Exhibit 99


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Distribution Summary


					Certificate			Beginning						Current		Ending				Cumulative
			Record		Pass-Through			Certificate		Interest		Principal		Realized		Certificate		Total		Realized
Class	CUSIP		Date		Rate			Balance		Distribution		Distribution		Loss		Balance		Distribution		Losses
1-A-1		635419AA2		03/31/2009		5.75000	%		77,873,798.92		373,145.29		357,367.59		0.00		77,516,431.33		730,512.88		0.00
1-A-2		635419AB0		03/31/2009		6.11671	%		4,567,681.72		23,282.63		20,961.37		0.00		4,546,720.35		44,244.00		0.00
1-A-3		635419AC8		03/31/2009		0.36671	%		0.00		23,797.26		0.00		0.00		0.00		23,797.26		0.00
1-A-R		635419AD6		03/31/2009		6.11532	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B-1		635419AM6		03/31/2009		6.11671	%		2,891,310.21		14,737.74		304.80		0.00		2,891,005.41		15,042.54		0.00
1-B-2		635419AN4		03/31/2009		6.11671	%		1,284,849.20		6,549.20		135.45		0.00		1,284,713.75		6,684.65		0.00
1-B-3		635419AP9		03/31/2009		6.11671	%		770,869.57		3,929.32		81.26		0.00		770,788.30		4,010.58		0.00
1-B-4		635419AT1		03/31/2009		6.11671	%		835,191.93		4,257.19		88.04		0.00		835,103.89		4,345.23		0.00
1-B-5		635419AU8		03/31/2009		6.11671	%		321,212.30		1,637.30		33.86		0.00		321,178.44		1,671.16		0.00
1-B-6		635419AV6		03/31/2009		6.11671	%		642,448.25		3,342.45		0.00		67.73		642,380.52		3,342.45		195.13
2-A-1		635419AE4		03/31/2009		6.00000	%		193,469,730.05		967,348.65		4,038,316.07		0.00		189,431,413.98		5,005,664.72		0.00
2-A-2		635419AF1		03/31/2009		6.00000	%		10,756,328.95		53,781.64		224,518.10		0.00		10,531,810.85		278,299.74		0.00
2-A-3		635419AG9		03/31/2009		6.00000	%		111,288,730.05		556,443.65		4,038,316.07		0.00		107,250,413.98		4,594,759.72		0.00
2-A-4		635419AH7		03/31/2009		6.00000	%		55,978,000.00		279,890.00		0.00		0.00		55,978,000.00		279,890.00		0.00
2-A-5		635419AJ3		03/31/2009		6.00000	%		26,203,000.00		131,015.00		0.00		0.00		26,203,000.00		131,015.00		0.00
2-PO		635419AL8		03/31/2009		0.00000	%		635,518.27		0.00		566.11		0.00		634,952.16		566.11		0.00
2-IO		635419AK0		03/31/2009		6.00000	%		0.00		85,926.46		0.00		0.00		0.00		85,926.46		0.00
2-B-1		635419AQ7		03/31/2009		6.00000	%		2,968,206.41		14,841.03		2,419.08		0.00		2,965,787.33		17,260.11		0.00
2-B-2		635419AR5		03/31/2009		6.00000	%		1,548,672.29		7,743.36		1,262.16		0.00		1,547,410.13		9,005.52		0.00
2-B-3		635419AS3		03/31/2009		6.00000	%		645,690.87		3,228.45		526.24		0.00		645,164.63		3,754.69		0.00
2-B-4		635419AW4		03/31/2009		6.00000	%		1,161,257.77		5,806.29		946.42		0.00		1,160,311.35		6,752.71		0.00
2-B-5		635419AX2		03/31/2009		6.00000	%		387,414.52		1,937.07		315.74		0.00		387,098.78		2,252.81		0.00
2-B-6		635419AY0		03/31/2009		6.00000	%		773,981.10		3,869.91		630.72		0.07		773,350.31		4,500.63		218.20
Totals									495,003,892.38		2,566,509.89		8,686,789.08		67.80		486,317,035.49		11,253,298.97		413.33

This report has been compiled from information provided to Wells Fargo Bank, N.A. by various third parties, which may include the Servicer, Master Servicer, Special Servicer and others. Wells Fargo Bank, N.A. has not independently confirmed the accuracy of information received from these third parties and assumes no duty to do so. Wells Fargo Bank, N.A. expressly disclaims any responsibility for the accuracy or completeness of information furnished by third parties.

All Record Dates are based upon the governing documents and logic set forth as of closing.

NOTE: Exchangeable Certificates are the Class 2-A-1, 2-A-3, 2-A-4, and 2-A-5 Certificates.

Page 1


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Principal Distribution Statement


	Original		Beginning		Scheduled		Unscheduled						Total		Ending		Ending		Total
	Face		Certificate		Principal		Principal				Realized		Principal		Certificate		Certificate		Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution
1-A-1		115,131,000.00		77,873,798.92		8,209.29		349,158.31		0.00		0.00		357,367.59		77,516,431.33		0.67328896		357,367.59
1-A-2		6,753,000.00		4,567,681.72		481.52		20,479.85		0.00		0.00		20,961.37		4,546,720.35		0.67328896		20,961.37
1-A-3		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-A-R		100.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B-1		2,894,800.00		2,891,310.21		304.80		0.00		0.00		0.00		304.80		2,891,005.41		0.99868917		304.80
1-B-2		1,286,400.00		1,284,849.20		135.45		0.00		0.00		0.00		135.45		1,284,713.75		0.99868917		135.45
1-B-3		771,800.00		770,869.57		81.26		0.00		0.00		0.00		81.26		770,788.30		0.99868917		81.26
1-B-4		836,200.00		835,191.93		88.04		0.00		0.00		0.00		88.04		835,103.89		0.99868918		88.04
1-B-5		321,600.00		321,212.30		33.86		0.00		0.00		0.00		33.86		321,178.44		0.99868918		33.86
1-B-6		643,223.68		642,448.25		0.00		0.00		0.00		67.73		67.73		642,380.52		0.99868917		0.00
2-A-1		240,175,000.00		193,469,730.05		158,539.82		3,879,776.24		0.00		0.00		4,038,316.07		189,431,413.98		0.78872245		4,038,316.07
2-A-2		13,353,000.00		10,756,328.95		8,766.38		215,751.72		0.00		0.00		224,518.10		10,531,810.85		0.78872245		224,518.10
2-A-3		157,994,000.00		111,288,730.05		157,677.32		3,880,638.75		0.00		0.00		4,038,316.07		107,250,413.98		0.67882587		4,038,316.07
2-A-4		55,978,000.00		55,978,000.00		0.00		0.00		0.00		0.00		0.00		55,978,000.00		1.00000000		0.00
2-A-5		26,203,000.00		26,203,000.00		0.00		0.00		0.00		0.00		0.00		26,203,000.00		1.00000000		0.00
2-PO		710,292.16		635,518.27		550.50		15.61		0.00		0.00		566.11		634,952.16		0.89393097		566.11
2-IO		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
2-B-1		3,011,000.00		2,968,206.41		2,419.08		0.00		0.00		0.00		2,419.08		2,965,787.33		0.98498417		2,419.08
2-B-2		1,571,000.00		1,548,672.29		1,262.16		0.00		0.00		0.00		1,262.16		1,547,410.13		0.98498417		1,262.16
2-B-3		655,000.00		645,690.87		526.24		0.00		0.00		0.00		526.24		645,164.63		0.98498417		526.24
2-B-4		1,178,000.00		1,161,257.77		946.42		0.00		0.00		0.00		946.42		1,160,311.35		0.98498417		946.42
2-B-5		393,000.00		387,414.52		315.74		0.00		0.00		0.00		315.74		387,098.78		0.98498417		315.74
2-B-6		785,139.83		773,981.10		630.72		0.00		0.00		0.07		630.79		773,350.31		0.98498418		630.72
Totals		630,644,555.67		495,003,892.38		340,968.60		8,345,820.48		0.00		67.80		8,686,856.88		486,317,035.49		0.77114284		8,686,789.08

Page 2


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Principal Distribution Factors Statement


	Original		Beginning		Scheduled		Unscheduled						Total		Ending		Ending		Total
	Face		Certificate		Principal		Principal				Realized		Principal		Certificate		Certificate		Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution
1-A-1		115,131,000.00		676.39296905		0.07130391		3.03270457		0.00000000		0.00000000		3.10400839		673.28896066		0.67328896		3.10400839
1-A-2		6,753,000.00		676.39296905		0.07130461		3.03270398		0.00000000		0.00000000		3.10400859		673.28896046		0.67328896		3.10400859
1-A-3		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-A-R		100.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B-1		2,894,800.00		998.79446248		0.10529225		0.00000000		0.00000000		0.00000000		0.10529225		998.68917024		0.99868917		0.10529225
1-B-2		1,286,400.00		998.79446517		0.10529384		0.00000000		0.00000000		0.00000000		0.10529384		998.68917133		0.99868917		0.10529384
1-B-3		771,800.00		998.79446748		0.10528634		0.00000000		0.00000000		0.00000000		0.10528634		998.68916818		0.99868917		0.10528634
1-B-4		836,200.00		998.79446305		0.10528582		0.00000000		0.00000000		0.00000000		0.10528582		998.68917723		0.99868918		0.10528582
1-B-5		321,600.00		998.79446517		0.10528607		0.00000000		0.00000000		0.00000000		0.10528607		998.68917910		0.99868918		0.10528607
1-B-6		643,223.68		998.79446292		0.00000000		0.00000000		0.00000000		0.10529774		0.10529774		998.68916518		0.99868917		0.00000000
2-A-1		240,175,000.00		805.53650484		0.66010126		16.15395541		0.00000000		0.00000000		16.81405671		788.72244813		0.78872245		16.81405671
2-A-2		13,353,000.00		805.53650491		0.65651015		16.15754662		0.00000000		0.00000000		16.81405677		788.72244814		0.78872245		16.81405677
2-A-3		157,994,000.00		704.38579978		0.99799562		24.56193748		0.00000000		0.00000000		25.55993310		678.82586668		0.67882587		25.55993310
2-A-4		55,978,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-A-5		26,203,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-PO		710,292.16		894.72798067		0.77503319		0.02197687		0.00000000		0.00000000		0.79701006		893.93097060		0.89393097		0.79701006
2-IO		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
2-B-1		3,011,000.00		985.78758220		0.80341415		0.00000000		0.00000000		0.00000000		0.80341415		984.98416805		0.98498417		0.80341415
2-B-2		1,571,000.00		985.78758116		0.80341184		0.00000000		0.00000000		0.00000000		0.80341184		984.98416932		0.98498417		0.80341184
2-B-3		655,000.00		985.78758779		0.80341985		0.00000000		0.00000000		0.00000000		0.80341985		984.98416794		0.98498417		0.80341985
2-B-4		1,178,000.00		985.78758065		0.80341256		0.00000000		0.00000000		0.00000000		0.80341256		984.98416808		0.98498417		0.80341256
2-B-5		393,000.00		985.78758270		0.80340967		0.00000000		0.00000000		0.00000000		0.80340967		984.98417303		0.98498417		0.80340967
2-B-6		785,139.83		985.78758894		0.80332187		0.00000000		0.00000000		0.00008916		0.80341103		984.98417791		0.98498418		0.80332187

NOTE: All classes per $1,000 denomination.

Page 3


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Interest Distribution Statement


								Beginning				Payment of								Remaining		Ending
					Current			Certificate/		Current		Unpaid		Current		Non-Supported		Total		Unpaid		Certificate/
			Accrual		Certificate			Notional		Accrued		Interest		Interest		Interest		Interest		Interest		Notional
Class	Accrual Dates		Days		Rate			Balance		Interest		Shortfall (1)		Shortfall (1)		Shortfall		Distribution		Shortfall (1)		Balance
1-A-1		03/01/09 - 03/30/09		30		5.75000	%		77,873,798.92		373,145.29		0.00		0.00		0.00		373,145.29		0.00		77,516,431.33
1-A-2		03/01/09 - 03/30/09		30		6.11671	%		4,567,681.72		23,282.63		0.00		0.00		0.00		23,282.63		0.00		4,546,720.35
1-A-3		03/01/09 - 03/30/09		30		0.36671	%		77,873,798.92		23,797.26		0.00		0.00		0.00		23,797.26		0.00		77,516,431.33
1-A-R		N/A		N/A		6.11532	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B-1		03/01/09 - 03/30/09		30		6.11671	%		2,891,310.21		14,737.74		0.00		0.00		0.00		14,737.74		0.00		2,891,005.41
1-B-2		03/01/09 - 03/30/09		30		6.11671	%		1,284,849.20		6,549.20		0.00		0.00		0.00		6,549.20		0.00		1,284,713.75
1-B-3		03/01/09 - 03/30/09		30		6.11671	%		770,869.57		3,929.32		0.00		0.00		0.00		3,929.32		0.00		770,788.30
1-B-4		03/01/09 - 03/30/09		30		6.11671	%		835,191.93		4,257.19		0.00		0.00		0.00		4,257.19		0.00		835,103.89
1-B-5		03/01/09 - 03/30/09		30		6.11671	%		321,212.30		1,637.30		0.00		0.00		0.00		1,637.30		0.00		321,178.44
1-B-6		03/01/09 - 03/30/09		30		6.11671	%		642,448.25		3,274.72		67.73		0.00		0.00		3,342.45		23.87		642,380.52
2-A-1		03/01/09 - 03/30/09		30		6.00000	%		193,469,730.05		967,348.65		0.00		0.00		0.00		967,348.65		0.00		189,431,413.98
2-A-2		03/01/09 - 03/30/09		30		6.00000	%		10,756,328.95		53,781.64		0.00		0.00		0.00		53,781.64		0.00		10,531,810.85
2-A-3		03/01/09 - 03/30/09		30		6.00000	%		111,288,730.05		556,443.65		0.00		0.00		0.00		556,443.65		0.00		107,250,413.98
2-A-4		03/01/09 - 03/30/09		30		6.00000	%		55,978,000.00		279,890.00		0.00		0.00		0.00		279,890.00		0.00		55,978,000.00
2-A-5		03/01/09 - 03/30/09		30		6.00000	%		26,203,000.00		131,015.00		0.00		0.00		0.00		131,015.00		0.00		26,203,000.00
2-PO		N/A		N/A		0.00000	%		635,518.27		0.00		0.00		0.00		0.00		0.00		0.00		634,952.16
2-IO		03/01/09 - 03/30/09		30		6.00000	%		17,185,292.65		85,926.46		0.00		0.00		0.00		85,926.46		0.00		16,746,963.77
2-B-1		03/01/09 - 03/30/09		30		6.00000	%		2,968,206.41		14,841.03		0.00		0.00		0.00		14,841.03		0.00		2,965,787.33
2-B-2		03/01/09 - 03/30/09		30		6.00000	%		1,548,672.29		7,743.36		0.00		0.00		0.00		7,743.36		0.00		1,547,410.13
2-B-3		03/01/09 - 03/30/09		30		6.00000	%		645,690.87		3,228.45		0.00		0.00		0.00		3,228.45		0.00		645,164.63
2-B-4		03/01/09 - 03/30/09		30		6.00000	%		1,161,257.77		5,806.29		0.00		0.00		0.00		5,806.29		0.00		1,160,311.35
2-B-5		03/01/09 - 03/30/09		30		6.00000	%		387,414.52		1,937.07		0.00		0.00		0.00		1,937.07		0.00		387,098.78
2-B-6		03/01/09 - 03/30/09		30		6.00000	%		773,981.10		3,869.91		0.00		0.00		0.00		3,869.91		0.00		773,350.31
Totals											2,566,442.16		67.73		0.00		0.00		2,566,509.89		23.87


(1)		Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

Page 4


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Interest Distribution Factors Statement


						Beginning				Payment of								Remaining		Ending
	Original		Current			Certificate/		Current		Unpaid		Current		Non-Supported		Total		Unpaid		Certificate/
	Face		Certificate			Notional		Accrued		Interest		Interest		Interest		Interest		Interest		Notional
Class	Amount		Rate			Balance		Interest		Shortfall (1)		Shortfall (1)		Shortfall		Distribution		Shortfall (1)		Balance
1-A-1		115,131,000.00		5.75000	%		676.39296905		3.24104967		0.00000000		0.00000000		0.00000000		3.24104967		0.00000000		673.28896066
1-A-2		6,753,000.00		6.11671	%		676.39296905		3.44774619		0.00000000		0.00000000		0.00000000		3.44774619		0.00000000		673.28896046
1-A-3		0.00		0.36671	%		676.39296905		0.20669724		0.00000000		0.00000000		0.00000000		0.20669724		0.00000000		673.28896066
1-A-R		100.00		6.11532	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B-1		2,894,800.00		6.11671	%		998.79446248		5.09110819		0.00000000		0.00000000		0.00000000		5.09110819		0.00000000		998.68917024
1-B-2		1,286,400.00		6.11671	%		998.79446517		5.09110697		0.00000000		0.00000000		0.00000000		5.09110697		0.00000000		998.68917133
1-B-3		771,800.00		6.11671	%		998.79446748		5.09111169		0.00000000		0.00000000		0.00000000		5.09111169		0.00000000		998.68916818
1-B-4		836,200.00		6.11671	%		998.79446305		5.09111457		0.00000000		0.00000000		0.00000000		5.09111457		0.00000000		998.68917723
1-B-5		321,600.00		6.11671	%		998.79446517		5.09110697		0.00000000		0.00000000		0.00000000		5.09110697		0.00000000		998.68917910
1-B-6		643,223.68		6.11671	%		998.79446292		5.09110610		0.10529774		0.00000000		0.00000000		5.19640384		23870.00000000		998.68916518
2-A-1		240,175,000.00		6.00000	%		805.53650484		4.02768252		0.00000000		0.00000000		0.00000000		4.02768252		0.00000000		788.72244813
2-A-2		13,353,000.00		6.00000	%		805.53650491		4.02768217		0.00000000		0.00000000		0.00000000		4.02768217		0.00000000		788.72244814
2-A-3		157,994,000.00		6.00000	%		704.38579978		3.52192900		0.00000000		0.00000000		0.00000000		3.52192900		0.00000000		678.82586668
2-A-4		55,978,000.00		6.00000	%		1000.00000000		5.00000000		0.00000000		0.00000000		0.00000000		5.00000000		0.00000000		1000.00000000
2-A-5		26,203,000.00		6.00000	%		1000.00000000		5.00000000		0.00000000		0.00000000		0.00000000		5.00000000		0.00000000		1000.00000000
2-PO		710,292.16		0.00000	%		894.72798067		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		893.93097060
2-IO		0.00		6.00000	%		769.25786005		3.84628915		0.00000000		0.00000000		0.00000000		3.84628915		0.00000000		749.63713301
2-B-1		3,011,000.00		6.00000	%		985.78758220		4.92893723		0.00000000		0.00000000		0.00000000		4.92893723		0.00000000		984.98416805
2-B-2		1,571,000.00		6.00000	%		985.78758116		4.92893698		0.00000000		0.00000000		0.00000000		4.92893698		0.00000000		984.98416932
2-B-3		655,000.00		6.00000	%		985.78758779		4.92893130		0.00000000		0.00000000		0.00000000		4.92893130		0.00000000		984.98416794
2-B-4		1,178,000.00		6.00000	%		985.78758065		4.92893888		0.00000000		0.00000000		0.00000000		4.92893888		0.00000000		984.98416808
2-B-5		393,000.00		6.00000	%		985.78758270		4.92893130		0.00000000		0.00000000		0.00000000		4.92893130		0.00000000		984.98417303
2-B-6		785,139.83		6.00000	%		985.78758894		4.92894368		0.00000000		0.00000000		0.00000000		4.92894368		0.00000000		984.98417791


(1)		Amount also includes Coupon Cap or Basis Risk Shortfalls, if applicable.

NOTE: All classes per $1,000 denomination.

Page 5


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Certificateholder Account Statement

CERTIFICATE ACCOUNT


Beginning Balance			0.00
Deposits
Payments of Interest and Principal			6,310,717.32
Reserve Funds and Credit Enhancements			0.00
Proceeds from Repurchased Loans			0.00
Servicer Advances			0.00
Gains & Subsequent Recoveries (Realized Losses)			0.00
Prepayment Penalties			0.00

Total Deposits			6,310,717.32


Withdrawals

Reserve Funds and Credit Enhancements			0.00
Total Administration Fees			63,083.07
Payment of Interest and Principal			6,247,634.25

Total Withdrawals (Pool Distribution Amount)			6,310,717.32

Ending Balance			0.00

Servicer Advances are calculated as delinquent scheduled principal and interest

PREPAYMENT/CURTAILMENT INTEREST SHORTFALL


Total Prepayment/Curtailment Interest Shortfall			0.00
Servicing Fee Support			0.00

Non-Supported Prepayment/Curtailment Interest Shortfall			0.00

ADMINISTRATION FEES


Gross Servicing Fee*			62,819.62
Lender Paid Mortgage Insurance			263.45
Supported Prepayment/Curtailment Interest Shortfall			0.00

Total Administration Fees			63,083.07


*		Servicer Payees include: NATIONAL CITY BANK

Page 6


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Collateral Statement


Group	1		2		Total
Collateral Description	Mixed ARM		Fixed 30 Year		Fixed & Mixed ARM
Weighted Average Coupon Rate		6.366704		6.719113		6.614878
Weighted Average Net Rate		6.116704		6.469113		6.363830
Weighted Average Pass-Through Rate		6.116704		6.467624		6.363830
Weighted Average Remaining Term		344		345		344
Principal and Interest Constant		482,593.24		1,362,079.71		1,844,672.95
Beginning Loan Count		139		317		456
Loans Paid in Full		0		6		6
Ending Loan Count		139		311		450
Beginning Scheduled Balance		89,187,362.09		212,346,800.22		301,534,162.31
Ending Scheduled Balance		88,808,321.99		208,077,299.51		296,885,621.50
Actual Ending Collateral Balance		88,808,321.99		208,077,299.51		296,885,621.50
Scheduled Principal		9,401.94		173,094.63		182,496.57
Unscheduled Principal		369,638.16		4,096,406.08		4,466,044.24
Negative Amortized Principal		0.00		0.00		0.00
Scheduled Interest		473,191.30		1,188,985.08		1,662,176.38
Servicing Fees		18,580.70		44,238.92		62,819.62
Master Servicing Fees		0.00		0.00		0.00
Trustee Fee		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00
Other Fee		0.00		263.45		263.45
Pool Insurance Fee		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00
Net Interest		454,610.60		1,144,482.71		1,599,093.31
Realized Loss Amount		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00
Percentage of Cumulative Losses		0.0000		0.0000		0.0000
Prepayment Penalty Waived Amount		0.00		0.00		0.00
Prepayment Penalty Waived Count		0		0		0
Prepayment Penalty Paid Amount		0.00		0.00		0.00
Prepayment Penalty Paid Count		0		0		0
Special Servicing Fee		0.00		0.00		0.00

Page 7


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Additional Reporting — Group Level

Structural Reporting


1
Senior %	92.436281	%
Senior Prepayment %	100.000000	%
Subordinate %	7.563719	%
Subordinate Prepayment %	0.000000	%
2
Senior %	96.464419	%
Senior Prepayment %	100.000000	%
Subordinate %	3.535581	%
Subordinate Prepayment %	0.000000	%

Page 8


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Delinquency Status — MBA Delinquency Calculation Method


DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
	No. of			Actual				No. of			Actual				No. of			Actual				No. of			Actual				No. of			Actual
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
							0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		5			5,212,783.62		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		5			5,212,783.62
60 Days		2			1,365,476.76		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		2			1,365,476.76
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		2			1,454,843.75		150 Days		0			0.00		150 Days		2			1,454,843.75
180+ Days		1			512,550.00		180+ Days		1			508,000.00		180+ Days		1			500,000.00		180+ Days		2			974,840.54		180+ Days		5			2,495,390.54

		8			7,090,810.38				1			508,000.00				3			1,954,843.75				2			974,840.54				14			10,528,494.67

	No. of			Actual				No. of			Actual				No. of			Actual				No. of			Actual				No. of			Actual
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
							0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		1.111111	%		1.755822	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		1.111111	%		1.755822	%
60 Days		0.444444	%		0.459934	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.444444	%		0.459934	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.444444	%		0.490035	%	150 Days		0.000000	%		0.000000	%	150 Days		0.444444	%		0.490035	%
180+ Days		0.222222	%		0.172642	%	180+ Days		0.222222	%		0.171110	%	180+ Days		0.222222	%		0.168415	%	180+ Days		0.444444	%		0.328356	%	180+ Days		1.111111	%		0.840523	%

		1.777778	%		2.388398	%			0.222222	%		0.171110	%			0.666667	%		0.658450	%			0.444444	%		0.328356	%			3.111111	%		3.546313	%

Please refer to CTSLink.com for a list of delinquency code descriptions.


Current Period Class A Insufficient Funds			0.00

Principal Balance of Contaminated Properties			0.00

Periodic Advance			62,106.72

Page 9


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Delinquency Status By Group


DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
								No of			Actual				No of			Actual				No of			Actual				No of			Actual
1 - MBA	No of Loans			Actual Bal				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
							0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		1			1,000,000.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		1			1,000,000.00
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		2			1,454,843.75		150 Days		0			0.00		150 Days		2			1,454,843.75
180+ Days		1			512,550.00		180+ Days		1			508,000.00		180+ Days		1			500,000.00		180+ Days		2			974,840.54		180+ Days		5			2,495,390.54

		2			1,512,550.00				1			508,000.00				3			1,954,843.75				2			974,840.54				8			4,950,234.29
							0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.719424	%		1.126021	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.719424	%		1.126021	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		1.438849	%		1.638184	%	150 Days		0.000000	%		0.000000	%	150 Days		1.438849	%		1.638184	%
180+ Days		0.719424	%		0.577142	%	180+ Days		0.719424	%		0.572018	%	180+ Days		0.719424	%		0.563010	%	180+ Days		1.438849	%		1.097691	%	180+ Days		3.597122	%		2.809861	%

		1.438849	%		1.703162	%			0.719424	%		0.572018	%			2.158273	%		2.201194	%			1.438849	%		1.097691	%			5.755396	%		5.574066	%

DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
								No of			Actual				No of			Actual				No of			Actual				No of			Actual
2 - MBA	No of Loans			Actual Bal				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
							0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		4			4,212,783.62		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		4			4,212,783.62
60 Days		2			1,365,476.76		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		2			1,365,476.76
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		6			5,578,260.38				0			0.00				0			0.00				0			0.00				6			5,578,260.38
							0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		1.286174	%		2.024624	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		1.286174	%		2.024624	%
60 Days		0.643087	%		0.656235	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.643087	%		0.656235	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		1.929260	%		2.680860	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			1.929260	%		2.680860	%

Page 10


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Please refer to CTSLink.com for a list of delinquency code descriptions.

Page 11


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

180+ Delinquency Summary


			Summary						1						2
	Number		Outstanding		Percentage		Number		Outstanding		Percentage		Number		Outstanding		Percentage
	Of		Actual		Of		Of		Actual		Of		Of		Actual		Of
Days Delinquent	Loans		Balance($)		Balance(%)		Loans		Balance($)		Balance(%)		Loans		Balance($)		Balance(%)
240 - 269		1		508,000.00		0.171		1		508,000.00		0.572		0		0.00		0.000
270 - 299		2		1,012,550.00		0.341		2		1,012,550.00		1.140		0		0.00		0.000
330 - 359		1		551,200.00		0.186		1		551,200.00		0.621		0		0.00		0.000
390 - 419		1		423,640.54		0.143		1		423,640.54		0.477		0		0.00		0.000

Total		5		2,495,390.54		0.841		5		2,495,390.54		2.810		0		0.00		0.000

This report includes all loans greater than 180 days delinquent regardless of status (REO, Foreclosure, Bankruptcy)

Page 12


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

REO Detail — All Mortgage Loans in REO during Current Period

Summary


New REO Loans
Loans in REO			0
Original Principal Balance			0.00
Current Actual Balance			0.00
Current REO Total
Loans in REO			2
Original Principal Balance			974,950.00
Current Actual Balance			974,840.54

12 Month REO History


New REO Loans
Loans in REO			0
Original Principal Balance			0.00
Current Actual Balance			0.00
Current REO Total
Loans in REO			2
Original Principal Balance			974,950.00
Current Actual Balance			974,840.54

12 Month REO History

2 — No REO Information to report this period.

REO Loan Detail — All Mortgage Loans in REO during Current Period

Month Loan

First

Original

Current

Approximate

Loan

Entered

Payment

LTV at

Principal

Actual

Months

Current

Delinquent

Group

Number

REO

Date

State

Origination

Balance

Paid To Date

Delinquent

Loan Rate

Interest

0005615504

Feb-2009

01-Sep-2007

75.00

423,750.00

423,640.54

01-Feb-2008

6.125

31,111.05

0005647301

Mar-2009

01-Aug-2007

80.00

551,200.00

01-Apr-2008

6.500

37,320.79

Page 13


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Foreclosure Detail — All Mortgage Loans in Foreclosure during Current Period

Summary


New Foreclosure
Loans Loans in Foreclosure			0
Original Principal Balance			0.00
Current Actual Balance			0.00
Current Foreclosure Total
Loans in Foreclosure			3
Original Principal Balance			1,955,500.00
Current Actual Balance			1,954,843.75

12 Month Foreclosure History


New Foreclosure Loans
Loans in Foreclosure			0
Original Principal Balance			0.00
Current Actual Balance			0.00
Current Foreclosure Total
Loans in Foreclosure			3
Original Principal Balance			1,955,500.00
Current Actual Balance			1,954,843.75

12 Month Foreclosure History


New Foreclosure Loans
Loans in Foreclosure			0
Original Principal Balance			0.00
Current Actual Balance			0.00
Current Foreclosure Total
Loans in Foreclosure			0
Original Principal Balance			0.00
Current Actual Balance			0.00

12 Month Foreclosure History

Page 14


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Foreclosure Loan Detail — All Mortgage Loans in Foreclosure during Current Period


			Month Loan	First				Original		Current								Approximate
	Loan		Entered	Payment		LTV at		Principal		Actual			Months		Current			Delinquent
Group	Number		FC	Date	State	Origination		Balance		Balance		Paid To Date	Delinquent		Loan Rate			Interest
1		0005665998	Jan-2009	01-Sep-2007	CA		80.00		500,000.00		500,000.00	01-Jun-2008		9		6.500	%		28,645.87
1		0005857914	Feb-2009	01-Dec-2007	WA		80.00		668,000.00		668,000.00	01-Oct-2008		5		6.375	%		23,867.06
1		0005869379	Feb-2009	01-Dec-2007	CA		71.92		787,500.00		786,843.75	01-Oct-2008		5		7.125	%		31,555.72

Page 15


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Bankruptcy Detail — All Mortgage Loans in Bankruptcy during Current Period

Summary


New Bankruptcy Loans
Loans in Bankruptcy			0
Original Principal Balance			0.00
Current Actual Balance			0.00

Current Bankruptcy Total
Loans in Bankruptcy			1
Original Principal Balance			508,000.00
Current Actual Balance			508,000.00

12 Month Bankruptcy History


New Bankruptcy Loans
Loans in Bankruptcy			0
Original Principal Balance			0.00
Current Actual Balance			0.00

Current Bankruptcy Total
Loans in Bankruptcy			1
Original Principal Balance			508,000.00
Current Actual Balance			508,000.00

12 Month Bankruptcy History

2 — No Bankruptcy Information to report this period.

Bankruptcy Detail — All Mortgage Loans in Bankruptcy during Current Period

Month Loan

First

Original

Current

Approximate

Loan

Entered

Payment

LTV at

Principal

Actual

Paid To

Months

Current

Delinquent

Group

Number

Bankruptcy

Date

State

Origination

Balance

Date

Delinquent

Loan Rate

Interest

0005705364

Mar-2009

01-Sep-2007

80.00

508,000.00

01-Jul-2008

6.375%

25,929.20

Page 16


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Realized Loss Detail Report — Loans with Losses During Current Period


			Inactive									Inactive									Totals
	# Loans		Liquidated		Realized		Current			# Loans		Ending		Realized		Current			# Loans		Liquidated or		Realized		Current
	with		Actual		Loss/(Gain)		Loss			with		Actual		Loss/(Gain)		Loss			with		Ending Actual		Loss/(Gain)		Loss
Group	Losses		Balance		Amount		Percentage			Losses		Balance		Amount		Percentage			Losses		Balance		Amount		Percentage
1		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%
2		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%
Total		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%		0		0.00		0.00		0.000	%

Realized Loss Loan Detail Report — Loans with Losses During Current Period

Original

Liquidated or

Liquidation

Cumulative

Loan

Principal

Current

LTV at

Original

Ending Actual

Effective

Realized

Group

Number

Balance

Note Rate

State

Origination

Term

Balance

Date

Loss/(Gain)

No Losses this Period

Page 17


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Realized Loss Report — Collateral

Summary — No Realized Loss Information to report this period.

1 — No Realized Loss Information to report this period.

2 — No Realized Loss Information to report this period.

Calculation Methodology:

Monthly Default Rate (MDR): Sum(Beg Scheduled Balance of Liquidated Loans) / Sum(Beg Scheduled Balance)

Conditional Default Rate (CDR): 1-((1-MDR)^12)


SDA Standard Default Assumption:		If WAS £ 30 then CDR / (WAS * 0.02) else if 30 < WAS £ 60 then CDR / 0.6 else if 60 < WAS £ 120 then CDR / (0.6 - ((WAS - 60) * 0.0095)) else if WAS > 120 then CDR / 0.03


Cumulative Loss Severity:		Sum(All Realized Losses) / Sum(Actual Liquidated Balance for loans that have experienced a loss). 3 Month Average and 12 Month Average will not have values until the 3rd and 12th month respectively.

Page 18


		Contact:	Customer Service — CTSLink
NATIONAL CITY MORTGAGE LOAN TRUST			Wells Fargo Bank, N.A.
Mortgage-Backed Certificates Distribution Date: 27-Apr-2009	NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates		Securities Administration Services Frederick, MD 21701-4747
21-Apr-2009 9:30:20 PM	Series 2008-1		8480 Stagecoach Circle www.ctslink.com
			Telephone: 1-866-846-4526
			Fax: 240-586-8675

Prepayment Detail — Prepayments During the Current Period


	Loans Paid in Full						Repurchased Loans						Substitution Loans						Liquidated Loans						Curtailments
			Original		Current				Original		Current				Original		Current				Original		Current
			Principal		Scheduled				Principal		Scheduled				Principal		Scheduled				Principal		Scheduled		Curtailment
Summary	Count		Balance		Balance		Count		Balance		Balance		Count		Balance		Balance		Count		Balance		Balance		Amount
1		0		0.00		0.00		0		0.00		0.00		0		0.00		0.00		0		0.00		0.00		369,638.16
2		6		4,118,400.00		4,050,610.56		0		0.00		0.00		0		0.00		0.00		0		0.00		0.00		45,795.52
Total		6		4,118,400.00		4,050,610.56		0		0.00		0.00		0		0.00		0.00		0		0.00		0.00		415,433.68

Prepayment Loan Detail — Prepayments during Current Period


					First	Original								Current
	Loan		LTV at		Payment	Principal		Prepayment			Months			Loan			Original
Group	Number	State	Origination		Date	Balance		Amount		PIF Type	Delinquent			Rate			Term		Seasoning
2	0004754897	NC		52.66	01-Dec-2007		1,000,000.00		986,936.49	Loan Paid in Full		(1	)		7.250	%		360		16
2	0005568907	NC		87.59	01-Feb-2008		600,000.00		599,300.00	Loan Paid in Full		0			6.250	%		360		14
2	0005828388	GA		51.55	01-Nov-2007		750,000.00		728,225.32	Loan Paid in Full		0			6.875	%		360		17
2	0005843716	VA		80.00	01-Nov-2007		576,000.00		559,948.17	Loan Paid in Full		0			6.500	%		360		17
2	0005849508	PA		70.27	01-Dec-2007		650,000.00		641,058.36	Loan Paid in Full		0			7.000	%		360		16
2	0005851872	CA		80.00	01-Dec-2007		542,400.00		535,142.22	Loan Paid in Full		0			7.125	%		360		16

Page 19


		Contact:	Customer Service — CTSLink
NATIONAL CITY MORTGAGE LOAN TRUST			Wells Fargo Bank, N.A.
Mortgage-Backed Certificates Distribution Date: 27-Apr-2009	NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates		Securities Administration Services Frederick, MD 21701-4747
21-Apr-2009 9:30:20 PM	Series 2008-1		8480 Stagecoach Circle www.ctslink.com
			Telephone: 1-866-846-4526
			Fax: 240-586-8675

Prepayment Penalty Detail — Prepayment Penalty Paid during Current Period


							Prepayment
					Prepayment		Penalty
Summary	Loan Count		Prior Balance		Penalty Amount		Waived
1		0		0.00		0.00		0.00
2		0		0.00		0.00		0.00
Total		0		0.00		0.00		0.00

Prepayment Penalty Loan Detail — Prepayment Penalty Paid during Current Peri


	Loan	Paid In Full	Prior	Prepayment Penalty	Prepayment Penalty
Group	Number	Date	Balance	Amount	Waived

No Prepayment Penalties this Period

Page 20


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Prepayment Rates

Summary


SMM			CPR			PSA
Current Month	1.482	%	Current Month	16.404	%	Current Month	522.446	%
3 Month Average	2.308	%	3 Month Average	23.673	%	3 Month Average	806.091	%
12 Month Average	2.363	%	12 Month Average	18.904	%	12 Month Average	1,132.364	%


SMM			CPR			PSA
Current Month	0.414	%	Current Month	4.862	%	Current Month	147.916	%
3 Month Average	2.130	%	3 Month Average	21.396	%	3 Month Average	704.166	%
12 Month Average	2.628	%	12 Month Average	21.500	%	12 Month Average	1,249.302	%

Page 21


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Prepayment Rates


SMM			CPR			PSA
Current Month	1.931	%	Current Month	20.860	%	Current Month	677.937	%
3 Month Average	2.382	%	3 Month Average	24.481	%	3 Month Average	846.950	%
12 Month Average	2.244	%	12 Month Average	17.469	%	12 Month Average	1,052.714	%

Calculation Methodology:

Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal)

Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12)

PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS))

Weighted Average Seasoning (WAS): sum for each loan ((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))

Page 22


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Servicevs Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Modification Summary


								Current		Current
								Scheduled		Scheduled		Current
	Loan Count		Loan Count		Loan			Balance		Balance		Scheduled
	(Numerator)		(Denominator)		Count %			(Numerator)		(Denominator)		Balance %
Number of loans modified within the past 12 months that are currently delinquent (against the total number of loans delinquent within the deal)		0		14		0.000	%		0.00		10,528,494.67		0.000	%
Number of modified loans that have passed the loan modification performance test (against the total number of modified loans)		0		0		0.000	%		0.00		0.00		0.000	%
Number of loans modified in the current cycle (against the number of loans within the deal)		0		450		0.000	%		0.00		296,885,621.50		0.000	%
Number of modified loans (against the total number of loans within the deal)		0		450		0.000	%		0.00		296,885,621.50		0.000	%
Number of loans modified within the last 12 months (against the total number of modified loans within the deal)		0		0		0.000	%		0.00		0.00		0.000	%
Number of loans modified within the last 12 months (against the total number of loans within the deal)		0		450		0.000	%		0.00		296,885,621.50		0.000	%
Number of modified loans that are not currently delinquent after the modification (against the number of modified loans within the deal)		0		0		0.000	%		0.00		0.00		0.000	%
Number of loans modified in the current cycle that are not currently delinquent (against the number of loans modified in the current cycle)		0		0		0.000	%		0.00		0.00		0.000	%
Number of loans modified in the current cycle that are currently delinquent (against the number of loans modified in the current cycle)		0		0		0.000	%		0.00		0.00		0.000	%
Number of modified loans that were not delinquent at the time of the modification (against the number of loans modified within the deal)		0		0		0.000	%		0.00		0.00		0.000	%
Number of modified loans that were delinquent at the time of the modification (against the total number of loans modified within the deal)		0		0		0.000	%		0.00		0.00		0.000	%

Delinquencies are classified based on the logic set forth in the governing documents.

If a loan is modified in the first month of the security it is assumed the loan is delinquent.

This summary excludes inactive loans.

Page 23


		Contact:	Customer Service — CTSLink
NATIONAL CITY MORTGAGE LOAN TRUST	NATIONAL CITY MORTGAGE LOAN TRUST		Wells Fargo Bank, N.A.
Mortgage-Backed Certificates	Mortgage-Backed Certificates		Securities Administration Services
Distribution Date: 27-Apr-2009	Series 2008-1		Frederick, MD 21701-4747 8480 Stagecoach Circle
			www.ctslink.com
			Telephone: 1-866-846-4526
21-Apr-2009 9:30:20PM			Fax: 240-586-8675

Modification Detail

Modification Detail Summary


								Current														Cumulative
				Original		Current				Capitalized						Original		Current					Capitalized
		Loan		Principal		Scheduled		Capitalized		Reimbursement		Total		Loan		Principal		Scheduled		Capitalized			Reimbursement		Total
	Groups	Count		Balance		Balance		Amount		Amount		Forgiveness		Count		Balance		Balance		Amount			Amount		Forgiveness

1			0		0.00		0.00		0.00		0.00		0.00		0		0.00		0.00		0.00			0.00		0.00
2			0		0.00		0.00		0.00		0.00		0.00		0		0.00		0.00		0.00			0.00		0.00
	Total		0		0.00		0.00		0.00		0.00		0.00		0		0.00		0.00		0.00			0.00		0.00

Current Month Modification Detail

Mod Appr

No of

Date/Mod

Total Capitalized

Times

No of

Loan Number/

Effective

Total Capitalized

Reimb.

Loan

Months

Next

Interest

Maturity

Balloon

Original Balance

Date

Amount

Total Forgiveness

Modified

Delinq.

Loan Status

Due Date

Rate

Payment Amount

Date

Balloon Amount

Date

Scheduled Balance

No Modifications this Period

Historical Modification Detail

Mod Appr

No of

Date/Mod

Total Capitalized

Times

No of

Loan Number/

Effective

Total Capitalized

Reimb.

Loan

Months

Next

Interest

Maturity

Balloon

Original Balance

Date

Amount

Total Forgiveness

Modified

Delinq.

Loan Status

Due Date

Rate

Payment Amount

Date

Balloon Amount

Date

Scheduled Balance

No Modifications Prior to this Period

Page 24



		Contact:	Customer Service — CTSLink
NATIONAL CITY MORTGAGE LOAN TRUST	NATIONAL CITY MORTGAGE LOAN TRUST		Wells Fargo Bank, N.A.
Mortgage-Backed Certificates	Mortgage-Backed Certificates		Securities Administration Services
Distribution Date: 27-Apr-2009	Series 2008-1		Frederick, MD 21701-4747 8480 Stagecoach Circle
			www.ctslink.com
			Telephone: 1-866-846-4526
21-Apr-2009 9:30:20PM			Fax: 240-586-8675

Modified Data Elements

CURRENT PERIOD SUMMARY

# of Modifications

% of Modifications

Original
Principal
Balance

% of Original Principal Balance

Current
Scheduled
Balance

% of Current Scheduled Balance

No Modifications to report this Period *

Total
CUMULATIVE SUMMARY

# of Modifications

% of Modifications

Original
Principal
Balance

% of Original Principal Balance

Current
Scheduled
Balance

% of Current Scheduled Balance

Total

No Modifications to report *

Current Modified Data Elements Detail

Modification

Original

Current

Interest

Principal

Maturity

Scheduled

Balloon

Fixed To

IO To Fully

Fully

Approved

Effective

Principal

Scheduled

Rate

Balance

Date

P&I

Date

Amt

ARM to Fixed

ARM

Amortizing

Streamlined

Loan Number

Date

Balance

Change

To IO Change

Modification

No Modifications this Period

For Additional Footnote information, please see bottom of the Historical Modified Data Elements Detail Section.

Historical Modified Data Elements Detail

Modification

Original

Current

Interest

Principal

Maturity

Scheduled

Balloon

Fixed To

IO To Fully

Fully

Approved

Effective

Principal

Scheduled

Rate

Balance

Date

P&I

Date

Amt

ARM to Fixed

ARM

Amortizing

Streamlined

Loan Number

Date

Balance

Change

To IO Change

Modification

No Modifications prior to this Period


*		Loans that are listed in the Modification Detail Section, and are not listed in the Modified Data Elements Section may have been reported prior to November 2008 or incurred one or more ARM Parameter changes.

Page 25


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20 PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Future Modifications

Future Modification Summary


				Original		Current
		Loan		Principal		Scheduled
	Groups	Count		Balance		Balance

1			0		0.00		0.00
2			0		0.00		0.00
	Total		0		0.00		0.00

Future Modification Detail

Modification

Original

Approved Date/

No of

Current Sched

Principal

Modification

Previously

Months

Next Due

Interest

Maturity

Balloon

Balance/Modified

Loan Number

Balance

Effective Date

Modified

Delinq.

Loan Status

Date

Rate

Payment Amount

Date

Amount

Date

Beginning Balance

No Future Modifications this Period

Page 26


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20 PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Substitutions

Loans Repurchased

Loans Substituted

Current

Loan

Scheduled

Current

Loan

Scheduled

Current

Number

Balance

Rate

Payment

Number

Balance

Rate

Payment

No Substitutions this Period

Repurchases Due to Breaches


	Beginning
Loan	Scheduled	Payoff	Current	Current
Number	Balance	Balance	Rate	Payment

No Repurchases Due to Breaches this Period

Repurchases Due to Other


	Beginning
Loan	Scheduled	Payoff	Current	Current
Number	Balance	Balance	Rate	Payment

No Repurchases Due to Other this Period

Page 27


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Interest Rate Stratification


				Summary						1						2
				Number		Outstanding		Percentage		Number		Outstanding		Percentage		Number		Outstanding		Percentage
Current Interest				Of		Scheduled		Of		Of		Scheduled		Of		Of		Scheduled		Of
Rate Range (%)				Loans		Balance($)		Balance(%)		Loans		Balance($)		Balance(%)		Loans		Balance($)		Balance(%)
			< 5.000		0		0.00		0.000		0		0.00		0.000		0		0.00		0.000
	5.000		5.249		0		0.00		0.000		0		0.00		0.000		0		0.00		0.000
	5.250		5.499		0		0.00		0.000		0		0.00		0.000		0		0.00		0.000
	5.500		5.749		7		4,246,180.22		1.430		5		2,835,221.94		3.193		2		1,410,958.28		0.678
	5.750		5.999		28		18,271,156.31		6.154		19		13,016,812.96		14.657		9		5,254,343.35		2.525
	6.000		6.249		25		16,036,473.46		5.402		20		12,290,878.26		13.840		5		3,745,595.20		1.800
	6.250		6.499		77		53,815,464.05		18.127		35		24,116,797.71		27.156		42		29,698,666.34		14.273
	6.500		6.749		114		75,210,956.33		25.333		22		14,310,350.19		16.114		92		60,900,606.14		29.268
	6.750		6.999		117		75,635,603.18		25.476		25		14,286,266.85		16.087		92		61,349,336.33		29.484
	7.000		7.249		47		31,954,352.08		10.763		10		6,322,185.51		7.119		37		25,632,166.57		12.319
	7.250		7.499		21		12,174,019.89		4.101		3		1,629,808.57		1.835		18		10,544,211.32		5.067
	7.500		7.749		10		7,272,664.08		2.450		0		0.00		0.000		10		7,272,664.08		3.495
	7.750		7.999		2		992,701.05		0.334		0		0.00		0.000		2		992,701.05		0.477
	8.000		8.249		0		0.00		0.000		0		0.00		0.000		0		0.00		0.000
	8.250		8.499		1		778,085.75		0.262		0		0.00		0.000		1		778,085.75		0.374
	8.500		8.749		1		497,965.10		0.168		0		0.00		0.000		1		497,965.10		0.239
	8.750		8.999		0		0.00		0.000		0		0.00		0.000		0		0.00		0.000
	>= 9.000				0		0.00		0.000		0		0.00		0.000		0		0.00		0.000

		Total			450		296,885,621.50		100.000		139		88,808,321.99		100.000		311		208,077,299.51		100.000

Page 28


NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Distribution Date: 27-Apr-2009 21-Apr-2009 9:30:20PM		NATIONAL CITY MORTGAGE LOAN TRUST Mortgage-Backed Certificates Series 2008-1		Contact:		Customer Service — CTSLink Wells Fargo Bank, N.A. Securities Administration Services Frederick, MD 21701-4747 8480 Stagecoach Circle www.ctslink.com Telephone: 1-866-846-4526 Fax: 240-586-8675

Supplemental Reporting

Record Date

The last day of the month (or, if such day is not a Business Day, the preceding Business Day) preceding the month in which the related Distribution Date occurs.

Interest Accrual Period

As to any Distribution Date and each interest-bearing Class of Certificates, the period from and including the first day of the calendar month preceding the calendar month of such Distribution Date to but not including the first day of the calendar month of such Distribution Date.

Distribution Date

The 25th day of each month beginning in March 2008 (or, if such day is not a Business Day, the next Business Day).

Determination Date

With respect to each Distribution Date, the 16th day of the calendar month in which such Distribution Date occurs or, if such 16th day is not a Business Day, the Business Day immediately preceding such 16th day.

Closing Date

February 28, 2008.

Business Day

Any day other than (i) a Saturday or a Sunday or (ii) a day on which banking institutions in the State of Ohio, the State of New York, the State of Minnesota, each state in which the servicing offices of the Servicer are located or each state in which the Corporate Trust Office is located are required or authorized by law or executive order to be closed.

Remittance Date

As to any Distribution Date, by 2:00 p.m. Eastern time on the 18th day of the month (or if such day is not a Business Day, the preceding Business Day) of such Distribution Date.

Miscellaneous Modification Reporting Footnote

In the absence of specific guidance in the governing agreements, Wells Fargo Bank, N.A. has determined that a reduction in principal agreed to by a servicer in connection with a loan modification should be treated in a manner similar to a realized principal loss on the related loan.


National City Mortgage Capital Trust 2008-1 (issuing entity)
By:	National City Mortgage Capital LLC, as Depositor

By:	/s/ Theodore W. Tozer
	Name:	Theodore W. Tozer
	Title:	Vice President & Secretary

Page 29

National City Mortgage Capital Trust 2008-1 10-D