
                                      UNITED STATES
                           SECURITIES AND EXCHANGE COMMISSION
                                 Washington, D.C.  20549


                                        FORM 8-K


                     Current Report Pursuant To Section 13 or 15(d) of
                            the Securities Exchange Act of 1934

           Date of Report (Date of earliest event reported):  October 25, 2005
                          (Date of earliest event reported):

                  Argent Securities Inc. (as Depositor under the Sale
         and Servicing Agreement, dated as April 19, 2005, providing for the
          issuance of Asset-Backed Pass-Through Certificates, Series 2005-W1)
                 (Exact name of registrant as specified in charter)


                                       DELAWARE
                     (State or Other Jurisdiction of Incorporation)

               333-112237-05                         77-0599834
          (Commission File Number)        (I.R.S. Employer Identification No.)


          1100 TOWN & COUNTRY ROAD, SUITE 1100
          ORANGE, CALIFORNIA                              92868
          (Address of principal executive offices)     (Zip Code)


         Registrant's Telephone Number, Including Area Code:  (714) 541-9960


(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions (see General Instruction A.2. below):


[  ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)

[  ] Soliciting material pursuant to Rule 14a-12(b) under the Exchange Act
(17 CFR 240.14a-12(b))

[  ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))


     Item 8.01  Other Events

     Attached hereto is a copy of the Monthly Remittance Statements to the
     Certificateholders which was derived from the monthly information
     submitted by the Master Servicer of the Trust to the Trustee.


     Item 9.01 Financial Statements and Exhibits

     (c) Exhibits:

     Exhibit No. Description

     99.1 Monthly Remittance Statement to the Certificateholders dated as of
     October 25, 2005.

                                    Signatures

               Pursuant to the requirements of the Securities Exchange Act of
          1934, the Registrant has duly caused this report to be signed on its
          behalf by the undersigned, hereunto duly authorized.


                                  Deutsche Bank National Trust Company,
                                  in its capacity as Indenture Trustee under
                                  the Pooling and Servicing Agreement on
                                  behalf of Argent Securities Inc., Registrant


          Date:  Oct 28, 2005               By:  /s/  Katherine M. Wannenmacher
                                            Katherine M. Wannenmacher
                                            Vice President


                                   EXHIBIT INDEX

          DOCUMENT

          99.1 Monthly Remittance Statement to the Certificateholders
          dated as of October 25, 2005.



Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

				External Parties						Table of Contents

													Page
				Seller
										1. Certificate Payment Report					2
				Argent Mortgage Co.,LLC
										2. Collection Account Report					4

										3. Credit Enhancement Report					6
										4. Collateral Report					7
				Certificate Insurer(s)						5. Delinquency Report					10

										6. REO Report					13

				Radian Insurance Inc.						7. Foreclosure Report					14
										8. Prepayment Report					18
										9. Prepayment Detail Report					21

										10. Realized Loss Report					31
										11. Realized Loss Detail Report					34
				Servicer(s)
										12. Triggers and Adj. Cert. Report					35
				Ameriquest Mortgage Corp



				Underwriter(s)
				Morgan Stanley
				Goldman Sachs & Co.
				BNP Paribas
				RBS Greenwich Capital

										Total Number of Pages					35



				Dates						Contacts

				Cut-Off Date:			April 01, 2005			Valerie Delgado
				Close Date:			April 19, 2005			Administrator
				First Distribution Date:			May 25, 2005			(714) 247-6273
										valerie.m.delgado@db.com

										Address:
										1761 East St. Andrew Place, Santa Ana, CA 92705
				Distribution Date:			October 25, 2005
										Factor Information:			(800) 735-7777
				Record Date:			September 30, 2005
										Main Phone Number:			(714) 247-6000

							October 24, 2005


										https://www.tss.db.com/invr






Page 1 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Certificate Payment Report
Current Period Distribution -
					Prior												Current
	Class		Original		Principal						Total		Realized		Deferred		Principal

Class	Type	Cur	Face Value		Balance		Interest		Principal		Distribution		Loss		Interest		Balance


					(1)		(2)		(3)		(4)=(2)+(3)		(5)		(6)		(7)=(1)-(3)-(5)+(6)

A-1	SR	$	1,185,762,000.00		1,050,810,344.07		3,445,198.47		37,906,751.34		41,351,949.81		0.00		0.00		1,012,903,592.73

A-2	SR	$	1,232,988,000.00		1,085,977,559.10		3,560,498.09		38,743,590.06		42,304,088.15		0.00		0.00		1,047,233,969.04
TRUST	RES	$	0.00		0.00		5,198,909.80		0.00		5,198,909.80		0.00		0.00		0.00






Total			2,418,750,000.00		2,136,787,903.17		12,204,606.36		76,650,341.40		88,854,947.76		0.00		0.00		2,060,137,561.77





Interest Accrual Detail Current Period Factor Information per $1,000 of Original Face-
									Orig. Principal		Prior							Current

	Period		Period						(with Notional)		Principal						Total	Principal

Class	Starting		Ending		Method		Cusip		Balance		Balance		Interest		Principal		Distribution	Balance

									(1)		(1)		(2)		(3)		(4)=(2)+(3)	(5)
A-1	09/26/05		10/24/05		A-Act/360		040104MX6		1,185,762,000.00		886.189930		2.905472		31.968263		34.873735	854.221667
A-2	09/26/05		10/24/05		A-Act/360		040104MY4		1,232,988,000.00		880.768961		2.887699		31.422520		34.310219	849.346441
TRUST	09/01/05		09/30/05		A-30/360				0.00		0.000000		0.000000		0.000000		0.000000	0.000000








Page 2 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Distribution to Date -
																	Current


	Original				Unscheduled		Scheduled		Total		Total		Realized		Deferred		Principal

Class	Face Value		Interest		Principal		Principal		Principal		Distribution		Loss		Interest		Balance
	(1)		(2)		(3)		(4)		(5)=(3)+(4)		(6)=(2)+(5)		(7)		(8)		(9)=(1)-(5)-(7)+(8)
A-1	1,185,762,000.00		21,371,820.22		167,440,312.55		5,418,094.72		172,858,407.27		194,230,227.49		0.00		0.00		1,012,903,592.73
A-2	1,232,988,000.00		22,149,572.45		179,860,816.23		5,893,214.73		185,754,030.96		207,903,603.41		0.00		0.00		1,047,233,969.04
TRUST	0.00		28,899,755.36		0.00		0.00		0.00		28,899,755.36		0.00		0.00		0.00






Total	2,418,750,000.00		72,421,148.03		347,301,128.78		11,311,309.45		358,612,438.23		431,033,586.26		0.00		0.00		2,060,137,561.77


Interest Detail -
	Pass		Prior Principal				Non-		Prior		Unscheduled				Paid or		Current


	Through		(with Notional)		Accrued		Supported		Unpaid		Interest		Optimal		Deferred		Unpaid

Class	Rate		Balance		Interest		Interest SF		Interest		Adjustment		Interest		Interest		Interest
					(1)		(2)		(3)		(4)		(5)=(1)-(2)+(3)+(4)		(6)		(7)=(5)-(6)
A-1	4.07000%		1,050,810,344.07		3,445,198.47		0.00		0.00		0.00		3,445,198.47		3,445,198.47		0.00
A-2	4.07000%		1,085,977,559.10		3,560,498.09		0.00		0.00		0.00		3,560,498.09		3,560,498.09		0.00
TRUST	0.00000%		0.00		0.00		-2,499,533.92		0.00		0.00		2,499,533.92		5,198,909.80		0.00






Total			2,136,787,903.17		7,005,696.56		-2,499,533.92		0.00		0.00		9,505,230.48		12,204,606.36		0.00



Page 3 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Collection Account Report
SUMMARY

										Group 2		Group 1		Total
Principal Collections										38,743,590.06		37,906,751.34		76,650,341.40
Principal Withrawals										0.00		0.00		0.00
Principal Other Accounts										0.00		0.00		0.00
TOTAL NET PRINCIPAL										38,743,590.06		37,906,751.34		76,650,341.40
Interest Collections										6,332,628.19		6,134,136.81		12,466,765.00
Interest Withdrawals										-0.00		-0.00		-0.00
Interest Other Accounts										218,954.88		269,112.18		488,067.06
Interest Fees										-382,536.25		-367,689.44		-750,225.70
TOTAL NET INTEREST										6,169,046.82		6,035,559.55		12,204,606.36
TOTAL AVAILABLE FUNDS FOR DISTRIBUTION										44,912,636.88		43,942,310.89		88,854,947.76



PRINCIPAL - COLLECTIONS

											Group 2		Group 1		Total
Scheduled Principal Received											879,527.26		898,578.02		1,778,105.28
Prepayments In Full											36,809,924.37		36,890,063.42		73,699,987.79
Curtailments											43,763.78		49,218.92		92,982.70
Liquidations											0.00		0.00		0.00
Insurance Principal											0.00		0.00		0.00
Repurchased Principal Amounts											1,010,374.65		68,890.98		1,079,265.63
Other Principal											0.00		0.00		0.00
Total Realized Loss Of Principal											-0.00		-0.00		-0.00
Delinquent Principal											-754,983.10		-774,496.07		-1,529,479.17
Advanced Principal											754,983.10		774,496.07		1,529,479.17
TOTAL PRINCIPAL COLLECTED											38,743,590.06		37,906,751.34		76,650,341.40


PRINCIPAL - WITHDRAWALS

SPACE INTENTIONALLY LEFT BLANK



PRINCIPAL - OTHER ACCOUNTS

										Group 2		Group 1		Total
TOTAL OTHER ACCOUNTS PRINCIPAL										0.00		0.00		0.00





Page 4 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

INTEREST - COLLECTIONS

										Group 2		Group 1		Total
Scheduled Interest										6,720,780.35		6,515,997.75		13,236,778.10
Liquidation Interest										0.00		0.00		0.00
Repurchased Interest										6,411.43		479.37		6,890.80
Insurance Interest										0.00		0.00		0.00
Other Interest										0.00		0.00		0.00
Relief Act Interest Shortfalls										-822.91		-0.00		-822.91
Prepayment Interest Shortfalls										-35,062.38		-49,164.48		-84,226.86
Compensating Interest										35,062.37		49,164.48		84,226.86
Delinquent Interest										-5,666,749.43		-5,506,411.79		-11,173,161.22
Interest Advanced										5,273,008.76		5,124,071.48		10,397,080.24
TOTAL INTEREST COLLECTED										6,332,628.19		6,134,136.81		12,466,765.00


INTEREST - WITHDRAWALS

										Group 2		Group 1		Total
Nonrecoverable Advances										0.00		0.00		0.00
TOTAL INTEREST WITHDRAWALS										0.00		0.00		0.00



INTEREST - OTHER ACCOUNTS

										Group 2		Group 1		Total
Prepayment Charges										603,673.63		641,129.85		1,244,803.48
Net Swap Payment: Inflow/(Outflow)										(384,718.75)		(372,017.67)		(756,736.42)
TOTAL INTEREST OTHER ACCOUNTS										218,954.88		269,112.18		488,067.06



INTEREST - FEES

										Group 2		Group 1		Total
Current Servicing Fees										76,012.62		72,088.86		148,101.48
Trustee Fees										798.58		772.53		1,571.11
FGIC Insurance Premium										108,597.76		105,081.03		213,678.79
Pool Insurance Premium										197,127.30		189,747.02		386,874.32
TOTAL INTEREST OTHER FEES										382,536.25		367,689.44		750,225.70




Page 5 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Credit Enhancement Report
ACCOUNTS

SPACE INTENTIONALLY LEFT BLANK



INSURANCE

SPACE INTENTIONALLY LEFT BLANK



STRUCTURAL FEATURES

										Group 2		Group 1		Total
Begining Overcollateralization Amount														81,250,006.85
Ending Overcollateralized Amount														81,250,006.85
Overcollateralization Release Amount														0.00
Overcollateralization Deficiency Amount														0.00
Overcollateralization Target Amount														81,250,006.85




Page 6 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Collateral Report


COLLATERAL



											Group 2		Group 1		Total



Loan Count:


Original										5,441		7,808		13,249
Prior										4,905		7,108		12,013
Prefunding										0		0		0
Scheduled Paid Offs										-0		-0		-0
Full Voluntary Prepayments										-143		-199		-342
Repurchases										-3		-1		-4
Liquidations										-0		-0		-0
Current										4,759		6,908		11,667
Principal Balance:


Original										1,274,406,350.42		1,225,593,860.42		2,500,000,210.84
Prior										1,127,407,909.48		1,090,630,000.54		2,218,037,910.02
Prefunding										0.00		0.00		0.00
Scheduled Principal										-879,527.26		-898,578.02		-1,778,105.28
Partial Prepayments										-43,763.78		-49,218.92		-92,982.70
Full Voluntary Prepayments										-36,809,924.37		-36,890,063.42		-73,699,987.79
Repurchases										-1,010,374.65		-68,890.98		-1,079,265.63
Liquidations										-0.00		-0.00		-0.00
Current										1,088,664,319.42		1,052,723,249.20		2,141,387,568.62





PREFUNDING

SPACE INTENTIONALLY LEFT BLANK






Page 7 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Coupon Original										7.19829%		7.19924%		7.19876%
Weighted Average Coupon Prior										7.16557%		7.17853%		7.17194%
Weighted Average Coupon Current										7.16035%		7.16996%		7.16507%
Weighted Average Months to Maturity Original										356		355		355
Weighted Average Months to Maturity Prior										351		350		351
Weighted Average Months to Maturity Current										350		349		350
Weighted Avg Remaining Amortization Term Original										356		355		355
Weighted Avg Remaining Amortization Term Prior										351		350		351
Weighted Avg Remaining Amortization Term Current										350		349		350
Weighted Average Seasoning Original										2.56		2.57		2.57
Weighted Average Seasoning Prior										6.55		6.56		6.55
Weighted Average Seasoning Current										7.55		7.55		7.55









Page 8 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

ARM CHARACTERISTICS

										Group 2		Group 1		Total
Weighted Average Margin Original										5.92513%		5.90336%		5.91446%
Weighted Average Margin Prior										5.93124%		5.90599%		5.91881%
Weighted Average Margin Current										5.93208%		5.90935%		5.92087%
Weighted Average Max Rate Original										13.40370%		13.39495%		13.39941%
Weighted Average Max Rate Prior										13.37374%		13.38095%		13.37729%
Weighted Average Max Rate Current										13.37502%		13.37495%		13.37498%
Weighted Average Min Rate Original										7.40370%		7.39495%		7.39941%
Weighted Average Min Rate Prior										7.37374%		7.38095%		7.37729%
Weighted Average Min Rate Current										7.37502%		7.37495%		7.37498%
Weighted Average Cap Up Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Up Current										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Original										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Prior										1.00000%		1.00000%		1.00000%
Weighted Average Cap Down Current										1.00000%		1.00000%		1.00000%




SERVICING FEES & ADVANCES

											Group 2		Group 1		Total




Current Servicing Fees										76,012.62		72,088.86		148,101.48
Delinquent Servicing Fees										393,740.68		382,340.31		776,080.99
TOTAL SERVICING FEES										469,753.31		454,429.19		924,182.50


Compensating Interest										-35,062.37		-49,164.48		-84,226.86
Delinquent Servicing Fees										-393,740.68		-382,340.31		-776,080.99
COLLECTED SERVICING FEES										40,950.25		22,924.39		63,874.64


Aggregate Advances with respect to this Distribution										6,027,991.85		5,898,567.55		11,926,559.40





ADDITIONAL COLLATERAL INFORMATION
										Group 2		Group 1		Total
Net Prepayment Interest Shortfall										0.00		0.00		0.00
Libor For Current Period														3.8300%




Page 9 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Delinquency Report

	TOTAL
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				37,833,436.16		19,592,650.21		12,462,233.17		69,888,319.54
			% Balance				1.77%		0.91%		0.58%		3.26%
			# Loans				235		108		70		413
			% # Loans				2.01%		0.93%		0.60%		3.54%
	FORECLOSURE		Balance		0.00		0.00		1,025,073.51		35,153,377.12		36,178,450.63
			% Balance		0.00%		0.00%		0.05%		1.64%		1.69%
			# Loans		0		0		6		191		197
			% # Loans		0.00%		0.00%		0.05%		1.64%		1.69%
	BANKRUPTCY		Balance		4,756,879.87		262,568.11		532,670.14		2,461,752.55		8,013,870.67
			% Balance		0.22%		0.01%		0.02%		0.11%		0.37%
			# Loans		32		3		5		16		56
			% # Loans		0.27%		0.03%		0.04%		0.14%		0.48%
	REO		Balance		0.00		0.00		0.00		3,106,140.17		3,106,140.17
			% Balance		0.00%		0.00%		0.00%		0.15%		0.15%
			# Loans		0		0		0		24		24
			% # Loans		0.00%		0.00%		0.00%		0.21%		0.21%
	TOTAL		Balance		4,756,879.87		38,096,004.27		21,150,393.86		53,183,503.01		117,186,781.01
			% Balance		0.22%		1.78%		0.99%		2.48%		5.47%
			# Loans		32		238		119		301		690
			% # Loans		0.27%		2.04%		1.02%		2.58%		5.91%









Page 10 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution


	GROUP 1
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				16,576,563.88		8,585,834.70		4,548,003.34		29,710,401.92
			% Balance				1.57%		0.82%		0.43%		2.82%
			# Loans				131		60		35		226
			% # Loans				1.90%		0.87%		0.51%		3.27%
	FORECLOSURE		Balance		0.00		0.00		351,711.97		13,818,053.59		14,169,765.56
			% Balance		0.00%		0.00%		0.03%		1.31%		1.35%
			# Loans		0		0		2		106		108
			% # Loans		0.00%		0.00%		0.03%		1.53%		1.56%
	BANKRUPTCY		Balance		2,744,888.94		262,568.11		250,642.13		760,710.80		4,018,809.98
			% Balance		0.26%		0.02%		0.02%		0.07%		0.38%
			# Loans		22		3		3		7		35
			% # Loans		0.32%		0.04%		0.04%		0.10%		0.51%
	REO		Balance		0.00		0.00		0.00		2,473,614.68		2,473,614.68
			% Balance		0.00%		0.00%		0.00%		0.23%		0.23%
			# Loans		0		0		0		19		19
			% # Loans		0.00%		0.00%		0.00%		0.28%		0.28%
	TOTAL		Balance		2,744,888.94		16,839,131.99		9,188,188.80		21,600,382.41		50,372,592.14
			% Balance		0.26%		1.60%		0.87%		2.05%		4.78%
			# Loans		22		134		65		167		388
			% # Loans		0.32%		1.94%		0.94%		2.42%		5.62%










Page 11 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

	GROUP 2
					< 1 PAYMENT		1 PAYMENT		2 PAYMENTS		3+ PAYMENTS		TOTAL
	DELINQUENT		Balance				21,256,872.28		11,006,815.51		7,914,229.83		40,177,917.62
			% Balance				1.95%		1.01%		0.73%		3.69%
			# Loans				104		48		35		187
			% # Loans				2.19%		1.01%		0.74%		3.93%
	FORECLOSURE		Balance		0.00		0.00		673,361.54		21,335,323.53		22,008,685.07
			% Balance		0.00%		0.00%		0.06%		1.96%		2.02%
			# Loans		0		0		4		85		89
			% # Loans		0.00%		0.00%		0.08%		1.79%		1.87%
	BANKRUPTCY		Balance		2,011,990.93		0.00		282,028.01		1,701,041.75		3,995,060.69
			% Balance		0.18%		0.00%		0.03%		0.16%		0.37%
			# Loans		10		0		2		9		21
			% # Loans		0.21%		0.00%		0.04%		0.19%		0.44%
	REO		Balance		0.00		0.00		0.00		632,525.49		632,525.49
			% Balance		0.00%		0.00%		0.00%		0.06%		0.06%
			# Loans		0		0		0		5		5
			% # Loans		0.00%		0.00%		0.00%		0.11%		0.11%
	TOTAL		Balance		2,011,990.93		21,256,872.28		11,962,205.06		31,583,120.60		66,814,188.87
			% Balance		0.18%		1.95%		1.10%		2.90%		6.14%
			# Loans		10		104		54		134		302
			% # Loans		0.21%		2.19%		1.13%		2.82%		6.35%









Page 12 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
REO Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
63838379 1
			63,000.00		62,679.63		01-Mar-2005		9.000%		MI - 92.65%		360		01-Feb-2005

67182899 1			180,000.00		179,120.02		01-Mar-2005		7.900%		TX - 90.00%		360		01-Apr-2005
69445112 1			251,250.00		249,923.95		01-Mar-2005		8.800%		WA - 75.00%		360		01-Feb-2005
70081476 1			225,000.00		223,959.07		01-Mar-2005		8.850%		GA - 90.00%		360		01-Mar-2005
70434154 1			72,000.00		71,696.34		01-Mar-2005		9.300%		MI - 80.00%		360		01-Mar-2005
70954870 1			152,000.00		151,124.73		01-Apr-2005		7.400%		MI - 95.00%		360		01-Apr-2005
71203673 1			106,200.00		105,622.21		01-Mar-2005		8.050%		MI - 90.00%		360		01-Mar-2005
71314835 1			81,000.00		80,550.46		01-Apr-2005		7.950%		MI - 90.00%		360		01-Mar-2005
71349955 1			72,000.00		71,163.57		01-Apr-2005		8.350%		MI - 80.00%		240		01-Apr-2005
71398515 1			62,100.00		61,847.82		01-Mar-2005		9.500%		MI - 90.00%		360		01-Mar-2005
71606032 1			72,000.00		71,668.53		01-Apr-2005		8.200%		TN - 80.00%		360		01-Apr-2005
71611958 1			73,800.00		73,356.54		01-Apr-2005		7.550%		MI - 90.00%		360		01-Mar-2005
72762354 1			103,500.00		103,086.83		01-Mar-2005		8.900%		TX - 90.00%		360		01-Apr-2005
72778319 1			96,900.00		96,900.00		01-Mar-2005		7.900%		MI - 95.00%		360		01-Apr-2005
72927197 1			106,745.00		106,182.71		01-Mar-2005		7.525%		TN - 95.00%		360		01-Apr-2005
72948516 1			324,000.00		322,367.88		01-Mar-2005		7.750%		GA - 90.00%		360		01-Apr-2005
73238750 1			243,000.00		242,327.33		01-Apr-2005		9.900%		MI - 90.00%		360		01-May-2005
73658999 1			100,800.00		100,184.50		01-Apr-2005		5.950%		GA - 80.00%		360		01-May-2005
73801276 1			100,400.00		99,852.56		01-Mar-2005		7.350%		TX - 80.00%		360		01-Apr-2005
67541193 2			81,000.00		80,589.59		01-Mar-2005		9.000%		MO - 90.00%		360		01-Feb-2005
70058037 2			63,000.00		62,779.02		01-Apr-2005		10.200%		MI - 90.00%		360		01-Mar-2005
70685839 2			158,400.00		157,604.94		01-Mar-2005		8.450%		GA - 90.00%		360		01-Mar-2005
71217152 2			265,905.00		264,261.82		01-Mar-2005		7.800%		GA - 95.00%		360		01-Mar-2005
72640279 2			67,500.00		67,290.12		01-Apr-2005		10.100%		MO - 90.00%		360		01-Apr-2005


TOTAL			3,121,500.00		3,106,140.17


Page 13 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Foreclosure Report
Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
63707137 1
			124,450.00		123,587.68		01-May-2005		7.990%		OH - 95.00%		360		01-Jan-2005

65583171 1			140,000.00		139,238.35		01-May-2005		8.050%		AL - 80.00%		360		01-Mar-2005
65681090 1			69,700.00		69,396.73		01-Apr-2005		9.150%		OH - 85.00%		360		01-Mar-2005
65948978 1			88,000.00		87,636.49		01-Apr-2005		9.400%		ND - 80.00%		360		01-Mar-2005
66190372 1			139,500.00		138,923.75		01-Mar-2005		9.400%		TN - 90.00%		360		01-Mar-2005
66221433 1			104,500.00		103,754.97		01-May-2005		7.300%		MI - 95.00%		360		01-Feb-2005
67251116 1			104,500.00		103,832.96		01-Mar-2005		8.400%		OH - 95.00%		360		01-Jan-2005
67950113 1			96,000.00		95,410.42		01-Mar-2005		8.050%		OH - 76.80%		360		01-Feb-2005
68149236 1			145,800.00		145,083.78		01-Apr-2005		9.150%		OH - 89.72%		360		01-Feb-2005
68227438 1			63,000.00		62,690.49		01-Mar-2005		9.150%		OH - 90.00%		360		01-Feb-2005
68290436 1			124,000.00		123,403.26		01-Apr-2005		9.250%		GA - 80.00%		360		01-Feb-2005
68408855 1			67,500.00		67,256.97		01-Apr-2005		9.400%		MO - 75.00%		360		01-Apr-2005
68517838 1			144,400.00		143,577.89		01-Apr-2005		7.825%		AZ - 95.00%		360		01-Mar-2005
68669910 1			137,750.00		137,015.57		01-Apr-2005		8.750%		OH - 95.00%		360		01-Feb-2005
68802115 1			107,600.00		106,966.09		01-Mar-2005		7.650%		MS - 80.00%		360		01-Mar-2005
68867555 1			138,000.00		137,007.32		01-Mar-2005		7.250%		CA - 76.24%		360		01-Feb-2005
68882075 1			141,600.00		140,455.91		01-Apr-2005		6.650%		GA - 80.00%		360		01-Feb-2005
68929793 1			104,000.00		103,233.37		01-May-2005		6.500%		KY - 39.25%		360		01-Mar-2005
68966399 1			240,000.00		238,239.43		01-Jun-2005		6.525%		NV - 80.00%		360		01-Mar-2005
68978196 1			352,000.00		349,684.16		01-Apr-2005		9.150%		NJ - 80.00%		360		01-Feb-2005
68984475 1			69,300.00		68,959.14		01-May-2005		8.550%		OH - 90.00%		360		01-Mar-2005
69000610 1			161,500.00		160,896.36		01-May-2005		8.450%		MN - 85.00%		360		01-May-2005
69168078 1			76,500.00		76,131.83		01-Apr-2005		9.250%		MI - 90.00%		360		01-Feb-2005
69311157 1			290,000.00		288,340.10		01-May-2005		8.400%		CA - 76.32%		360		01-Feb-2005
69370153 1			114,000.00		113,472.54		01-Jun-2005		8.850%		MI - 95.00%		360		01-Mar-2005
69465235 1			107,200.00		106,402.23		01-May-2005		6.450%		FL - 80.00%		360		01-Mar-2005
69497477 1			248,000.00		246,494.91		01-Mar-2005		7.500%		CA - 63.59%		360		01-Mar-2005
69551315 1			149,400.00		148,426.09		01-Mar-2005		7.750%		OH - 90.00%		360		01-Feb-2005
69772531 1			68,000.00		67,753.47		01-May-2005		8.600%		GA - 85.00%		360		01-May-2005
69784833 1			104,500.00		103,942.76		01-Mar-2005		8.750%		IN - 95.00%		360		01-Feb-2005
69806958 1			279,200.00		277,934.51		01-Apr-2005		8.950%		NY - 80.00%		360		01-Mar-2005
69845519 1			71,000.00		70,537.09		01-May-2005		7.750%		IN - 94.67%		360		01-Feb-2005
69910636 1			137,750.00		137,125.62		01-Apr-2005		8.950%		FL - 95.00%		360		01-Mar-2005
69992998 1			168,000.00		167,005.30		01-May-2005		7.625%		MN - 80.00%		360		01-Mar-2005
70053111 1			126,750.00		126,120.24		01-Apr-2005		8.500%		WA - 65.00%		360		01-Mar-2005
70182878 1			66,640.00		66,355.98		01-Mar-2005		9.250%		OH - 85.00%		360		01-Mar-2005
70236831 1			249,000.00		247,853.84		01-Apr-2005		8.200%		AZ - 69.17%		360		01-Apr-2005
70247598 1			121,600.00		120,897.66		01-Mar-2005		7.750%		OR - 80.00%		360		01-Mar-2005
70271879 1			68,400.00		68,038.89		01-May-2005		8.200%		OH - 95.00%		360		01-Mar-2005
70329990 1			108,000.00		107,457.90		01-Apr-2005		8.450%		FL - 90.00%		360		01-Mar-2005
70389655 1			85,500.00		85,275.51		01-Apr-2005		10.150%		MI - 90.00%		360		01-May-2005
70512157 1			76,500.00		76,196.83		01-Apr-2005		9.600%		TX - 90.00%		360		01-Mar-2005
70513510 1			140,800.00		139,847.98		01-Mar-2005		6.950%		NV - 80.00%		360		01-Mar-2005
70527270 1			112,000.00		111,372.10		01-Mar-2005		7.900%		UT - 80.00%		360		01-Mar-2005
70558036 1			204,000.00		203,046.51		01-Apr-2005		8.800%		GA - 85.00%		360		01-Mar-2005
70628839 1			76,500.00		76,144.30		01-May-2005		8.150%		FL - 90.00%		360		01-Apr-2005
70679717 1			132,000.00		131,406.52		01-Apr-2005		8.990%		NJ - 80.00%		360		01-Mar-2005
70691076 1			117,000.00		116,458.71		01-Apr-2005		8.850%		IL - 90.00%		360		01-Mar-2005
70699236 1			130,500.00		129,855.56		01-Apr-2005		7.850%		TX - 90.00%		360		01-Apr-2005


Page 14 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
70718036 1
			315,000.00		312,972.28		01-Apr-2005		7.200%		GA - 90.00%		360		01-Mar-2005

70761317 1			225,000.00		223,859.23		01-Mar-2005		8.400%		MN - 90.00%		360		01-Mar-2005
70774278 1			130,500.00		129,788.45		01-Apr-2005		7.350%		TX - 90.00%		360		01-Apr-2005
70798756 1			66,420.00		66,126.32		01-Mar-2005		8.400%		OK - 90.00%		360		01-Apr-2005
70816350 1			76,500.00		76,057.74		01-May-2005		8.000%		OH - 90.00%		360		01-Mar-2005
70837711 1			201,500.00		200,443.81		01-May-2005		7.550%		CA - 65.00%		360		01-Apr-2005
70844873 1			141,300.00		140,721.24		01-Apr-2005		8.775%		MI - 90.00%		360		01-Apr-2005
70920715 1			232,500.00		231,060.90		01-May-2005		7.400%		CA - 75.00%		360		01-Mar-2005
70964358 1			62,250.00		61,883.20		01-May-2005		7.650%		OH - 75.00%		360		01-Mar-2005
70974431 1			135,500.00		134,844.12		01-Mar-2005		7.950%		IL - 84.16%		360		01-Apr-2005
70999677 1			100,000.00		99,461.41		01-May-2005		8.100%		GA - 83.33%		360		01-Mar-2005
71052997 1			81,900.00		81,458.86		01-Apr-2005		8.100%		OH - 90.00%		360		01-Mar-2005
71061279 1			87,550.00		87,039.28		01-May-2005		7.700%		OH - 85.00%		360		01-Mar-2005
71095079 1			132,300.00		131,738.06		01-May-2005		8.600%		TX - 90.00%		360		01-Apr-2005
71112510 1			135,000.00		134,342.74		01-Apr-2005		8.600%		GA - 90.00%		360		01-Mar-2005
71114474 1			164,000.00		164,000.00		01-Mar-2005		6.600%		CO - 80.00%		360		01-Apr-2005
71132799 1			76,500.00		76,058.12		01-Mar-2005		7.750%		OH - 90.00%		360		01-Mar-2005
71199517 1			111,920.00		111,303.79		01-Apr-2005		7.990%		IL - 80.00%		360		01-Mar-2005
71354237 1			220,150.00		219,177.46		01-May-2005		9.075%		CO - 85.00%		360		01-Mar-2005
71387559 1			67,500.00		67,215.29		01-Mar-2005		9.300%		PA - 75.00%		360		01-Mar-2005
71427116 1			157,500.00		156,543.83		01-May-2005		6.800%		MI - 90.00%		360		01-Apr-2005
71443790 1			217,750.00		216,913.77		01-Apr-2005		9.750%		NJ - 65.00%		360		01-Mar-2005
71532634 1			130,500.00		129,788.45		01-Apr-2005		7.350%		TX - 90.00%		360		01-Apr-2005
71536999 1			180,000.00		178,885.86		01-Apr-2005		7.400%		CO - 90.00%		360		01-Mar-2005
71695274 1			62,910.00		62,603.73		01-May-2005		8.600%		MO - 90.00%		360		01-Mar-2005
71825194 1			#######		103,128.06		01-Apr-2005		8.800%		CA - 95.00%		360		01-Apr-2005
71861439 1			180,000.00		179,134.71		01-May-2005		7.990%		CA - 73.17%		360		01-Apr-2005
71901433 1			77,400.00		76,944.95		01-May-2005		7.350%		IN - 90.00%		360		01-Apr-2005
71964035 1			90,000.00		89,614.65		01-May-2005		8.600%		MI - 90.00%		360		01-Apr-2005
72008154 1			276,250.00		274,632.26		01-May-2005		7.025%		NV - 85.00%		360		01-Apr-2005
72067796 1			144,000.00		143,388.76		01-Mar-2005		8.600%		MN - 75.00%		360		01-Apr-2005
72118797 1			90,000.00		89,633.25		01-Apr-2005		8.800%		TX - 90.00%		360		01-Apr-2005
72141237 1			142,500.00		141,850.61		01-Mar-2005		8.250%		WA - 95.00%		360		01-Apr-2005
72159197 1			124,525.00		124,092.70		01-Mar-2005		9.575%		IL - 85.00%		360		01-Apr-2005
72164510 1			232,000.00		230,932.04		01-Apr-2005		8.200%		IL - 80.00%		360		01-Apr-2005
72212590 1			109,250.00		108,734.30		01-Mar-2005		8.075%		TX - 95.00%		360		01-Apr-2005
72252679 1			76,500.00		76,144.25		01-May-2005		8.825%		PA - 90.00%		360		01-Mar-2005
72313950 1			127,800.00		127,246.33		01-Mar-2005		8.500%		MN - 80.00%		360		01-Apr-2005
72411598 1			76,500.00		76,233.04		01-Apr-2005		9.550%		TX - 90.00%		360		01-Apr-2005
72448996 1			251,250.00		249,753.75		01-Apr-2005		6.900%		CA - 75.00%		360		01-Apr-2005
72480999 1			78,300.00		77,950.31		01-Apr-2005		8.350%		TX - 90.00%		360		01-Apr-2005
72531718 1			247,500.00		246,394.72		01-Apr-2005		8.350%		MN - 90.00%		360		01-Apr-2005
72602394 1			76,000.00		75,695.79		01-May-2005		8.900%		TX - 80.00%		360		01-Apr-2005
72703150 1			144,000.00		143,394.99		01-May-2005		8.650%		GA - 90.00%		360		01-Apr-2005
72989635 1			71,200.00		70,946.26		01-Apr-2005		9.450%		IL - 80.00%		360		01-Apr-2005
73008757 1			200,000.00		198,738.09		01-Apr-2005		6.600%		CA - 60.61%		360		01-Apr-2005
73061632 1			76,500.00		76,188.29		01-Apr-2005		8.800%		NY - 90.00%		360		01-Apr-2005
73064594 1			115,125.00		114,533.43		01-May-2005		7.650%		PA - 75.00%		360		01-Apr-2005
73070039 1			143,200.00		143,200.00		01-Mar-2005		7.450%		CO - 80.00%		360		01-Apr-2005
73070559 1			118,750.00		118,750.00		01-May-2005		7.700%		GA - 95.00%		360		01-Apr-2005
73136236 1			96,300.00		95,899.49		01-May-2005		8.700%		MI - 90.00%		360		01-Apr-2005


Page 15 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
73316911 1
			117,000.00		116,655.07		01-Apr-2005		9.600%		NM - 87.97%		360		01-May-2005

73398190 1			104,000.00		103,553.33		01-Apr-2005		9.000%		CO - 80.00%		360		01-Apr-2005
73602070 1			78,750.00		78,502.81		01-May-2005		9.300%		TX - 90.00%		360		01-May-2005
73673956 1			65,000.00		64,731.02		01-Apr-2005		8.725%		IA - 80.00%		360		01-Apr-2005
73712192 1			72,450.00		72,071.81		01-Apr-2005		7.950%		OK - 90.00%		360		01-Apr-2005
73935959 1			127,800.00		127,344.56		01-Apr-2005		9.450%		WI - 90.00%		360		01-Apr-2005
73961070 1			69,300.00		69,075.23		01-Apr-2005		9.900%		OH - 90.00%		360		01-Apr-2005
100097203 1			135,000.00		134,242.69		01-May-2005		8.500%		MI - 93.10%		360		01-Feb-2005
64942816 2			304,950.00		303,291.02		01-May-2005		8.050%		GA - 95.00%		360		01-Mar-2005
66221292 2			93,750.00		93,264.94		01-Apr-2005		8.600%		IA - 75.00%		360		01-Mar-2005
66547191 2			247,500.00		245,870.53		01-Mar-2005		7.700%		IL - 90.00%		360		01-Feb-2005
66551318 2			480,000.00		475,999.46		01-Apr-2005		7.050%		CA - 80.00%		360		01-Jan-2005
66655358 2			315,000.00		313,671.59		01-Mar-2005		9.300%		WA - 90.00%		360		01-Mar-2005
66848334 2			249,850.00		248,225.86		01-Mar-2005		7.150%		MD - 95.00%		360		01-Mar-2005
67322537 2			216,000.00		214,497.17		01-May-2005		6.800%		MD - 80.00%		360		01-Mar-2005
67616078 2			135,000.00		134,258.16		01-Mar-2005		8.000%		NJ - 90.00%		360		01-Mar-2005
67952697 2			441,750.00		439,223.85		01-May-2005		7.800%		NY - 95.00%		360		01-Mar-2005
68164599 2			290,500.00		289,301.55		01-May-2005		9.990%		CA - 70.00%		360		01-Feb-2005
68880590 2			365,750.00		363,481.41		01-Apr-2005		8.000%		NY - 95.00%		360		01-Feb-2005
69279818 2			428,000.00		425,886.56		01-Mar-2005		7.850%		NY - 80.00%		360		01-Apr-2005
69387231 2			115,500.00		115,007.78		01-Apr-2005		9.250%		OH - 74.52%		360		01-Mar-2005
69588952 2			177,650.00		176,468.73		01-Apr-2005		7.650%		IL - 95.00%		360		01-Feb-2005
69828515 2			484,200.00		481,375.49		01-Apr-2005		7.700%		CA - 90.00%		360		01-Mar-2005
69877595 2			90,900.00		90,385.28		01-Apr-2005		7.850%		IA - 90.00%		360		01-Mar-2005
70029996 2			127,000.00		126,251.74		01-Jun-2005		7.650%		IL - 68.65%		360		01-Mar-2005
70051636 2			313,500.00		311,951.95		01-Apr-2005		7.850%		NY - 95.00%		360		01-Apr-2005
70102835 2			455,000.00		453,338.48		01-Mar-2005		9.990%		CA - 70.00%		360		01-Mar-2005
70195110 2			617,500.00		614,207.43		01-Mar-2005		8.150%		VT - 64.46%		360		01-Mar-2005
70196399 2			370,500.00		368,524.49		01-May-2005		8.150%		MI - 95.00%		360		01-Mar-2005
70268230 2			93,750.00		93,470.79		01-May-2005		10.950%		MO - 73.24%		360		01-Mar-2005
70298435 2			77,500.00		77,179.83		01-May-2005		9.400%		IA - 74.52%		360		01-Mar-2005
70311196 2			261,600.00		260,145.29		01-May-2005		7.250%		CA - 80.00%		360		01-Apr-2005
70312111 2			80,800.00		80,476.48		01-Mar-2005		9.550%		AZ - 80.00%		360		01-Mar-2005
70312319 2			312,000.00		309,299.98		01-Mar-2005		5.650%		WA - 80.00%		360		01-Mar-2005
70361555 2			414,000.00		411,878.12		01-May-2005		7.750%		NY - 90.00%		360		01-Apr-2005
70411913 2			95,200.00		94,674.24		01-Apr-2005		7.975%		OH - 85.00%		360		01-Mar-2005
70416516 2			112,200.00		111,610.72		01-Apr-2005		8.225%		OH - 85.00%		360		01-Mar-2005
70416599 2			112,200.00		111,610.72		01-Apr-2005		8.225%		OH - 85.00%		360		01-Mar-2005
70636113 2			300,000.00		298,323.55		01-May-2005		7.225%		NJ - 83.33%		360		01-Apr-2005
70639877 2			263,500.00		262,057.46		01-Apr-2005		7.600%		NJ - 85.00%		360		01-Apr-2005
70650478 2			393,750.00		391,909.60		01-Mar-2005		8.800%		CA - 90.00%		360		01-Mar-2005
70681358 2			162,400.00		161,498.66		01-Mar-2005		7.950%		OR - 80.00%		360		01-Mar-2005
70685672 2			104,400.00		104,007.33		01-Apr-2005		9.850%		NE - 90.00%		360		01-Mar-2005
70688916 2			424,000.00		420,284.97		01-May-2005		7.500%		CA - 80.00%		360		01-Mar-2005
70757794 2			175,500.00		174,736.56		01-Mar-2005		9.150%		NC - 90.00%		360		01-Mar-2005
70913397 2			142,800.00		141,941.19		01-Apr-2005		7.550%		IL - 85.00%		360		01-Mar-2005
70974555 2			61,500.00		61,335.57		01-Mar-2005		11.450%		MO - 75.00%		360		01-Mar-2005
71032031 2			217,600.00		216,529.74		01-Apr-2005		8.550%		MO - 85.00%		360		01-Mar-2005
71103550 2			304,000.00		302,025.83		01-May-2005		6.450%		IL - 80.00%		360		01-Apr-2005
71141279 2			170,000.00		168,947.77		01-May-2005		7.400%		OH - 85.00%		360		01-Mar-2005
71148795 2			144,000.00		143,151.56		01-May-2005		7.650%		ME - 72.73%		360		01-Mar-2005


Page 16 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Loan Number			Original		Stated				Current		State &

														First
&			Principal		Principal		Paid to		Note		LTV at		Original		Payment

Loan Group			Balance		Balance		Date		Rate		Origination		Term		Date
71183636 2
			247,500.00		246,314.01		01-Apr-2005		8.000%		GA - 90.00%		360		01-Apr-2005

71208797 2			157,250.00		156,651.00		01-May-2005		9.350%		DE - 85.00%		360		01-Apr-2005
71256630 2			390,000.00		387,539.31		01-Apr-2005		6.600%		CA - 88.64%		360		01-Apr-2005
71328231 2			85,000.00		84,311.06		01-Apr-2005		6.000%		OH - 65.39%		360		01-Mar-2005
71362750 2			245,000.00		243,360.15		01-Apr-2005		7.000%		CA - 54.44%		360		01-Mar-2005
71499115 2			64,900.00		64,685.04		01-May-2005		9.800%		MI - 55.00%		360		01-Apr-2005
71501076 2			680,000.00		674,792.01		01-May-2005		6.300%		CA - 80.00%		360		01-Mar-2005
71505036 2			416,000.00		414,075.43		01-Apr-2005		8.850%		OH - 80.00%		360		01-Mar-2005
71505713 2			189,905.00		189,206.95		01-Apr-2005		9.300%		OR - 95.00%		360		01-Apr-2005
71586150 2			73,500.00		73,238.10		01-Apr-2005		9.450%		SC - 70.00%		360		01-Apr-2005
71623474 2			220,000.00		219,214.98		01-May-2005		10.100%		CA - 53.92%		360		01-Mar-2005
71641112 2			72,250.00		71,937.03		01-May-2005		8.500%		MI - 85.00%		360		01-Apr-2005
71753156 2			100,000.00		99,379.77		01-Jun-2005		6.950%		MD - 51.28%		360		01-Apr-2005
71778799 2			300,000.00		298,023.70		01-May-2005		6.375%		MA - 80.00%		360		01-Apr-2005
71805675 2			288,000.00		286,674.29		01-Apr-2005		8.200%		FL - 90.00%		360		01-Apr-2005
71936116 2			538,000.00		535,008.35		01-Apr-2005		7.250%		CA - 94.89%		360		01-Apr-2005
71952279 2			251,100.00		249,955.71		01-May-2005		8.250%		GA - 90.00%		360		01-Apr-2005
72015076 2			240,000.00		238,905.37		01-Apr-2005		8.250%		NY - 80.00%		360		01-Apr-2005
72047475 2			395,250.00		393,352.23		01-May-2005		7.990%		CA - 85.00%		360		01-Apr-2005
72070519 2			578,200.00		575,915.40		01-Apr-2005		8.950%		CA - 74.99%		360		01-Apr-2005
72085673 2			84,150.00		83,824.27		01-May-2005		9.050%		WI - 85.00%		360		01-Apr-2005
72134075 2			208,000.00		208,000.00		01-Mar-2005		6.500%		CA - 80.00%		360		01-Apr-2005
72240799 2			108,000.00		107,558.39		01-Jun-2005		8.800%		IL - 90.00%		360		01-Apr-2005
72245632 2			67,500.00		67,233.20		01-May-2005		8.950%		KY - 90.00%		360		01-Apr-2005
72351158 2			323,000.00		321,528.10		01-Apr-2005		8.250%		NJ - 95.00%		360		01-Apr-2005
72351513 2			630,000.00		626,598.59		01-Mar-2005		7.400%		NY - 90.00%		360		01-Apr-2005
72371594 2			117,600.00		116,946.07		01-Mar-2005		7.250%		NY - 80.00%		360		01-Apr-2005
72439318 2			450,000.00		447,839.31		01-May-2005		7.990%		NY - 90.00%		360		01-Apr-2005
72486434 2			65,700.00		65,458.52		01-Apr-2005		9.300%		OH - 90.00%		360		01-Apr-2005
72571870 2			144,200.00		143,617.51		01-Apr-2005		10.600%		CA - 70.00%		360		01-Apr-2005
72581358 2			157,500.00		156,915.01		01-Apr-2005		9.250%		GA - 90.00%		360		01-Apr-2005
72724115 2			342,000.00		340,171.64		01-Jun-2005		7.450%		CA - 90.00%		360		01-Apr-2005
72994510 2			228,000.00		226,804.93		01-Apr-2005		7.550%		FL - 95.00%		360		01-Apr-2005
73106353 2			81,000.00		80,669.89		01-Apr-2005		8.800%		NY - 90.00%		360		01-Apr-2005
73126237 2			506,350.00		506,350.00		01-Mar-2005		9.000%		FL - 95.00%		360		01-Apr-2005
73130312 2			216,600.00		215,487.00		01-Mar-2005		7.650%		NV - 95.00%		360		01-Apr-2005
73201675 2			202,500.00		201,443.83		01-May-2005		7.575%		WA - 90.00%		360		01-Apr-2005
73211872 2			148,000.00		147,048.01		01-May-2005		6.500%		MA - 77.90%		360		01-Apr-2005
73296352 2			363,850.00		363,850.00		01-Apr-2005		9.050%		IL - 95.00%		360		01-Apr-2005
73469835 2			250,000.00		248,511.44		01-Apr-2005		6.900%		CA - 80.00%		360		01-Apr-2005
73505596 2			182,240.00		181,474.31		01-Apr-2005		8.650%		FL - 80.00%		360		01-Apr-2005
73638470 2			197,600.00		197,599.99		01-May-2005		8.300%		DE - 95.00%		360		01-Apr-2005
73698235 2			262,400.00		260,867.74		01-Apr-2005		7.000%		NJ - 80.00%		360		01-Apr-2005
73759193 2			77,000.00		76,734.04		01-Mar-2005		9.600%		KY - 70.00%		360		01-Apr-2005
74049156 2			370,500.00		369,281.71		01-Apr-2005		9.075%		WA - 95.00%		360		01-May-2005
74268715 2			63,000.00		62,752.25		01-May-2005		8.200%		MO - 90.00%		360		01-May-2005


TOTAL			36,362,535.00		36,178,450.63


Page 17 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Prepayment Report

VOLUNTARY PREPAYMENTS


											Group 2		Group 1		Total




Current


Number of Paid in Full Loans										143		199		342
Number of Repurchased Loans										3		1		4
Total Number of Loans Prepaid in Full										146		200		346
Curtailments Amount										43,763.78		49,218.92		92,982.70
Paid in Full Balance										36,809,924.37		36,890,063.42		73,699,987.79
Repurchased Loans Balance										1,010,374.65		68,890.98		1,079,265.63
Total Prepayment Amount										37,864,062.80		37,008,173.32		74,872,236.12

Cumulative


Number of Paid in Full Loans										669		881		1,550
Number of Repurchased Loans										13		18		31
Total Number of Loans Prepaid in Full										682		899		1,581
Paid in Full Balance										176,117,158.93		163,449,613.88		339,566,772.81
Repurchased Loans Balance										3,419,325.08		3,110,507.17		6,529,832.25
Curtailments Amount										600,723.89		408,403.82		1,009,127.71
Total Prepayment Amount										180,137,207.90		166,968,524.87		347,105,732.77










Page 18 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

VOLUNTARY PREPAYMENTS RATES


											Group 2		Group 1		Total



SMM										3.36%		3.40%		3.38%
3 Months Avg SMM										3.26%		3.27%		3.27%
12 Months Avg SMM										2.52%		2.42%		2.47%
Avg SMM Since Cut-off										2.52%		2.42%		2.47%


CPR										33.65%		33.94%		33.79%
3 Months Avg CPR										32.83%		32.92%		32.88%
12 Months Avg CPR										26.35%		25.50%		25.93%
Avg CPR Since Cut-off										26.35%		25.50%		25.93%


PSA										2,229.92%		2,246.93%		2,238.29%
3 Months Avg PSA Approximation										2,506.59%		2,510.43%		2,508.48%
12 Months Avg PSA Approximation										2,606.46%		2,517.67%		2,562.95%
Avg PSA Since Cut-off Approximation										2,606.46%		2,517.68%		2,562.95%










Page 19 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution






PREPAYMENT CALCULATION METHODOLOGY

Single Monthly Mortality (SMM): (Voluntary partial and full prepayments + Repurchases + Liquidations )/(Beg Principal Balance - Sched Principal) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) PSA Standard Prepayment Model: CPR/(0.002min(30,WAS)) Average SMM over period between nth month and mth month (AvgSMMn,m): [(1-SMMn)(1-SMMn+1)...(1-SMMm)]^(1/months in period n,m) Conditional Prepayment Rate (CPR): 1-((1-SMM)^12) Average PSA Approximation over period between the nth month and mth month: AvgCPRn,m/(0.002*Avg WASn,m)) Average WASn,m: (min(30,WASn)+min(30,WASn+1)+...+min(30,WASm)/(number of months in the period n,m) Weighted Average Seasoning (WAS) Dates correspond to distribution dates. Note: Prepayment rates are calculated since deal issue date and include partial and full voluntary prepayments, liquidations, and repurchases.













Page 20 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Prepayment Detail Report
Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

61771531 1			211,500.00		210,166.86			19-Sep-2005		8.950%		NJ - 90.00%		Paid Off - 360		01-Nov-2004


63006399 1			164,000.00		162,259.47			26-Sep-2005		6.300%		OR - 79.23%		Paid Off - 360		01-Nov-2004

64924574 1			207,100.00		205,995.73			19-Sep-2005		8.150%		NJ - 95.00%		Paid Off - 360		01-Feb-2005

65385239 2			247,000.00		245,568.76			07-Oct-2005		8.375%		NJ - 95.00%		Paid Off - 360		01-Jan-2005

65829095 1			121,500.00		120,791.25			14-Sep-2005		7.700%		FL - 90.00%		Paid Off - 360		01-Feb-2005

65876492 1			100,000.00		99,601.76			20-Sep-2005		8.950%		NC - 77.52%		Paid Off - 360		01-Mar-2005

65970212 1			138,800.00		138,052.43			19-Sep-2005		8.100%		GA - 89.99%		Paid Off - 360		01-Feb-2005

66021171 2			456,000.00		453,802.43			06-Oct-2005		8.650%		MO - 80.00%		Paid Off - 360		01-Feb-2005

66174376 2			206,000.00		204,018.11			04-Oct-2005		8.600%		TN - 72.28%		Paid Off - 240		01-Apr-2005

66234899 2			265,000.00		263,186.46			05-Oct-2005		6.175%		MD - 64.63%		Paid Off - 360		01-Mar-2005

66556093 1			300,000.00		297,877.77			30-Sep-2005		6.000%		CA - 55.15%		Paid Off - 360		01-Mar-2005

66571274 2			235,000.00		233,267.93			30-Sep-2005		7.125%		NJ - 78.33%		Paid Off - 360		01-Jan-2005

66723073 2			175,000.00		173,958.69			04-Oct-2005		7.600%		MD - 72.92%		Paid Off - 360		01-Feb-2005

66724535 2			153,450.00		153,047.07			22-Sep-2005		10.150%		NC - 90.00%		Paid Off - 360		01-Apr-2005

66798091 1			147,250.00		146,478.21			26-Sep-2005		7.550%		MD - 95.00%		Paid Off - 360		01-Mar-2005

66902719 1			81,700.00		81,325.84			20-Sep-2005		8.900%		AZ - 95.00%		Paid Off - 360		01-Feb-2005

67081539 2			200,000.00		199,318.19			04-Oct-2005		8.900%		FL - 89.69%		Paid Off - 360		01-Apr-2005

67104612 1			104,000.00		103,250.24			22-Sep-2005		5.900%		MI - 80.00%		Paid Off - 360		01-Mar-2005

67222356 2			124,950.00		124,150.78			05-Oct-2005		7.250%		MI - 85.00%		Paid Off - 360		01-Feb-2005

67265777 1			168,000.00		167,230.23			03-Oct-2005		7.950%		IL - 80.00%		Paid Off - 360		01-Apr-2005

67357095 1			131,000.00		130,145.22			15-Sep-2005		6.425%		CA - 72.78%		Paid Off - 360		01-Mar-2005

67473512 2			480,000.00		477,052.07			03-Oct-2005		6.740%		NY - 75.00%		Paid Off - 360		01-Mar-2005

67590372 2			224,000.00		223,066.22			26-Sep-2005		7.950%		CT - 80.00%		Paid Off - 360		01-Apr-2005

67737031 2			122,500.00		121,711.42			22-Sep-2005		7.200%		CT - 70.00%		Paid Off - 360		01-Feb-2005

67804732 1			251,750.00		250,734.64			12-Sep-2005		8.850%		WI - 95.00%		Paid Off - 360		01-Mar-2005

67955799 2			207,000.00		205,918.21			04-Oct-2005		8.250%		FL - 90.00%		Paid Off - 360		01-Feb-2005

68022037 1			116,000.00		115,130.63			04-Oct-2005		7.825%		IL - 80.00%		Paid Off - 360		01-Feb-2005

68037639 1			184,000.00		182,933.32			15-Sep-2005		7.990%		CA - 80.00%		Paid Off - 360		01-Feb-2005

68046952 1			229,500.00		228,336.43			26-Sep-2005		8.400%		CA - 85.00%		Paid Off - 360		01-Feb-2005

68095918 2			124,000.00		123,386.91			20-Sep-2005		7.050%		FL - 69.66%		Paid Off - 360		01-Apr-2005

68132273 2			106,400.00		105,821.15			29-Sep-2005		8.050%		IL - 80.00%		Paid Off - 360		01-Feb-2005

68157031 2			163,400.00		162,471.86			07-Oct-2005		8.125%		MI - 95.00%		Paid Off - 360		01-Feb-2005

68270354 1			81,000.00		79,774.30			27-Sep-2005		6.500%		IL - 42.63%		Paid Off - 360		01-Mar-2005

68299577 1			236,250.00		235,223.17			05-Oct-2005		7.750%		MD - 75.00%		Paid Off - 360		01-Apr-2005

68325638 1			274,500.00		272,476.71			28-Sep-2005		6.500%		FL - 90.00%		Paid Off - 360		01-Feb-2005

68495571 2			494,910.00		492,842.94			13-Sep-2005		7.900%		MD - 90.00%		Paid Off - 360		01-Apr-2005

68521590 2			260,000.00		258,309.92			22-Sep-2005		7.150%		NV - 65.00%		Paid Off - 360		01-Feb-2005



Page 21 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

68552835 1			108,000.00		107,211.53			27-Sep-2005		6.550%		AZ - 80.00%		Paid Off - 360		01-Feb-2005


68621432 2			369,000.00		366,826.09			04-Oct-2005		7.650%		NY - 90.00%		Paid Off - 360		01-Feb-2005

68669472 2			103,500.00		103,047.02			28-Sep-2005		8.450%		AZ - 90.00%		Paid Off - 360		01-Mar-2005

68689595 2			188,575.00		187,372.90			19-Sep-2005		7.250%		CO - 95.00%		Paid Off - 360		01-Feb-2005

68744754 1			365,000.00		362,847.85			26-Sep-2005		6.950%		NJ - 82.96%		Paid Off - 360		01-Mar-2005

68749951 1			123,500.00		122,916.80			21-Sep-2005		8.750%		AZ - 95.00%		Paid Off - 360		01-Feb-2005

68756915 1			101,250.00		100,704.68			22-Sep-2005		8.100%		FL - 75.00%		Paid Off - 360		01-Feb-2005

68787274 1			151,000.00		150,160.31			12-Sep-2005		7.250%		CA - 61.38%		Paid Off - 360		01-Mar-2005

68806637 1			148,500.00		147,515.69			07-Oct-2005		7.050%		FL - 90.00%		Paid Off - 360		01-Feb-2005

68833797 1			246,480.00		245,152.48			04-Oct-2005		8.100%		CO - 80.00%		Paid Off - 360		01-Feb-2005

68864354 1			190,000.00		188,604.35			20-Sep-2005		5.800%		IL - 82.61%		Paid Off - 360		01-Mar-2005

68914035 1			104,250.00		103,674.81			12-Sep-2005		7.300%		CA - 75.00%		Paid Off - 360		01-Mar-2005

68921238 2			157,500.00		156,782.27			30-Sep-2005		8.250%		MD - 78.75%		Paid Off - 360		01-Mar-2005

68948355 2			250,400.00		248,865.17			04-Oct-2005		6.750%		NJ - 80.00%		Paid Off - 360		01-Mar-2005

68969633 2			180,000.00		179,093.23			30-Sep-2005		7.750%		MD - 66.67%		Paid Off - 360		01-Mar-2005

69115558 2			224,000.00		222,488.75			21-Sep-2005		6.250%		MD - 71.34%		Paid Off - 360		01-Mar-2005

69115756 1			279,000.00		277,058.78			03-Oct-2005		6.800%		CA - 90.00%		Paid Off - 360		01-Feb-2005

69174878 1			101,200.00		100,787.62			28-Sep-2005		8.800%		DE - 92.00%		Paid Off - 360		01-Mar-2005

69188993 2			230,400.00		228,945.63			04-Oct-2005		7.300%		CA - 80.00%		Paid Off - 360		01-Feb-2005

69203511 1			225,000.00		223,808.80			13-Sep-2005		7.500%		CA - 70.31%		Paid Off - 360		01-Mar-2005

69241719 1			160,000.00		159,028.65			26-Sep-2005		6.800%		IL - 76.19%		Paid Off - 360		01-Mar-2005

69243590 2			87,000.00		86,486.43			12-Sep-2005		7.640%		IL - 45.79%		Paid Off - 360		01-Feb-2005

69278356 1			324,000.00		322,243.90			27-Sep-2005		7.400%		NY - 90.00%		Paid Off - 360		01-Mar-2005

69283919 1			162,200.00		161,407.04			29-Sep-2005		7.900%		FL - 79.12%		Paid Off - 360		01-Mar-2005

69294510 1			152,000.00		151,338.82			14-Sep-2005		9.150%		CA - 80.00%		Paid Off - 360		01-Feb-2005

69314516 1			286,000.00		283,570.73			14-Sep-2005		5.750%		CA - 65.00%		Paid Off - 360		01-Feb-2005

69314557 2			161,500.00		160,397.90			30-Sep-2005		6.900%		AZ - 95.00%		Paid Off - 360		01-Feb-2005

69320075 2			100,800.00		100,409.84			26-Sep-2005		9.050%		TX - 80.00%		Paid Off - 360		01-Mar-2005

69430270 1			205,000.00		203,654.50			30-Sep-2005		6.400%		CA - 66.15%		Paid Off - 360		01-Mar-2005

69441434 2			191,500.00		190,776.94			13-Sep-2005		8.400%		NV - 61.77%		Paid Off - 360		01-Apr-2005

69456390 2			274,632.00		272,909.73			06-Oct-2005		6.800%		IL - 56.86%		Paid Off - 360		01-Mar-2005

69457638 2			99,000.00		98,352.72			22-Sep-2005		8.600%		FL - 90.00%		Paid Off - 360		01-Mar-2005

69503357 2			344,800.00		342,665.88			30-Sep-2005		7.400%		NJ - 80.00%		Paid Off - 360		01-Feb-2005

69528354 1			207,676.00		206,608.80			14-Sep-2005		7.650%		CA - 57.37%		Paid Off - 360		01-Mar-2005

69546430 1			111,200.00		110,778.35			27-Sep-2005		9.150%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

69578110 1			185,550.00		184,497.78			13-Sep-2005		7.150%		CA - 77.31%		Paid Off - 360		01-Mar-2005

69579431 2			260,000.00		259,208.58			29-Sep-2005		10.200%		CA - 80.00%		Paid Off - 360		01-Mar-2005

69643112 1			119,600.00		118,999.72			15-Sep-2005		8.450%		OR - 80.00%		Paid Off - 360		01-Feb-2005



Page 22 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

69673275 2			131,750.00		131,202.04			21-Sep-2005		8.700%		ID - 85.00%		Paid Off - 360		01-Mar-2005


69688950 1			139,300.00		139,033.80			12-Sep-2005		12.350%		MI - 70.00%		Paid Off - 360		01-Mar-2005

69695278 1			215,650.00		214,315.22			14-Sep-2005		7.400%		IL - 95.00%		Paid Off - 360		01-Feb-2005

69762953 1			136,000.00		135,174.12			29-Sep-2005		6.800%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

69777431 2			171,920.00		170,749.02			15-Sep-2005		6.200%		CA - 80.00%		Paid Off - 360		01-Mar-2005

69787232 1			122,000.00		121,385.41			13-Sep-2005		7.750%		MO - 73.49%		Paid Off - 360		01-Mar-2005

69812394 2			275,000.00		273,144.64			30-Sep-2005		6.250%		NJ - 53.50%		Paid Off - 360		01-Mar-2005

69813277 1			96,000.00		95,364.53			29-Sep-2005		6.350%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

69829992 2			154,700.00		153,957.17			04-Oct-2005		7.990%		IL - 85.00%		Paid Off - 360		01-Mar-2005

69840957 1			310,000.00		308,006.06			29-Sep-2005		6.500%		CA - 89.86%		Paid Off - 360		01-Mar-2005

69871630 1			166,400.00		165,409.20			06-Oct-2005		6.900%		FL - 80.00%		Paid Off - 360		01-Mar-2005

69874311 1			127,800.00		127,300.20			23-Sep-2005		9.000%		FL - 90.00%		Paid Off - 360		01-Mar-2005

69877157 2			106,400.00		105,747.80			29-Sep-2005		6.750%		IL - 80.00%		Paid Off - 360		01-Mar-2005

69895878 2			400,000.00		398,337.70			04-Oct-2005		9.300%		CA - 69.81%		Paid Off - 360		01-Mar-2005

69899474 2			255,000.00		253,939.47			21-Sep-2005		8.700%		NV - 75.00%		Paid Off - 360		01-Mar-2005

69910917 1			84,700.00		84,293.50			03-Oct-2005		7.200%		FL - 73.65%		Paid Off - 360		01-Apr-2005

69939072 1			224,000.00		222,235.92			30-Sep-2005		5.700%		CA - 66.87%		Paid Off - 360		01-Mar-2005

69944593 1			231,000.00		229,922.59			27-Sep-2005		8.450%		CA - 72.19%		Paid Off - 360		01-Mar-2005

69982718 1			300,000.00		298,091.66			30-Sep-2005		6.750%		NY - 78.95%		Paid Off - 360		01-Mar-2005

69982791 1			68,400.00		68,126.03			03-Oct-2005		9.030%		NJ - 90.00%		Paid Off - 360		01-Mar-2005

69999118 2			236,000.00		234,787.28			29-Sep-2005		7.650%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70003512 1			285,500.00		283,628.18			27-Sep-2005		6.400%		CA - 77.16%		Paid Off - 360		01-Mar-2005

70010236 2			176,700.00		175,717.40			15-Sep-2005		7.250%		IL - 95.00%		Paid Off - 360		01-Mar-2005

70013594 1			357,000.00		354,853.44			26-Sep-2005		6.850%		CA - 85.00%		Paid Off - 360		01-Mar-2005

70044110 2			#######		322,478.25			30-Sep-2005		8.100%		MA - 90.00%		Paid Off - 360		01-Mar-2005

70056718 2			114,400.00		114,036.70			03-Oct-2005		10.000%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

70059357 1			190,000.00		188,612.86			30-Sep-2005		6.550%		CA - 64.41%		Paid Off - 360		01-Feb-2005

70062237 1			124,500.00		123,751.50			19-Sep-2005		6.850%		WA - 62.25%		Paid Off - 360		01-Mar-2005

70062872 1			216,000.00		214,884.49			13-Sep-2005		7.950%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70077151 1			308,750.00		307,672.63			30-Sep-2005		9.550%		FL - 95.00%		Paid Off - 360		01-Mar-2005

70084231 1			128,500.00		127,871.76			23-Sep-2005		7.900%		MD - 84.54%		Paid Off - 360		01-Mar-2005

70103031 1			190,000.00		188,943.43			16-Sep-2005		7.250%		NV - 95.00%		Paid Off - 360		01-Mar-2005

70121272 2			212,000.00		210,809.47			30-Sep-2005		7.200%		MD - 80.00%		Paid Off - 360		01-Mar-2005

70131438 1			208,500.00		207,396.27			03-Oct-2005		7.500%		CA - 58.73%		Paid Off - 360		01-Mar-2005

70142039 1			169,600.00		168,819.28			20-Sep-2005		8.200%		FL - 80.00%		Paid Off - 360		01-Mar-2005

70146592 1			140,400.00		139,791.77			05-Oct-2005		8.500%		MI - 90.00%		Paid Off - 360		01-Mar-2005

70238191 2			270,400.00		269,104.29			29-Sep-2005		8.000%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70261359 2			442,000.00		439,546.72			23-Sep-2005		7.350%		MD - 85.00%		Paid Off - 360		01-Mar-2005



Page 23 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

70279393 1			153,000.00		152,251.97			23-Sep-2005		7.900%		FL - 90.00%		Paid Off - 360		01-Mar-2005


70280672 2			170,400.00		169,148.36			16-Sep-2005		5.800%		MD - 80.00%		Paid Off - 360		01-Mar-2005

70316757 2			362,000.00		359,983.05			22-Sep-2005		7.240%		IL - 84.58%		Paid Off - 360		01-Mar-2005

70328398 2			191,250.00		190,421.11			03-Oct-2005		8.600%		IL - 85.00%		Paid Off - 360		01-Mar-2005

70337670 1			164,000.00		162,850.73			06-Oct-2005		6.050%		CA - 68.33%		Paid Off - 360		01-Mar-2005

70343355 2			499,990.00		497,182.29			27-Sep-2005		7.200%		NJ - 66.67%		Paid Off - 360		01-Mar-2005

70357991 2			67,050.00		66,765.37			16-Sep-2005		8.600%		MO - 90.00%		Paid Off - 360		01-Mar-2005

70358072 1			185,000.00		184,039.89			19-Sep-2005		7.600%		MD - 84.09%		Paid Off - 360		01-Mar-2005

70396197 1			140,000.00		139,073.30			29-Sep-2005		6.350%		MI - 63.64%		Paid Off - 360		01-Mar-2005

70396551 2			180,000.00		179,263.13			03-Oct-2005		8.000%		CA - 90.00%		Paid Off - 360		01-Apr-2005

70401278 1			275,200.00		273,289.69			13-Sep-2005		6.100%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

70414792 2			200,800.00		199,715.88			30-Sep-2005		7.400%		CA - 80.00%		Paid Off - 360		01-Mar-2005

70415831 1			180,000.00		179,331.47			06-Oct-2005		9.250%		NJ - 78.26%		Paid Off - 360		01-Mar-2005

70440953 1			100,960.00		100,446.31			29-Sep-2005		7.700%		TX - 80.00%		Paid Off - 360		01-Mar-2005

70442512 1			245,000.00		245,000.00			16-Sep-2005		7.500%		CA - 77.78%		Paid Off - 360		01-Apr-2005

70449038 2			271,700.00		269,952.46			28-Sep-2005		6.500%		NV - 95.00%		Paid Off - 360		01-Mar-2005

70483037 1			168,300.00		167,491.86			13-Sep-2005		7.990%		IL - 90.00%		Paid Off - 360		01-Mar-2005

70568233 1			153,000.00		152,104.83			21-Sep-2005		6.990%		IL - 85.00%		Paid Off - 360		01-Mar-2005

70586912 2			193,500.00		192,775.64			22-Sep-2005		8.450%		MD - 90.00%		Paid Off - 360		01-Apr-2005

70611918 1			166,250.00		164,970.44			07-Oct-2005		5.550%		CA - 77.33%		Paid Off - 360		01-Mar-2005

70626197 1			198,250.00		197,297.37			13-Sep-2005		7.990%		CA - 63.95%		Paid Off - 360		01-Mar-2005

70668793 2			91,000.00		90,498.93			03-Oct-2005		7.300%		WA - 65.00%		Paid Off - 360		01-Mar-2005

70683875 1			199,500.00		198,387.58			03-Oct-2005		7.250%		FL - 95.00%		Paid Off - 360		01-Mar-2005

70685599 1			172,500.00		171,472.92			14-Sep-2005		6.900%		FL - 75.00%		Paid Off - 360		01-Mar-2005

70714472 2			133,000.00		132,496.35			28-Sep-2005		9.800%		AZ - 95.00%		Paid Off - 360		01-Mar-2005

70733076 2			98,000.00		97,038.72			23-Sep-2005		7.200%		MN - 47.81%		Paid Off - 360		01-Mar-2005

70734397 1			140,125.00		139,504.78			16-Sep-2005		9.000%		FL - 95.00%		Paid Off - 360		01-Apr-2005

70738471 1			165,000.00		164,344.53			28-Sep-2005		9.050%		WI - 87.30%		Paid Off - 360		01-Mar-2005

70739198 1			198,000.00		196,939.35			28-Sep-2005		6.650%		CA - 90.00%		Paid Off - 360		01-Apr-2005

70748470 1			300,000.00		298,125.26			20-Sep-2005		6.650%		CA - 75.00%		Paid Off - 360		01-Mar-2005

70757232 1			270,000.00		268,782.01			13-Sep-2005		8.300%		NV - 90.00%		Paid Off - 360		01-Mar-2005

70785753 1			315,000.00		313,357.11			05-Oct-2005		7.575%		CA - 89.49%		Paid Off - 360		01-Mar-2005

70801196 2			117,600.00		117,167.68			19-Sep-2005		9.300%		AZ - 80.00%		Paid Off - 360		01-Mar-2005

70807151 1			270,000.00		268,556.54			12-Sep-2005		7.450%		NY - 73.97%		Paid Off - 360		01-Mar-2005

70810916 1			188,000.00		187,272.31			27-Sep-2005		9.050%		FL - 80.00%		Paid Off - 360		01-Mar-2005

70827555 1			180,000.00		179,178.39			12-Sep-2005		8.275%		RI - 90.00%		Paid Off - 360		01-Apr-2005

70831755 1			110,000.00		109,214.46			28-Sep-2005		5.950%		CA - 67.49%		Paid Off - 360		01-Mar-2005

70835715 1			278,000.00		276,627.21			03-Oct-2005		7.850%		IL - 88.54%		Paid Off - 360		01-Mar-2005



Page 24 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

70877436 2			160,000.00		159,201.97			06-Oct-2005		7.800%		IL - 82.05%		Paid Off - 360		01-Mar-2005


70904792 1			190,950.00		190,227.48			30-Sep-2005		8.390%		NJ - 95.00%		Paid Off - 360		01-Apr-2005

70905112 2			178,500.00		178,066.05			29-Sep-2005		11.250%		NY - 70.00%		Paid Off - 360		01-Mar-2005

70916234 2			165,000.00		164,207.69			30-Sep-2005		7.990%		IL - 75.00%		Paid Off - 360		01-Mar-2005

70923834 1			310,250.00		307,971.08			26-Sep-2005		5.800%		CA - 85.00%		Paid Off - 360		01-Mar-2005

70923990 1			228,650.00		227,543.32			07-Oct-2005		7.950%		HI - 85.00%		Paid Off - 360		01-Mar-2005

70937552 1			73,100.00		72,785.39			30-Sep-2005		7.750%		GA - 85.00%		Paid Off - 360		01-Apr-2005

70945639 2			212,000.00		210,856.62			06-Oct-2005		6.600%		NY - 80.00%		Paid Off - 360		01-Apr-2005

70974399 1			164,000.00		162,503.86			30-Sep-2005		8.750%		WA - 69.79%		Paid Off - 360		01-Apr-2005

70990833 2			280,000.00		277,334.69			04-Oct-2005		5.990%		CA - 80.00%		Paid Off - 360		01-Apr-2005

71000236 1			128,000.00		127,355.21			29-Sep-2005		7.750%		FL - 80.00%		Paid Off - 360		01-Mar-2005

71000434 1			144,000.00		143,303.00			26-Sep-2005		7.950%		IN - 80.00%		Paid Off - 360		01-Mar-2005

71047997 2			88,200.00		87,820.87			26-Sep-2005		8.538%		WI - 90.00%		Paid Off - 360		01-Mar-2005

71069751 2			195,565.00		194,455.99			28-Sep-2005		7.150%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71084230 2			244,000.00		242,540.29			06-Oct-2005		7.000%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71087993 1			255,000.00		253,328.10			07-Oct-2005		6.400%		CA - 70.83%		Paid Off - 360		01-Mar-2005

71120075 2			160,500.00		159,723.12			16-Sep-2005		7.950%		HI - 75.00%		Paid Off - 360		01-Mar-2005

71122030 2			204,000.00		202,700.39			06-Oct-2005		6.550%		NV - 80.00%		Paid Off - 360		01-Mar-2005

71130835 1			324,000.00		321,274.47			12-Sep-2005		5.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71130991 2			158,400.00		157,777.14			15-Sep-2005		8.200%		NV - 80.00%		Paid Off - 360		01-Apr-2005

71134035 2			500,000.00		497,579.94			03-Oct-2005		7.950%		CA - 76.92%		Paid Off - 360		01-Mar-2005

71137079 1			162,000.00		161,222.57			06-Oct-2005		7.200%		FL - 90.00%		Paid Off - 360		01-Apr-2005

71143036 1			149,600.00		148,853.39			29-Sep-2005		7.000%		IL - 80.00%		Paid Off - 360		01-Apr-2005

71144232 2			170,000.00		168,977.89			28-Sep-2005		6.850%		CA - 49.28%		Paid Off - 360		01-Mar-2005

71169833 1			191,250.00		190,111.26			19-Sep-2005		6.900%		CA - 75.00%		Paid Off - 360		01-Mar-2005

71190474 1			187,500.00		186,755.26			03-Oct-2005		8.150%		MD - 68.18%		Paid Off - 360		01-Apr-2005

71197594 2			156,000.00		155,296.24			13-Sep-2005		8.300%		FL - 75.00%		Paid Off - 360		01-Mar-2005

71199590 2			274,000.00		272,808.91			07-Oct-2005		7.700%		NJ - 89.84%		Paid Off - 360		01-Apr-2005

71215750 2			360,000.00		358,721.33			26-Sep-2005		8.700%		CA - 90.00%		Paid Off - 360		01-Apr-2005

71224158 1			184,500.00		183,290.35			06-Oct-2005		6.400%		CA - 90.00%		Paid Off - 360		01-Mar-2005

71226872 1			104,800.00		104,392.06			04-Oct-2005		8.250%		FL - 80.00%		Paid Off - 360		01-Apr-2005

71237077 2			150,000.00		149,320.19			26-Sep-2005		8.650%		PA - 72.46%		Paid Off - 360		01-Apr-2005

71248231 2			266,175.00		264,826.32			04-Oct-2005		7.962%		FL - 90.00%		Paid Off - 360		01-Apr-2005

71249478 1			137,700.00		137,306.59			13-Sep-2005		9.750%		WI - 90.00%		Paid Off - 360		01-Apr-2005

71266191 1			135,000.00		134,479.82			06-Oct-2005		8.300%		FL - 89.76%		Paid Off - 360		01-Apr-2005

71271514 1			103,920.00		103,345.87			20-Sep-2005		6.475%		IN - 80.00%		Paid Off - 360		01-Apr-2005

71285993 1			208,000.00		206,427.61			30-Sep-2005		5.650%		CA - 79.69%		Paid Off - 360		01-Mar-2005

71300198 1			101,600.00		100,971.15			20-Sep-2005		6.700%		AZ - 80.00%		Paid Off - 360		01-Mar-2005



Page 25 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

71303754 1			125,600.00		124,997.58			23-Sep-2005		8.000%		FL - 78.50%		Paid Off - 360		01-Mar-2005


71306351 1			255,000.00		253,928.56			20-Sep-2005		8.650%		IL - 85.00%		Paid Off - 360		01-Mar-2005

71308399 1			110,500.00		109,897.45			15-Sep-2005		7.350%		FL - 85.00%		Paid Off - 360		01-Mar-2005

71321152 1			155,000.00		154,005.86			21-Sep-2005		5.950%		CA - 60.78%		Paid Off - 360		01-Apr-2005

71326870 2			390,000.00		387,915.03			04-Oct-2005		7.450%		CA - 60.00%		Paid Off - 360		01-Mar-2005

71345995 1			335,000.00		332,373.45			23-Sep-2005		5.450%		CA - 76.14%		Paid Off - 360		01-Mar-2005

71346993 2			522,000.00		518,610.23			21-Sep-2005		6.450%		CA - 73.01%		Paid Off - 360		01-Mar-2005

71350516 2			112,200.00		111,817.49			28-Sep-2005		8.900%		FL - 85.00%		Paid Off - 360		01-Apr-2005

71357594 1			189,000.00		188,057.36			30-Sep-2005		7.800%		CA - 70.00%		Paid Off - 360		01-Mar-2005

71372593 2			231,300.00		230,357.49			28-Sep-2005		8.800%		MI - 90.00%		Paid Off - 360		01-Mar-2005

71404271 1			354,000.00		351,648.32			20-Sep-2005		5.500%		CA - 79.55%		Paid Off - 360		01-Apr-2005

71413835 2			650,000.00		647,312.29			28-Sep-2005		7.950%		CA - 89.66%		Paid Off - 360		01-Apr-2005

71435150 2			191,120.00		189,940.95			27-Sep-2005		5.900%		UT - 80.00%		Paid Off - 360		01-Apr-2005

71449474 2			272,000.00		270,002.10			06-Oct-2005		5.800%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71455430 2			500,000.00		497,499.88			07-Oct-2005		6.990%		NY - 65.79%		Paid Off - 360		01-Apr-2005

71488837 2			64,500.00		64,238.29			27-Sep-2005		8.100%		IN - 75.00%		Paid Off - 360		01-Apr-2005

71517957 2			366,900.00		365,068.99			20-Sep-2005		7.000%		CA - 83.39%		Paid Off - 360		01-Apr-2005

71520076 1			155,000.00		153,973.47			12-Sep-2005		6.400%		CA - 72.09%		Paid Off - 360		01-Mar-2005

71526438 1			136,800.00		136,195.22			30-Sep-2005		8.400%		FL - 90.00%		Paid Off - 360		01-Mar-2005

71550677 2			184,000.00		182,909.74			21-Sep-2005		6.925%		FL - 80.00%		Paid Off - 360		01-Mar-2005

71551196 1			180,000.00		179,154.59			16-Sep-2005		8.100%		CA - 75.00%		Paid Off - 360		01-Mar-2005

71551477 2			434,000.00		431,274.20			05-Oct-2005		5.800%		CA - 89.49%		Paid Off - 360		01-Apr-2005

71552079 1			193,500.00		192,714.55			03-Oct-2005		8.050%		CA - 75.00%		Paid Off - 360		01-Apr-2005

71552392 1			255,000.00		253,515.13			06-Oct-2005		6.200%		CA - 75.00%		Paid Off - 360		01-Apr-2005

71566111 2			145,000.00		144,262.08			15-Sep-2005		6.900%		NC - 70.39%		Paid Off - 360		01-Apr-2005

71587596 2			213,700.00		212,752.37			06-Oct-2005		7.600%		NY - 74.98%		Paid Off - 360		01-Apr-2005

71611313 1			136,000.00		135,465.22			05-Oct-2005		8.200%		MD - 85.00%		Paid Off - 360		01-Apr-2005

71679914 1			220,000.00		218,874.99			04-Oct-2005		6.875%		CA - 72.61%		Paid Off - 360		01-Apr-2005

71680151 1			150,100.00		149,290.46			04-Oct-2005		6.600%		AZ - 95.00%		Paid Off - 360		01-Apr-2005

71701114 1			119,000.00		118,438.33			03-Oct-2005		7.350%		MD - 70.00%		Paid Off - 360		01-Apr-2005

71713192 1			157,450.00		156,680.24			29-Sep-2005		7.900%		FL - 89.97%		Paid Off - 360		01-Mar-2005

71720239 2			577,000.00		574,035.12			30-Sep-2005		6.850%		IL - 80.70%		Paid Off - 360		01-Apr-2005

71778195 2			294,000.00		292,794.06			29-Sep-2005		7.990%		MD - 70.00%		Paid Off - 360		01-Apr-2005

71800395 2			276,000.00		273,969.87			19-Sep-2005		5.800%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71845952 1			237,500.00		236,254.41			13-Sep-2005		7.550%		IL - 95.00%		Paid Off - 360		01-Mar-2005

71858559 1			200,000.00		199,049.58			21-Sep-2005		7.250%		IL - 50.63%		Paid Off - 360		01-Apr-2005

71873517 2			423,200.00		420,477.98			05-Oct-2005		6.500%		CA - 80.00%		Paid Off - 360		01-Mar-2005

71905392 1			224,000.00		222,720.30			28-Sep-2005		6.300%		MD - 77.24%		Paid Off - 360		01-Apr-2005



Page 26 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

71915870 2			357,000.00		353,971.67			19-Sep-2005		6.750%		CA - 85.00%		Paid Off - 360		01-May-2005


71923155 1			162,500.00		161,968.37			28-Sep-2005		9.100%		FL - 51.59%		Paid Off - 360		01-Apr-2005

71955553 2			176,000.00		175,077.88			28-Sep-2005		6.750%		IL - 80.00%		Paid Off - 360		01-Apr-2005

71977755 2			424,000.00		421,879.89			16-Sep-2005		6.990%		CA - 80.00%		Paid Off - 360		01-Apr-2005

71991079 1			134,400.00		133,798.03			30-Sep-2005		7.550%		MN - 80.00%		Paid Off - 360		01-Apr-2005

72029630 1			99,450.00		99,046.95			26-Sep-2005		8.050%		AZ - 90.00%		Paid Off - 360		01-Apr-2005

72029671 1			115,500.00		114,718.34			03-Oct-2005		5.400%		FL - 70.00%		Paid Off - 360		01-Apr-2005

72031073 2			156,750.00		156,325.13			20-Sep-2005		10.000%		NV - 75.00%		Paid Off - 360		01-Apr-2005

72037070 1			172,000.00		171,026.71			30-Sep-2005		6.350%		MD - 80.00%		Paid Off - 360		01-Apr-2005

72041874 2			423,150.00		420,178.44			07-Oct-2005		5.200%		CA - 65.00%		Paid Off - 360		01-Apr-2005

72081714 1			194,400.00		193,596.17			30-Sep-2005		7.950%		IL - 80.00%		Paid Off - 360		01-Apr-2005

72086036 1			272,000.00		270,146.21			04-Oct-2005		5.375%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72088511 2			323,000.00		321,553.43			23-Sep-2005		7.550%		MD - 95.00%		Paid Off - 360		01-Apr-2005

72090319 2			380,000.00		378,211.98			04-Oct-2005		7.300%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72098510 1			255,000.00		253,714.95			04-Oct-2005		6.950%		NY - 82.79%		Paid Off - 360		01-Apr-2005

72123078 2			158,653.00		158,022.81			03-Oct-2005		8.150%		FL - 74.84%		Paid Off - 360		01-Apr-2005

72146236 2			567,000.00		563,971.37			12-Sep-2005		6.650%		CA - 90.00%		Paid Off - 360		01-Apr-2005

72175516 2			370,500.00		369,057.83			26-Sep-2005		8.250%		NY - 95.00%		Paid Off - 360		01-Apr-2005

72183718 2			162,240.00		161,505.99			29-Sep-2005		7.500%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72188238 1			75,000.00		74,550.64			21-Sep-2005		6.050%		AK - 50.00%		Paid Off - 360		01-Apr-2005

72196512 2			190,000.00		189,140.61			03-Oct-2005		7.500%		AZ - 95.00%		Paid Off - 360		01-Apr-2005

72197874 2			485,000.00		479,190.73			29-Sep-2005		7.500%		FL - 50.26%		Paid Off - 360		01-Apr-2005

72250798 2			318,500.00		317,272.77			21-Sep-2005		8.300%		MD - 70.00%		Paid Off - 360		01-Apr-2005

72258239 1			60,000.00		59,717.76			26-Sep-2005		8.250%		WI - 18.18%		Paid Off - 360		01-Apr-2005

72268352 2			129,500.00		128,709.32			04-Oct-2005		5.950%		MD - 70.00%		Paid Off - 360		01-Apr-2005

72280274 2			166,500.00		165,817.04			15-Sep-2005		7.990%		IL - 90.00%		Paid Off - 360		01-Apr-2005

72294713 1			212,000.00		210,693.32			04-Oct-2005		5.900%		CA - 60.57%		Paid Off - 360		01-Apr-2005

72309115 2			346,500.00		344,702.12			26-Sep-2005		6.800%		MA - 90.00%		Paid Off - 360		01-Apr-2005

72313232 1			138,800.00		138,100.51			15-Sep-2005		6.950%		TX - 80.00%		Paid Off - 360		01-Apr-2005

72342991 1			270,000.00		268,320.04			03-Oct-2005		5.850%		CA - 71.05%		Paid Off - 360		01-Apr-2005

72356470 1			203,400.00		202,592.09			07-Oct-2005		8.150%		FL - 90.00%		Paid Off - 360		01-Apr-2005

72359193 2			72,000.00		71,837.18			20-Sep-2005		10.850%		WI - 90.00%		Paid Off - 360		01-Apr-2005

72376999 1			185,000.00		184,030.75			23-Sep-2005		6.750%		CA - 56.06%		Paid Off - 360		01-Apr-2005

72385552 1			225,250.00		224,143.26			04-Oct-2005		7.550%		CA - 85.00%		Paid Off - 360		01-Apr-2005

72387319 1			300,000.00		298,844.01			28-Sep-2005		8.300%		NY - 78.95%		Paid Off - 360		01-Apr-2005

72430390 2			174,400.00		173,731.38			19-Sep-2005		8.325%		IL - 80.00%		Paid Off - 360		01-Apr-2005

72451719 1			223,250.00		222,434.00			23-Sep-2005		8.560%		CA - 95.00%		Paid Off - 360		01-Apr-2005

72481435 1			128,700.00		128,091.41			15-Sep-2005		7.275%		IL - 90.00%		Paid Off - 360		01-Apr-2005



Page 27 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

72500036 1			69,750.00		69,535.55			19-Sep-2005		9.400%		PA - 90.00%		Paid Off - 360		01-Apr-2005


72500598 1			268,000.00		268,000.00			30-Sep-2005		6.990%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

72515513 1			270,000.00		268,585.42			19-Sep-2005		6.750%		IL - 73.97%		Paid Off - 360		01-Apr-2005

72519358 1			208,000.00		207,254.66			03-Oct-2005		9.050%		AZ - 78.49%		Paid Off - 360		01-Apr-2005

72521834 1			196,000.00		194,709.99			30-Sep-2005		5.550%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72549074 1			123,750.00		122,965.38			03-Oct-2005		5.750%		CA - 75.00%		Paid Off - 360		01-Apr-2005

72569072 2			258,664.00		258,663.99			28-Sep-2005		7.200%		NV - 80.00%		Paid Off - 360		01-Apr-2005

72576754 2			143,490.00		142,701.05			12-Sep-2005		6.500%		NJ - 70.00%		Paid Off - 360		01-Apr-2005

72610553 1			157,500.00		156,929.04			28-Sep-2005		8.600%		CA - 70.00%		Paid Off - 360		01-Apr-2005

72660871 1			220,000.00		218,980.00			28-Sep-2005		7.375%		IL - 80.00%		Paid Off - 360		01-Apr-2005

72683113 2			164,000.00		163,999.99			07-Oct-2005		6.650%		ME - 80.00%		Paid Off - 360		01-Apr-2005

72716350 1			284,800.00		283,498.96			28-Sep-2005		7.450%		CA - 89.00%		Paid Off - 360		01-Apr-2005

72723513 1			153,500.00		152,826.05			20-Sep-2005		7.650%		IL - 66.74%		Paid Off - 360		01-Apr-2005

72767239 1			207,000.00		205,662.82			03-Oct-2005		5.650%		CA - 61.79%		Paid Off - 360		01-Apr-2005

72797673 2			158,391.00		157,792.91			28-Sep-2005		8.400%		FL - 90.00%		Paid Off - 360		01-Apr-2005

72802119 1			123,500.00		122,913.14			29-Sep-2005		7.250%		MI - 65.00%		Paid Off - 360		01-Apr-2005

72805393 1			140,000.00		139,999.96			22-Sep-2005		6.900%		IL - 80.00%		Paid Off - 360		01-Apr-2005

72849839 1			510,000.00		509,999.25			03-Oct-2005		6.450%		CA - 85.00%		Paid Off - 360		01-Apr-2005

72852718 1			180,000.00		179,373.62			22-Sep-2005		8.800%		IL - 90.00%		Paid Off - 360		01-Apr-2005

72899917 2			340,000.00		339,999.17			06-Oct-2005		7.250%		CA - 80.00%		Paid Off - 360		01-Apr-2005

72903156 2			384,750.00		383,009.75			21-Sep-2005		7.500%		CA - 95.00%		Paid Off - 360		01-Apr-2005

72909310 2			180,000.00		179,136.21			30-Sep-2005		7.200%		NV - 80.00%		Paid Off - 360		01-Apr-2005

72915119 1			137,250.00		136,693.78			03-Oct-2005		8.050%		AK - 75.00%		Paid Off - 360		01-Apr-2005

72915150 2			650,000.00		650,000.00			29-Sep-2005		6.450%		CA - 87.96%		Paid Off - 360		01-Apr-2005

72927353 1			104,000.00		103,552.42			19-Sep-2005		7.750%		FL - 80.00%		Paid Off - 360		01-Apr-2005

72941396 1			115,600.00		115,071.92			22-Sep-2005		7.450%		MI - 85.00%		Paid Off - 360		01-Apr-2005

72948839 1			79,600.00		79,097.20			20-Sep-2005		6.400%		UT - 80.00%		Paid Off - 360		01-Apr-2005

72964117 1			283,500.00		282,600.97			30-Sep-2005		9.250%		NY - 90.00%		Paid Off - 360		01-Apr-2005

72965197 1			92,500.00		92,093.85			05-Oct-2005		7.650%		WA - 63.79%		Paid Off - 360		01-Apr-2005

72972276 1			168,000.00		167,229.53			12-Sep-2005		7.600%		FL - 74.67%		Paid Off - 360		01-Apr-2005

72988116 1			233,700.00		232,790.29			28-Sep-2005		8.250%		IL - 95.00%		Paid Off - 360		01-Apr-2005

73011397 2			281,250.00		280,251.06			05-Oct-2005		8.700%		NY - 75.00%		Paid Off - 360		01-Apr-2005

73058158 1			114,300.00		113,911.35			12-Sep-2005		8.000%		WI - 90.00%		Paid Off - 360		01-May-2005

73078719 1			146,250.00		145,250.98			22-Sep-2005		5.350%		NV - 75.00%		Paid Off - 360		01-Apr-2005

73082596 1			294,500.00		293,251.48			03-Oct-2005		8.400%		CA - 95.00%		Paid Off - 360		01-Apr-2005

73100232 1			126,400.00		126,399.99			29-Sep-2005		7.150%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

73106437 1			142,032.00		141,280.59			26-Sep-2005		6.700%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

73113870 1			153,000.00		152,379.93			30-Sep-2005		8.050%		AZ - 90.00%		Paid Off - 360		01-Apr-2005



Page 28 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

73131633 1			123,920.00		123,336.92			20-Sep-2005		7.300%		CA - 80.00%		Paid Off - 360		01-Apr-2005


73188674 2			71,700.00		71,308.21			13-Sep-2005		6.550%		MD - 79.67%		Paid Off - 360		01-Apr-2005

73241879 1			264,600.00		263,494.88			30-Sep-2005		7.900%		FL - 90.00%		Paid Off - 360		01-Apr-2005

73250276 2			451,800.00		449,776.62			12-Sep-2005		7.550%		NJ - 90.00%		Paid Off - 360		01-Apr-2005

73250839 2			409,600.00		407,989.44			27-Sep-2005		8.200%		CA - 80.00%		Paid Off - 360		01-Apr-2005

73257438 1			224,000.00		222,619.34			13-Sep-2005		5.900%		CA - 80.00%		Paid Off - 360		01-Apr-2005

73367195 1			270,000.00		269,212.12			15-Sep-2005		9.650%		CA - 74.38%		Paid Off - 360		01-Apr-2005

73373714 1			211,000.00		210,055.01			27-Sep-2005		7.550%		AZ - 89.79%		Paid Off - 360		01-Apr-2005

73415630 1			131,750.00		131,750.00			19-Sep-2005		6.050%		FL - 85.00%		Paid Off - 360		01-Apr-2005

73436552 1			180,000.00		178,971.62			19-Sep-2005		6.300%		CA - 48.00%		Paid Off - 360		01-Apr-2005

73484115 1			168,000.00		167,032.97			06-Oct-2005		5.450%		CA - 79.43%		Paid Off - 360		01-May-2005

73504433 1			297,500.00		295,910.86			15-Sep-2005		6.650%		NY - 85.00%		Paid Off - 360		01-Apr-2005

73508632 2			108,000.00		107,616.36			07-Oct-2005		8.700%		FL - 90.00%		Paid Off - 360		01-Apr-2005

73537953 2			245,000.00		244,401.96			23-Sep-2005		10.500%		CA - 70.00%		Paid Off - 360		01-Apr-2005

73554198 1			255,000.00		253,714.95			21-Sep-2005		6.950%		FL - 89.47%		Paid Off - 360		01-Apr-2005

73575599 2			275,500.00		274,383.46			22-Sep-2005		8.050%		AR - 95.00%		Paid Off - 360		01-Apr-2005

73577033 2			188,000.00		187,980.15			13-Sep-2005		6.700%		AZ - 80.00%		Paid Off - 360		01-Apr-2005

73578874 1			320,000.00		318,323.45			14-Sep-2005		6.750%		NJ - 80.00%		Paid Off - 360		01-Apr-2005

73586356 2			495,000.00		495,000.00			26-Sep-2005		6.900%		CA - 90.00%		Paid Off - 360		01-Apr-2005

73603714 2			157,600.00		156,644.98			27-Sep-2005		5.990%		NV - 80.00%		Paid Off - 360		01-Apr-2005

73642035 1			153,000.00		152,548.92			06-Oct-2005		9.600%		GA - 90.00%		Paid Off - 360		01-Apr-2005

73663874 2			406,000.00		403,702.63			19-Sep-2005		6.350%		CA - 69.76%		Paid Off - 360		01-Apr-2005

73664435 1			112,500.00		112,096.29			29-Sep-2005		8.650%		AZ - 75.00%		Paid Off - 360		01-Apr-2005

73742272 2			184,611.00		183,855.22			05-Oct-2005		8.000%		FL - 95.00%		Paid Off - 360		01-Apr-2005

73770919 1			292,500.00		291,523.16			07-Oct-2005		9.000%		CA - 90.00%		Paid Off - 360		01-Apr-2005

73773954 1			144,000.00		143,533.75			21-Sep-2005		9.150%		CO - 89.44%		Paid Off - 360		01-Apr-2005

73792434 1			285,000.00		283,830.93			12-Sep-2005		7.990%		IL - 74.80%		Paid Off - 360		01-Apr-2005

73810632 1			255,000.00		253,997.33			14-Sep-2005		8.200%		CA - 60.71%		Paid Off - 360		01-Apr-2005

73820078 2			417,600.00		415,673.43			21-Sep-2005		7.400%		CA - 80.00%		Paid Off - 360		01-Apr-2005

74063116 1			100,800.00		100,467.46			19-Sep-2005		8.150%		GA - 89.30%		Paid Off - 360		01-May-2005

74088154 2			508,000.00		506,423.29			07-Oct-2005		8.450%		NJ - 88.35%		Paid Off - 360		01-May-2005

74134917 1			155,400.00		154,655.00			21-Sep-2005		6.250%		MN - 84.92%		Paid Off - 360		01-May-2005

74613035 1			62,250.00		62,072.84			26-Sep-2005		8.950%		MO - 75.00%		Paid Off - 360		01-May-2005

74789835 2			500,000.00		498,367.28			21-Sep-2005		8.200%		MI - 71.43%		Paid Off - 360		01-May-2005

96192562 2			556,750.00		553,929.41			04-Oct-2005		9.000%		CA - 85.00%		Paid Off - 360		01-Jan-2005

97932867 1			213,750.00		212,710.71			15-Sep-2005		9.200%		IL - 95.00%		Paid Off - 360		01-Jan-2005

100181668 2			425,000.00		421,984.82			27-Sep-2005		6.700%		CA - 79.38%		Paid Off - 360		01-Feb-2005

101179349 2			240,000.00		238,134.12			29-Sep-2005		6.850%		IL - 80.00%		Paid Off - 360		01-Jan-2005



Page 29 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution

Prepayment Detail Report - Mortgage Loans Prepaid in Full During Current Distribution
Loan Number			Original							Current		State &		Type Prepayment		First


&		Loan	Principal		Prepayment			Prepayment		Note		LTV at		&		Payment

Loan Group		Status	Balance		Amount			Date		Rate		Origination		Original Term		Date

101911881 2			330,125.00		328,092.37			27-Sep-2005		7.450%		CA - 95.00%		Paid Off - 360		01-Feb-2005


67625392 2			368,000.00		364,905.32			03-Oct-2005		6.500%		CA - 80.00%		Repur/Subs - 360		01-Jan-2005

69835312 1			69,200.00		68,890.98			27-Sep-2005		8.350%		TX - 80.00%		Repur/Subs - 360		01-Mar-2005

71637276 2		FCL	427,500.00		425,918.30			03-Oct-2005		8.500%		NY - 95.00%		Repur/Subs - 360		01-Apr-2005

71757710 2		BK	220,500.00		219,551.03			05-Oct-2005		7.750%		GA - 90.00%		Repur/Subs - 360		01-Apr-2005



TOTAL			75,160,424.00		74,779,253.42



Page 30 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Realized Loss Report

COLLATERAL REALIZED LOSSES



											Group 2		Group 1		Total


Current




Number of Loans Liquidated										0		0		0
Collateral Principal Realized Loss/(Gain) Amount										0.00		0.00		0.00
Collateral Interest Realized Loss/(Gain) Amount										0.00		0.00		0.00
Net Liquidation Proceeds										0.00		0.00		0.00

Cumulative




Number of Loans Liquidated										0		1		1
Collateral Realized Loss/(Gain) Amount										0.00		23,187.75		23,187.75
Net Liquidation Proceeds										0.00		172,412.25		172,412.25










Page 31 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution


DEFAULT SPEEDS



											Group 2		Group 1		Total



MDR										0.00%		0.00%		0.00%
3 Months Avg MDR										0.00%		0.01%		0.00%
12 Months Avg MDR										0.00%		0.00%		0.00%
Avg MDR Since Cut-off										0.00%		0.00%		0.00%


CDR										0.00%		0.00%		0.00%
3 Months Avg CDR										0.00%		0.07%		0.03%
12 Months Avg CDR										0.00%		0.03%		0.02%
Avg CDR Since Cut-off										0.00%		0.03%		0.02%


SDA										0.00%		0.00%		0.00%
3 Months Avg SDA Approximation										0.00%		0.53%		0.26%
12 Months Avg SDA Approximation										0.00%		0.34%		0.17%
Avg SDA Since Cut-off Approximation										0.00%		0.34%		0.17%


Loss Severity Approximation for Current Period										0.00%		0.00%		0.00%
3 Months Avg Loss Severity Approximation										0.00%		3.95%		3.95%
12 Months Avg Loss Severity Approximation										0.00%		1.98%		1.98%
Avg Loss Severity Approximation Since Cut-off										0.00%		1.98%		1.98%












Page 32 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution





COLLATERAL REALIZED LOSS CALCULATION METHODOLOGY
	Monthly Default Rate (MDR): (Beg Principal Balance of Liquidated Loans)/(Total Beg Principal Balance)



	Conditional Default Rate (CDR): 1-((1-MDR)^12)

	SDA Standard Default Assumption: CDR/IF(WAS<61,MIN(30,WAS)0.02,MAX(0.03,MIN(30,WAS)0.02-0.0095*(WAS-60)))

	Average MDR over period between nth month and mth month (AvgMDRn,m): [(1-MDRn)(1-MDRn+1)...*(1-MDRm)]^(1/months in period n,m)
	Average CDR over period between the nth month and mth month (AvgCDRn,m): 1-((1-AvgMDRn,m)^12)

	Average SDA Approximation over period between the nth month and mth month:
	AvgCDRn,m/IF(Avg WASn,m<61,MIN(30,Avg WASn,m)0.02,MAX(0.03,MIN(30,Avg WASn,m)0.02-0.0095*(Avg WASn,m-60)))

	Average WASn,m: (WASn + WASn+1 +...+ WASm )/(number of months in the period n,m)
	Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)

	Average Loss Severity Approximation over period between nth month and mth month: Avg(Loss Severityn,m)

	Note: Default rates are calculated since deal issue date and include realized gains and additional realized losses and gains from prior periods.
	Dates correspond to distribution dates.




Page 33 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Realized Loss Detail Report
Loan Number			Current		State &				Prior		Realized				Cumulative

&		Loan	Note		LTV at		Original		Principal		Loss/(Gain)		Realized		Realized

Loan Group		Status	Rate		Origination		Term		Balance		Revision		Loss/(Gain)		Loss/(Gain)





TOTAL



Page 34 of 35
Argent Mortgage Loan Trust 2005-W1

Mortgage Pass-Through Certificates

2005-W1

October 25, 2005 Distribution
Triggers and Adj. Cert. Report
TRIGGER EVENTS

										Group 2		Group 1		Total
						Trigger Event in effect								No
						Stepdown Date has occurred								No
						Balances 60+ days includes Bankruptcy and Foreclosure								79,353,344.85
						Trigger Percentage								9.3400%
						Delinquency Percentage								3.7100%



ADJUSTABLE RATE CERTIFICATE INFORMATION

SPACE INTENTIONALLY LEFT BLANK



ADDITIONAL INFORMATION

SPACE INTENTIONALLY LEFT BLANK






Page 35 of 35

Argent Mortgage Loan Trust 2005-WI 8-K