0.00
Compensating Interest				583.73
Curtailments				403,479.26
Excess and Monthly Payment				75,922.45
Insured Payment				0.00
Interest Received				906,346.26
Interest Shortfall from Net Funds Cap Usage (A10) Monthly Excess Spread Percentage				100	%
Net Funds Cap (Rate)				9.081	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)			0.00
	Section 5.04(c)			0.00
	Section 5.04(d)(ii)			0.00
	Section 5.04(e)			0.00
	Section 5.04(f)(I)			44,725.02
Principal Prepayments (Number / Amount)			29	2,133,022.24
Realized Losses (Current / Cumulative)			306,423.01	18,360,897.55
Specified Subordinated Amount				15,488,297.89
Subordinated Amount				11,272,079.44
WAC				10.206	%
WAM				310.14
Weighted Average Adjusted Mortgage Loan Remittance Rate				2.115	%


The Bank of New York		Karon Greene
5 Penn Plaza		Phone: 212-328-7567
NY, NY 10001		Fax: 212-328-7620


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool III


		Schedule of Remittance Aggregate Amount Received	2,112,201.87
	Monthly Advance		36,614.58
	(Unreimbursed Monthly Advance)		0.00
	(Servicer Fee)		(10,174.11	)
	(Contingency Fee)		(10,174.11	)
	(Late Charges)		(15,866.44	)
	(Escrow)		(15,972.98	)
	(Excess Spread)		(274,712.18	)
	(Subordination Reduction Amount)		0.00

			(290,285.24	)
	Available Remittance Amount		1,821,916.63

Fees Contingency Fee			10,174.11
Expense Account			833.24
FHA Premium Account			2,992.15
FHA Custodian Fee			21.87
Reimbursable to the Servicer — FHA Account			12,640.41
Servicer Fee			10,174.12
Trust Administrator Fee			634.12

Prior Three Months Weighted Average Mortgage Interest Rates


	3/02	4/02		5/02
12.878%		12.881	%	12.876	%

EXHIBIT O


Outstanding Balance		$	50,648,599.39
	# Accounts		3,182


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		574		9,583,360.06		18.92	%
Delinquent 30-59 Days		142		2,487,821.83		4.91	%
Delinquent 60-89 Days		30		488,485.55		0.96	%
Delinquent 90 and over		37		651,885.29		1.29	%
Loans in Foreclosure		36		835,794.74		1.65	%
REO Property		10		261,000.85		0.52	%
Totals		829		14,308,348.32		28.25	%


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152


	The Money Store Asset Backed Certificates	Record Date: 06/30/02
[FIRST UNION LOGO]	Series 1998-B	Determination Date: 07/10/02
	Statement To Certificateholder	Distribution Date: 07/15/02 A

Pool III


		Collateral Information
Accelerated Principal Distribution						274,712.18
Adjusted Mortgage Interest Rate						12.363	%
Aggregate Beginning Principal Balance of Loans						52,479,199.92
Aggregate Ending Principal Balance of Loans						50,648,399.39
Class X Distribution from Pool III						0.00
Compensating Interest						152.30
Curtailments						52,797.64
Deposit to Spread Account due to Trigger Activation						1.00
Excess and Monthly Payment						188,166.79
FHA Claims Denied						0.00
FHA Claims Filed						0.00
FHA Claims Paid						0.00
FHA Claims Pending						19,526.08
FHA Payments Received						0.00
Interest Received						524,969.13
Maximum Subordinated Amouint						7,334,266.00
Monthly Excess Spread Percentage						100	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)					0.00
	Section 5.04(c)					0.00
	Section 5.04(d)(ii)					0.00
	Section 5.04(e)					0.00
	Section 5.04(f)(I)					20,348.23
Principal Prepayments (Number / Amount)			84			1,284,547.87
Realized Losses (Current / Cumulative)			305,088.23			26,690,901.97
Reserve Amount						0.00
Senior Percentage / Class B Percent			100.00	%		0.00	%
Specified Subordinated Amount						7,256,150.32
Subordinated Amount						2,179,424.50
Trigger in Effect (Yes/No)					Yes
WAC						12.876	%
WAM						176.83
Weighted Average Adjusted Mortgage Loan Remittance Rate						8.043	%


Wells Fargo Bank Minnesota, N. A.
Securities Administration Services		Customer Service — CTSLink
7485 New Horizon Way		Telephone: 301-815-6600
Frederick, MD 21703		Fax: 301-846-8152

MONEY STORE ASSET BACKED CERTIFICATES SERIES 1998-B 8-K