Exhibit 99.1

World Omni Auto Receivables Trust 2022-B
Monthly Servicer Certificate
October 31, 2025

Dates Covered
Collections Period	10/01/25 - 10/31/25
Interest Accrual Period	10/15/25 - 11/16/25
30/360 Days	30
Actual/360 Days	33
Distribution Date	11/17/25

Collateral Pool Balance Data	$ Amount		# of Accounts
Pool Balance at 09/30/25	168,451,900.89		14,042
Yield Supplement Overcollateralization Amount 09/30/25	7,019,243.16		0
Receivables Balance 09/30/25	175,471,144.05		14,042
Principal Payments	10,269,228.58		303
Defaulted Receivables	263,802.01		16
Repurchased Accounts	0.00		0
Yield Supplement Overcollateralization Amount at 10/31/25	6,384,430.62		0
Pool Balance at 10/31/25	158,553,682.84		13,723

Pool Statistics	$ Amount		# of Accounts
Pool Factor	15.22	%
Prepayment ABS Speed	1.14	%
Aggregate Starting Principal Balance	1,083,969,917.66		44,920

Delinquent Receivables:
Past Due 31-60 days	5,207,983.92		304
Past Due 61-90 days	1,097,811.52		65
Past Due 91-120 days	233,904.49		13
Past Due 121+ days	0.00		0
Total	6,539,699.93		382

Total 31+ Delinquent as % Aggregate Ending Principal Balance	3.96	%
Total 61+ Delinquent as % Aggregate Ending Principal Balance	0.81	%
Delinquency Trigger Occurred	NO

Recoveries	207,797.53
Aggregate Net Losses/(Gains) - October 2025	56,004.48
Ratio of Net Loss/(Gain) to the Receivables Balance as of beginning of Collection Period (Annualized):
Current Net Losses/(Gains) Ratio	0.38	%
Prior Net Losses/(Gains) Ratio	0.67	%
Second Prior Net Losses/(Gains) Ratio	-0.30	%
Third Prior Net Losses/(Gains) Ratio	-0.25	%
Four Month Average	0.13	%

Cumulative Net Loss as a % of Aggregate Starting Principal Balance	0.58	%

Overcollateralization Target Amount	4,915,858.40
Actual Overcollateralization	4,915,858.40
Weighted Average Contract Rate	4.67	%
Weighted Average Contract Rate, Yield Adjusted	8.37	%
Weighted Average Remaining Term	26.69

Flow of Funds	$ Amount
Collections	11,171,086.25
Investment Earnings on Cash Accounts	21,649.88
Servicing Fee	(146,225.95	)
Transfer to Collection Account	-
Available Funds	11,046,510.18

Distributions of Available Funds
(1) Asset Representation Reviewer Amounts (up to $150,000 per year)	-
(2) Class A Interest	337,303.70
(3) Noteholders' First Priority Principal Distributable Amount	-
(4) Class B Interest	87,516.67
(5) Noteholders' Second Priority Principal Distributable Amount	-
(6) Class C Interest	44,987.50
(7) Noteholders' Third Priority Principal Distributable Amount	4,982,359.65
(8) Required Reserve Account	-
(9) Noteholders' Principal Distributable Amount	4,915,858.40
(10) Asset Representation Reviewer Amounts (in excess of 1)	-
(11) Distribution to Certificateholders	678,484.26

Total Distributions of Available Funds	11,046,510.18

Servicing Fee	146,225.95
Unpaid Servicing Fee	-
Change in amount of the unpaid servicing fee from the prior period	-

Note Balances & Note Factors	$ Amount
Original Class A	938,920,000.00
Original Class B	29,500,000.00
Original Class C	14,750,000.00

Total Class A, B, & C
Note Balance @ 10/15/25	163,536,042.49
Principal Paid	9,898,218.05
Note Balance @ 11/17/25	153,637,824.44

Class A-1
Note Balance @ 10/15/25	0.00
Principal Paid	0.00
Note Balance @ 11/17/25	0.00
Note Factor @ 11/17/25	0.0000000	%

Class A-2a
Note Balance @ 10/15/25	0.00
Principal Paid	0.00
Note Balance @ 11/17/25	0.00
Note Factor @ 11/17/25	0.0000000	%

Class A-2b
Note Balance @ 10/15/25	0.00
Principal Paid	0.00
Note Balance @ 11/17/25	0.00
Note Factor @ 11/17/25	0.0000000	%

Class A-3
Note Balance @ 10/15/25	29,366,042.49
Principal Paid	9,898,218.05
Note Balance @ 11/17/25	19,467,824.44
Note Factor @ 11/17/25	7.3187310	%

Class A-4
Note Balance @ 10/15/25	89,920,000.00
Principal Paid	0.00
Note Balance @ 11/17/25	89,920,000.00
Note Factor @ 11/17/25	100.0000000	%

Class B
Note Balance @ 10/15/25	29,500,000.00
Principal Paid	0.00
Note Balance @ 11/17/25	29,500,000.00
Note Factor @ 11/17/25	100.0000000	%

Class C
Note Balance @ 10/15/25	14,750,000.00
Principal Paid	0.00
Note Balance @ 11/17/25	14,750,000.00
Note Factor @ 11/17/25	100.0000000	%

Interest & Principal Payments	$ Amount
Total Interest Paid	469,807.87
Total Principal Paid	9,898,218.05
Total Paid	10,368,025.92

Class A-1
Coupon	1.54800	%
Interest Paid	0.00
Principal Paid	0.00
Total Paid to A-1 Holders	0.00

Class A-2a
Coupon	2.77000	%
Interest Paid	0.00
Principal Paid	0.00
Total Paid to A-2a Holders	0.00

Class A-2b
One-Month SOFR	4.23367	%
Coupon	4.80367	%
Interest Paid	0.00
Principal Paid	0.00
Total Paid to A-2b Holders	0.00

Class A-3
Coupon	3.25000	%
Interest Paid	79,533.03
Principal Paid	9,898,218.05
Total Paid to A-3 Holders	9,977,751.08

Class A-4
Coupon	3.44000	%
Interest Paid	257,770.67
Principal Paid	0.00
Total Paid to A-4 Holders	257,770.67

Class B
Coupon	3.56000	%
Interest Paid	87,516.67
Principal Paid	0.00
Total Paid to B Holders	87,516.67

Class C
Coupon	3.66000	%
Interest Paid	44,987.50
Principal Paid	0.00
Total Paid to C Holders	44,987.50

Distribution per $1,000 of Notes		Total
Total Interest Distribution Amount		0.4778501
Total Interest Carryover Shortfall		0.0000000
Total Principal Distribution Amount		10.0676567
Total Distribution Amount		10.5455068

A-1 Interest Distribution Amount		0.0000000
A-1 Interest Carryover Shortfall		0.0000000
A-1 Principal Distribution Amount		0.0000000
Total A-1 Distribution Amount		0.0000000

A-2a Interest Distribution Amount		0.0000000
A-2a Interest Carryover Shortfall		0.0000000
A-2a Principal Distribution Amount		0.0000000
Total A-2a Distribution Amount		0.0000000

A-2b Interest Distribution Amount		0.0000000
A-2b Interest Carryover Shortfall		0.0000000
A-2b Principal Distribution Amount		0.0000000
Total A-2b Distribution Amount		0.0000000

A-3 Interest Distribution Amount		0.2989964
A-3 Interest Carryover Shortfall		0.0000000
A-3 Principal Distribution Amount		37.2113461
Total A-3 Distribution Amount		37.5103425

A-4 Interest Distribution Amount		2.8666667
A-4 Interest Carryover Shortfall		0.0000000
A-4 Principal Distribution Amount		0.0000000
Total A-4 Distribution Amount		2.8666667

B Interest Distribution Amount		2.9666668
B Interest Carryover Shortfall		0.0000000
B Principal Distribution Amount		0.0000000
Total B Distribution Amount		2.9666668

C Interest Distribution Amount		3.0500000
C Interest Carryover Shortfall		0.0000000
C Principal Distribution Amount		0.0000000
Total C Distribution Amount		3.0500000

Noteholders' First Priority Principal Distributable Amount		0.00
Noteholders' Second Priority Principal Distributable Amount		0.00
Noteholders' Third Priority Principal Distributable Amount		503.36
Noteholders' Principal Distributable Amount		496.64

Account Balances		$ Amount
Reserve Account
Balance as of 10/15/25		4,915,858.40
Investment Earnings		16,640.00
Investment Earnings Paid		(16,640.00	)
Deposit/(Withdrawal)		-
Balance as of 11/17/25		4,915,858.40
Change		-

Required Reserve Amount		4,915,858.40

Other Servicing Information		Current Month			Prior Month		Two Months Prior
Principal Balance of Receivables extended during the Collection Period	$	1,600,604.91		$	1,340,989.93		1,491,239.99
Number of Extensions		100			80		85
Ratio of extensions to Beginning of Period Receivables Balance		0.91	%		0.72	%	0.76	%

World Omni Auto Receivables Trust 2022-B 10-D