v3.25.4

Accounts Payable, Accrued Expenses and Other (Details) - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Payables and Accruals [Abstract]
TRA liability	$ 196,923	$ 78,519
Servicing fees payable	114,289	95,621
Representations and warranties reserve	102,277	87,647
Accrued compensation and benefits	90,277	90,964
Accrued interest and bank fees	70,896	41,851
Other accounts payable	51,732	37,352
Investor payables	31,478	24,883
Other accrued expenses	27,456	36,773
Derivative settlements payable	17,106	13,622
Deferred tax liability	5,080	4,210
Margin call payable	276	66,551
Public and Private Warrants	0	2,743
Total accounts payable, accrued expenses and other	$ 707,790	$ 580,736

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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Amount of obligations incurred and payable classified as other.

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Carrying value as of the balance sheet date of obligations incurred through that date and payable for professional fees, such as for legal and accounting services received.

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Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences with jurisdictional netting.

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Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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Carrying value as of the balance sheet date of obligations incurred through that date and payable for estimated claims under standard and extended warranty protection rights granted to customers.

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Value of outstanding derivative securities that permit the holder the right to purchase securities (usually equity) from the issuer at a specified price.

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Investor Payable

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Margin Call Payable

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Tax Receivable Agreement, Liability

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