Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Assets
Cash and due from banks	$ 73,122	$ 132,991
Interest-earning deposits in banks	351,095	337,258
Total cash and cash equivalents	424,217	470,249
Securities:
Available for sale	1,117,176	1,102,528
Held to maturity, net of allowance for credit losses of $41 and $50 at December 31, 2025, and December 31, 2024, respectively (fair value of $9,607 and $10,456 at December 31, 2025, and December 31, 2024, respectively)	10,559	11,095
Securities carried at fair value through income	6,215	6,512
Total securities	1,133,950	1,120,135
Non-marketable equity securities held in other financial institutions	31,069	71,643
Equity method investments	67,502	18,971
Loans held for sale (at fair value at December 31, 2024)	1,032	10,494
Loans, net of allowance for credit losses of $96,782 and $91,060 at December 31, 2025, and December 31, 2024, respectively	7,574,135	7,482,653
Premises and equipment, net	124,249	126,620
Cash surrender value of bank-owned life insurance	41,726	40,840
Goodwill	128,679	128,679
Other intangible assets, net	33,362	37,473
Accrued interest receivable and other assets	164,801	170,945
Total assets	9,724,722	9,678,702
Liabilities and Stockholders’ Equity
Noninterest-bearing deposits	1,979,875	1,900,651
Interest-bearing deposits	5,497,920	5,301,479
Time deposits	829,452	1,020,990
Total deposits	8,307,247	8,223,120
Federal Home Loan Bank (“FHLB”) advances, repurchase agreements and other borrowings	19,050	12,460
Subordinated indebtedness, net	16,544	159,943
Accrued expenses and other liabilities	135,196	137,934
Total liabilities	8,478,037	8,533,457
Commitments and contingencies - See Note 19 — Commitments and Contingencies	0	0
Stockholders’ equity:
Preferred stock, no par value, 2,000,000 shares authorized	0	0
Common stock ($5.00 par value; 50,000,000 shares authorized; 30,952,428 and 31,197,574 shares issued at December 31, 2025, and December 31, 2024, respectively)	154,762	155,988
Additional paid‑in capital	533,541	537,366
Retained earnings	612,523	557,920
Accumulated other comprehensive loss	(54,141)	(106,029)
Total stockholders’ equity	1,246,685	1,145,245
Total liabilities and stockholders’ equity	$ 9,724,722	$ 9,678,702

Origin Bancorp, Inc. 10-K