8-K 1 cwt042cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-2CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Class Information Current Payment Information ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 ~~352~~331,~~473~~885,~~267~~487.9596 4.250000% 67,~~557~~405,~~637~~499.5571 1,~~248~~175,~~325~~389.5447 78,~~805~~580,~~963~~889.0918 0.00 1738.2830 1A2 133,778,208.00 5.125000% 0.00 571,~~336~~325.5282 571,~~336~~325.5282 0.00 718.9161 1A3 15,234,799.44 5.750000% 0.00 72,~~999~~997.0770 72,~~999~~997.0770 0.00 12.0138 1A4 ~~292~~278,~~098~~373,~~303~~117.9730 2.~~015000~~580000% 4,~~371~~936,~~758~~999.3780 ~~490~~598,~~474~~482.9470 45,~~862~~535,~~233~~482.3151 0.00 619.7950 1A5 ~~292~~278,~~098~~373,~~303~~117.9730 5.~~985000~~420000% 0.00 1,~~456~~257,~~820~~277.1262 1,~~456~~257,~~820~~277.1262 0.00 2040.1796 1A6 9479,~~133~~074,~~247~~790.9390 2.~~365000~~930000% 49,~~122~~265,~~997~~111.3045 ~~185~~193,~~518~~067.3799 49,~~308~~458,~~515~~179.6744 0.00 26.5729 1A7 3630,~~834~~942,~~748~~308.3074 1412.~~400554~~956665% 13,~~613~~625,~~346~~478.7331 ~~442~~334,~~027~~080.8705 23,~~055~~959,~~374~~558.6036 0.00 610.1289 1A8 9391,~~146~~757,~~063~~092.1680 5.750000% ~~460~~467,~~782~~428.2185 ~~446~~439,~~318~~655.7108 907,~~100~~083.92 0.00 614.1832 1A9 9697,~~164~~553,~~575~~546.8420 5.750000% 0.00 0.00 0.00 0.00 615.3823 110 7966,~~270~~589,~~103~~297.0621 12.~~911880~~410000% 37,~~471~~802,~~997~~199.7007 ~~126~~133,~~294~~729.0215 37,~~598~~935,~~291~~928.7222 0.00 14.7536 111 5143,~~697~~427,~~893~~802.1743 1110.~~635114~~871330% 25,~~264~~088,~~346~~390.3268 ~~501~~393,~~252~~418.1384 25,~~765~~481,~~598~~809.4652 0.00 612.9482 112 50,000,000.00 3.100000% 0.00 129,~~164~~162.8846 129,~~164~~162.8846 0.00 14.7921 2A1 1413,~~909~~672,~~015~~605.5860 6.000000% 0.00 7468,~~544~~357.0552 7468,~~544~~357.0552 0.00 15.0351 3A1 1312,~~585~~922,~~255~~174.2781 0.000000% ~~193~~236,~~041~~683.5054 0.00 ~~193~~236,~~041~~683.5054 0.00 0.00 4A1 ~~217~~208,~~302~~225,~~632~~930.4214 5.000000% 3,~~191~~565,~~560~~915.2516 ~~905~~867,~~427~~608.6404 4,~~096~~433,~~987~~523.8820 0.00 0.00 PO 6,~~508~~310,~~052~~323.2365 0.000000% 5870,~~335~~311.7944 0.00 5870,~~335~~311.7944 0.00 0.00 Residual AR 0.00 5.750000% 0.00 0.1505 0.1505 0.00 0.00 ---------------------------------------------------------------------------------------------------------------------------------- Subordinate M 39,~~713~~543,~~533~~760.4600 5.~~660148~~660910% 5657,~~273~~138.2468 ~~187~~186,~~318~~539.0704 243,~~591~~677.3272 0.00 25.3169 B1 17,~~651~~575,~~229~~771.4226 5.~~660148~~660910% 25,~~011~~396.4208 8382,~~256~~909.1186 108,~~267~~305.5393 0.00 12.0353 B2 8,~~826~~788,~~109~~378.7858 5.~~660148~~660910% 12,~~506~~698.4175 41,~~630~~457.3925 54,~~136~~156.8000 0.00 01.5126 B3 8,~~826~~788,~~109~~378.7858 5.~~660148~~660910% 12,~~506~~698.4175 41,~~630~~457.3925 54,~~136~~156.8000 0.00 01.5126 B4 4,~~413~~394,~~054~~189.8929 5.~~660148~~660910% 6,~~253~~349.2138 20,~~815~~728.2063 27,~~068~~078.4000 0.00 0.2663 B5 4,~~413~~345,~~587~~891.2454 5.~~660148~~660910% 6,~~253~~279.9659 20,~~817~~500.7179 2726,~~071~~780.6738 -02,066.00 0.2663 ---------------------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 3,~~708~~511,~~782~~694,~~167~~914.20 - 2642,~~424~~584,~~608~~579.3723 76,~~045~~628,~~971~~145.8731 3349,~~470~~212,~~580~~724.2553 -2,066.00 90205.8139 ---------------------------------------------------------------------------------------------------------------------------------- Class Information -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest -------------------------------------------------------------------------------- Senior 1A1 ~~345~~324,~~915~~479,~~630~~988.4025 1738.2830 1A2 133,778,208.00 718.9161 1A3 15,234,799.44 12.0138 1A4 ~~287~~273,~~726~~436,~~545~~117.6050 619.7950 1A5 ~~287~~273,~~726~~436,~~545~~117.6050 2040.1796 1A6 9069,~~010~~809,~~250~~679.6345 26.5729 1A7 3527,~~221~~316,~~401~~830.5843 610.1289 1A8 9291,~~685~~289,~~280~~663.9596 614.1832 1A9 9698,~~625~~020,~~358~~975.0504 615.3823 110 7558,~~798~~787,~~105~~098.3615 14.7536 111 4938,~~433~~339,~~546~~411.8574 612.9482 112 50,000,000.00 14.7921 2A1 1413,~~557~~089,~~507~~887.6137 15.0351 3A1 1312,~~392~~685,~~213~~491.7727 0.00 4A1 ~~214~~204,~~111~~660,~~072~~014.1798 0.00 PO 6,~~449~~240,~~716~~012.4421 0.00 Residual AR 0.00 0.00 -------------------------------------------------------------------------------- Subordinate M 39,~~657~~486,~~260~~621.2232 25.3169 B1 17,~~626~~550,~~218~~375.0018 12.0353 B2 8,~~813~~775,~~603~~679.3783 01.5126 B3 8,~~813~~775,~~603~~679.3783 01.5126 B4 4,~~406~~387,~~801~~839.6992 0.2663 B5 4,~~407~~341,~~333~~677.2895 0.2663 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Totals - - 3,~~649~~419,~~486~~113,~~861~~651.1529 90205.8139 --------------------------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Class Information Current Payment Information Factors per $1,000 ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 ~~352~~331,~~473~~885,~~267~~487.9596 4.250000% 12667FAG0 1619.~~844032~~021861 3.~~206465~~019120 ~~888~~833.~~523311~~463446 1A2 133,778,208.00 5.125000% 12667FAH8 0.000000 4.~~270774~~270694 1,000.000000 1A3 15,234,799.44 5.750000% 12667FAJ4 0.000000 4.~~791600~~791511 1,000.000029 1A4 ~~292~~278,~~098~~373,~~303~~117.9730 2.~~015000~~580000% 12667FAK1 1315.~~805861~~590874 1.~~548903~~889988 ~~908~~863.~~630444~~501768 1A5 ~~292~~278,~~098~~373,~~303~~117.9730 5.~~985000~~420000% 12667FAL9 0.000000 43.~~600587~~970439 ~~908~~863.~~630444~~501768 1A6 9479,~~133~~074,~~247~~790.9390 2.~~365000~~930000% 12667FAM7 3171.~~820229~~505739 1.~~431783~~490049 ~~694~~538.~~675880~~773086 1A7 3630,~~834~~942,~~748~~308.3074 1412.~~400554~~956665% 12667FAN5 3171.~~820229~~505739 86.~~718168~~589101 ~~694~~538.~~675880~~773086 1A8 9391,~~146~~757,~~063~~092.1680 5.750000% 12667FAP0 4.~~784333~~853346 4.~~634158~~564969 ~~962~~947.~~357658~~866870 1A9 9697,~~164~~553,~~575~~546.8420 5.750000% 12667FAQ8 0.000000 0.000000 1,~~038~~053.~~982345~~988979 110 7966,~~270~~589,~~103~~297.0621 12.~~911880~~410000% 12667FAR6 3171.~~820229~~505739 1.~~157462~~225603 ~~694~~538.~~675880~~773086 111 5143,~~697~~427,~~893~~802.1743 1110.~~635114~~871330% 12667FAS4 3171.~~820229~~505739 75.~~043957~~528605 ~~694~~538.~~675880~~773086 112 50,000,000.00 3.100000% 12667FAT2 0.000000 2.~~583298~~583249 1,000.000000 2A1 1413,~~909~~672,~~015~~605.5860 6.000000% 12667FAU9 0.000000 43.~~195430~~847244 ~~819~~736.~~314297~~714839 3A1 1312,~~585~~922,~~255~~174.2781 0.000000% 12667FAV7 1316.~~311131~~320458 0.000000 ~~923~~874.~~456954~~725070 4A1 ~~217~~208,~~302~~225,~~632~~930.4214 5.000000% 12667FAW5 1315.~~472411~~052661 3.~~822047~~662401 ~~903~~863.~~818858~~923473 PO 6,~~508~~310,~~052~~323.2365 0.000000% 12667FAX3 810.~~365628~~082993 0.000000 ~~924~~894.~~919814~~847236 Residual AR 0.00 5.750000% 12667FAY1 0.000000 10.~~493307~~540069 0.000000 ------------------------------------------------------------------------------------------------------------------------ Subordinate M 39,~~713~~543,~~533~~760.4600 5.~~660148~~660910% 12667FAZ8 1.~~403008~~424585 4.~~670225~~650803 ~~988~~984.~~737197~~482817 B1 17,~~651~~575,~~229~~771.4226 5.~~660148~~660910% 12667FBA2 1.~~403008~~424585 4.~~670225~~650803 ~~988~~984.~~737197~~482817 B2 8,~~826~~788,~~109~~378.7858 5.~~660148~~660910% 12667FBB0 1.~~403008~~424585 4.~~670225~~650803 ~~988~~984.~~737197~~482817 B3 8,~~826~~788,~~109~~378.7858 5.~~660148~~660910% 12667FAD7 1.~~403008~~424585 4.~~670225~~650803 ~~988~~984.~~737197~~482817 B4 4,~~413~~394,~~054~~189.8929 5.~~660148~~660910% 12667FAE5 1.~~403008~~424585 4.~~670225~~650803 ~~988~~984.~~737197~~482817 B5 4,~~413~~345,~~587~~891.2454 5.~~660148~~660910% 12667FAF2 1.~~403008~~408757 4.~~670226~~599130 ~~988~~974.~~737324~~008264 ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------ Totals - - 3,~~708~~511,~~782~~694,~~167~~914.20 - - - - - ------------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 609,435,464.58 335,634,329.28 310,011,398.61 Loan count 4173 2153 2231 Avg loan rate 6.213855% 6.585238% 5.942400% Prepay amount 18,328,041.91 13,677,739.29 5,133,137.52 Total ----- Prin balance 217,080,172.55 1,472,161,365.02 Loan count 1741 10298 Avg loan rate 5.556231% 6.15 Prepay amount 2,742,906.65 39,881,825.37 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 116,569.41 63,087.13 62,439.10 Sub servicer fees 122,097.11 97,169.74 56,126.32 Trustee fees 4,713.22 2,622.38 2,366.15 Agg advances N/A N/A N/A Adv this period 88,317.26 86,433.31 39,816.93 Total ----- Master serv fees 44,669.35 286,764.99 Sub servicer fees 59,092.61 334,485.78 Trustee fees 1,655.33 11,357.07 Agg advances N/A N/A Adv this period 28,573.66 243,141.16 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 46,761.83 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 46,761.83 Coverage Amounts ---------------- Bankruptcy 236,925.32 145,018.28 113,932.55 Fraud 14,645,840.24 8,964,489.76 7,042,886.02 Special Hazard 15,142,764.49 0.00 0.00 Total ----- Bankruptcy 80,884.85 576,761.00 Fraud 4,999,999.98 35,653,216.00 Special Hazard 0.00 15,142,764.49 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.627337% 100.000000% 3,428,258,544.94 ----------------------------------------------------------------------------- Junior 2.372663% 0.000000% 83,317,874.03 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 181 25,367,654.11 60 to 89 days 35 5,260,308.62 90 or more 12 1,520,840.07 Foreclosure 23 3,859,759.32 Totals: 251 36,008,562.12 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 180,069.64 Current Total Outstanding Number of Loans: 2 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 49,212,724.53 49,212,724.53 Principal remittance amount 42,584,579.23 42,584,579.23 Interest remittance amount 6,628,145.31 6,628,145.31

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