$SPFX·8-K

STANDARD PREMIUM FINANCE HOLDINGS, INC. · Mar 31, 2:19 PM ET

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STANDARD PREMIUM FINANCE HOLDINGS, INC. 8-K

Research Summary

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Standard Premium Finance Holdings: Auditor Resignation; Hires M&K CPAs

What Happened

  • Standard Premium Finance Holdings, Inc. announced that Stephano Slack, LLC resigned as the company’s independent registered public accountant effective March 27, 2026. The Audit Committee approved the resignation.
  • On March 30, 2026, the company engaged M&K CPAs, PLLC to serve as its new independent registered public accounting firm.
  • Stephano Slack’s audit report for the year ended December 31, 2025 (and the prior 2024 report, issued by the prior auditor) contained no adverse opinions or disclaimers and were not qualified or modified for uncertainty, scope, or accounting principles. The company reported no disagreements or reportable events with Stephano Slack for 2025, 2024, or through March 27, 2026. Stephano Slack provided a letter dated March 31, 2026, to the SEC regarding the matters disclosed.

Key Details

  • Resignation effective date: March 27, 2026 (Stephano Slack, LLC).
  • New auditor engaged: M&K CPAs, PLLC on March 30, 2026.
  • Audit opinions: No adverse opinions, disclaimers, qualifications, disagreements, or reportable events for 2024–2025 or through March 27, 2026.
  • No prior consultation: The company did not consult M&K CPAs, PLLC on accounting or auditing matters during the two most recent fiscal years and through the selection date.

Why It Matters

  • Auditor changes are a governance event investors watch because they affect audit continuity and can signal shifts in oversight or accounting review processes. In this case, the filing states there were no disagreements or reportable events with the departing auditor, which is a reassuring detail for investors.
  • The new auditor, M&K CPAs, PLLC, will handle future audits and reviews; investors should note future financial filings for any audit-related disclosures or changes in opinion. This 8-K is a disclosure about the auditor change—not a financial performance update.

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