UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

February 18, 2003

BANK ONE, DELAWARE, NATIONAL ASSOCIATION

(Formerly FIRST USA BANK, NATIONAL ASSOCIATION)

(Exact name of registrant as specified in its charter)

(As Servicer on behalf of PARTNERS FIRST CREDIT CARD MASTER TRUST)

Laws of the United States

333-29495-01

51-0269396

(State or other jurisdiction of

incorporation or organization)

(Commission File Number)

(IRS Employer Identification

Number)

201 North Walnut Street, Wilmington, Delaware		19801

(Address of principal executive offices)		(Zip Code)

302/594-4000

Registrant’s telephone number, including area code

N/A

(Former name, former address and former fiscal year, if changed since last report)

Item 5. Other Events

The Registrant hereby incorporates by reference the information contained in Exhibit 20 hereto in response to this Item 5.

Item 7. Financial Statements, Pro Forma Financial Statements and Exhibits

Exhibit No.		Document Description
20.1		Excess Spread Analysis

20.2		Monthly Trust Activity

20.3		Series 1998-3 Report

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

BANK ONE, DELAWARE, NATIONAL ASSOCIATION (FORMERLY FIRST USA BANK, NATIONAL ASSOCIATION) as Servicer on behalf of PARTNERS FIRST CREDIT CARD MASTER TRUST


By:		/S/ MICHAEL J. GRUBB
		Name: Michael J. Grubb Title: First Vice President

Date: February 18, 2003

INDEX TO EXHIBITS

Exhibit Number		Exhibit

20.1		Excess Spread Analysis

20.2		Monthly Trust Activity

20.3		Series 1998-3 Report

BANK ONE DE NA AS SERV ON BEHALF PART CREDIT CARD MAS TR 8-K