Revenue Recognition (Tables)

12 Months Ended

Dec. 31, 2025

Revenue from Contract with Customer [Abstract]

Our revenue consists of:


			Year Ended December 31,
				2025		2024		2023
Revenue Stream	Income Statement Classification	Segment		Total Revenue
Revenue from insurance contracts:				(In millions)
Direct title insurance premiums	Direct title insurance premiums	Title		$	2,574	$	2,200	$	1,982
Agency title insurance premiums	Agency title insurance premiums	Title		3,250		2,953		2,610
Life insurance premiums, insurance and investment product fees, and other (1)	Escrow, title-related and other fees	F&G		2,884		2,941		2,413
Home warranty	Escrow, title-related and other fees	Title		151		146		143
Total revenue from insurance contracts				8,859		8,240		7,148
Revenue from contracts with customers:
Escrow fees	Escrow, title-related and other fees	Title		915		824		766
Other title-related fees and income	Escrow, title-related and other fees	Title		695		642		633
ServiceLink, excluding title premiums, escrow fees, and subservicing fees	Escrow, title-related and other fees	Title		354		318		313

Real estate technology	Escrow, title-related and other fees	Corporate and other		135		140		151


Total revenue from contracts with customers				2,099		1,924		1,863
Other revenue:
Loan subservicing revenue	Escrow, title-related and other fees	Title		266		266		262
Other	Escrow, title-related and other fees	Corporate and other		44		44		36
Interest and investment income	Interest and investment income	Various		3,237		3,124		2,607
Recognized gains and losses, net	Recognized gains and losses, net	Various		(60)		83		(164)
Total revenues	Total revenues			$	14,445	$	13,681	$	11,752
(1) Includes $2,108, $2,217, and $1,964 of life-contingent pension risk transfer premiums in 2025, 2024, and 2023, respectively.

Schedule of Premium, Annuity Deposits and Funding Agreements (Net of Reinsurance) By Type

Premiums, annuity deposits (net of reinsurance and reinsurance recoverable) and funding agreements, which are not included as revenues in the accompanying Consolidated Statements of Earnings, collected by product type were as follows:


	Year ended
	December 31, 2025		December 31, 2024		December 31, 2023
Product Type	(In millions)
Fixed indexed annuities	$	5,341	$	5,828	$	4,738
Fixed rate annuities	1,637		1,277		1,147
Funding agreements (FABN/FHLB)	3,748		2,404		1,256

Life insurance and other (a)	849		638		646
Total	$	11,575	$	10,147	$	7,787

(a) Life insurance and other primarily includes indexed universal life insurance.

Schedule of Information about Trade Receivables and Deferred Revenue

The following table provides information about trade receivables and deferred revenue:


	December 31, 2025		December 31, 2024
	(In millions)
Trade receivables	$	375	$	362
Deferred revenue (contract liabilities)	95		92

- Definition

Tabular disclosure of type of deposit liability.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
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-Number 229
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Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
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-Number 229
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Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef
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-Number 229
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Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
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Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 9: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
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-Name Regulation S-K (SK)
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Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
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Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
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Reference 14: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(iii)
-Publisher SEC

Reference 15: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Regulation S-K (SK)
-Number 229
-Section 1406
-Paragraph f
-Subparagraph (2)(ii)
-Publisher SEC

+ Details

Fidelity National Financial, Inc. 10-K