Statements of Cash Flows (Unaudited) (USD $)	9 Months Ended
Statements of Cash Flows (Unaudited) (USD $)	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities:
Net income (loss)	$ (2,407,920)	$ 82,324
Adjustments to reconcile net income (loss) to net cash provided by operating activities
Provision for loan losses	1,689,858	541,727
(Gain) loss on sale of other real estate	76,000	9,016
Loss on write-down of other real estate	233,711	143,236
Gain on sale of investment securities	(29,117)	(410,187)
(Gain) loss on sale of loans	79,395	0
Depreciation and amortization expense	125,209	131,699
Discount accretion and premium amortization	174,176	11,398
Deferred income tax benefit	0	(68,201)
Increase in interest receivable	31,552	(98,234)
Increase (decrease) in interest payable	(10,945)	4,554
Decrease in other assets	73,219	424,208
Increase (decrease) in other liabilities	(50,040)	66,074
Discount on purchased loans	1,002,136	0
Stock based compensation expense	127,553	171,184
Net cash provided by operating activities	1,114,787	1,008,708
Cash flows from investing activities:
Purchase of securities available for sale	(17,974,457)	(22,758,233)
Redemption of certificates of deposit from other banks	0	0
Calls and maturities of securities available for sale	1,451,768	1,091,244
Net decrease (increase) in loans receivable	(26,736,786)	2,575,842
Proceeds from sale of loans	4,283,458	0
Proceeds from sale of available for sale securities	5,013,753	11,051,541
Proceeds from sale of equity securities	252,500	98,100
Proceeds from sale of other real estate	993,056	320,841
Capitalized other real estate expenses	(372,816)	0
Purchases of premises, furniture, and equipment	(43,593)	(65,657)
Net cash used in investing activities	(33,133,117)	(7,686,322)
Cash flows from financing activities:
Net increase in demand deposits, interest-bearing transaction accounts and savings accounts	30,953,247	10,704,998
Net increase (decrease) in certificates of deposit and other time deposits	6,491,890	(18,298,352)
Net (increase) decrease in borrowed funds and FHLB advances	(4,360,143)	3,077,097
Dividends paid	(43,750)	(131,250)
Net cash provided (used) by financing activities	33,041,244	(4,647,507)
Net increase (decrease) in cash and cash equivalents	1,022,914	(11,325,121)
Cash and cash equivalents, beginning of period	8,864,962	22,728,132
Cash and cash equivalents, end of period	9,887,876	11,403,011
Supplemental disclosure of cash flow information:
Transfer of loans to other real estate owned in settlement of loans	837,394	3,098,311
Interest paid	1,540,465	1,594,859
Taxes paid	$ 0	$ 0

AB&T Financial CORP 10-Q