8-K 1 cwt042cb_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of Countrywide Alternative Loan Trust, Series 2004-2CB) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------

------------------------------------------------------------ Countrywide Home Loans Servicing LP Countrywide Alternative Loan Trust, Series 2004-2CB ------------------------------------------------------------ -------------------------------------------------------------------------------- COLLATERAL INFORMATION -------------------------------------------------------------------------------- Prin balance 609,435,464.58 335,634,329.28 310,011,398.61 Loan count 4173 2153 2231 Avg loan rate 6.213855% 6.585238% 5.942400% Prepay amount 18,328,041.91 13,677,739.29 5,133,137.52 Total ----- Prin balance 217,080,172.55 1,472,161,365.02 Loan count 1741 10298 Avg loan rate 5.556231% 6.15 Prepay amount 2,742,906.65 39,881,825.37 -------------------------------------------------------------------------------- FEES AND ADVANCES -------------------------------------------------------------------------------- Master serv fees 116,569.41 63,087.13 62,439.10 Sub servicer fees 122,097.11 97,169.74 56,126.32 Trustee fees 4,713.22 2,622.38 2,366.15 Agg advances N/A N/A N/A Adv this period 88,317.26 86,433.31 39,816.93 Total ----- Master serv fees 44,669.35 286,764.99 Sub servicer fees 59,092.61 334,485.78 Trustee fees 1,655.33 11,357.07 Agg advances N/A N/A Adv this period 28,573.66 243,141.16 -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 46,761.83 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 46,761.83 Coverage Amounts ---------------- Bankruptcy 236,925.32 145,018.28 113,932.55 Fraud 14,645,840.24 8,964,489.76 7,042,886.02 Special Hazard 15,142,764.49 0.00 0.00 Total ----- Bankruptcy 80,884.85 576,761.00 Fraud 4,999,999.98 35,653,216.00 Special Hazard 0.00 15,142,764.49 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 97.627337% 100.000000% 3,428,258,544.94 ----------------------------------------------------------------------------- Junior 2.372663% 0.000000% 83,317,874.03 ----------------------------------------------------------------------------- -------------------------------------------------------------------------------- DELINQUENCY INFORMATION -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance ------ ---------- --------------------- 30 to 59 days 181 25,367,654.11 60 to 89 days 35 5,260,308.62 90 or more 12 1,520,840.07 Foreclosure 23 3,859,759.32 Totals: 251 36,008,562.12 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- REO INFORMATION -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 180,069.64 Current Total Outstanding Number of Loans: 2 -------------------------------------------------------------------------------- OTHER INFORMATION -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 49,212,724.53 49,212,724.53 Principal remittance amount 42,584,579.23 42,584,579.23 Interest remittance amount 6,628,145.31 6,628,145.31

CWALT INC MORTGAGE PASS THR CERTS SER 2004-2CB 8-K