~~Table~~SECURITIES ofAND ~~Contents~~EXCHANGE COMMISSION

~~SECURITIES~~Washington, ~~AND~~DC ~~EXCHANGE COMMISSION~~20549

~~Washington,~~FORM ~~DC 20549~~8-K

~~FORM~~CURRENT ~~8-K~~REPORT

~~CURRENT~~PURSUANT ~~REPORT~~TO SECTION 13 OR 15 (d) OF THE SECURITIES EXCHANGE ACT OF 1934

~~PURSUANT~~Date TOof ~~SECTION~~Report ~~13 OR 15~~ (~~d) OF~~date ~~THE SECURITIES~~of ~~EXCHANGE~~earliest ~~ACT~~event OFreport ~~1934~~July 15, 2002

~~Date~~First ofUnion ~~Report~~National Bank (~~date~~as ofRepresentative ~~earliest~~under a Pooling and ~~event~~Servicing ~~report~~Agreement ~~May~~dated as of July 1531, ~~2002~~1998 providing for the issuance of The Money Store Trust, Series 1998-B) and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)

First Union National Bank (as Representative under a Pooling and Servicing Agreement dated as of July 31, 1998 providing for the issuance of The Money Store Trust, Series 1998-B and each of the Originators listed on Schedule A attached hereto. (Exact name of registrant as specified in its charter)


*	333-32775	*

State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer ID Number)

	*		333-32775		*
	State or other jurisdiction of incorporation)		(Commission File Number)		IRS Employer ID Number)

c/o First Union National Bank, 401 South Tryon Street – NC1179 Charlotte, NC 28288

(Address of principal executive officer)

~~c/o~~Registrant’s ~~First~~Telephone ~~Union National Bank~~Number, ~~401 South~~including ~~Tryon~~area ~~Street~~code: ~~– NC1179 Charlotte, NC 28288~~(704) 383-9568

(Former name or former address, if changed since last report)

~~(Address~~• ofSee ~~principal~~Schedule ~~executive officer)~~A

Registrant’s Telephone Number, including area code: (704) 383-9568


Item 5		Other Events

		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.

		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

Item 7		Financial Statements and Exhibits

Item 601 (~~Former~~a) of ~~name~~Regulation S-K ~~or former address, if changed since last report)~~Exhibit Number

* See20.1 ~~Schedule~~Monthly statement to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~TABLE OF CONTENTS~~SIGNATURES

~~Item~~Pursuant 5to ~~Other~~the ~~Events~~requirements ~~Item~~of 7the ~~Financial~~Securities ~~Statements~~Exchange ~~and~~Act ~~Exhibits~~of ~~SIGNATURES~~1934, ~~Exhibit~~the registrant ~~Index~~has ~~Schedule~~duly Acaused ~~Monthly~~this ~~Statement~~report to be signed on its behalf by the undersigned thereunto duly authorized.

~~Table~~FIRST ofUNION ~~Contents~~NATIONAL BANK

Item 5		Other Events
		The Servicer has and continues to adjust its servicing policies to meet the requirements of regulatory agencies, as provided for in the Pooling and Servicing Agreement. The Issuer will disclose such policies that materially and adversely effect the Certificateholders.
		Attached herein as Exhibit 20.1 hereto is a copy of the Monthly Statement sent to Class A Certificate holders with respect to the May 15, 2002 Remittance Date.


By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President		Dated: July 31, 2002

~~Item 7 Financial Statements and Exhibits~~Exhibit Index

~~Item 601~~20.1 ~~(a) of Regulation S-K~~Monthly ~~Exhibit Number~~ statement sent to Class A Certificate holders with respect to the July 15, 2002 Remittance Date.

~~20.1 Monthly statement to Class~~ Schedule A ~~Certificate holders with respect to the May 15, 2002 Remittance Date.~~


	State of	IRS Employer
Registrant	Incorporation	ID Number

TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C	22-2133027
The Money Store/Kentucky Inc.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

FIRST UNION NATIONAL BANK By: \s\ Robert Ashbaugh Name: Robert Ashbaugh Title: Vice President Dated: May 31, 2002

Exhibit Index

20.1 Monthly statement sent to Class A Certificate holders with respect to the May 15, 2002 Remittance Date.

Schedule A

	State of	IRS Employer
Registrant	Incorporation	ID Number
TMS Mortgage Inc.	New Jersey	22-3217781
The Money Store/D.C. Inc.	D.C.	22-2133027
The Money Store Home Equity Corp.	Kentucky	22-2459832
The Money Store Home Equity Corp.	Kentucky	22-2522232
The Money Store/Minnesota Inc.	Minnesota	22-3003495

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Table of Contents

Table of Contents

Filing Compare · MONEY STORE ASSET BACKED CERTIFICATES SERIES 1998-B