v3.25.3

Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2025	Dec. 31, 2024
Assets
Cash	$ 15,435	$ 18,778
Interest-bearing deposits	300,395	260,441
Cash and cash equivalents	315,830	279,219
Certificates of deposit in other banks	20,833	28,538
Debt securities available for sale, at fair value (amortized cost of $145,261 and $154,199 at September 30, 2025 and December 31, 2024, respectively)	145,682	152,011
FHLB and FRB stock	14,325	13,630
SBIC investments	18,346	15,117
Loans held for sale, at fair value	7,907	4,144
Loans held for sale, at the lower of cost or fair value	189,047	202,018
Loans, net of deferred loan fees and costs	3,643,619	3,648,299
Allowance for credit losses - loans	(43,086)	(45,285)
Loans, net	3,600,533	3,603,014
Premises and equipment held for sale, at the lower of cost or fair value	616	616
Premises and equipment, net	62,437	69,872
Accrued interest receivable	17,077	18,336
Deferred income taxes, net	9,789	10,735
BOLI	93,474	90,868
Goodwill	34,111	34,111
Core deposit intangibles, net	5,259	6,595
Other assets	56,871	66,606
Total assets	4,592,137	4,595,430
Liabilities
Deposits	3,698,227	3,779,203
Junior subordinated debt	10,195	10,120
Borrowings	230,000	188,000
Other liabilities	57,882	66,349
Total liabilities	3,996,304	4,043,672
Stockholders' equity
Preferred stock, $0.01 par value, 10,000,000 shares authorized, none issued or outstanding	0	0
Common stock, $0.01 par value, 60,000,000 shares authorized, 17,520,425 shares issued and outstanding at September 30, 2025; 17,527,709 at December 31, 2024	175	175
Additional paid in capital	176,289	176,693
Retained earnings	422,615	380,541
Unearned ESOP shares	(3,571)	(3,966)
Accumulated other comprehensive income (loss)	325	(1,685)
Total stockholders' equity	595,833	551,758
Total liabilities and stockholders' equity	$ 4,592,137	$ 4,595,430

Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 14A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-14A

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 220
-SubTopic 10
-Name Accounting Standards Codification
-Section 45
-Paragraph 11
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-11

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 815
-SubTopic 30
-Name Accounting Standards Codification
-Section 50
-Paragraph 2
-Subparagraph (a)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480870/815-30-50-2

Reference 4: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (g)(2)(ii)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480016/944-40-65-2

Reference 5: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 40
-Name Accounting Standards Codification
-Section 65
-Paragraph 2
-Subparagraph (h)(2)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480016/944-40-65-2

Reference 6: http://www.xbrl.org/2003/role/disclosureRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(30)(a)(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 7: http://www.xbrl.org/2003/role/disclosureRef
-Topic 944
-SubTopic 210
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.7-03(a)(23)(a)(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1

Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
-Topic 220
-SubTopic 10
-Section 45
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147482790/220-10-45-14

HomeTrust Bancshares, Inc. 10-Q