
                                     UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  October 25, 2005
                          (Date of earliest event reported)

                Citigroup Mortgage Loan Trust Inc (as Depositor under
             the Pooling and Servicing Agreement, dated as May 1, 2005,
                providing for the issuance of Carrington Mortgage Loan Trust
      Series 2005-OPT2 Asset Backed Pass- through Certificates, Series 2005-OPT2)
                 (Exact name of registrant as specified in charter)

                                         DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-117349-13                         01-0791848
          (Commission File Number)        (I.R.S. Employer Identification No.)


           390 Greenwich Street
           NEW YORK, NEW YORK                                  10013
          (Address of principal executive offices)           (Zip Code)


          Registrant's Telephone Number, Including Area Code:  (212) 816-6000


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):

[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     October 25, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Trustee under the
                                  Pooling and Servicing Agreement on
                                  behalf of Citigroup Mortgage Loan Trust
                                  Inc., Registrant


          Date:  Oct 28, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of October 25, 2005.



Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

				External Parties						Table of Contents

													Page
				Seller
										1. Certificate Payment Report					2
				Stanwich Asset A. Comp.
										2. Collection Account Report					4

										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10

										6. REO Report					11

				FDIC						7. Foreclosure Report					12
										8. Prepayment Report					14
										9. Prepayment Detail Report					17

										10. Realized Loss Report					22
										11. Realized Loss Detail Report					25
				Servicer(s)
										12. Triggers and Adj. Cert. Report					26
				Option One
										13. Additional Certificate Report					27



				Underwriter(s)
				Bear Stearns & Co.


										Total Number of Pages					27


				Dates						Contacts

				Cut-Off Date:			May 01, 2005			Brent Hoyler
				Close Date:			May 05, 2005			Administrator
				First Distribution Date:			June 27, 2005			(714) 247-6322
										Brent.Hoyler@db.com

										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			October 25, 2005
										Factor Information:			(800) 735-7777
				Record Date:			September 30, 2005
										Main Phone Number:			(714) 247-6000

							October 24, 2005


										https://www.tss.db.com/invr






Page 1 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Certificate Payment Report
Current Period Distribution - REMIC II
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal

Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance


					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1A	SR	$	526,319,600.00		380,564,257.77		1,201,737.36		39,672,061.90		40,873,799.26		0.00		0.00		340,892,195.87

A-1B	SR	$	212,761,000.00		212,761,000.00		682,135.41		0.00		682,135.41		0.00		0.00		212,761,000.00
A-1C	SR	$	211,963,100.00		211,963,100.00		693,237.09		0.00		693,237.09		0.00		0.00		211,963,100.00
A-1D	SR	$	99,606,500.00		99,606,500.00		333,792.45		0.00		333,792.45		0.00		0.00		99,606,500.00
A-2	SR	$	100,000,000.00		100,000,000.00		326,250.00		0.00		326,250.00		0.00		0.00		100,000,000.00
M-1	MEZ	$	87,824,700.00		87,824,700.00		300,677.62		0.00		300,677.62		0.00		0.00		87,824,700.00
M-2	MEZ	$	48,378,000.00		48,378,000.00		166,796.59		0.00		166,796.59		0.00		0.00		48,378,000.00
M-3	MEZ	$	28,282,500.00		28,282,500.00		101,384.91		0.00		101,384.91		0.00		0.00		28,282,500.00
M-4	MEZ	$	26,794,000.00		26,794,000.00		96,696.57		0.00		96,696.57		0.00		0.00		26,794,000.00
M-5	MEZ	$	24,561,100.00		24,561,100.00		89,627.55		0.00		89,627.55		0.00		0.00		24,561,100.00
M-6	MEZ	$	22,328,300.00		22,328,300.00		90,473.03		0.00		90,473.03		0.00		0.00		22,328,300.00
M-7	MEZ	$	20,095,500.00		20,095,500.00		83,854.06		0.00		83,854.06		0.00		0.00		20,095,500.00
M-8	MEZ	$	14,379,800.00		14,379,800.00		64,058.01		0.00		64,058.01		0.00		0.00		14,379,800.00
M-9	MEZ	$	25,067,000.00		25,067,000.00		117,724.38		0.00		117,724.38		0.00		0.00		25,067,000.00
CE	NOF	$	40,191,359.68		40,190,919.11		3,438,867.78		0.00		3,438,867.78		0.00		0.00		40,190,919.11
R	RES	$	0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	NOF	$	100.00		100.00		584,293.49		0.00		584,293.49		0.00		0.00		100.00

Total			1,488,552,559.68		1,342,796,776.88		8,371,606.30		39,672,061.90		48,043,668.20		0.00		0.00		1,303,124,714.98





Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current

	Period		Period						(with Notional)		Principal						Total	Principal

Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1A	09/26/05		10/24/05		A-Act/360		144531CD0		526,319,600.00		723.066855		2.283284		75.376372		77.659656	647.690483
A-1B	09/26/05		10/24/05		A-Act/360		144531CE8		212,761,000.00		1,000.000000		3.206111		0.000000		3.206111	1,000.000000
A-1C	09/26/05		10/24/05		A-Act/360		144531CF5		211,963,100.00		1,000.000000		3.270556		0.000000		3.270556	1,000.000000
A-1D	09/26/05		10/24/05		A-Act/360		144531CG3		99,606,500.00		1,000.000000		3.351111		0.000000		3.351111	1,000.000000
A-2	09/26/05		10/24/05		A-Act/360		144531CH1		100,000,000.00		1,000.000000		3.262500		0.000000		3.262500	1,000.000000
M-1	09/26/05		10/24/05		A-Act/360		144531CJ7		87,824,700.00		1,000.000000		3.423611		0.000000		3.423611	1,000.000000
M-2	09/26/05		10/24/05		A-Act/360		144531CK4		48,378,000.00		1,000.000000		3.447778		0.000000		3.447778	1,000.000000
M-3	09/26/05		10/24/05		A-Act/360		144531CL2		28,282,500.00		1,000.000000		3.584722		0.000000		3.584722	1,000.000000
M-4	09/26/05		10/24/05		A-Act/360		144531CM0		26,794,000.00		1,000.000000		3.608889		0.000000		3.608889	1,000.000000
M-5	09/26/05		10/24/05		A-Act/360		144531CN8		24,561,100.00		1,000.000000		3.649167		0.000000		3.649167	1,000.000000
M-6	09/26/05		10/24/05		A-Act/360		144531CP3		22,328,300.00		1,000.000000		4.051944		0.000000		4.051944	1,000.000000
M-7	09/26/05		10/24/05		A-Act/360		144531CQ1		20,095,500.00		1,000.000000		4.172778		0.000000		4.172778	1,000.000000
M-8	09/26/05		10/24/05		A-Act/360		144531CR9		14,379,800.00		1,000.000000		4.454722		0.000000		4.454722	1,000.000000
M-9	09/26/05		10/24/05		A-Act/360		144531CS7		25,067,000.00		1,000.000000		4.696389		0.000000		4.696389	1,000.000000
CE	09/01/05		09/30/05		A-30/360		CA05O2001		40,191,359.68		999.989038		85.562365		0.000000		85.562365	999.989038
R	09/01/05		09/30/05		A-30/360		CA05O2003		0.00		0.000000		0.000000		0.000000		0.000000	0.000000
P	09/01/05		09/30/05		F-30/360		CA05O2002		100.00		1,000.000000		5,842,934.900000		0.000000		5,842,934.900000	1,000.000000



Page 2 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Distribution to Date - REMIC II
																	Current


	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1A	526,319,600.00		7,789,357.71		180,969,035.17		4,458,368.96		185,427,404.13		193,216,761.84		0.00		0.00		340,892,195.87
A-1B	212,761,000.00		3,648,689.46		0.00		0.00		0.00		3,648,689.46		0.00		0.00		212,761,000.00
A-1C	211,963,100.00		3,716,494.11		0.00		0.00		0.00		3,716,494.11		0.00		0.00		211,963,100.00
A-1D	99,606,500.00		1,794,335.41		0.00		0.00		0.00		1,794,335.41		0.00		0.00		99,606,500.00
A-2	100,000,000.00		1,748,562.89		0.00		0.00		0.00		1,748,562.89		0.00		0.00		100,000,000.00
M-1	87,824,700.00		1,620,079.41		0.00		0.00		0.00		1,620,079.41		0.00		0.00		87,824,700.00
M-2	48,378,000.00		899,390.88		0.00		0.00		0.00		899,390.88		0.00		0.00		48,378,000.00
M-3	28,282,500.00		548,902.55		0.00		0.00		0.00		548,902.55		0.00		0.00		28,282,500.00
M-4	26,794,000.00		523,876.76		0.00		0.00		0.00		523,876.76		0.00		0.00		26,794,000.00
M-5	24,561,100.00		486,120.56		0.00		0.00		0.00		486,120.56		0.00		0.00		24,561,100.00
M-6	22,328,300.00		495,578.26		0.00		0.00		0.00		495,578.26		0.00		0.00		22,328,300.00
M-7	20,095,500.00		460,506.60		0.00		0.00		0.00		460,506.60		0.00		0.00		20,095,500.00
M-8	14,379,800.00		353,712.16		0.00		0.00		0.00		353,712.16		0.00		0.00		14,379,800.00
M-9	25,067,000.00		652,732.59		0.00		0.00		0.00		652,732.59		0.00		0.00		25,067,000.00
CE	40,191,359.68		16,497,804.19		427.33		13.24		440.57		16,498,244.76		0.00		0.00		40,190,919.11
R	0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	100.00		2,446,367.60		0.00		0.00		0.00		2,446,367.60		0.00		0.00		100.00

Total	1,488,552,559.68		43,682,511.14		180,969,462.50		4,458,382.20		185,427,844.70		229,110,355.84		0.00		0.00		1,303,124,714.98


Interest Detail - REMIC II
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current


	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1A	3.92000%		380,564,257.77		1,201,737.36		0.00		0.00		0.00		1,201,737.36		1,201,737.36		0.00
A-1B	3.98000%		212,761,000.00		682,135.41		0.00		0.00		0.00		682,135.41		682,135.41		0.00
A-1C	4.06000%		211,963,100.00		693,237.09		0.00		0.00		0.00		693,237.09		693,237.09		0.00
A-1D	4.16000%		99,606,500.00		333,792.45		0.00		0.00		0.00		333,792.45		333,792.45		0.00
A-2	4.05000%		100,000,000.00		326,250.00		0.00		0.00		0.00		326,250.00		326,250.00		0.00
M-1	4.25000%		87,824,700.00		300,677.62		0.00		0.00		0.00		300,677.62		300,677.62		0.00
M-2	4.28000%		48,378,000.00		166,796.59		0.00		0.00		0.00		166,796.59		166,796.59		0.00
M-3	4.45000%		28,282,500.00		101,384.91		0.00		0.00		0.00		101,384.91		101,384.91		0.00
M-4	4.48000%		26,794,000.00		96,696.57		0.00		0.00		0.00		96,696.57		96,696.57		0.00
M-5	4.53000%		24,561,100.00		89,627.55		0.00		0.00		0.00		89,627.55		89,627.55		0.00
M-6	5.03000%		22,328,300.00		90,473.03		0.00		0.00		0.00		90,473.03		90,473.03		0.00
M-7	5.18000%		20,095,500.00		83,854.06		0.00		0.00		0.00		83,854.06		83,854.06		0.00
M-8	5.53000%		14,379,800.00		64,058.01		0.00		0.00		0.00		64,058.01		64,058.01		0.00
M-9	5.83000%		25,067,000.00		117,724.38		0.00		0.00		0.00		117,724.38		117,724.38		0.00
CE	0.00000%		40,190,919.11		0.00		0.00		0.00		0.00		0.00		3,438,867.78		0.00
R	0.00000%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
P	0.00000%		100.00		0.00		0.00		0.00		0.00		0.00		584,293.49		0.00

Total			1,342,796,776.88		4,348,445.03		0.00		0.00		0.00		4,348,445.03		8,371,606.30		0.00



Page 3 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Collection Account Report
SUMMARY

										Group 2		Group 1		Total
Principal Collections												39,672,061.90		39,672,061.90
Principal Withrawals												0.00		0.00
Principal Other Accounts												0.00		0.00
TOTAL NET PRINCIPAL												39,672,061.90		39,672,061.90
Interest Collections												8,003,925.38		8,003,925.38
Interest Withdrawals												-0.00		-0.00
Interest Other Accounts												584,293.49		584,293.49
Interest Fees												-216,612.57		-216,612.57
TOTAL NET INTEREST												8,371,606.30		8,371,606.30
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION												48,043,668.20		48,043,668.20



PRINCIPAL - COLLECTIONS

											Group 2		Group 1		Total
Scheduled Principal Received													855,042.38		855,042.38
Prepayments In Full													38,744,313.11		38,744,313.11
Curtailments													72,706.41		72,706.41
Liquidations													0.00		0.00
Insurance Principal													0.00		0.00
Repurchased Principal Amounts													0.00		0.00
Other Principal													0.00		0.00
Total Realized Loss Of Principal													-0.00		-0.00
Delinquent Principal													-320,795.77		-320,795.77
Advanced Principal													320,795.77		320,795.77
TOTAL PRINCIPAL COLLECTED													39,672,061.90		39,672,061.90


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS

										Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL												0.00		0.00





Page 4 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

INTEREST - COLLECTIONS

										Group 2		Group 1		Total
Scheduled Interest												8,128,047.49		8,128,047.49
Liquidation Interest												0.00		0.00
Repurchased Interest												0.00		0.00
Insurance Interest												0.00		0.00
Other Interest												0.00		0.00
Relief Act Interest Shortfalls												-0.00		-0.00
Prepayment Interest Shortfalls												-22,304.44		-22,304.44
Compensating Interest												22,304.44		22,304.44
Delinquent Interest												-3,116,004.58		-3,116,004.58
Interest Advanced												2,991,882.46		2,991,882.46
TOTAL INTEREST COLLECTED												8,003,925.38		8,003,925.38


INTEREST - WITHDRAWALS

										Group 2		Group 1		Total
Nonrecoverable Advances														0.00
TOTAL INTEREST WITHDRAWALS												0.00		0.00



INTEREST - OTHER ACCOUNTS

										Group 2		Group 1		Total
Prepayment Charges														584,293.49
TOTAL INTEREST OTHER ACCOUNTS												584,293.49		584,293.49



INTEREST - FEES

										Group 2		Group 1		Total
Current Servicing Fees												211,577.08		211,577.08
Current Trustee Fees												5,035.49		5,035.49
TOTAL INTEREST OTHER FEES												216,612.57		216,612.57




Page 5 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Credit Enhancement Report

ACCOUNTS


RESERVE

Net Wac Carryover Reserve Account Deposit						0.00
Releases						0.00
Withdrawals						0.00




INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES

										Group 2		Group 1		Total
Begining Overcollateralization Amount														40,190,919.11
Ending Overcollateralized Amount														40,190,919.11
Overcollateralization Release Amount														0.00
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														40,190,919.11



Page 6 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Collateral Report


COLLATERAL



											Group 2		Group 1		Total



Loan Count:


Original												7,717		7,717
Prior												7,088		7,088
Prefunding												0		0
Scheduled Paid Offs												-0		-0
Full Voluntary Prepayments												-183		-183
Repurchases												-0		-0
Liquidations												-0		-0
Current												6,905		6,905
Principal Balance:


Original												1,488,552,559.63		1,488,552,559.63
Prior												1,342,796,776.88		1,342,796,776.88
Prefunding												0.00		0.00
Scheduled Principal												-855,042.38		-855,042.38
Partial Prepayments												-72,706.41		-72,706.41
Full Voluntary Prepayments												-38,744,313.11		-38,744,313.11
Repurchases												-0.00		-0.00
Liquidations												-0.00		-0.00
Current												1,303,124,714.98		1,303,124,714.98





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Coupon Original												7.28787%		7.28787%
Weighted Average Coupon Prior												7.27113%		7.27113%
Weighted Average Coupon Current												7.26369%		7.26369%
Weighted Average Months to Maturity Original												355		355
Weighted Average Months to Maturity Prior												352		352
Weighted Average Months to Maturity Current												351		351
Weighted Avg Remaining Amortization Term Original												355		355
Weighted Avg Remaining Amortization Term Prior												352		352
Weighted Avg Remaining Amortization Term Current												351		351
Weighted Average Seasoning Original												3.17		3.17
Weighted Average Seasoning Prior												6.16		6.16
Weighted Average Seasoning Current												7.16		7.16









Page 8 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

ARM CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Margin Original												5.33133%		5.33133%
Weighted Average Margin Prior												5.31827%		5.31827%
Weighted Average Margin Current												5.30850%		5.30850%
Weighted Average Max Rate Original												13.26931%		13.26931%
Weighted Average Max Rate Prior												13.25096%		13.25096%
Weighted Average Max Rate Current												13.24254%		13.24254%
Weighted Average Min Rate Original												7.25868%		7.25868%
Weighted Average Min Rate Prior												7.24230%		7.24230%
Weighted Average Min Rate Current												7.23398%		7.23398%
Weighted Average Cap Up Original												1.00620%		1.00620%
Weighted Average Cap Up Prior												1.00493%		1.00493%
Weighted Average Cap Up Current												1.00509%		1.00509%
Weighted Average Cap Down Original												1.00620%		1.00620%
Weighted Average Cap Down Prior												1.00493%		1.00493%
Weighted Average Cap Down Current												1.00509%		1.00509%




SERVICING FEES & ADVANCES

											Group 2		Group 1		Total




Current Servicing Fees												211,577.08		211,577.08
Delinquent Servicing Fees												124,122.11		124,122.11
TOTAL SERVICING FEES												335,699.20		335,699.20


Compensating Interest												-22,304.44		-22,304.44
Delinquent Servicing Fees												-124,122.11		-124,122.11
COLLECTED SERVICING FEES												189,272.65		189,272.65


Aggregate Advances with respect to this Distribution												3,312,678.23		3,312,678.23





ADDITIONAL COLLATERAL INFORMATION
										Group 2		Group 1		Total
Net Prepayment Interest Shortfall												0.00		0.00
Libor For Current Period														3.8300%




Page 9 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				16,302,794.84		5,718,912.07		8,572,881.84		30,594,588.75
			% Balance				1.25%		0.44%		0.66%		2.35%
			# Loans				100		34		46		180
			% # Loans				1.45%		0.49%		0.67%		2.61%
	FORECLOSURE		Balance		782,755.59		0.00		1,912,674.04		6,919,846.77		9,615,276.40
			% Balance		0.06%		0.00%		0.15%		0.53%		0.74%
			# Loans		3		0		11		36		50
			% # Loans		0.04%		0.00%		0.16%		0.52%		0.72%
	BANKRUPTCY		Balance		2,670,357.70		464,587.06		0.00		573,047.59		3,707,992.35
			% Balance		0.20%		0.04%		0.00%		0.04%		0.28%
			# Loans		19		4		0		6		29
			% # Loans		0.28%		0.06%		0.00%		0.09%		0.42%
	REO		Balance		0.00		0.00		0.00		124,921.88		124,921.88
			% Balance		0.00%		0.00%		0.00%		0.01%		0.01%
			# Loans		0		0		0		1		1
			% # Loans		0.00%		0.00%		0.00%		0.01%		0.01%
	TOTAL		Balance		3,453,113.29		16,767,381.90		7,631,586.11		16,190,698.08		44,042,779.38
			% Balance		0.26%		1.29%		0.59%		1.24%		3.38%
			# Loans		22		104		45		89		260
			% # Loans		0.32%		1.51%		0.65%		1.29%		3.77%









Page 10 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
81053915 1
			125,600.00		124,921.88		01-May-2005		7.400%		VA - 80.00%		360		01-Apr-2005



TOTAL			125,600.00		124,921.88


Page 11 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
11073184 1
			156,000.00		155,503.28		01-Mar-2005		7.350%		OR - 80.00%		360		01-Mar-2005

41064498 1			211,250.00		210,620.49		01-May-2005		10.300%		IL - 65.00%		360		01-Apr-2005
41064731 1			240,000.00		238,847.68		01-May-2005		7.990%		IL - 75.00%		360		01-Apr-2005
41064789 1			151,328.00		150,573.24		01-May-2005		7.800%		IN - 80.00%		360		01-Apr-2005
51055533 1			121,550.00		121,049.67		01-May-2005		8.750%		GA - 85.00%		360		01-Apr-2005
61056420 1			55,000.00		54,839.54		01-May-2005		10.400%		OH - 45.83%		360		01-Apr-2005
71064508 1			146,250.00		145,874.80		01-May-2005		11.000%		FL - 79.05%		360		01-Apr-2005
91030740 1			52,000.00		51,890.29		01-Jun-2005		11.900%		IN - 65.00%		360		01-Apr-2005
101045716 1			80,000.00		79,832.70		01-Jun-2005		11.950%		TX - 64.52%		360		01-Apr-2005
141045155 1			273,600.00		271,999.27		01-Jun-2005		6.990%		NY - 80.00%		360		01-Apr-2005
141045535 1			112,000.00		111,625.22		01-Jun-2005		9.750%		CT - 80.00%		360		01-Apr-2005
161039006 1			187,000.00		185,945.10		01-May-2005		7.950%		MA - 62.96%		360		01-Mar-2005
161039482 1			264,000.00		262,669.64		01-May-2005		7.750%		MA - 80.00%		360		01-Apr-2005
161039749 1			136,000.00		135,341.77		01-Sep-2005		7.950%		MA - 80.00%		360		01-Apr-2005
171024558 1			112,000.00		112,000.00		01-May-2005		7.200%		AZ - 80.00%		360		01-Apr-2005
191023423 1			120,000.00		119,606.75		01-Oct-2005		9.850%		WA - 75.00%		360		01-Apr-2005
191023611 1			200,000.00		199,216.22		01-May-2005		8.990%		WA - 80.00%		360		01-Apr-2005
261050562 1			131,250.00		130,886.97		01-May-2005		10.650%		FL - 75.00%		360		01-Apr-2005
321023776 1			208,000.00		208,000.00		01-May-2005		6.950%		CO - 80.00%		360		01-Apr-2005
321024305 1			194,400.00		194,400.00		01-May-2005		6.600%		CO - 80.00%		360		01-Apr-2005
331033823 1			159,250.00		158,775.48		01-Jun-2005		10.300%		NY - 65.00%		360		01-Apr-2005
331034514 1			368,000.00		368,000.00		01-May-2005		6.450%		NY - 80.00%		360		01-Apr-2005
341022333 1			59,600.00		59,363.86		01-Apr-2005		9.600%		SC - 80.00%		360		01-Mar-2005
341022850 1			62,400.00		62,168.24		01-Jun-2005		9.250%		SC - 48.00%		360		01-Apr-2005
351023987 1			85,000.00		84,653.67		01-May-2005		8.800%		TX - 68.55%		360		01-Apr-2005
381019105 1			213,000.00		211,474.56		01-Jun-2005		6.650%		RI - 75.00%		360		01-Mar-2005
381019564 1			167,000.00		166,269.22		01-May-2005		8.450%		MA - 77.67%		360		01-Apr-2005
391010616 1			127,920.00		127,920.00		01-May-2005		6.500%		TN - 80.00%		360		01-Mar-2005
391011225 1			155,800.00		155,145.40		01-May-2005		8.650%		TN - 95.00%		360		01-Apr-2005
521023369 1			129,200.00		128,861.30		01-May-2005		10.900%		MN - 66.94%		360		01-Apr-2005
611014141 1			294,000.00		292,381.29		01-Jun-2005		7.990%		NY - 68.37%		360		01-Mar-2005
611014945 1			497,250.00		494,862.47		01-May-2005		7.990%		NY - 85.00%		360		01-Apr-2005
611015057 1			840,000.00		834,949.92		01-May-2005		6.850%		NY - 70.00%		360		01-Apr-2005
641007114 1			76,800.00		76,545.62		01-May-2005		9.800%		OK - 80.00%		360		01-Apr-2005
651008119 1			164,700.00		163,971.92		01-May-2005		8.400%		VA - 90.00%		360		01-Apr-2005
651008413 1			188,320.00		187,528.80		01-Jun-2005		8.650%		AR - 80.00%		360		01-Apr-2005
661004945 1			374,000.00		374,000.00		01-May-2005		8.400%		CA - 85.00%		360		01-Apr-2005
661005042 1			296,000.00		294,401.92		01-Jun-2005		7.400%		CA - 80.00%		360		01-Apr-2005
661005122 1			238,000.00		237,020.25		01-May-2005		8.750%		CA - 70.00%		360		01-Apr-2005
681003667 1			191,750.00		190,596.27		01-Jun-2005		6.950%		MA - 65.00%		360		01-Apr-2005
711006326 1			58,500.00		58,392.38		01-May-2005		11.800%		NY - 90.00%		360		01-May-2005
721006161 1			570,600.00		567,251.87		01-May-2005		6.975%		AZ - 90.00%		360		01-Apr-2005
741010034 1			114,750.00		114,296.61		01-May-2005		8.950%		OH - 85.00%		360		01-Apr-2005
741010087 1			81,600.00		81,256.45		01-May-2005		8.640%		OH - 80.00%		360		01-Apr-2005
781002175 1			530,000.00		527,807.07		01-Sep-2005		8.725%		NY - 94.64%		360		01-Apr-2005
841002415 1			63,000.00		62,731.51		01-May-2005		9.250%		MI - 90.00%		360		01-Mar-2005
841002416 1			63,000.00		62,731.51		01-May-2005		9.250%		MI - 84.00%		360		01-Mar-2005
841002868 1			70,200.00		69,907.05		01-May-2005		9.350%		MI - 90.00%		360		01-Mar-2005
841003635 1			67,920.00		67,573.77		01-May-2005		8.300%		MI - 80.00%		360		01-Apr-2005


Page 12 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
841003905 1
			194,650.00		193,715.36		01-May-2005		7.990%		MI - 85.00%		360		01-Apr-2005



TOTAL			9,653,838.00		9,615,276.40


Page 13 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS


											Group 2		Group 1		Total




Current


Number of Paid in Full Loans												183		183
Number of Repurchased Loans												0		0
Total Number of Loans Prepaid in Full												183		183
Curtailments Amount												72,706.41		72,706.41
Paid in Full Balance												38,744,313.11		38,744,313.11
Repurchased Loans Balance												0.00		0.00
Total Prepayment Amount												38,817,019.52		38,817,019.52

Cumulative


Number of Paid in Full Loans												811		811
Number of Repurchased Loans												0		0
Total Number of Loans Prepaid in Full												811		811
Paid in Full Balance												180,341,559.85		180,341,559.85
Repurchased Loans Balance												0.00		0.00
Curtailments Amount												452,925.47		452,925.47
Total Prepayment Amount												180,794,485.32		180,794,485.32










Page 14 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

VOLUNTARY PREPAYMENTS RATES


											Group 2		Group 1		Total



SMM												2.89%		2.89%
3 Months Avg SMM												2.85%		2.85%
12 Months Avg SMM												2.56%		2.56%
Avg SMM Since Cut-off												2.56%		2.56%


CPR												29.69%		29.69%
3 Months Avg CPR												29.30%		29.30%
12 Months Avg CPR												26.78%		26.78%
Avg CPR Since Cut-off												26.78%		26.78%


PSA												2,072.12%		2,072.12%
3 Months Avg PSA Approximation												2,376.30%		2,376.30%
12 Months Avg PSA Approximation												2,591.16%		2,591.16%
Avg PSA Since Cut-off Approximation												2,591.16%		2,591.16%










Page 15 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution






PREPAYMENT CALCULATION METHODOLOGY

Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.













Page 16 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

11073846 1			191,350.00		190,509.89			04-Oct-2005		7.650%		CA - 89.00%		Paid Off - 360		01-Apr-2005


11073874 1			275,000.00		275,000.00			26-Sep-2005		6.500%		CA - 44.72%		Paid Off - 360		01-Apr-2005

21061946 1			152,800.00		151,688.15			03-Oct-2005		5.850%		CA - 80.00%		Paid Off - 360		01-Mar-2005

21062485 1			386,000.00		383,873.69			23-Sep-2005		6.490%		HI - 80.00%		Paid Off - 360		01-Apr-2005

21062705 1			304,000.00		304,000.00			06-Oct-2005		6.000%		CA - 80.00%		Paid Off - 360		01-Apr-2005

21062812 1			347,000.00		346,413.22			06-Oct-2005		5.400%		CA - 68.04%		Paid Off - 360		01-Apr-2005

21063071 1			216,000.00		215,086.66			20-Sep-2005		6.900%		CA - 87.45%		Paid Off - 360		01-May-2005

21063091 1			258,000.00		256,763.17			23-Sep-2005		6.250%		CA - 84.04%		Paid Off - 360		01-May-2005

31031735 1			140,000.00		139,692.76			23-Sep-2005		11.000%		CA - 56.00%		Paid Off - 360		01-Apr-2005

31031805 1			160,000.00		158,845.04			03-Oct-2005		7.000%		AZ - 77.29%		Paid Off - 360		01-Mar-2005

31032096 1			681,000.00		676,825.83			30-Sep-2005		6.750%		CA - 75.00%		Paid Off - 360		01-Mar-2005

31032323 1			190,000.00		188,795.42			11-Oct-2005		5.750%		CA - 32.20%		Paid Off - 360		01-Apr-2005

31032432 1			216,000.00		216,000.00			16-Sep-2005		8.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005

41064315 1			94,050.00		93,709.07			03-Oct-2005		8.600%		IL - 85.50%		Paid Off - 360		01-Apr-2005

41064352 1			126,810.00		126,373.22			26-Sep-2005		8.850%		IL - 90.00%		Paid Off - 360		01-Apr-2005

41064700 1			312,000.00		312,000.00			03-Oct-2005		6.990%		IL - 80.00%		Paid Off - 360		01-Apr-2005

41064967 1			472,000.00		472,000.00			19-Sep-2005		7.600%		IL - 78.67%		Paid Off - 360		01-Apr-2005

41065016 1			171,000.00		170,078.73			04-Oct-2005		7.150%		IL - 95.00%		Paid Off - 360		01-Apr-2005

51054803 1			166,200.00		165,735.35			05-Oct-2005		10.600%		GA - 80.00%		Paid Off - 360		01-Mar-2005

51055498 1			270,000.00		269,124.42			16-Sep-2005		9.900%		GA - 90.00%		Paid Off - 360		01-Mar-2005

51055518 1			109,600.00		109,019.54			13-Oct-2005		7.500%		GA - 80.00%		Paid Off - 360		01-Mar-2005

51056048 1			132,400.00		131,824.48			13-Oct-2005		7.700%		GA - 80.00%		Paid Off - 360		01-Apr-2005

61056433 1			155,880.00		155,197.02			27-Sep-2005		8.660%		OH - 90.00%		Paid Off - 360		01-Apr-2005

71064242 1			400,000.00		397,985.08			07-Oct-2005		7.750%		FL - 48.37%		Paid Off - 360		01-Mar-2005

71064681 1			146,400.00		146,344.39			28-Sep-2005		7.500%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71064703 1			249,600.00		248,978.57			14-Oct-2005		10.400%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71064747 1			165,000.00		163,992.57			14-Oct-2005		5.950%		FL - 63.46%		Paid Off - 360		01-Apr-2005

71064765 1			232,000.00		230,795.89			23-Sep-2005		6.950%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71064963 1			107,200.00		106,743.22			04-Oct-2005		7.800%		FL - 80.00%		Paid Off - 360		01-Apr-2005

81053459 1			75,500.00		75,084.25			20-Sep-2005		7.300%		VA - 61.38%		Paid Off - 360		01-Mar-2005

81053513 1			97,750.00		97,373.37			04-Oct-2005		8.300%		VA - 85.00%		Paid Off - 360		01-Apr-2005

81053731 1			141,200.00		140,351.08			04-Oct-2005		6.850%		VA - 80.00%		Paid Off - 360		01-Mar-2005

81053902 1			145,000.00		144,463.55			07-Oct-2005		8.500%		MD - 67.44%		Paid Off - 360		01-Apr-2005

81054292 1			146,000.00		145,390.21			26-Sep-2005		7.900%		VA - 88.32%		Paid Off - 360		01-Apr-2005

81054339 1			216,750.00		216,750.00			12-Oct-2005		7.850%		VA - 85.00%		Paid Off - 360		01-Apr-2005

91030411 1			445,000.00		442,350.08			26-Sep-2005		7.200%		IL - 74.17%		Paid Off - 360		01-Mar-2005

91030781 1			346,500.00		345,217.98			29-Sep-2005		8.500%		IL - 90.00%		Paid Off - 360		01-Apr-2005



Page 17 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

101046169 1			70,000.00		69,528.33			03-Oct-2005		9.950%		FL - 89.74%		Paid Off - 240		01-May-2005


121036691 1			101,280.00		100,789.81			04-Oct-2005		7.950%		WI - 80.00%		Paid Off - 360		01-Mar-2005

121037904 1			185,250.00		184,411.40			26-Sep-2005		7.500%		WI - 95.00%		Paid Off - 360		01-Apr-2005

121038525 1			159,300.00		158,901.97			20-Sep-2005		9.500%		WI - 90.00%		Paid Off - 360		01-May-2005

141043405 1			177,600.00		176,804.63			11-Oct-2005		7.550%		CT - 80.00%		Paid Off - 360		01-Apr-2005

141044872 1			150,000.00		149,378.13			03-Oct-2005		7.940%		NJ - 71.43%		Paid Off - 360		01-Apr-2005

141045045 1			296,800.00		294,987.81			16-Sep-2005		5.950%		NY - 80.00%		Paid Off - 360		01-Apr-2005

141045144 1			260,000.00		259,045.91			26-Sep-2005		8.550%		NY - 73.24%		Paid Off - 360		01-Apr-2005

141045536 1			229,600.00		228,601.96			30-Sep-2005		7.700%		CT - 80.00%		Paid Off - 360		01-Apr-2005

141045674 1			138,000.00		137,292.93			20-Sep-2005		5.900%		CT - 78.86%		Paid Off - 360		01-May-2005

151027934 1			121,500.00		121,126.72			21-Sep-2005		8.500%		MD - 90.00%		Paid Off - 360		01-May-2005

161039004 1			258,750.00		257,892.84			29-Sep-2005		9.200%		MA - 75.00%		Paid Off - 360		01-Apr-2005

161039373 1			162,000.00		161,207.21			03-Oct-2005		7.100%		NH - 77.88%		Paid Off - 360		01-Apr-2005

161039431 1			78,300.00		77,992.15			14-Oct-2005		8.200%		MA - 90.00%		Paid Off - 360		01-Apr-2005

161039541 1			360,000.00		358,272.43			12-Oct-2005		7.200%		MA - 88.89%		Paid Off - 360		01-Apr-2005

161039674 1			337,000.00		335,382.79			07-Oct-2005		7.200%		MA - 78.37%		Paid Off - 360		01-Apr-2005

161039730 1			355,000.00		354,932.55			07-Oct-2005		7.600%		MA - 80.87%		Paid Off - 360		01-Apr-2005

161039789 1			364,800.00		362,465.42			13-Oct-2005		5.700%		MA - 80.00%		Paid Off - 360		01-Apr-2005

161040076 1			154,000.00		153,167.84			03-Oct-2005		6.590%		MA - 70.00%		Paid Off - 360		01-Apr-2005

171023022 1			188,092.00		187,291.98			19-Sep-2005		8.590%		FL - 90.00%		Paid Off - 360		01-Mar-2005

171024291 1			260,000.00		259,997.02			03-Oct-2005		7.640%		NV - 80.00%		Paid Off - 360		01-Apr-2005

171024345 1			324,800.00		322,348.74			13-Oct-2005		8.300%		NV - 80.00%		Paid Off - 360		01-Apr-2005

171024487 1			146,320.00		146,320.00			13-Oct-2005		5.750%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

171024551 1			207,750.00		206,491.11			28-Sep-2005		5.990%		NV - 75.00%		Paid Off - 360		01-Apr-2005

191023308 1			130,000.00		129,607.86			07-Oct-2005		9.490%		AZ - 63.41%		Paid Off - 360		01-Apr-2005

211025605 1			112,100.00		111,560.12			29-Sep-2005		7.990%		NC - 95.00%		Paid Off - 360		01-Mar-2005

211026236 1			89,520.00		89,059.13			07-Oct-2005		7.650%		NC - 80.00%		Paid Off - 360		01-Mar-2005

211026870 1			157,250.00		156,806.08			16-Sep-2005		9.800%		VA - 85.00%		Paid Off - 360		04-Mar-2005

211026875 1			275,110.00		273,942.25			04-Oct-2005		8.600%		NC - 46.63%		Paid Off - 360		01-Mar-2005

211027479 1			87,600.00		87,262.46			11-Oct-2005		8.300%		VA - 80.00%		Paid Off - 360		01-Apr-2005

211027577 1			201,125.00		200,274.70			27-Sep-2005		7.850%		MD - 58.30%		Paid Off - 360		01-Apr-2005

211027848 1			118,040.00		117,566.42			04-Oct-2005		8.100%		SC - 80.00%		Paid Off - 360		01-Apr-2005

211027850 1			192,000.00		191,069.55			13-Oct-2005		7.150%		VA - 64.00%		Paid Off - 360		01-Apr-2005

231061319 1			191,000.00		191,000.00			06-Oct-2005		6.950%		NJ - 84.89%		Paid Off - 360		01-Apr-2005

231061340 1			105,000.00		104,525.04			20-Sep-2005		7.500%		NJ - 61.76%		Paid Off - 360		01-Apr-2005

231061651 1			104,250.00		103,621.07			12-Oct-2005		7.200%		RI - 75.00%		Paid Off - 360		01-Mar-2005

231062474 1			225,000.00		223,982.35			20-Sep-2005		7.500%		MA - 90.00%		Paid Off - 360		01-Apr-2005

231062536 1			230,750.00		229,609.62			28-Sep-2005		7.050%		MA - 65.00%		Paid Off - 360		01-Apr-2005



Page 18 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

231062727 1			459,000.00		456,572.36			27-Sep-2005		7.390%		NH - 90.00%		Paid Off - 360		01-Apr-2005


231063065 1			333,355.00		331,948.74			22-Sep-2005		7.850%		VT - 95.00%		Paid Off - 360		01-Apr-2005

231063145 1			250,000.00		248,879.49			27-Sep-2005		6.600%		NJ - 65.10%		Paid Off - 360		01-May-2005

251035677 1			219,500.00		218,487.39			22-Sep-2005		7.400%		WA - 89.59%		Paid Off - 360		01-Apr-2005

261050965 1			84,000.00		83,584.86			28-Sep-2005		7.050%		FL - 80.00%		Paid Off - 360		01-Apr-2005

261051181 1			120,000.00		118,335.88			13-Oct-2005		7.800%		FL - 75.00%		Paid Off - 360		01-Apr-2005

271019818 1			360,000.00		360,000.00			29-Sep-2005		6.625%		CA - 80.00%		Paid Off - 360		01-Apr-2005

271020412 1			450,000.00		447,278.30			14-Oct-2005		6.000%		WI - 70.87%		Paid Off - 360		01-Apr-2005

281013513 1			166,250.00		165,408.41			27-Sep-2005		7.725%		NJ - 95.00%		Paid Off - 360		01-Mar-2005

301000431 1			181,350.00		180,469.48			22-Sep-2005		8.350%		OR - 90.00%		Paid Off - 360		01-Mar-2005

301000587 1			168,000.00		168,000.00			30-Sep-2005		6.500%		OR - 80.00%		Paid Off - 360		01-Apr-2005

301000600 1			382,500.00		380,417.11			30-Sep-2005		6.550%		OR - 90.00%		Paid Off - 360		01-Apr-2005

301000621 1			202,471.20		201,300.01			21-Sep-2005		6.250%		WA - 80.00%		Paid Off - 360		01-Apr-2005

311025591 1			204,000.00		203,156.45			06-Oct-2005		7.950%		NJ - 80.00%		Paid Off - 360		01-Apr-2005

311026458 1			330,000.00		327,916.97			12-Oct-2005		6.600%		NJ - 73.33%		Paid Off - 360		01-Mar-2005

321023694 1			170,080.00		169,017.20			19-Sep-2005		6.650%		CO - 80.00%		Paid Off - 360		01-Mar-2005

331032144 1			200,000.00		198,531.16			21-Sep-2005		6.500%		NY - 47.62%		Paid Off - 360		01-Mar-2005

331033587 1			231,000.00		229,890.83			29-Sep-2005		7.990%		NJ - 70.00%		Paid Off - 360		01-Mar-2005

331033814 1			243,000.00		241,539.08			16-Sep-2005		6.850%		NJ - 90.00%		Paid Off - 360		01-Mar-2005

331034082 1			154,000.00		149,512.95			12-Oct-2005		6.600%		RI - 70.00%		Paid Off - 360		01-Apr-2005

331034329 1			595,000.00		592,776.10			29-Sep-2005		8.450%		NY - 70.00%		Paid Off - 360		01-Apr-2005

341023072 1			70,500.00		70,244.42			26-Sep-2005		8.600%		NC - 75.00%		Paid Off - 360		01-Apr-2005

361023369 1			108,460.00		107,863.69			06-Oct-2005		6.500%		MI - 80.00%		Paid Off - 360		01-Apr-2005

361023691 1			280,000.00		278,682.49			12-Oct-2005		7.300%		IL - 80.00%		Paid Off - 360		01-Apr-2005

371023884 1			148,800.00		148,232.45			03-Oct-2005		8.350%		FL - 80.00%		Paid Off - 360		01-Apr-2005

371023891 1			65,629.00		65,503.26			29-Sep-2005		10.750%		FL - 21.87%		Paid Off - 360		01-May-2005

371024209 1			208,250.00		207,270.12			26-Sep-2005		7.300%		FL - 85.00%		Paid Off - 360		01-Apr-2005

371024297 1			122,000.00		121,366.99			04-Oct-2005		6.800%		FL - 73.94%		Paid Off - 360		01-Apr-2005

371024340 1			114,548.00		113,998.30			30-Sep-2005		7.200%		FL - 80.00%		Paid Off - 360		01-Apr-2005

381019266 1			380,000.00		377,802.66			14-Oct-2005		7.440%		MA - 51.70%		Paid Off - 360		01-Mar-2005

381019417 1			186,000.00		185,025.55			07-Oct-2005		6.750%		MA - 60.00%		Paid Off - 360		01-Apr-2005

401000187 1			110,000.00		109,334.66			26-Sep-2005		6.000%		MA - 61.80%		Paid Off - 360		01-Apr-2005

401000409 1			260,000.00		258,857.05			05-Oct-2005		6.700%		NY - 74.71%		Paid Off - 360		01-May-2005

511033416 1			184,500.00		183,597.99			27-Sep-2005		7.900%		AZ - 90.00%		Paid Off - 360		01-Mar-2005

511033871 1			150,400.00		149,579.99			03-Oct-2005		7.350%		WA - 80.00%		Paid Off - 360		01-Mar-2005

511034083 1			300,000.00		298,721.74			30-Sep-2005		7.800%		CA - 80.00%		Paid Off - 360		01-Apr-2005

521022510 1			58,320.00		57,170.99			22-Sep-2005		8.000%		IN - 80.00%		Paid Off - 360		01-Mar-2005

521022636 1			180,000.00		180,000.00			10-Oct-2005		7.400%		WI - 80.00%		Paid Off - 360		01-Apr-2005



Page 19 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

521023395 1			89,404.00		89,065.76			12-Oct-2005		8.390%		MO - 80.00%		Paid Off - 360		01-Apr-2005


521023675 1			50,400.00		50,273.15			30-Sep-2005		10.350%		IL - 90.00%		Paid Off - 360		01-Apr-2005

581000191 1			212,800.00		211,835.62			04-Oct-2005		7.490%		WA - 95.00%		Paid Off - 360		01-Apr-2005

591000053 1			157,410.00		156,921.47			21-Sep-2005		8.450%		MI - 90.00%		Paid Off - 360		01-May-2005

611013936 1			243,000.00		242,136.93			04-Oct-2005		8.700%		NJ - 90.00%		Paid Off - 360		01-Apr-2005

611014642 1			175,000.00		174,513.12			03-Oct-2005		9.900%		NY - 58.33%		Paid Off - 360		01-Apr-2005

611014709 1			200,000.00		198,820.69			16-Sep-2005		6.950%		NY - 66.67%		Paid Off - 360		01-Mar-2005

611014990 1			465,000.00		462,182.28			07-Oct-2005		5.990%		NY - 75.00%		Paid Off - 360		01-Apr-2005

611015029 1			64,000.00		63,892.22			28-Sep-2005		12.200%		NY - 10.00%		Paid Off - 360		01-Apr-2005

611015126 1			278,000.00		276,507.94			27-Sep-2005		6.625%		NY - 35.87%		Paid Off - 360		01-Apr-2005

621006273 1			213,750.00		212,294.16			06-Oct-2005		6.200%		FL - 95.00%		Paid Off - 360		01-Mar-2005

621006728 1			116,000.00		115,480.53			26-Sep-2005		7.550%		FL - 80.00%		Paid Off - 360		01-Apr-2005

621006942 1			54,571.00		54,454.62			14-Oct-2005		10.250%		FL - 20.00%		Paid Off - 360		01-May-2005

631005887 1			160,000.00		159,004.48			14-Oct-2005		5.850%		CA - 56.14%		Paid Off - 360		01-Apr-2005

631005938 1			181,300.00		179,873.56			04-Oct-2005		5.490%		NV - 70.00%		Paid Off - 360		01-Mar-2005

631006131 1			145,600.00		145,002.75			14-Oct-2005		7.990%		CA - 70.00%		Paid Off - 360		01-Apr-2005

631006223 1			300,000.00		298,502.85			03-Oct-2005		7.000%		CA - 58.25%		Paid Off - 360		01-Apr-2005

631006492 1			212,000.00		211,157.95			03-Oct-2005		8.150%		CA - 75.44%		Paid Off - 360		01-Apr-2005

651008114 1			300,000.00		299,133.96			22-Sep-2005		9.700%		FL - 75.00%		Paid Off - 360		01-Apr-2005

651008590 1			130,000.00		129,382.26			05-Oct-2005		7.250%		VA - 72.63%		Paid Off - 360		01-Apr-2005

651008700 1			92,950.00		92,503.98			28-Sep-2005		7.200%		FL - 65.00%		Paid Off - 360		01-Apr-2005

651008769 1			127,000.00		126,442.45			04-Oct-2005		7.650%		TN - 87.59%		Paid Off - 360		01-Apr-2005

661003379 1			217,800.00		217,274.99			07-Oct-2005		7.650%		NV - 90.00%		Paid Off - 360		01-Apr-2005

661004883 1			342,000.00		339,504.04			05-Oct-2005		4.990%		CA - 80.00%		Paid Off - 360		01-Apr-2005

661005078 1			328,500.00		327,152.53			03-Oct-2005		7.990%		CA - 72.20%		Paid Off - 360		01-Apr-2005

661005126 1			200,000.00		199,189.47			20-Sep-2005		8.050%		FL - 61.54%		Paid Off - 360		01-Apr-2005

661005129 1			186,875.00		185,619.68			30-Sep-2005		5.440%		CA - 65.00%		Paid Off - 360		01-Apr-2005

661005351 1			272,000.00		270,558.33			27-Sep-2005		6.690%		CA - 61.82%		Paid Off - 360		01-Apr-2005

661005389 1			180,000.00		179,327.23			07-Oct-2005		8.450%		NV - 75.00%		Paid Off - 360		01-Apr-2005

661005423 1			360,000.00		359,938.70			06-Oct-2005		5.600%		CA - 80.00%		Paid Off - 360		01-May-2005

671002620 1			184,000.00		183,915.50			10-Oct-2005		5.690%		CA - 80.00%		Paid Off - 360		01-Apr-2005

671002721 1			500,000.00		500,000.00			05-Oct-2005		6.350%		CA - 86.96%		Paid Off - 360		01-Apr-2005

681003638 1			152,600.00		152,027.32			14-Oct-2005		9.200%		NH - 70.00%		Paid Off - 360		01-Mar-2005

681004802 1			120,400.00		119,744.38			27-Sep-2005		6.550%		ME - 70.00%		Paid Off - 360		01-Apr-2005

691002316 1			152,000.00		151,570.12			04-Oct-2005		9.800%		MD - 80.00%		Paid Off - 360		01-Apr-2005

691002369 1			161,000.00		160,302.59			16-Sep-2005		8.500%		MD - 77.78%		Paid Off - 360		01-Mar-2005

691002514 1			84,000.00		83,704.68			12-Oct-2005		8.750%		MD - 80.00%		Paid Off - 360		01-Apr-2005

691002609 1			131,300.00		130,944.16			20-Sep-2005		10.000%		MD - 65.00%		Paid Off - 360		01-Apr-2005



Page 20 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

691002840 1			151,116.00		150,522.94			14-Oct-2005		7.790%		MD - 80.00%		Paid Off - 360		01-May-2005


711006193 1			303,000.00		301,567.28			06-Oct-2005		7.275%		VT - 89.12%		Paid Off - 360		01-Apr-2005

721005937 1			188,000.00		187,099.11			04-Oct-2005		8.000%		HI - 75.81%		Paid Off - 360		01-Mar-2005

721005976 1			300,000.00		300,000.00			30-Sep-2005		6.850%		CA - 60.24%		Paid Off - 360		01-Apr-2005

721006116 1			102,600.00		102,170.64			13-Oct-2005		7.890%		NV - 95.00%		Paid Off - 360		01-Apr-2005

721006150 1			148,800.00		148,000.89			04-Oct-2005		6.900%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

731009075 1			247,500.00		247,499.94			10-Oct-2005		6.600%		VA - 75.00%		Paid Off - 360		01-Mar-2005

731009217 1			372,000.00		370,107.41			11-Oct-2005		7.700%		SC - 80.00%		Paid Off - 360		01-Mar-2005

731009466 1			229,500.00		229,500.00			28-Sep-2005		7.850%		MD - 90.00%		Paid Off - 360		01-Apr-2005

741009571 1			120,000.00		119,144.74			28-Sep-2005		8.550%		FL - 80.00%		Paid Off - 360		01-Apr-2005

741010098 1			432,000.00		430,103.40			05-Oct-2005		7.650%		OH - 90.00%		Paid Off - 360		01-Apr-2005

761006445 1			176,000.00		175,142.47			04-Oct-2005		7.940%		IL - 80.00%		Paid Off - 360		01-Mar-2005

761007776 1			227,050.00		226,282.35			29-Sep-2005		8.940%		IN - 95.00%		Paid Off - 360		01-Apr-2005

761008022 1			76,000.00		75,732.25			03-Oct-2005		8.740%		IL - 47.50%		Paid Off - 360		01-Apr-2005

761008034 1			215,200.00		214,255.24			22-Sep-2005		7.650%		MN - 80.00%		Paid Off - 360		01-Apr-2005

781002121 1			342,000.00		342,000.00			19-Sep-2005		8.900%		NY - 95.00%		Paid Off - 360		01-Apr-2005

781002233 1			64,000.00		63,855.85			03-Oct-2005		11.600%		NJ - 19.39%		Paid Off - 360		01-Mar-2005

781002480 1			199,500.00		198,880.40			14-Oct-2005		9.350%		NJ - 75.00%		Paid Off - 360		01-Apr-2005

831035623 1			127,500.00		126,733.84			12-Oct-2005		7.550%		CA - 85.00%		Paid Off - 360		01-Feb-2005

831035767 1			144,500.00		143,704.34			14-Oct-2005		7.300%		FL - 85.00%		Paid Off - 360		01-Mar-2005

831035791 1			160,000.00		159,188.82			10-Oct-2005		8.400%		CA - 80.00%		Paid Off - 360		01-Feb-2005

831036010 1			231,200.00		231,200.00			10-Oct-2005		5.990%		CA - 80.00%		Paid Off - 360		01-Feb-2005

831036027 1			380,000.00		380,000.00			04-Oct-2005		8.050%		CA - 95.00%		Paid Off - 360		01-Feb-2005

831036047 1			290,000.00		287,841.98			14-Oct-2005		6.450%		CA - 89.23%		Paid Off - 360		01-Feb-2005

841003850 1			166,500.00		165,689.78			03-Oct-2005		6.700%		MI - 75.00%		Paid Off - 360		01-May-2005

841003890 1			80,000.00		79,657.94			28-Sep-2005		8.350%		MI - 62.50%		Paid Off - 360		01-Apr-2005

841004042 1			103,920.00		103,463.73			12-Oct-2005		7.650%		MI - 80.00%		Paid Off - 360		01-Apr-2005

851000216 1			180,000.00		179,159.72			07-Oct-2005		7.340%		NJ - 66.67%		Paid Off - 360		01-Apr-2005

851000300 1			350,000.00		350,000.00			22-Sep-2005		6.950%		NJ - 100.00%		Paid Off - 360		01-Apr-2005

851000314 1			194,986.00		193,872.05			05-Oct-2005		7.550%		NJ - 82.67%		Paid Off - 360		01-Apr-2005

871000347 1			309,000.00		308,262.88			05-Oct-2005		10.600%		NJ - 60.00%		Paid Off - 360		01-Apr-2005

871000415 1			575,000.00		572,347.32			27-Sep-2005		7.400%		NJ - 74.19%		Paid Off - 360		01-Apr-2005



TOTAL			38,904,322.20		38,744,313.11



Page 21 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



											Group 2		Group 1		Total


Current




Number of Loans Liquidated												0		0
Collateral Principal Realized Loss/(Gain) Amount												0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount												0.00		0.00
Net Liquidation Proceeds												0.00		0.00

Cumulative




Number of Loans Liquidated												1		1
Collateral Realized Loss/(Gain) Amount												12,804.79		12,804.79
Net Liquidation Proceeds												162,172.34		162,172.34










Page 22 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution


DEFAULT SPEEDS



											Group 2		Group 1		Total



MDR												0.00%		0.00%
3 Months Avg MDR												0.00%		0.00%
12 Months Avg MDR												0.00%		0.00%
Avg MDR Since Cut-off												0.00%		0.00%


CDR												0.00%		0.00%
3 Months Avg CDR												0.05%		0.05%
12 Months Avg CDR												0.03%		0.03%
Avg CDR Since Cut-off												0.03%		0.03%


SDA												0.00%		0.00%
3 Months Avg SDA Approximation												0.41%		0.41%
12 Months Avg SDA Approximation												0.29%		0.29%
Avg SDA Since Cut-off Approximation												0.29%		0.29%


Loss Severity Approximation for Current Period												0.00%		0.00%
3 Months Avg Loss Severity Approximation												2.44%		2.44%
12 Months Avg Loss Severity Approximation												1.46%		1.46%
Avg Loss Severity Approximation Since Cut-off												1.46%		1.46%












Page 23 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 24 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative

&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)





TOTAL



Page 25 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS

										Group 2		Group 1		Total
						Trigger Event in effect (0=No , 1=Yes)								0
						Stepdown Date has occurred (0 = No, 1=Yes)								0
						Credit Enhancement Percentage								25.9300%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK




Page 26 of 27
Carrington Mortgage Loan Trust 2005-OPT2

Mortgage Pass-Through Certificates

2005-OPT2

October 25, 2005 Distribution
Additional Certificate Report

ADDITIONAL CERTIFICATE REPORT

										Next Pass Through Rate
CLASS

			REMIC1							0.041%

			R-I							0.042%

			A-1C							0.043%

			A-1D							0.044%

			A-2							0.043%

			M-1							0.045%

			M-2							0.045%

			M-3							0.047%

			M-4							0.047%

			M-5							0.047%

			M-6							0.052%

			M-7							0.054%

			M-8							0.057%

			M-9							0.060%

			CE							0.000%

			R							0.000%

			P							0.000%







Page 27 of 27

CARRINGTON MORTGAGE LOAN TRUST INC SERIES 2005-OPT2 8-K