WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

Class	Cusip	Orig Prin Bal	Begin Prin Bal	Int Rate Accrued	Int Rate Paid	Int Dist	Prin Dist	Int Shortfall	PPIS	Uncomp Int Shortfall	Prin Loss	Deferred Interest	Int Reimbursed	Unsched Int	Prin Reimbursed	Subsequent Recoveries	Total Dist	Ending Class Bal
1A	000780NK8	$56,855,000.00	$47,465,194.04	5.0000000000%	5.0000000000%	$197,771.64	$593,209.71	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$790,981.36	$46,871,984.33
2A	000780NL6	$196,971,000.00	$149,690,838.54	5.5000000000%	5.5000000000%	$686,083.01	$3,702,446.28	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$4,388,529.29	$145,988,392.26
3A1	000780NM4	$34,283,125.00	$19,748,227.10	2.2250000000%	2.2250000000%	$36,616.50	$648,050.32	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$684,666.82	$19,100,176.78
3A2	000780NN2	$34,283,125.00	$19,748,227.10	5.7750000000%	5.7750000000%	$95,038.34	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$95,038.34	$19,100,176.78
AP	000780NP7	$464,037.00	$452,805.90	0.0000000000%	0.0000000000%	$0.00	$801.35	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$801.35	$452,004.55
M	000780NQ5	$4,307,000.00	$4,250,458.66	5.7001042035%	5.7001042035%	$20,190.05	$4,691.08	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$24,881.13	$4,245,767.58
B1	000780NR3	$1,783,000.00	$1,759,593.17	5.7001042035%	5.7001042035%	$8,358.22	$1,942.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$10,300.22	$1,757,651.17
B2	000780NS1	$891,000.00	$879,303.15	5.7001042035%	5.7001042035%	$4,176.77	$970.46	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$5,147.22	$878,332.69
B3	000780NU6	$594,000.00	$586,202.09	5.7001042035%	5.7001042035%	$2,784.51	$646.97	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$3,431.48	$585,555.12
B4	000780NV4	$445,000.00	$439,158.13	5.7001042035%	5.7001042035%	$2,086.04	$484.68	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$2,570.72	$438,673.45
B5	000780NW2	$446,321.71	$440,462.54	5.7001042035%	5.7001042035%	$2,092.24	$486.12	$0.00	$0.00	$0.00	$0.02	$0.00	$0.00	$0.00	$0.00	$0.00	$2,578.36	$439,976.40
R	000780NT9	$100.00	$0.00	0.0000000000%	0.0000000000%	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
R_SYN	XXXXXXXXX	$0.00	$0.00	0.0000000000%	0.0000000000%	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Total		$297,039,583.71	$225,712,243.32			$1,055,197.32	$4,953,728.98	$0.00	$0.00	$0.00	$0.02	$0.00	$0.00	$0.00	$0.00	$0.00	$6,008,926.30	$220,758,514.32

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

Class	Orig Face	Beg Bal	Prin Loss	Prin Reimbursed	Subsequent Recoveries	Deferred Interest	Total Prin	End Cert Pct	End Cert Bal
1A	$56,855,000.00	$47,465,194.04	$0.00	$0.00	$0.00	$0.00	$593,209.71	0.8244127048	$46,871,984.33
2A	$196,971,000.00	$149,690,838.54	$0.00	$0.00	$0.00	$0.00	$3,702,446.28	0.7411669345	$145,988,392.26
3A1	$34,283,125.00	$19,748,227.10	$0.00	$0.00	$0.00	$0.00	$648,050.32	0.5571305644	$19,100,176.78
3A2	$34,283,125.00	$19,748,227.10	$0.00	$0.00	$0.00	$0.00	$0.00	0.5571305644	$19,100,176.78
AP	$464,037.00	$452,805.90	$0.00	$0.00	$0.00	$0.00	$801.35	0.9740700634	$452,004.55
M	$4,307,000.00	$4,250,458.66	$0.00	$0.00	$0.00	$0.00	$4,691.08	0.9857830462	$4,245,767.58
B1	$1,783,000.00	$1,759,593.17	$0.00	$0.00	$0.00	$0.00	$1,942.00	0.9857830454	$1,757,651.17
B2	$891,000.00	$879,303.15	$0.00	$0.00	$0.00	$0.00	$970.46	0.9857830415	$878,332.69
B3	$594,000.00	$586,202.09	$0.00	$0.00	$0.00	$0.00	$646.97	0.9857830303	$585,555.12
B4	$445,000.00	$439,158.13	$0.00	$0.00	$0.00	$0.00	$484.68	0.9857830337	$438,673.45
B5	$446,321.71	$440,462.54	$0.02	$0.00	$0.00	$0.00	$486.12	0.9857831025	$439,976.40
R	$100.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	0.0000000000	$0.00
R_SYN	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	0.0000000000	$0.00
Total	$297,039,583.71	$225,712,243.32	$0.02	$0.00	$0.00	$0.00	$4,953,728.98	0.7431956090	$220,758,514.32

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004
PER $1000 DENOMINATION
Class	Orig Face	Beg Bal	Prin Loss	Prin Reimbursed	Subsequent Recoveries	Deferred Interest	Total Prin	End Cert Pct	End Cert Bal
1A	$56,855,000.00	834.84643461	0.00000000	0.00000000	0.00000000	0.00000000	10.43372984	0.8244127048	824.41270478
2A	$196,971,000.00	759.96384513	0.00000000	0.00000000	0.00000000	0.00000000	18.79691061	0.7411669345	741.16693452
3A1	$34,283,125.00	576.03345961	0.00000000	0.00000000	0.00000000	0.00000000	18.90289523	0.5571305644	557.13056438
3A2	$34,283,125.00	576.03345961	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.5571305644	557.13056438
AP	$464,037.00	975.79697309	0.00000000	0.00000000	0.00000000	0.00000000	1.72690971	0.9740700634	974.07006338
M	$4,307,000.00	986.87222196	0.00000000	0.00000000	0.00000000	0.00000000	1.08917576	0.9857830462	985.78304620
B1	$1,783,000.00	986.87222098	0.00000000	0.00000000	0.00000000	0.00000000	1.08917555	0.9857830454	985.78304543
B2	$891,000.00	986.87222222	0.00000000	0.00000000	0.00000000	0.00000000	1.08918070	0.9857830415	985.78304153
B3	$594,000.00	986.87220539	0.00000000	0.00000000	0.00000000	0.00000000	1.08917508	0.9857830303	985.78303030
B4	$445,000.00	986.87220225	0.00000000	0.00000000	0.00000000	0.00000000	1.08916854	0.9857830337	985.78303371
B5	$446,321.71	986.87231683	0.00004481	0.00000000	0.00000000	0.00000000	1.08916951	0.9857831025	985.78310251
R	$100.00	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.0000000000	0.00000000
R_SYN	$0.00	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.0000000000	0.00000000

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

Class	Orig Face	Int Rate Accrued	Int Rate Paid	Beg Cert Prin/Not Bal	Current Int Accrued	Int Shortfall	PPIS	Uncompensated Int Shortfall	Unscheduled Int	Int Reimbursed	Total Int Dist
1A	$56,855,000.00	5.0000000000%	5.0000000000%	$47,465,194.04	$197,771.64	$0.00	$0.00	$0.00	$0.00	$0.00	$197,771.64
2A	$196,971,000.00	5.5000000000%	5.5000000000%	$149,690,838.54	$686,083.01	$0.00	$0.00	$0.00	$0.00	$0.00	$686,083.01
3A1	$34,283,125.00	2.2250000000%	2.2250000000%	$19,748,227.10	$36,616.50	$0.00	$0.00	$0.00	$0.00	$0.00	$36,616.50
3A2	$34,283,125.00	5.7750000000%	5.7750000000%	$19,748,227.10	$95,038.34	$0.00	$0.00	$0.00	$0.00	$0.00	$95,038.34
AP	$464,037.00	0.0000000000%	0.0000000000%	$452,805.90	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
M	$4,307,000.00	5.7001042035%	5.7001042035%	$4,250,458.66	$20,190.05	$0.00	$0.00	$0.00	$0.00	$0.00	$20,190.05
B1	$1,783,000.00	5.7001042035%	5.7001042035%	$1,759,593.17	$8,358.22	$0.00	$0.00	$0.00	$0.00	$0.00	$8,358.22
B2	$891,000.00	5.7001042035%	5.7001042035%	$879,303.15	$4,176.77	$0.00	$0.00	$0.00	$0.00	$0.00	$4,176.77
B3	$594,000.00	5.7001042035%	5.7001042035%	$586,202.09	$2,784.51	$0.00	$0.00	$0.00	$0.00	$0.00	$2,784.51
B4	$445,000.00	5.7001042035%	5.7001042035%	$439,158.13	$2,086.04	$0.00	$0.00	$0.00	$0.00	$0.00	$2,086.04
B5	$446,321.71	5.7001042035%	5.7001042035%	$440,462.54	$2,092.24	$0.00	$0.00	$0.00	$0.00	$0.00	$2,092.24
R	$100.00	0.0000000000%	0.0000000000%	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
R_SYN	$0.00	0.0000000000%	0.0000000000%	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Total	$297,039,583.71			$225,712,243.32	$1,055,197.32	$0.00	$0.00	$0.00	$0.00	$0.00	$1,055,197.32

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004
PER $1000 DENOMINATION
Class	Orig Face	Int Rate Accrued	Int Rate Paid	Beg Cert Prin/Not Bal	Curent Int Accrued	Int Shortfall	PPIS	Uncompensated Int Shortfall	Unscheduled Int	Int Reimbursed	Total Int Dist
1A	$56,855,000.00	5.0000000000%	5.0000000000%	834.84643461	3.47852678	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	3.47852678
2A	$196,971,000.00	5.5000000000%	5.5000000000%	759.96384513	3.48316762	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	3.48316762
3A1	$34,283,125.00	2.2250000000%	2.2250000000%	576.03345961	1.06806191	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	1.06806191
3A2	$34,283,125.00	5.7750000000%	5.7750000000%	576.03345961	2.77216094	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	2.77216094
AP	$464,037.00	0.0000000000%	0.0000000000%	975.79697309	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000
M	$4,307,000.00	5.7001042035%	5.7001042035%	986.87222196	4.68772928	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68772928
B1	$1,783,000.00	5.7001042035%	5.7001042035%	986.87222098	4.68772855	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68772855
B2	$891,000.00	5.7001042035%	5.7001042035%	986.87222222	4.68773288	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68773288
B3	$594,000.00	5.7001042035%	5.7001042035%	986.87220539	4.68772727	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68772727
B4	$445,000.00	5.7001042035%	5.7001042035%	986.87220225	4.68773034	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68773034
B5	$446,321.71	5.7001042035%	5.7001042035%	986.87231683	4.68773970	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	4.68773970
R	$100.00	0.0000000000%	0.0000000000%	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000
R_SYN	$0.00	0.0000000000%	0.0000000000%	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000	0.00000000

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
MASTER SERVICING
MORTGAGE PASS-THROUGH CERTIFICATES
09/2004 DISTRIBUTION REPORT
SERIES: AMAC 0312
WEIGHTED AVERAGE PC RATE: 5.60996%
WEIGHTED AVERAGE MATURITY: 346.23915
WEIGHTED AVERAGE LOAN AGE: 11.36297
POOL NUMBER: 2260
ISSUE DATE: 11/25/2003
CERTIFICATE BALANCE AT ISSUE: $297,039,583.76
	TOTAL NUMBER OF MORTAGES	CERTIFICATE ACCOUNT ACTIVITY (@ PCRATE)	CERTIFICATE BALANCE OUTSTANDING
BALANCES FROM LAST FISCAL MONTH-END:	454		$225,712,243.32
PRINCIPAL POOL COLLECTION(S):
Scheduled Principal Collection Due Current Month		$249,978.65
Unscheduled Principal Collection/Reversals		$45,187.66
Liquidations-in-full	10	$4,658,562.67
Subsequent Recoveries		$0.00
Net principal Distributed		$4,953,728.98	-$4,953,728.98

CAPITAL LOSS (PRINCIPAL WRITTEN OFF):			$0.00

BALANCE CURRENT FISCAL MONTH-END:	444		$220,758,514.32

SCHEDULED INTEREST AT MORTGAGE RATE:		$1,107,863.66

UNSCHEDULED INTEREST AT MORTGAGE RATE:
Unscheduled Interest Collection/Reversals		$0.00
Interest Uncollected on Liquidation		$0.00
Interest Uncollected on Non-Earning Assets		$0.00
Interest Uncollected on Prepayment		$0.00
Uncompensated Uncollected Interest		$0.00
Net Unscheduled Interest Distributed		$0.00

OTHER:
Loan Conversion Fees		$0.00
Expense Reimbursements		$0.00
Gain on Liquidations		$0.00
Hazard Insurance Premium Refunds		$0.00
Recoveries Carried Forward		$0.00
Net Other Distributions		$0.00

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
MASTER SERVICING
MORTGAGE PASS-THROUGH CERTIFICATES
09/2004 DISTRIBUTION REPORT
	TOTAL NUMBER OF MORTAGES	CERTIFICATE ACCOUNT ACTIVITY (@ PCRATE)	CERTIFICATE BALANCE OUTSTANDING
SCHEDULED SERVICING FEE EXPENSES:		$52,666.29

UNSCHEDULED SERVICING FEES:
Unscheduled Service Fee Collections/Reversals		$0.00
Servicing Fees Uncollected on Liquidation		$0.00
Servicing Fees Uncollected/Non-Earning Assets		$0.00
Net Unscheduled Service Fees Distributed		$0.00

MISCELLANEOUS EXPENSES:		$0.00

NET FUNDS DISTRIBUTED:		$6,008,926.35

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
MASTER SERVICING
MORTGAGE PASS-THROUGH CERTIFICATES
09/2004 DISTRIBUTION REPORT
SERIES: AMAC 0312
WEIGHTED AVERAGE PC RATE: 5.60996%
WEIGHTED AVERAGE MATURITY: 346.23915
WEIGHTED AVERAGE LOAN AGE: 11.36297
POOL NUMBER: ALL
ISSUE DATE: 11/25/2003
CERTIFICATE BALANCE AT ISSUE: $297,039,583.76
	TOTAL NUMBER OF MORTAGES	CERTIFICATE ACCOUNT ACTIVITY (@ PCRATE)	CERTIFICATE BALANCE OUTSTANDING
BALANCES FROM LAST FISCAL MONTH-END:	454		$225,712,243.32
PRINCIPAL POOL COLLECTION(S):
Scheduled Principal Collection Due Current Month		$249,978.65
Unscheduled Principal Collection/Reversals		$45,187.66
Liquidations-in-full	10	$4,658,562.67
Subsequent Recoveries		$0.00
Net principal Distributed		$4,953,728.98	-$4,953,728.98

CAPITAL LOSS (PRINCIPAL WRITTEN OFF):			$0.00

BALANCE CURRENT FISCAL MONTH-END:	444		$220,758,514.32

SCHEDULED INTEREST AT MORTGAGE RATE:		$1,107,863.66

UNSCHEDULED INTEREST AT MORTGAGE RATE:
Unscheduled Interest Collection/Reversals		$0.00
Interest Uncollected on Liquidation		$0.00
Interest Uncollected on Non-Earning Assets		$0.00
Interest Uncollected on Prepayment		$0.00
Uncompensated Uncollected Interest		$0.00
Net Unscheduled Interest Distributed		$0.00

OTHER:
Loan Conversion Fees		$0.00
Expense Reimbursements		$0.00
Gain on Liquidations		$0.00
Hazard Insurance Premium Refunds		$0.00
Recoveries Carried Forward		$0.00
Net Other Distributions		$0.00

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
MASTER SERVICING
MORTGAGE PASS-THROUGH CERTIFICATES
09/2004 DISTRIBUTION REPORT
	TOTAL NUMBER OF MORTAGES	CERTIFICATE ACCOUNT ACTIVITY (@ PCRATE)	CERTIFICATE BALANCE OUTSTANDING
SCHEDULED SERVICING FEE EXPENSES:		$52,666.29

UNSCHEDULED SERVICING FEES:
Unscheduled Service Fee Collections/Reversals		$0.00
Servicing Fees Uncollected on Liquidation		$0.00
Servicing Fees Uncollected/Non-Earning Assets		$0.00
Net Unscheduled Service Fees Distributed		$0.00

MISCELLANEOUS EXPENSES:		$0.00

NET FUNDS DISTRIBUTED:		$6,008,926.35

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

Distribution by Group
Pool ID		Principal		Interest		Total
Pool - 2260		$4,953,728.98		$1,055,197.37		$6,008,926.35
Aggregate		$4,953,728.98		$1,055,197.37		$6,008,926.35

Number of Loans and Aggregate Principal Balance By Group
Pool ID	Beg Bal	Beg Count	Paid Off / Liq Count	Rem Count	Sched Prin End Bal	Sched Prin	Prin PrePay / Liq	Unsched Prin / Rev	Total Prin
Pool - 2260	$225,712,243.32	454	10	444	$220,758,514.32	$249,978.65	$4,658,562.67	$45,187.66	$4,953,728.98
Aggregate	$225,712,243.32	454	10	444	$220,758,514.32	$249,978.65	$4,658,562.67	$45,187.66	$4,953,728.98

Delinquency Information by Group
Pool ID	1 Month Count	Sched End Balance	2 Months Count	Sched End Balance	3 Months Count	Sched End Balance	4 Months Count	Sched End Balance
Pool - 2260	1	$601,238.34	0	$0.00	0	$0.00	0	$0.00
Aggregate	1	$601,238.34	0	$0.00	0	$0.00	0	$0.00

Foreclosure and REO Information by Group
Pool ID		Foreclosure Count		Sched End Balance		REO Count		Sched End Balance
Pool - 2260		0		$0.00		0		$0.00
Aggregate		0		$0.00		0		$0.00

Aggregate Loss Amounts by Group
Pool ID			Count			Loss Amount
Pool - 2260			0			$0.00
Aggregate			0			$0.00

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

INSURANCE RESERVES - Group 1
Insurance Type	Original Balance	Claims In Progress	Claims Paid	Coverage Adjustments	Coverage Remaining
MPI	$0.00	$0.00	$0.00	$0.00	$0.00
Special Hazard	$3,445,659.00	$0.00	$0.00	$0.00	$3,445,659.00
Bankruptcy Bond
Single-Units	$100,000.00	$0.00	$0.00	$0.00	$100,000.00
Multi-Units	$0.00	$0.00	$0.00	$0.00	$0.00
Mortgage Repurchase	$2,970,396.00	$0.00	$0.00	$0.00	$2,970,396.00

INSURANCE RESERVES - Aggregate
Insurance Type	Original Balance	Claims In Progress	Claims Paid	Coverage Adjustments	Coverage Remaining
MPI	$0.00	$0.00	$0.00	$0.00	$0.00
Special Hazard	$3,445,659.00	$0.00	$0.00	$0.00	$3,445,659.00
Bankruptcy Bond
Single-Units	$100,000.00	$0.00	$0.00	$0.00	$100,000.00
Multi-Units	$0.00	$0.00	$0.00	$0.00	$0.00
Mortgage Repurchase	$2,970,396.00	$0.00	$0.00	$0.00	$2,970,396.00

WASHINGTON MUTUAL MORTGAGE SECURITIES CORP.
Series: AMAC.0312
Distribution Date: 09/27/2004

The Subordinate Certificates provide, to the limited extent described in the Prospectus Supplement, credit support, as well as special hazard, bankruptcy, and fraud coverage to certain Certificates. The "Prospectus Supplement" is that certain Prospectus Supplement, dated November 24,2003 to that certain Prospectus Supplement, dated January 23,2003, to which certain certificates were offered. The special hazard, bankruptcy, and Fraud coverage (collectively, "Credit Enhancements") provided by the Subordinate certificates provide coverage to the Loans, subject to the conditions and limitations to payment specified thereunder.



The Class Principal Balances of each Class of the Class M,B1,B2,B3,B4,B5 Certificatesimmediately after the principal and interest distribution on 200409 are as follows:

Class			Class Principal Balance
M			$4,245,767.58
B1			$1,757,651.17
B2			$878,332.69
B3			$585,555.12
B4			$438,673.45
B5			$439,976.40
Total			$8,345,956.40
Capitalized items used but not defined herein have the meanings ascribed to them in the Prospectus Supplement.
The amount of the special hazard coverage, bankruptcy coverage, and fraud coverage, as of the above referenced distribution date, is $3,445,659.00, $100,000.00, $2,970,396.00 respectively, and such coverages are referred to in the table above under the column "Insurance Type" as "special hazard," "bankruptcy bond," and "mortgage repurchase," respectively. However, no policy of insurance exists for any such coverage, notwithstanding the reference to "insurance."

MULTI-CLASS MORTGAGE PASS-THROUGH CERT SERIES 2003-12 8-K