BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STATEMENT TO NOTEHOLDERS

September 17, 2025


TRANSACTION PARTIES


Depositor:	BMO Commercial Mortgage Securities LLC
Master Servicer:	Trimont LLC
Special Servicer:	Rialto Capital Advisors, LLC
Asset Representations Reviewer /
Pentalpha Surveillance LLC
Operating Advisor:
Trustee / Certificate Administrator:	Citibank, N.A.




Danny Lee		Citibank, Agency and Trust
(212) 816-4936		388 Greenwich Street Trading, 4th Floor
danny1.lee@citi.com		New York, NY 10013


TABLE OF CONTENTS


1	.	Distribution Summary	2
1.1	.	Summary	2
1.2	.	Factors	3
2	.	Distribution Detail	4
2.1	.	Interest Detail	4
2.2	.	Interest Shortfall Detail	5
2.3	.	Principal Detail	6
3	.	Reconciliation Detail	7
4	.	Other Information	8
5	.	Stratification Detail	9
6	.	Mortgage Loan Detail	14
7	.	NOI Detail	16
8	.	Delinquency Loan Detail	18
9	.	Collateral Performance Delinquency and Loan Status Detail	19
10	.	Appraisal Reduction Detail	20
11	.	Historical Appraisal Reduction Detail	21
12	.	Loan Modification Detail	22
13	.	Historical Loan Modification Detail	23
14	.	Specially Serviced Loan Detail	24
15	.	Historical Specially Serviced Loan Detail	25
16	.	Unscheduled Principal Detail	26
17	.	Historical Unscheduled Principal Detail	27
18	.	Liquidated Loan Detail	28
19	.	Historical Liquidated Loan Detail	29
20	.	CREFC Investor Reporting Package Legends	30
21	.	Notes	31


Reports Available at sf.citidirect.com	v. 21.09.28	Page 1 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DISTRIBUTION SUMMARY

September 17, 2025


											Accretion
											&
											Non-Cash
					Accrual		Other				Balance
	Original	Prior	Pass-Through		Day	Interest	(As Interest)	Principal	Total	Realized Loss	Increase/		Current
Class	Balance	Balance	Rate		Count	Distributed	Distributed	Distributed	Distributed	/(Recovery)	(Decrease)		Balance

A-1	9,909,000.00	9,694,220.98	4.903330	%	30/360	39,611.64	-	97,056.94	136,668.58	-	-		9,597,164.04
A-4	90,000,000.00	90,000,000.00	5.573170	%	30/360	417,987.75	-	-	417,987.75	-	-		90,000,000.00
A-5	326,456,000.00	326,456,000.00	5.870580	%	30/360	1,597,071.72	-	-	1,597,071.72	-	-		326,456,000.00
A-SB	13,767,000.00	13,767,000.00	5.761980	%	30/360	66,104.32	-	-	66,104.32	-	-		13,767,000.00
A-S	64,448,000.00	64,448,000.00	6.195100	%	30/360	332,718.17	-	-	332,718.17	-	-		64,448,000.00
B	31,439,000.00	31,439,000.00	6.622725	%	30/360	173,509.87	-	-	173,509.87	-	-		31,439,000.00
C	25,936,000.00	25,936,000.00	6.610725	%	30/360	142,879.80	-	-	142,879.80	-	-		25,936,000.00
D	13,361,000.00	13,361,000.00	4.500000	%	30/360	50,103.75	-	-	50,103.75	-	-		13,361,000.00
E	7,074,000.00	7,074,000.00	4.500000	%	30/360	26,527.50	-	-	26,527.50	-	-		7,074,000.00
F-RR	14,147,000.00	14,147,000.00	4.500000	%	30/360	53,051.25	-	-	53,051.25	-	-		14,147,000.00
G-RR	8,645,000.00	8,645,000.00	4.500000	%	30/360	32,418.75	-	-	32,418.75	-	-		8,645,000.00
J-RR	23,579,318.00	23,579,318.00	4.500000	%	30/360	88,422.44	-	-	88,422.44	-	-		23,579,318.00
Uncert VRR	12,112,516.00	12,108,378.48	0.000000	%	30/360	68,026.13	-	1,869.71	69,895.84	-	-		12,106,508.77
R	-	-	0.000000	%	30/360	-	-	-	-	-	-		-
Total	640,873,834.00	640,654,917.46				3,088,433.09	-	98,926.65	3,187,359.74	-	-		640,555,990.81
Notional
X-A	440,132,000.00	439,917,220.98	0.956703	%	30/360	350,725.25	-	-	350,725.25	-	(97,056.94	)	439,820,164.04
X-B	121,823,000.00	121,823,000.00	0.347781	%	30/360	35,306.44	-	-	35,306.44	-	-		121,823,000.00
X-D	20,435,000.00	20,435,000.00	2.241725	%	30/360	38,174.71	-	-	38,174.71	-	-		20,435,000.00
XFRR	14,147,000.00	14,147,000.00	2.241725	%	30/360	26,428.07	-	-	26,428.07	-	-		14,147,000.00
XGRR	8,645,000.00	8,645,000.00	2.241725	%	30/360	16,149.76	-	-	16,149.76	-	-		8,645,000.00
XJRR	23,579,318.00	23,579,318.00	2.241725	%	30/360	44,048.62	-	-	44,048.62	-	-		23,579,318.00
Total	628,761,318.00	628,546,538.98				510,832.85	-	-	510,832.85	-	(97,056.94	)	628,449,482.04

Grand Total	1,269,635,152	1,269,201,456				3,599,265.94	-	98,926.65	3,698,192.59	-	(97,056.94	)	1,269,005,473


Reports Available at sf.citidirect.com	v. 21.09.28	Page 2 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DISTRIBUTION SUMMARY - FACTORS

September 17, 2025


									Accretion
									&
									Non-Cash
					Other				Balance
			Record	Interest	(As Interest)	Principal	Total	Realized Loss	Increase/	Current
Class	CUSIP		Date	Distributed	Distributed	Distributed	Distributed	/(Recovery)	(Decrease)	Balance

A-1	05615	DAA5	08/29/2025	3.99754163	-	9.79482693	13.79236855	-	-	968.53002725
A-4	05615	DAB3	08/29/2025	4.64430833	-	-	4.64430833	-	-	1,000.00000000
A-5	05615	DAC1	08/29/2025	4.89215000	-	-	4.89215000	-	-	1,000.00000000
A-SB	05615	DAD9	08/29/2025	4.80165032	-	-	4.80165032	-	-	1,000.00000000
X-A	05615	DAE7	08/29/2025	0.79686378	-	-	0.79686378	-	-	999.29149446
A-S	05615	DAG2	08/29/2025	5.16258332	-	-	5.16258332	-	-	1,000.00000000
B	05615	DAH0	08/29/2025	5.51893731	-	-	5.51893731	-	-	1,000.00000000
C	05615	DAJ6	08/29/2025	5.50893738	-	-	5.50893738	-	-	1,000.00000000
X-B	05615	DAF4	08/29/2025	0.28981752	-	-	0.28981752	-	-	1,000.00000000
D	05615DAM9 U0903EAB0		08/29/2025	3.75000000	-	-	3.75000000	-	-	1,000.00000000
E	05615DAP2 U0903EAC8		08/29/2025	3.75000000	-	-	3.75000000	-	-	1,000.00000000
X-D	05615DAK3 U0903EAA2		08/29/2025	1.86810423	-	-	1.86810423	-	-	1,000.00000000
F-RR	05615	DAR8	08/29/2025	3.75000000	-	-	3.75000000	-	-	1,000.00000000
XFRR	05615	DAT4	08/29/2025	1.86810419	-	-	1.86810419	-	-	1,000.00000000
G-RR	05615	DAV9	08/29/2025	3.75000000	-	-	3.75000000	-	-	1,000.00000000
XGRR	05615	DAX5	08/29/2025	1.86810411	-	-	1.86810411	-	-	1,000.00000000
J-RR	05615	DAZ0	08/29/2025	3.74999989	-	-	3.74999989	-	-	1,000.00000000
XJRR	05615	DBB2	08/29/2025	1.86810407	-	-	1.86810407	-	-	1,000.00000000
Uncert VRR	25C12UVRR		08/29/2025	5.61618494	-	0.15436182	5.77054676	-	-	999.50404771
R	05615	DBD8	08/29/2025	-	-	-	-	-	-	-


Reports Available at sf.citidirect.com	v. 21.09.28	Page 3 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DISTRIBUTION INFORMATION - INTEREST DETAIL

September 17, 2025


			Rate					Interest			Shortfall				Paid
															Cap
							Accrual	Net	Accreted	Non	Carry	Cap Carryover			Carryover
Class	Uncapped Capped				Next		Dates	Accrued	/Deferred	Recovered	Forward	/Basis Risk	Accrued	Carry Forward /Basis Risk		Total

A-1	4.90333	%	4.90333	%	4.90333	%	08/01-08/31	39,611.64	-	-	-	-	39,611.64	-	-	39,611.64
A-4	5.57317	%	5.57317	%	5.57317	%	08/01-08/31	417,987.75	-	-	-	-	417,987.75	-	-	417,987.75
A-5	5.87058	%	5.87058	%	5.87058	%	08/01-08/31	1,597,071.72	-	-	-	-	1,597,071.72	-	-	1,597,071.72
A-SB	5.76198	%	5.76198	%	5.76198	%	08/01-08/31	66,104.32	-	-	-	-	66,104.32	-	-	66,104.32
A-S	6.19510	%	6.19510	%	6.19510	%	08/01-08/31	332,718.17	-	-	-	-	332,718.17	-	-	332,718.17
B	6.62272	%	6.62272	%	6.62272	%	08/01-08/31	173,509.87	-	-	-	-	173,509.87	-	-	173,509.87
C	6.61072	%	6.61072	%	6.61072	%	08/01-08/31	142,879.80	-	-	-	-	142,879.80	-	-	142,879.80
D	4.50000	%	4.50000	%	4.50000	%	08/01-08/31	50,103.75	-	-	-	-	50,103.75	-	-	50,103.75
E	4.50000	%	4.50000	%	4.50000	%	08/01-08/31	26,527.50	-	-	-	-	26,527.50	-	-	26,527.50
F-RR	4.50000	%	4.50000	%	4.50000	%	08/01-08/31	53,051.25	-	-	-	-	53,051.25	-	-	53,051.25
G-RR	4.50000	%	4.50000	%	4.50000	%	08/01-08/31	32,418.75	-	-	-	-	32,418.75	-	-	32,418.75
J-RR	4.50000	%	4.50000	%	4.50000	%	08/01-08/31	88,422.44	-	-	-	-	88,422.44	-	-	88,422.44
Uncert VRR	0.00000	%	0.00000	%	0.00000	%	08/01-08/31	68,026.13	-	-	-	-	68,026.13	-	-	68,026.13
R	0.00000	%	0.00000	%	0.00000	%	08/01-08/31	-	-	-	-	-	-	-	-	-
Total								3,088,433.09	-	-	-	-	3,088,433.09	-	-	3,088,433.09
Notional
X-A	0.95670	%	0.95670	%	0.95670	%	08/01-08/31	350,725.25	-	-	-	-	350,725.25	-	-	350,725.25
X-B	0.34778	%	0.34778	%	0.34778	%	08/01-08/31	35,306.44	-	-	-	-	35,306.44	-	-	35,306.44
X-D	2.24172	%	2.24172	%	2.24172	%	08/01-08/31	38,174.71	-	-	-	-	38,174.71	-	-	38,174.71
XFRR	2.24172	%	2.24172	%	2.24172	%	08/01-08/31	26,428.07	-	-	-	-	26,428.07	-	-	26,428.07
XGRR	2.24172	%	2.24172	%	2.24172	%	08/01-08/31	16,149.76	-	-	-	-	16,149.76	-	-	16,149.76
XJRR	2.24172	%	2.24172	%	2.24172	%	08/01-08/31	44,048.62	-	-	-	-	44,048.62	-	-	44,048.62
Total								510,832.85	-	-	-	-	510,832.85	-	-	510,832.85

Grand Total								3,599,265.94	-	-	-	-	3,599,265.94	-	-	3,599,265.94


Reports Available at sf.citidirect.com	v. 21.09.28	Page 4 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL

September 17, 2025

Cap Carryover /

Non-Recov Shortfall

Carry Forward Interest

Basis Risk Shortfall

Other

Class

PPIS

SSRA

Shortfall

Prior

Int. on Prior

New

Paid

Outstanding

Prior

Int. on Prior

New

Paid

Outstanding

A-1

A-4

A-5

A-SB

A-S

F-RR

G-RR

J-RR

Uncert VRR

Total

Notional

X-A

X-B

X-D

XFRR

XGRR

XJRR

Total

Grand Total


Reports Available at sf.citidirect.com	v. 21.09.28	Page 5 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DISTRIBUTION INFORMATION - PRINCIPAL DETAIL

September 17, 2025


					Accretion
					&
					Non-Cash
					Balance		Cumulative
	Prior	Principal	Accreted	Realized Loss	Increase/	Current	Realized	Class %		Class %		Sub %		Sub %
Class	Balance	Distributed	Principal	/(Recovery)	(Decrease)	Balance	Loss	Original		Current		Original		Current

A-1	9,694,220.98	97,056.94	-	-	-	9,597,164.04	-	0.00	%	1.50	%	0.00	%	30.02	%
A-4	90,000,000.00	-	-	-	-	90,000,000.00	-	0.00	%	14.05	%	0.00	%	30.02	%
A-5	326,456,000.00	-	-	-	-	326,456,000.00	-	0.00	%	50.96	%	0.00	%	30.02	%
A-SB	13,767,000.00	-	-	-	-	13,767,000.00	-	0.00	%	2.15	%	0.00	%	30.02	%
A-S	64,448,000.00	-	-	-	-	64,448,000.00	-	0.00	%	10.06	%	0.00	%	19.76	%
B	31,439,000.00	-	-	-	-	31,439,000.00	-	0.00	%	4.91	%	0.00	%	14.76	%
C	25,936,000.00	-	-	-	-	25,936,000.00	-	0.00	%	4.05	%	0.00	%	10.63	%
D	13,361,000.00	-	-	-	-	13,361,000.00	-	0.00	%	2.09	%	0.00	%	8.50	%
E	7,074,000.00	-	-	-	-	7,074,000.00	-	0.00	%	1.10	%	0.00	%	7.38	%
F-RR	14,147,000.00	-	-	-	-	14,147,000.00	-	0.00	%	2.21	%	0.00	%	5.13	%
G-RR	8,645,000.00	-	-	-	-	8,645,000.00	-	0.00	%	1.35	%	0.00	%	3.75	%
J-RR	23,579,318.00	-	-	-	-	23,579,318.00	-	0.00	%	3.68	%	0.00	%	0.00	%
Uncert VRR	12,108,378.48	1,869.71	-	-	-	12,106,508.77	-	0.00	%	1.89	%	0.00	%	0.00	%
R	-	-	-	-	-	-	-	0.00	%	0.00	%	0.00	%	0.00	%

Total	640,654,917.46	98,926.65	-	-	-	640,555,990.81	-	0.00	%	100.00	%


Reports Available at sf.citidirect.com	v. 21.09.28	Page 6 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

RECONCILIATION DETAIL

September 17, 2025


SOURCE OF FUNDS			ALLOCATION OF FUNDS

Interest Funds Available			Scheduled Fees
Scheduled Interest	3,609,230.57		Servicing Fee	2,252.29
Prepayment Interest Shortfall	-		Trustee/Certificate Administrator Fee	6,222.90
Interest Adjustments	-		Operating Advisor Fee	1,004.03
ASER Amount	-		Asset Representations Reviewer Ongoing Fee	209.60
Realized Loss in Excess of Principal Balance	-		CREFC Intellectual Property Royalty License Fee	275.83
Total Interest Funds Available		3,609,230.57	Total Scheduled Fees		9,964.65
Principal Funds Available			Additional Fees, Expenses, etc.
Scheduled Principal	98,926.65		Additional Servicing Fee	-
Unscheduled Principal Collections	-		Special Servicing Fee	-
Net Liquidation Proceeds	-		Work-out Fee	-
Repurchased Principal	-		Liquidation Fee	-
Substitution Principal	-		Trust Fund Expenses	-
Other Principal	-		Trust Advisor Expenses	-
			Reimbursement of Interest on Advances to the Servicer	-
Total Principal Funds Available		98,926.65
			Borrower Reimbursable Trust Fund Expenses	-
Other Funds Available
			Other Expenses	-
Yield Maintenance Charges	-
Withdrawal of Withheld Amounts from the Interest Reserve			Total Additional Fees, Expenses, etc.		-
Account	-
			Distributions
Deposit of Withheld Amounts to the Interest Reserve Account	-
			Interest Distribution	3,599,265.94
Total Other Funds Available		-	Principal Distribution	98,926.65
			Yield Maintenance Charge Distribution	-
			Total Distributions		3,698,192.59




Total Funds Available		3,708,157.22
			Total Funds Allocated		3,708,157.24


Reports Available at sf.citidirect.com	v. 21.09.28	Page 7 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

OTHER INFORMATION

Interest Reserve Account Information

September 17, 2025


Beginning Interest Reserve Account Balance	0.00
Deposit of Withheld Amounts to the Interest Reserve Account	0.00
Withdrawal of Withheld Amounts from the Interest Reserve Account	0.00
Ending Interest Reserve Account Balance	0.00
Collateral Information
% of Cut-Off Principal Balance Outstanding	99.950405	%
Controlling Class Information
Controlling Class is Class J-RR.
The Controlling Class Representative is RREF V - D AIV RR L, LLC.
There Are No Disclosable Special Servicer Fees.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 8 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STRATIFICATION DETAIL

September 17, 2025


Anticipated Remaining Term

Anticipated Remaining	Asset	Ending Scheduled	% of			Wtd Avg
Term Range	Count	Balance	Agg.Bal. WAC		WAM	DSCR

60 Months or Less	0	0.00	0.00	0.0000	0	0.000000
61 to 90 Months	0	0.00	0.00	0.0000	0	0.000000
91 Months or Greater	44	640,555,991.06	100.00	6.5423	114	1.462126
Total	44	640,555,991.06	100.00	6.5423	114	1.462126

Debt Service Coverage Ratio

Debt Service Coverage	Asset	Ending Scheduled	% of			Wtd Avg
Ratio Range	Count	Balance	Agg.Bal. WAC		WAM	DSCR

1.250 or Less	12	176,588,789.08	27.57	6.1946	115	0.476974
1.251 to 1.500	15	138,477,503.22	21.62	6.8564	115	1.384738
1.501 to 1.750	7	104,220,388.65	16.27	6.7184	114	1.581600
1.751 to 2.000	4	56,952,500.00	8.89	6.3400	114	1.917086
2.001 to 2.250	3	57,100,000.00	8.91	6.5283	113	2.074904
2.251 to 2.500	1	63,716,810.11	9.95	6.8000	114	2.290102
2.501 to 2.750	0	0.00	0.00	0.0000	0	0.000000
2.751 to 3.000	2	43,500,000.00	6.79	6.4379	116	2.808685
3.001 to 3.250	0	0.00	0.00	0.0000	0	0.000000
3.251 to 3.500	0	0.00	0.00	0.0000	0	0.000000
3.501 to 3.750	0	0.00	0.00	0.0000	0	0.000000
3.751 to 4.000	0	0.00	0.00	0.0000	0	0.000000
4.001 or Greater	0	0.00	0.00	0.0000	0	0.000000
Total	44	640,555,991.06	100.00	6.5423	114	1.462126


Reports Available at sf.citidirect.com	v. 21.09.28	Page 9 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STRATIFICATION DETAIL

September 17, 2025


Ending Schedule Balance

Ending Schedule Balance	Asset	Ending Scheduled	% of			Wtd Avg
Range	Count	Balance	Agg.Bal. WAC WAM			DSCR

1 to 5,000,000	4	10,305,000.00	1.61	7.0260	114	1.331514
10,000,001 to 15,000,000	6	74,595,171.21	11.65	6.7867	115	1.495060
15,000,001 to 20,000,000	7	127,523,001.43	19.91	6.3778	113	1.286830
20,000,001 to 25,000,000	3	69,054,167.00	10.78	6.5076	115	0.979606
25,000,001 to 30,000,000	3	84,995,833.00	13.27	6.5782	114	1.223127
30,000,001 to 35,000,000	0	0.00	0.00	0.0000	0	0.000000
35,000,001 to 40,000,000	2	78,000,000.00	12.18	6.0422	116	1.933077
40,000,001 to 45,000,000	0	0.00	0.00	0.0000	0	0.000000
45,000,001 to 50,000,000	0	0.00	0.00	0.0000	0	0.000000
5,000,001 to 10,000,000	18	132,366,008.31	20.66	6.6911	115	1.351732
50,000,001 to 55,000,000	0	0.00	0.00	0.0000	0	0.000000
55,000,001 to 60,000,000	0	0.00	0.00	0.0000	0	0.000000
60,000,001 to 65,000,000	1	63,716,810.11	9.95	6.8000	114	2.290102
65,000,001 to 70,000,000	0	0.00	0.00	0.0000	0	0.000000
70,000,001 to 75,000,000	0	0.00	0.00	0.0000	0	0.000000
75,000,001 to 80,000,000	0	0.00	0.00	0.0000	0	0.000000
80,000,001 to 85,000,000	0	0.00	0.00	0.0000	0	0.000000
85,000,000+	0	0.00	0.00	0.0000	0	0.000000
Total	44	640,555,991.06	100.00	6.5423	114	1.462126


Reports Available at sf.citidirect.com	v. 21.09.28	Page 10 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STRATIFICATION DETAIL

September 17, 2025


Loan Rate

	Asset	Ending Scheduled	% of			Wtd Avg
Loan Rate Range	Count	Balance	Agg.Bal. WAC WAM			DSCR

4.00 or Less	0	0.00	0.00	0.0000	0	0.000000
4.01 to 4.25	0	0.00	0.00	0.0000	0	0.000000
4.26 to 4.50	0	0.00	0.00	0.0000	0	0.000000
4.51 to 4.75	0	0.00	0.00	0.0000	0	0.000000
4.76 to 5.00	0	0.00	0.00	0.0000	0	0.000000
5.01 to 5.25	0	0.00	0.00	0.0000	0	0.000000
5.26 to 5.50	0	0.00	0.00	0.0000	0	0.000000
5.51 to 5.75	6	128,000,000.00	19.98	5.6135	115	0.814352
5.76 to 6.00	0	0.00	0.00	0.0000	0	0.000000
6.01 to 6.25	4	56,655,216.56	8.84	6.1410	114	1.677657
6.26 to 6.50	10	134,590,000.00	21.01	6.4289	115	1.794944
6.51 to 6.75	5	40,768,505.09	6.36	6.6749	116	1.509493
6.76 to 7.00	9	156,214,313.33	24.39	6.8238	114	1.809508
7.01 or Greater	10	124,327,956.08	19.41	7.4070	114	1.218524
Total	44	640,555,991.06	100.00	6.5423	114	1.462126

Property Type

	Asset	Ending Scheduled	% of			Wtd Avg
Property Type Range	Count	Balance	Agg.Bal. WAC WAM			DSCR

Industrial	1	14,000,000.00	2.19	6.4000	114	1.250000
Lodging	0	0.00	0.00	0.0000	0	0.000000
Mixed Use	3	82,891,810.11	12.94	6.7722	114	2.085767
Multifamily	8	79,023,460.73	12.34	6.6681	114	1.532532
Office	4	62,356,667.00	9.73	7.2706	113	1.806723
Other	10	148,270,833.00	23.15	6.0989	115	0.334609
Retail	11	187,793,220.22	29.32	6.4933	115	1.963130
Self Storage	7	66,220,000.00	10.34	6.5806	113	1.421601
Total	44	640,555,991.06	100.00	6.5423	114	1.462126


Reports Available at sf.citidirect.com	v. 21.09.28	Page 11 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STRATIFICATION DETAIL

September 17, 2025


Remaining Amortization Term

Remaining Amortization	Asset	Ending Scheduled	% of			Wtd Avg
Term Range	Count	Balance	Agg.Bal.	WAC	WAM	DSCR

240 Months or Less	29	388,425,000.00	60.64	6.3026	115	1.404006
241 to 270 Months	0	0.00	0.00	0.0000	0	0.000000
271 to 300 Months	2	26,985,216.56	4.21	6.1388	114	1.610004
301 Months or Greater	13	225,145,774.50	35.15	7.0042	114	1.544673
Total	44	640,555,991.06	100.00	6.5423	114	1.462126

Seasoning

	Asset	Ending Scheduled	% of			Wtd Avg
Seasoning Range	Count	Balance	Agg.Bal.	WAC	WAM	DSCR

12 Months or Less	44	640,555,991.06	100.00	6.5423	114	1.462126
13 to 24 Months	0	0.00	0.00	0.0000	0	0.000000
25 to 36 Months	0	0.00	0.00	0.0000	0	0.000000
37 to 48 Months	0	0.00	0.00	0.0000	0	0.000000
49 Months or Greater	0	0.00	0.00	0.0000	0	0.000000
Total	44	640,555,991.06	100.00	6.5423	114	1.462126


Reports Available at sf.citidirect.com	v. 21.09.28	Page 12 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

STRATIFICATION DETAIL

September 17, 2025


State

	Asset	Ending Scheduled	% of			Wtd Avg
State Range	Count	Balance	Agg.Bal. WAC WAM			DSCR

Arizona	2	16,700,000.00	2.61	6.6589	116	1.332934
California	6	69,735,000.00	10.89	6.3686	114	1.586795
Connecticut	1	6,175,000.00	0.96	6.6900	117	1.400000
Florida	3	31,809,167.00	4.97	7.1826	115	1.738466
Georgia	1	18,200,000.00	2.84	6.3190	114	1.980000
Illinois	2	34,873,001.43	5.44	6.5023	115	1.452827
Louisiana	1	3,925,000.00	0.61	7.1300	116	1.430000
Massachusetts	1	38,000,000.00	5.93	6.4550	117	2.810000
Michigan	1	11,112,215.13	1.73	6.1800	114	1.710000
N/A	8	104,345,833.00	16.29	6.2321	115	0.000000
New Hampshire	1	28,000,000.00	4.37	6.8000	113	1.561560
New Mexico	1	8,200,000.00	1.28	7.0900	113	1.340000
New York	5	91,930,000.00	14.35	6.2364	115	1.386254
Ohio	1	6,481,005.09	1.01	6.7300	116	1.730000
Oregon	1	29,100,000.00	4.54	5.5770	115	2.070000
Pennsylvania	3	35,212,500.00	5.50	7.3279	111	1.842275
Texas	2	66,941,810.11	10.45	6.8140	113	2.244330
Various	1	14,600,000.00	2.28	7.6000	117	1.450000
Wisconsin	3	25,215,459.30	3.94	7.0874	115	1.258741
Total	44	640,555,991.06	100.00	6.5423	114	1.462126


Reports Available at sf.citidirect.com	v. 21.09.28	Page 13 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

MORTGAGE LOAN DETAIL

September 17, 2025


			Prop			Paid					Beginning	Ending		Payment Workout Mod
			Type			Through	Gross		Interest	Principal	Scheduled	Scheduled	Maturity	Status		Strategy Code
Loan ID	OMCR		(1)	City	State	Date	Coupon		Payment	Payment	Balance	Balance	Date	(2	)	(3	)	(4	)

656121053	1		RT	Portland	OR	09/06/2025	5.57700	%	139,750.32	-	29,100,000.00	29,100,000.00	04/06/2035	0		0		0
399570190	10		RT	Naperville	IL	09/06/2025	6.83000	%	111,746.39	-	19,000,000.00	19,000,000.00	05/06/2035	0		0		0
329930011	11		MF	Milledgeville	GA	09/06/2025	6.31900	%	99,032.77	-	18,200,000.00	18,200,000.00	03/06/2035	0		0		0
399570181	12		MF	Belleville	IL	09/06/2025	6.11000	%	83,622.13	20,544.62	15,893,546.05	15,873,001.43	03/06/2035	0		0		0
695101729	13		RT	Various	XX	09/06/2025	7.60000	%	95,548.89	-	14,600,000.00	14,600,000.00	06/06/2035	0		0		0
329930014	14		IN	Oceanside	CA	09/06/2025	6.40000	%	77,155.56	-	14,000,000.00	14,000,000.00	03/06/2035	0		0		0
329930015	15		MU	New York	NY	09/09/2025	6.67500	%	74,722.92	-	13,000,000.00	13,000,000.00	05/09/2035	0		0		0
329930016	16		OF	Rancho Santa Fe	CA	09/06/2025	6.47500	%	62,392.02	-	11,190,000.00	11,190,000.00	04/06/2035	0		0		0
329930017	17		RT	Canton Township	MI	09/06/2025	6.18000	%	59,211.01	14,188.09	11,126,403.22	11,112,215.13	03/06/2035	0		0		0
329930018	18		MF	Milwaukee	WI	09/01/2025	7.27500	%	67,026.29	6,284.87	10,699,240.95	10,692,956.08	05/01/2035	0		0		0
329930019	19		SS	Roseville	CA	09/06/2025	6.08700	%	50,686.11	-	9,670,000.00	9,670,000.00	03/06/2035	0		0		0
301271947	1	A	N/A			09/06/2025	5.57700	%	81,641.08	-	17,000,000.00	17,000,000.00	04/06/2035	0		0		0
329930001	1	B	N/A			09/06/2025	5.57700	%	2,161.09	-	450,000.00	450,000.00	04/06/2035	0		0		0
329930111	1	C	N/A			09/06/2025	5.57700	%	83,802.17	-	17,450,000.00	17,450,000.00	04/06/2035	0		0		0
301271952	2		N/A	New York	NY	09/06/2025	5.65000	%	194,611.11	-	40,000,000.00	40,000,000.00	05/06/2035	0		0		0
329930020	20		MF	New Paltz	NY	09/06/2025	7.06600	%	57,682.11	-	9,480,000.00	9,480,000.00	05/06/2035	0		0		0
329930021	21		SS	Phoenix	AZ	09/01/2025	6.37000	%	47,721.92	-	8,700,000.00	8,700,000.00	06/01/2035	0		0		0
329930022	22		SS	Santa Fe	NM	09/01/2025	7.09000	%	50,063.28	-	8,200,000.00	8,200,000.00	02/01/2035	0		0		0
329930023	23		RT	Corona	NY	09/06/2025	6.80600	%	46,885.78	-	8,000,000.00	8,000,000.00	05/06/2035	0		0		0
329930024	24		RT	Tucson	AZ	09/06/2025	6.97300	%	48,036.22	-	8,000,000.00	8,000,000.00	05/06/2035	0		0		0
329930025	25		SS	Glen Mills	PA	09/01/2025	6.77000	%	44,597.38	-	7,650,000.00	7,650,000.00	03/01/2035	0		0		0
329930026	26		OF	Berwyn	PA	09/06/2025	6.64000	%	43,240.69	-	7,562,500.00	7,562,500.00	05/06/2035	0		0		0
329930027	27		MF	Van Nuys	CA	09/06/2025	6.65000	%	43,234.24	-	7,550,000.00	7,550,000.00	03/06/2035	0		0		0
329930028	28		MF	Milwaukee	WI	09/01/2025	6.95500	%	45,054.48	4,947.89	7,522,837.34	7,517,889.45	03/01/2035	0		0		0
329930029	29		SS	Folsom	CA	09/01/2025	6.77000	%	42,702.72	-	7,325,000.00	7,325,000.00	03/01/2035	0		0		0
301271954	2	A	N/A			09/06/2025	5.65000	%	116,766.67	-	24,000,000.00	24,000,000.00	05/06/2035	0		0		0
28002555	3		MU	Fort Worth	TX	09/06/2025	6.80000	%	373,354.25	43,877.87	63,760,687.98	63,716,810.11	03/06/2035	0		0		0
329930030	30		MF	Milwaukee	WI	09/01/2025	6.94300	%	41,905.92	4,596.04	7,009,209.81	7,004,613.77	04/01/2035	0		0		0
329930031	31		RT	Chardon	OH	09/06/2025	6.73000	%	37,585.23	4,487.27	6,485,492.36	6,481,005.09	05/06/2035	0		0		0
329930032	32		MU	Norwalk	CT	09/06/2025	6.69000	%	35,573.15	-	6,175,000.00	6,175,000.00	06/06/2035	0		0		0
329930033	33		RT	Miramar	FL	09/06/2025	6.32000	%	29,932.22	-	5,500,000.00	5,500,000.00	04/06/2035	0		0		0
695101725	34		N/A	Lafayette	LA	09/06/2025	7.13000	%	24,098.41	-	3,925,000.00	3,925,000.00	05/06/2035	0		0		0


Reports Available at sf.citidirect.com	v. 21.09.28	Page 14 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

MORTGAGE LOAN DETAIL

September 17, 2025


			Prop			Paid					Beginning	Ending		Payment Workout Mod
			Type			Through	Gross		Interest	Principal	Scheduled	Scheduled	Maturity	Status Strategy Code
Loan ID	OMCR		(1)	City	State	Date	Coupon		Payment	Payment	Balance	Balance	Date	(2	)	(3	)	(4	)

329930035	35		SS	Arlington	TX	09/01/2025	7.09000	%	19,689.52	-	3,225,000.00	3,225,000.00	02/01/2035	0		0		0
329930036	36		MF	Ocala	FL	09/01/2025	7.04000	%	16,398.31	-	2,705,000.00	2,705,000.00	02/01/2035	0		0		0
301271944	4		OF	Miami	FL	09/06/2025	7.40000	%	150,411.00	-	23,604,167.00	23,604,167.00	05/06/2035	0		0		0
301271946	4	A	N/A			09/06/2025	7.40000	%	177,758.45	-	27,895,833.00	27,895,833.00	05/06/2035	0		0		0
329930005	5		RT	Hyannis	MA	09/01/2025	6.45500	%	211,221.94	-	38,000,000.00	38,000,000.00	06/01/2035	0		0		0
329930105	5	A	N/A			09/01/2025	6.45500	%	33,350.83	-	6,000,000.00	6,000,000.00	06/01/2035	0		0		0
329330120	6		SS	Long Island City	NY	09/06/2025	6.48500	%	119,783.35	-	21,450,000.00	21,450,000.00	02/06/2035	0		0		0
329330320	6	A	N/A			09/06/2025	6.48500	%	32,249.36	-	5,775,000.00	5,775,000.00	02/06/2035	0		0		0
329330420	6	B	N/A			09/06/2025	6.48500	%	32,249.36	-	5,775,000.00	5,775,000.00	02/06/2035	0		0		0
329930007	7		RT	Bedford	NH	09/06/2025	6.80000	%	163,955.56	-	28,000,000.00	28,000,000.00	02/06/2035	0		0		0
399570180	8		RT	Corona	CA	09/06/2025	6.17000	%	106,261.11	-	20,000,000.00	20,000,000.00	03/06/2035	0		0		0
329930009	9		OF	Plymouth Meeting	PA	09/06/2025	7.80139	%	134,357.25	-	20,000,000.00	20,000,000.00	10/06/2034	0		0		0
Total	Count = 44								3,609,230.57	98,926.65	640,654,917.71	640,555,991.06


Reports Available at sf.citidirect.com	v. 21.09.28	Page 15 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

NOI DETAIL

September 17, 2025


			Property			Ending	Preceding	Most	Most Recent	Most Recent
			Type			Scheduled	Fiscal	Recent	Financial As of	Financial Asof
Loan ID	OMCR		(1)	City	State	Balance	Year NOI	NOI	Start Date	End Date

656121053	1		RT	Portland	OR	29,100,000.00	0.12	0.12	Not Available	Not Available
399570190	10		RT	Naperville	IL	19,000,000.00	0.11	0.11	Not Available	Not Available
329930011	11		MF	Milledgeville	GA	18,200,000.00	0.13	0.13	Not Available	Not Available
399570181	12		MF	Belleville	IL	15,873,001.43	0.13	0.13	Not Available	Not Available
695101729	13		RT	Various	XX	14,600,000.00	0.12	0.12	Not Available	Not Available
329930014	14		IN	Oceanside	CA	14,000,000.00	0.10	0.10	Not Available	Not Available
329930015	15		MU	New York	NY	13,000,000.00	0.10	0.10	Not Available	Not Available
329930016	16		OF	Rancho Santa Fe	CA	11,190,000.00	0.13	0.13	Not Available	Not Available
329930017	17		RT	Canton Township	MI	11,112,215.13	0.15	0.15	Not Available	Not Available
329930018	18		MF	Milwaukee	WI	10,692,956.08	0.11	0.11	Not Available	Not Available
329930019	19		SS	Roseville	CA	9,670,000.00	0.11	0.11	Not Available	Not Available
301271947	1	A	N/A			17,000,000.00	-	-	Not Available	Not Available
329930001	1	B	N/A			450,000.00	-	-	Not Available	Not Available
329930111	1	C	N/A			17,450,000.00	-	-	Not Available	Not Available
301271952	2		N/A	New York	NY	40,000,000.00	0.06	0.06	Not Available	Not Available
329930020	20		MF	New Paltz	NY	9,480,000.00	0.13	0.13	Not Available	Not Available
329930021	21		SS	Phoenix	AZ	8,700,000.00	0.09	0.09	Not Available	Not Available
329930022	22		SS	Santa Fe	NM	8,200,000.00	0.10	0.10	Not Available	Not Available
329930023	23		RT	Corona	NY	8,000,000.00	0.16	0.16	Not Available	Not Available
329930024	24		RT	Tucson	AZ	8,000,000.00	0.11	0.11	Not Available	Not Available
329930025	25		SS	Glen Mills	PA	7,650,000.00	0.10	0.10	Not Available	Not Available
329930026	26		OF	Berwyn	PA	7,562,500.00	0.15	0.15	Not Available	Not Available
329930027	27		MF	Van Nuys	CA	7,550,000.00	0.09	0.09	Not Available	Not Available
329930028	28		MF	Milwaukee	WI	7,517,889.45	0.10	0.10	Not Available	Not Available
329930029	29		SS	Folsom	CA	7,325,000.00	0.10	0.10	Not Available	Not Available
301271954	2	A	N/A			24,000,000.00	-	-	Not Available	Not Available
28002555	3		MU	Fort Worth	TX	63,716,810.11	0.20	0.20	Not Available	Not Available
329930030	30		MF	Milwaukee	WI	7,004,613.77	0.10	0.10	Not Available	Not Available
329930031	31		RT	Chardon	OH	6,481,005.09	0.15	0.15	Not Available	Not Available
329930032	32		MU	Norwalk	CT	6,175,000.00	0.10	0.10	Not Available	Not Available
329930033	33		RT	Miramar	FL	5,500,000.00	0.19	0.19	Not Available	Not Available
695101725	34		N/A	Lafayette	LA	3,925,000.00	0.10	0.10	Not Available	Not Available
Reports Available at sf.citidirect.com			v. 21.09.28			Page 16 of 31			© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

NOI DETAIL

September 17, 2025


			Property			Ending	Preceding	Most	Most Recent	Most Recent
			Type			Scheduled	Fiscal	Recent	Financial As of	Financial Asof
Loan ID	OMCR		(1)	City	State	Balance	Year NOI	NOI	Start Date	End Date

329930035	35		SS	Arlington	TX	3,225,000.00	0.10	0.10	Not Available	Not Available
329930036	36		MF	Ocala	FL	2,705,000.00	0.10	0.10	Not Available	Not Available
301271944	4		OF	Miami	FL	23,604,167.00	0.14	0.14	Not Available	Not Available
301271946	4	A	N/A			27,895,833.00	-	-	Not Available	Not Available
329930005	5		RT	Hyannis	MA	38,000,000.00	0.20	0.20	Not Available	Not Available
329930105	5	A	N/A			6,000,000.00	-	-	Not Available	Not Available
329330120	6		SS	Long Island City	NY	21,450,000.00	0.10	0.10	Not Available	Not Available
329330320	6	A	N/A			5,775,000.00	-	-	Not Available	Not Available
329330420	6	B	N/A			5,775,000.00	-	-	Not Available	Not Available
329930007	7		RT	Bedford	NH	28,000,000.00	0.12	0.12	Not Available	Not Available
399570180	8		RT	Corona	CA	20,000,000.00	0.12	0.12	Not Available	Not Available
329930009	9		OF	Plymouth Meeting	PA	20,000,000.00	0.20	0.20	Not Available	Not Available
Total	Count = 44					640,555,991.06	4.42	4.42


Reports Available at sf.citidirect.com	v. 21.09.28	Page 17 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

DELINQUENCY LOAN DETAIL

September 17, 2025

Actual

Paid

Current P&I

Total P&I

Cumulative

Other Expense

Payment Workout

Most Recent

Principal

Through

Advances

Accrued Unpaid

Advances

Status

Strategy

Special Serv

Foreclosure

Bankruptcy

REO

Loan ID

OMCR

Balance

Date

(Net of ASER)

Outstanding

Interest Advances

Outstanding

)

Transfer Date

Date

No Loans with Delinquency Activity to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 18 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS DETAIL

–

September 17, 2025


							Delinquent
					(Does not include loans in Bankruptcy, Foreclosure, or REO)
			30	Day			60	Day			90	Day	120			+ Day	Bankruptcy				Foreclosure						REO
Distribution
Date	Count		Balance		Count		Balance		Count		Balance		Count		Balance		Count		Balance		Count		Balance		Count			Balance

	0		0		0		0		0		0		0		0		0		0		0		0		0			0
09/17/2025
	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%		0.0	%
	0		0		0		0		0		0		0		0		0		0		0		0		0			0
08/15/2025
	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%		0.0	%
	0		0		0		0		0		0		0		0		0		0		0		0		0			0
07/17/2025
	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%	0.0	%		0.0	%


Reports Available at sf.citidirect.com	v. 21.09.28	Page 19 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

APPRAISAL REDUCTION DETAIL

September 17, 2025


			Beginning	Ending	Appraisal	Appraisal	Most Recent	Cumulative
Loan ID	OMCR	Property Name	Scheduled Balance	Scheduled Balance	Reduction Amount	Reduction Date	ASER Amount	ASER Amount

No Loans with Appraisal Reduction Activity.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 20 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

HISTORICAL APPRAISAL REDUCTION DETAIL

September 17, 2025


Distribution				Beginning	Ending	Appraisal	Appraisal	Most Recent	Cumulative
Date	Loan ID	OMCR	Property Name	Scheduled Balance	Scheduled Balance	Reduction Amount	Reduction Date	ASER Amount	ASER Amount

No Loans with Appraisal Reduction Activity.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 21 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

LOAN MODIFICATION DETAIL

September 17, 2025


			Modification	Modification
Loan ID	OMCR	Property Name	Date	Code (4)

No Loans with Modification Activity to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 22 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

HISTORICAL LOAN MODIFICATION DETAIL

September 17, 2025


Distribution				Modification	Modification
Date	Loan ID	OMCR	Property Name	Date	Code (4)

No Loans with Modification Activity to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 23 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

SPECIALLY SERVICED LOAN DETAIL

September 17, 2025


			Special Servicing	Ending	Ending	Most	Most Recent	Most Recent	Most Recent
		Workout	Fee Amount	Scheduled	Actual	Recent	Valuation	Special Servicer	Master Servicer
Loan ID	OMCR	Strategy (3)	Plus Adjustments	Balance	Balance	Value	Date	Transfer Date	Return Date

No Loans Specially Serviced to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 24 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

HISTORICAL SPECIALLY SERVICED LOANS

September 17, 2025


				Special Servicing	Ending	Ending	Most	Most Recent	Most Recent	Most Recent
Distribution			Workout	Fee Amount	Scheduled	Actual	Recent	Valuation	Special Servicer	Master Servicer
Date	Loan ID	OMCR	Strategy (3)	Plus Adjustments	Balance	Balance	Value	Date	Transfer Date	Return Date

No Loans Specially Serviced to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 25 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

UNSCHEDULED PRINCIPAL DETAIL

September 17, 2025


		Liquidation /	Liquid / Prepay	Principal	Principal	Prepayment Interest	Prepayment	Yield Maintenance
Loan ID	OMCR	Prepayment Date	Code (5)	Collections	Adjustments	Excess / (Shortfall)	Penalties (PPP)	Penalties (YM)

No Loans with Unscheduled Principal Activity to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 26 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

HISTORICAL UNSCHEDULED PRINCIPAL DETAIL

September 17, 2025


Distribution			Liquidation /	Liquid / Prepay	Principal	Principal	Prepayment Interest	Prepayment	Yield Maintenance
Date	Loan ID	OMCR	Prepayment Date	Code (5)	Collections	Adjustments	Excess / (Shortfall)	Penalties (PPP)	Penalties (YM)

No Loans with Unscheduled Principal Activity to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 27 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

LIQUIDATED LOAN DETAIL

September 17, 2025


		Beginning	Most	Liquidation	Net		Net	Realized	Date of		Loss with
		Scheduled	Recent	Sales	Proceeds	Liquidation	Proceeds	Loss to	Current	Current Cumulative	Cumulative
Loan ID	OMCR	Balance	Value	Price	Received	Expense	Available	Trust	Adj. to Loan	Adj. to Loan Adj. to Loan	Adj. to Trust

No Loans liquidated to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 28 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

HISTORICAL LIQUIDATED LOAN

September 17, 2025


		Beginning	Most	Liquidation	Net		Net	Realized	Date of		Loss with
Distribution		Scheduled	Recent	Sales	Proceeds	Liquidation	Proceeds	Loss to	Current	Current Cumulative	Cumulative
Date	Loan ID OMCR	Balance	Value	Price	Received	Expense	Available	Trust	Adj. to Loan	Adj. to Loan Adj. to Loan	Adj. to Trust

No Loans liquidated to Report.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 29 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

CREFC® INVESTOR REPORTING PACKAGE LEGENDS

September 17, 2025


1\|CREFC Investor Reporting Package Legends
	Property Type (1)		Workout Strategy (3)		Liquidation/Prepayment Code (5)

MF	Multifamily	1	Modification	1	Partial Liquidation (Curtailment)
RT	Retail	2	Foreclosure	2	Payoff Prior To Maturity
HC	HealthCare	3	Bankruptcy	3	Disposition / Liquidation
IN	Industrial	4	Extension	4	Repurchase / Substitution
MH	Mobile Home Park	5	Note Sale	5	Full Payoff At Maturity
OF	Office	6	DPO	6	DPO
MU	Mixed Use	7	REO	7	Liquidation prior to 7/1/2006
LO	Lodging	8	Resolved	8	Payoff With Penalty
SS	Self Storage	9	Pending Return to Master Servicer	9	Payoff With Yield Maintenance
SE	Securities	10	Deed In Lieu of Foreclosure	10	Curtailment With Penalty
CH	Cooperative Housing	11	Full Payoff	11	Curtailment With Yield Maintenance
ZZ	Missing Information	12	Reps and Warranties
SF	SF	13	TBD
WH	Warehouse	98	Other
OT	Other

			Modification Code (4)
	Payment Status of Loan (2)
		1	Maturity Date Extension
A	In Grace Period	2	Amortization Change
B	Late, but less than 30 Days	3	Principal Write-Off
0	Current	4	Blank (formerly Combination)
1	30-59 Days Delinquent	5	Temporary Rate Reduction
2	60-89 Days Delinquent	6	Capitalization of Interest
3	90-120 Days Delinquent	7	Capitalization of Taxes
4	Performing Matured Balloon	8	Other
5	Non Performing Matured Balloon	9	Combination
6	121+ Days Delinquent	10	Forbearance


Reports Available at sf.citidirect.com	v. 21.09.28	Page 30 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust

Commercial Mortgage Pass-Through Certificates, Series 2025-C12

NOTES

September 17, 2025

No Notes available for this deal at this time.


Reports Available at sf.citidirect.com	v. 21.09.28	Page 31 of 31	© Copyright 2025 Citigroup

BMO 2025-C12 Mortgage Trust 10-D