EX-20.1 3 dex201.txt MONTHLY REMITTANCE REPORT OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 08/07/02 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT Page 1 of 6 REPORTING MONTH: 31-Jul-2002

Prefunding Account ------------------------------------------------------------------------ Beginning Distribution to Distribution to Ending balance Deposit Seller Certificateholders balance ------------------------------------------------------------------------ 0.00 0.00 0.00 0.00 0.00 ======================================================================== Certificate Account -------------------------------------------------------------------------------- Beginning Deposits Investment Ending ---------------------- Balance Principal Interest Distributions Interest Balance -------------------------------------------------------------------------------- 1,591,523.14 1,643,948.31 2,409,161.74 (4,096,344.57) 962.54 1,549,251.16 ================================================================================ P&I Advances at Distribution Date ------------------------------------------------------------ Beginning (Recovered) Current Ending Balance (Advances) Advances Balance ------------------------------------------------------------ 695,912.88 695,912.88 907,005.80 907,005.80 ============================================================ OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 8/7/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT Page 2 of 6 REPORTING MONTH: 31-Jul-2002

Average 60 day delinquency ratio: Over 60s Pool Balance % ---------------------------------------------------- Current Mo 1,600,107.43 244,331,523.17 0.65% 1st Preceding Mo 639,428.09 245,984,357.87 0.26% 2nd Preceding Mo 25,940.69 188,946,514.99 0.01% Divided by 3 ---------- 0.31% ========== Cumulative loss ratio: Cumulative losses 0.00 ---------------- Divided by Initial Certificate Principal 248,966,403.22 0.000% ========== Current realized loss ratio: Liquidation Pool Losses Balance ------------------------------------------ Current Mo 0.00 245,984,357.87 1st Preceding Mo 0.00 188,946,514.99 2nd Preceding Mo 0.00 190,148,653.22 ------------------------------------------ 0.00 208,359,842.03 0.000% ========== *** denotes less than or equal to. OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 8/7/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT Page 3 of 6 REPORTING MONTH: 31-Jul-2002

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 8/7/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT REPORTING MONTH: 31-Jul-2002 Page 4 of 6 REPOSSESSION LIQUIDATION REPORT

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 8/7/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT 3 REMITTANCE REPORT REPORTING MONTH: 31-Jul-2002 Page 5 of 6 CERTIFICATE PRINCIPAL ANALYSIS

OAKWOOD MORTGAGE INVESTORS, INC. 2002-B REPORT DATE: 8/7/2002 OAKWOOD ACCEPTANCE CORPORATION, LLC. - SERVICER POOL REPORT # 3 REMITTANCE REPORT REPORTING MONTH 31-Jul-2002 Page 6 of 6 CERTIFICATE INTEREST ANALYSIS

SENIOR SUBORNATED PASS THROUGH CERTIFICATES SERIES 2002-B 8-K