
		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 A


			Original	Beginning			Current		Ending
		Certificate	Certificate	Certificate			Realized	Total	Certificate
Class	Cusip	Rate	Balance	Balance	Interest	Principal	Loss	Distribution	Balance

AF-1 Thousand	60935BCX5	6.35000%	131,000,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AF-2 Factors per Thousand	60935BDS5	6.20500%	66,000,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AF-3 Factors per Thousand	60935BCZ0	6.13000%	120,000,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AF-4 Factors per Thousand	60935BDA4	6.22500%	45,000,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AF-5 Factors per Thousand	60935BDB2	6.37000%	59,000,000.00	3,634,555.51	19,293.43 0.32700729	3,634,555.51 61.60263576	0.00	3,653,848.94 61.92964305	0.00 0.00000000
AF-6 Factors per Thousand	60935BDC0	6.47000%	43,000,000.00	43,000,000.00	231,841.67 5.39166674	652,963.02 15.18518642	0.00	884,804.69 20.57685316	42,347,036.98 984.81481349
AF-7 Factors per Thousand	60935BDD8	6.87000%	49,000,000.00	49,000,000.00	280,525.00 5.72500000	0.00 0.00000000	0.00	280,525.00 5.72500000	49,000,000.00 1000.00000000
AF-8 Factors per Thousand	60935BDE6	6.24500%	30,000,000.00	16,879,100.51	87,841.65 2.92805500	706,862.95 23.56209850	0.00	794,704.60 26.49015350	16,172,237.56 539.07458533
AF-9 Factors per Thousand	60935BDF3	6.40000%	27,000,000.00	27,000,000.00	144,000.00 5.33333333	0.00 0.00000000	0.00	144,000.00 5.33333333	27,000,000.00 1000.00000000
*Pool I* *Totals*			570,000,000.00	139,513,656.02	763,501.75 5.47259510	4,994,381.48 35.79851338	0.00	5,757,883.23 41.27110847	134,519,274.54 235.99872726
A-V Thousand	60935BDG1	1.56125%	530,000,000.00	71,725,241.28	96,428.11 0.18193983	0.00 0.00000000	0.00	96,428.11 0.18193983	71,725,241.28 135.33064392
*Pool II* *Totals*			530,000,000.00	71,725,241.28	96,428.11 0.18193983	0.00 0.00000000	0.00	96,428.11 0.18193983	71,725,241.28 135.33064392


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 1


			Original	Beginning			Current		Ending
		Certificate	Certificate	Certificate			Realized	Total	Certificate
Class	Cusip	Rate	Balance	Balance	Interest	Principal	Loss	Distribution	Balance

AH-1 Factors per Thousand	60935BDH9	6.35500%	55,523,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AH-2 Factors per Thousand	60935BDJ5	6.20000%	12,685,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AH-3 Factors per Thousand	60935BDK2	6.17500%	29,307,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AH-4 Factors per Thousand	60935BDL0	6.39500%	10,406,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
AH-5 Factors per Thousand	60935BDM8	6.91000%	18,510,000.00	0.00	0.00 0.00000000	0.00 0.00000000	0.00	0.00 0.00000000	0.00 0.00000000
MH-1 Factors per Thousand	60935BDN6	6.88500%	12,375,000.00	12,375,000.00	71,001.56 5.73749980	0.00 0.00000000	0.00	71,001.56 5.73749980	12,375,000.00 1000.00000000
MH-2 Factors per Thousand	60935BDP1	7.23000%	12,581,000.00	12,581,000.00	75,800.53 6.02500040	0.00 0.00000000	0.00	75,800.53 6.02500040	12,581,000.00 1000.00000000
BH Factors per Thousand	60935BDQ9	7.96500%	13,613,000.00	6,425,110.44	42,646.67 3.13278998	851,626.77 62.55981562	0.00	894,273.44 65.69260560	5,573,483.67 409.42361493
*Pool III* *Totals*			165,000,000.00	31,381,110.44	189,448.76 1.14817430	851,626.77 5.16137436	0.00	1,041,075.53 6.30954867	30,529,483.67 185.02717376
X	n/a	0.00000%	0.00	0.00	2,973,239.58	0.00	0.00	2,973,239.58	0.00
R	n/a	0.00000%	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Totals			1,265,000,000.00	242,620,007.74	4,022,618.20	5,846,008.25	0.00	9,868,626.45	236,773,999.49


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 1

Certificate Information

Pool I


	Interest	Carry Forward	Monthly Advance
	Requirement	Amount	for Bankruptcy
AF-1	0.00	0.00	0.00
AF-2	0.00	0.00	0.00
AF-3	0.00	0.00	0.00
AF-4	0.00	0.00	0.00
AF-5	19,293.43	0.00	0.00
AF-6	231,841.67	0.00	0.00
AF-7	280,525.00	0.00	0.00
AF-8	87,841.65	0.00	0.00
AF-9	144,000.00	0.00	0.00

Pool II


AV		96,428.11		0.00		0.00

Pool III


	Interest	Carry Forward	Monthly Advance
	Requirement	Amount	for Bankruptcy
AH-1	0.00	0.00	0.00
AH-2	0.00	0.00	0.00
AH-3	0.00	0.00	0.00
AH-4	0.00	0.00	0.00
AH-5	0.00	0.00	0.00
MH-1	71,001.56	0.00	0.00
MH-2	75,800.53	0.00	0.00
BH	42,646.67	0.00	0.00


	Applied Realized	Unapplied Realized
	Loss Amount	Loss Amount
AH-1	0.00	0.00
AH-2	0.00	0.00
AH-3	0.00	0.00
AH-4	0.00	0.00
AH-5	0.00	0.00
MH-1	0.00	0.00
MH-2	0.00	0.00
BH	851,626.77	0.00


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 1

Pool I


Schedule of Remittance
Aggregate Amount Received	6,432,598.92
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(43,975.26	)
(Servicer Fee)	(31,787.74	)
(Contingency Fee)	(31,787.74	)
(Late Charges)	(37,819.02	)
(Escrow)	(102,178.23	)
(Excess Spread)	(454,754.64	)
(Subordination Reduction Amount)	0.00

	(702,302.62	)
*Available Remittance Amount*	5,730,296.30

Fees
Contingency Fee	31,787.74
Expense Account	1,162.61
Insurance Fee	11,916.79
Servicer Fee	31,787.74

Prior Three Months Weighted Average Mortgage Interest Rates


8/02	9/02	10/02

10.475%	10.475%	10.468%


Collateral Information
Adjusted Mortgage Interest Rate		9.827	%
Aggregate Beginning Principal Balance of Loans		148,175,185.90
Aggregate Ending Principal Balance of Loans		142,890,093.90
Class X Distribution		414,088.30
Compensating Interest		15.98
Curtailments		518,159.01
Excess and Monthly Payments		434,676.58
Insured Payment for Pool I & II		0.00
Interest Received		1,338,886.53
Monthly Excess Spread Percentage		100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
Section 5.04(b)		0.00
Section 5.04(c)		0.00
Section 5.04(d)(ii)		0.00
Section 5.04(e)		0.00
Section 5.04(f)(i)		63,575.48
Principal Prepayments (Number/Amount)	75	3,944,000.91
Realized Losses (Current / Cumulative)	388,255.46	24,659,682.46
Specified Subordinated Amount		8,370,819.36
Spread Account Balance		0.00
Subordinated Amount		8,273,274.38
WAC		10.472	%
WAM		239.164
Weighted Average Adjusted Mortgage Loan Remittance Rate		6.680	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 A

Pool II


Schedule of Remittance
Aggregate Amount Received	2,835,355.19
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(96,930.52	)
(Servicer Fee)	(19,266.15	)
(Contingency Fee)	(19,266.15	)
(Late Charges)	(19,042.34	)
(Escrow)	(103,512.91	)
(Excess Spread)	(554,358.01	)
(Subordination Reduction Amount)	(1,908,491.35	)

	(2,720,867.44	)
*Available Remittance Amount*	114,487.75

Fees
Contingency Fee	19,266.15
Expense Account	597.71
Insurance Fee	6,724.24
Servicer Fee	19,266.15

Prior Three Months Weighted Average Mortgage Interest Rates


8/02	9/02	10/02

10.231%	10.194%	10.165%


Collateral Information
Adjusted Mortgage Interest Rate		9.489	%
Aggregate Beginning Principal Balance of Loans		81,973,188.04
Aggregate Ending Principal Balance of Loans		79,976,924.01
Class X Distribution		2,473,587.05
Compensating Interest		117.53
Curtailments		568,573.00
Excess and Monthly Payment		56,601.43
Insured Payment for Pool I & II		0.00
Interest Received		793,570.90
Libor		1.38125	%
Monthly Excess Spread Percentage		100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
Section 5.04(b)		0.00
Section 5.04(c)		0.00
Section 5.04(d)(ii)		0.00
Section 5.04(e)		0.00
Section 5.04(f)(i)		38,532.30
Principal Prepayments (Number / Amount)	16	1,283,316.92
Realized Losses (Current / Cumulative)	87,772.68	22,245,687.26
Specified Subordinated Amount		7,531,150.33
Spread Account Balance		0.00
Subordinated Amount		10,160,174.08
WAC		10.134	%
WAM		301.646
Weighted Average Adjusted Mortgage Loan Remittance Rate		1.684	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 A

Pool III


Schedule of Remittance
Aggregate Amount Received	1,142,833.25
Monthly Advance	19,067.52
(Unreimbursed Monthly Advance)	0.00
(Servicer Fee)	(6,176.73	)
(Contingency Fee)	(6,176.72	)
(Late Charges)	(12,160.86	)
(Escrow)	(8,422.19	)
(Excess Spread)	(132,756.79	)
(Subordination Reduction Amount)	0.00

	(146,625.77	)
*Available Remittance Amount*	996,207.48

Fees
Contingency Fee	6,176.72
Expense Account	523.02
FHA Premium Account	1,801.50
Servicer Fee	6,176.73

Prior Three Months Weighted Average Mortgage Interest Rates


8/02	9/02	10/02

12.839%	12.834%	12.833%


Collateral Information
Accelerated Principal Distribution			0.00
Adjusted Mortgage Interest Rate			12.298	%
Aggregate Beginning Principal Balance of Loans			31,381,110.44
Aggregate Ending Principal Balance of Loans			30,529,483.67
Class X Distribution			85,564.22
Compensating Interest			99.68
Curtailments			27,502.33
Excess and Monthly Payment			104,995.64
FHA Claims Denied			0.00
FHA Claims Filed			0.00
FHA Claims Paid			0.00
FHA Claims Pending			23,501.23
FHA Payments Received			0.00
Interest Received			316,014.50
Maximum Subordinated Amount			6,366,564.00
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
Section 5.04(f)(i)			12,353.45
Principal Prepayments (Number / Amount)	46		656,115.69
Realized Losses (Current / Cumulative)	63,013.11		23,821,254.29
Reserve Amount			0.00
Senior Percentage / Class B Percent	100.000	%	0.000	%
Specified Subordinated Amount			7,244,615.48
Spread Account Balance			0.00
Subordinated Amount			0.00
Trigger in Effect (Yes/No)			Yes
WAC			12.841	%
WAM			168.794
Weighted Average Adjusted Mortgage Loan Remittance Rate			8.264	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 11/30/02 Determination Date: 12/11/02 Distribution Date: 12/16/02 A

EXHIBIT O — Pool I


Outstanding Balance		142,890,093.90
	# Accounts	3,012


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		385		16,505,131.24		11.55	%
Delinquent 30-59 Days		76		3,209,712.02		2.25	%
Delinquent 60-89 Days		24		1,116,584.89		0.78	%
Delinquent 90 and over		87		5,802,996.41		4.06	%
Loans in Foreclosure		153		8,625,243.82		6.04	%
REO Property		57		3,507,585.57		2.45	%

Totals		782		38,767,253.95		27.13	%

EXHIBIT O — Pool II


Outstanding Balance		79,976,924.01
	# Accounts	1,114


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		131		10,103,574.15		12.63	%
Delinquent 30-59 Days		27		2,087,678.95		2.61	%
Delinquent 60-89 Days		12		979,154.96		1.22	%
Delinquent 90 and over		65		4,780,851.59		5.98	%
Loans in Foreclosure		115		8,310,049.95		10.39	%
REO Property		38		3,003,717.52		3.76	%

Totals		388		29,265,027.12		36.59	%

EXHIBIT O — Pool III


Outstanding Balance		30,529,483.67
	# Accounts	1,944


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		396		6,479,980.44		21.23	%
Delinquent 30-59 Days		92		1,585,047.38		5.19	%
Delinquent 60-89 Days		35		624,001.01		2.04	%
Delinquent 90 and over		40		648,216.87		2.12	%
Loans in Foreclosure		26		383,226.20		1.26	%
REO Property		9		181,642.01		0.59	%

Totals		598		9,902,113.91		32.43	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310

MONEY STORE HOME EQUITY LOAN TRUST 1998-A 8-K