8-K 1 cwa0405_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWA (Depositor) (Issuer in respect of Asset Backed Certificates, Series 2004-05) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWA By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 1,~~285~~200,~~854~~925,~~711~~549.2665 12.~~865000~~430000% 2138,~~537~~691,~~985~~138.8792 2,~~198~~512,~~275~~936.7871 2341,~~736~~204,~~261~~075.6563 0.00 0.00 2A1 ~~939~~879,~~709~~420,~~339~~866.6835 12.~~865000~~430000% 1630,~~131~~385,~~422~~060.4086 1,~~606~~840,~~511~~188.4316 1732,~~737~~225,~~933~~249.8302 0.00 0.00 3A1 ~~526~~483,~~112~~186,~~478~~374.8185 12.~~845000~~410000% 1118,~~307~~168,~~774~~390.6108 ~~889~~1,~~787~~002,745.7395 1219,~~197~~171,~~562~~136.3402 0.00 0.00 4A1 ~~266~~209,~~291~~409,~~141~~347.0632 12.~~725000~~290000% 1722,~~581~~216,~~526~~698.0751 ~~421~~412,~~072~~943.8760 1822,~~002~~629,~~598~~642.9411 0.00 0.00 4A2 200,000,000.00 12.~~855000~~420000% 0.00 ~~340~~416,~~083~~777.3378 ~~340~~416,~~083~~777.3378 0.00 0.00 4A3 103,483,000.00 12.~~935000~~500000% 0.00 ~~183~~222,~~552~~775.9790 ~~183~~222,~~552~~775.9790 0.00 0.00 4A4 61,193,000.00 2.~~095000~~660000% 0.00 ~~117~~140,~~516~~165.0697 ~~117~~140,~~516~~165.0697 0.00 0.00 A ~~135~~125,~~389~~582,~~063~~007.9177 2.~~065000~~630000% 24,~~663~~381,~~987~~147.66 ~~256~~284,~~280~~408.2236 24,~~920~~665,~~267~~556.8702 0.00 0.00 P 100.00 0.000000% 0.00 12,~~029~~011,~~130~~631.0696 12,~~029~~011,~~130~~631.0696 0.00 0.00 Residual AR 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M1 129,000,000.00 2.~~185000~~750000% 0.00 ~~258~~305,~~376~~479.2517 ~~258~~305,~~376~~479.2517 0.00 0.00 M2 86,000,000.00 2.~~285000~~850000% 0.00 ~~180~~211,~~134~~058.1733 ~~180~~211,~~134~~058.1733 0.00 0.00 M3 64,500,000.00 23.~~765000~~330000% 0.00 ~~163~~184,~~480~~953.6275 ~~163~~184,~~480~~953.6275 0.00 0.00 M4 75,250,000.00 23.~~865000~~430000% 0.00 ~~197~~222,~~625~~259.3124 ~~197~~222,~~625~~259.3124 0.00 0.00 M5 64,500,000.00 3.~~165000~~730000% 0.00 ~~187~~207,~~130~~170.6242 ~~187~~207,~~130~~170.6242 0.00 0.00 M6 53,750,000.00 34.~~615000~~180000% 0.00 ~~178~~193,~~114~~470.0614 ~~178~~193,~~114~~470.0614 0.00 0.00 M7 64,500,000.00 4.~~365000~~930000% 0.00 ~~258~~273,~~080~~820.6342 ~~258~~273,~~080~~820.6342 0.00 0.00 B 53,750,000.00 45.~~615000~~180000% 0.00 ~~227~~239,~~384~~754.9086 ~~227~~239,~~384~~754.9086 0.00 0.00 C 43,~~186~~931,~~682~~850,~~852~~263.1439 0.000000% 0.00 1411,~~262~~957,~~637~~139.9005 1411,~~262~~957,~~637~~139.9005 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 43,~~109~~854,~~282~~450,~~834~~245.7294 - 69113,~~222~~842,~~696~~436.6003 22,~~955~~639,~~174~~679.9076 92136,~~177~~482,~~871~~115.5079 - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 1,~~264~~162,~~316~~234,~~725~~410.4073 0.00 2A1 ~~923~~849,~~577~~035,~~917~~805.2849 0.00 3A1 ~~514~~465,~~804~~017,~~704~~984.2077 0.00 4A1 ~~248~~187,~~709~~192,~~614~~648.9981 0.00 4A2 200,000,000.00 0.00 4A3 103,483,000.00 0.00 4A4 61,193,000.00 0.00 A ~~132~~121,~~725~~200,~~076~~860.2511 0.00 P 100.00 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M1 129,000,000.00 0.00 M2 86,000,000.00 0.00 M3 64,500,000.00 0.00 M4 75,250,000.00 0.00 M5 64,500,000.00 0.00 M6 53,750,000.00 0.00 M7 64,500,000.00 0.00 B 53,750,000.00 0.00 C 43,~~117~~818,~~460~~007,~~155~~711.5471 0.00 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 43,~~040~~740,~~060~~607,~~138~~809.1291 - --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 1,~~285~~200,~~854~~925,~~711~~549.2665 12.~~865000~~430000% 1266716B7 1629.~~312800~~304542 1.~~664967~~903290 ~~957~~880.~~589362~~272550 2A1 ~~939~~879,~~709~~420,~~339~~866.6835 12.~~865000~~430000% 1266716C5 1631.~~722461~~498338 1.~~665372~~907611 ~~957~~880.~~416859~~143601 3A1 ~~526~~483,~~112~~186,~~478~~374.8185 12.~~845000~~410000% 1266716D3 2033.~~539573~~001275 1.~~616221~~821399 ~~935~~844.~~097258~~664081 4A1 ~~266~~209,~~291~~409,~~141~~347.0632 12.~~725000~~290000% 1266716E1 6076.~~330540~~236012 1.~~444900~~417005 ~~853~~642.~~440447~~346609 4A2 200,000,000.00 12.~~855000~~420000% 1266716F8 0.000000 12.~~700417~~083889 1,000.000000 4A3 103,483,000.00 12.~~935000~~500000% 1266716G6 0.000000 12.~~773750~~152778 1,000.000000 4A4 61,193,000.00 2.~~095000~~660000% 1266716H4 0.000000 12.~~920417~~290556 1,000.000000 A ~~135~~125,~~389~~582,~~063~~007.9177 2.~~065000~~630000% 1266716J0 1931.~~062523~~349894 12.~~833848~~035122 ~~949~~867.~~732209~~269124 P 100.00 0.000000% 1266716U5 0.000000 1020,~~291~~116,~~300~~319.600000 1,000.000000 Residual AR 0.00 0.000000% 1266716V3 0.000000 0.000000 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M1 129,000,000.00 2.~~185000~~750000% 1266716K7 0.000000 2.~~002917~~368056 1,000.000000 M2 86,000,000.00 2.~~285000~~850000% 1266716L5 0.000000 2.~~094583~~454167 1,000.000000 M3 64,500,000.00 23.~~765000~~330000% 1266716M3 0.000000 2.~~534583~~867500 1,000.000000 M4 75,250,000.00 23.~~865000~~430000% 1266716N1 0.000000 2.~~626250~~953611 1,000.000000 M5 64,500,000.00 3.~~165000~~730000% 1266716P6 0.000000 23.~~901250~~211944 1,000.000000 M6 53,750,000.00 34.~~615000~~180000% 1266716Q4 0.000000 3.~~313750~~599444 1,000.000000 M7 64,500,000.00 4.~~365000~~930000% 1266716R2 0.000000 4.~~001250~~245278 1,000.000000 B 53,750,000.00 45.~~615000~~180000% 1266716S0 0.000000 4.~~230417~~460556 1,000.000000 C 43,~~186~~931,~~682~~850,~~852~~263.1439 0.000000% 1266716T8 0.000000 32.~~316892~~780730 ~~957~~887.~~548851~~908750 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 43,~~109~~854,~~282~~450,~~834~~245.7294 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Asset Backed Certificates, Series 2004-05 ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 1,461,665,808.81 1,067,663,970.81 589,045,774.38 Loan count 9406 6895 2871 Avg loan rate 6.793974% 6.950406% 6.789929% Prepay amount 38,879,804.47 30,684,327.45 18,358,657.80 Total ----- Prin balance 699,632,157.71 3,818,007,711.71 Loan count 2981 22153 Avg loan rate 6.695140% 6.82 Prepay amount 22,527,514.32 110,450,304.04 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 592,823.18 431,833.22 238,533.12 Sub servicer fees 26.87 0.00 0.00 Trustee fees 11,264.17 8,244.39 4,559.85 Agg advances N/A N/A N/A Adv this period 435,871.46 346,849.79 180,094.07 Total ----- Master serv fees 281,192.02 1,544,381.53 Sub servicer fees 0.00 26.87 Trustee fees 5,420.47 29,488.88 Agg advances N/A N/A Adv this period 181,447.67 1,144,262.99 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 45,609.76 Cumulative losses 260.51 138,353.89 45,906.11 Total ----- Realized losses 0.00 45,609.76 Cumulative losses 0.00 184,520.51 Coverage Amounts ---------------- Bankruptcy 0.00 0.00 0.00 Fraud 32,519,995.48 23,759,996.16 13,559,977.24 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 0.00 Fraud 16,159,784.49 85,999,753.37 Special Hazard 0.00 0.00 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 84.660588% 100.000000% 3,263,200,245.94 ----------------------------------------------------------------------------- Junior 15.339412% 0.000000% 591,250,000.00 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 541 80,679,324.10 60 to 89 days 116 16,045,618.17 90 or more 49 5,657,232.34 Foreclosure 310 50,205,665.29 Totals: 1016 152,587,839.90 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 3,302,112.92 Current Total Outstanding Number of Loans: 19 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 136,482,115.79 136,482,115.79 Principal remittance amount 113,842,436.03 113,842,436.03 Interest remittance amount 22,639,679.76 22,639,679.76

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