
	The Money Store Asset Backed Certificates	Record Date: 09/30/02
	Series 1998-A	Determination Date: 10/09/02
[WACHOVIA LOGO]	Statement To Certificateholder	Distribution Date: 10/15/02 1


					Original		Beginning						Current				Ending
		Certificate			Certificate		Certificate						Realized		Total		Certificate
Class	Cusip	Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance
AF-1	60935BCX5		6.35000	%		131,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-2	60935BDS5		6.20500	%		66,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-3	60935BCZ0		6.13000	%		120,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-4	60935BDA4		6.22500	%		45,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-5	60935BDB2		6.37000	%		59,000,000.00		10,986,780.78		58,321.49		3,179,942.66		0.00		3,238,264.15		7,806,838.12
Factors per Thousand										0.98849983		53.89733325				54.88583308		132.31929017
AF-6	60935BDC0		6.47000	%		43,000,000.00		43,000,000.00		231,841.67		0.00		0.00		231,841.67		43,000,000.00
Factors per Thousand										5.39166674		0.00000000				5.39166674		1000.00000000
AF-7	60935BDD8		6.87000	%		49,000,000.00		49,000,000.00		280,525.00		0.00		0.00		280,525.00		49,000,000.00
Factors per Thousand										5.72500000		0.00000000				5.72500000		1000.00000000
AF-8	60935BDE6		6.24500	%		30,000,000.00		18,056,617.93		93,969.65		504,624.77		0.00		598,594.42		17,551,993.16
Factors per Thousand										3.13232167		16.82082570				19.95314737		585.06643867
AF-9	60935BDF3		6.40000	%		27,000,000.00		27,000,000.00		144,000.00		0.00		0.00		144,000.00		27,000,000.00
Factors per Thousand										5.33333333		0.00000000				5.33333333		1000.00000000
Pool I						570,000,000.00		148,043,398.71		808,657.81		3,684,567.43		0.00		4,493,225.24		144,358,831.28
*Totals*										5.46230239		24.88842775				30.35073014		253.26110751
A-V	60935BDG1		2.00313	%		530,000,000.00		75,043,294.84		121,092.30		1,691,306.44		0.00		1,812,398.74		73,351,988.40
Factors per Thousand										0.22847604		3.19114423				3.41962027		138.39997811
*Pool II*						530,000,000.00		75,043,294.84		121,092.30		1,691,306.44		0.00		1,812,398.74		73,351,988.40
*Totals*										0.22847604		3.19114423				3.41962027		138.39997811


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1


						Original		Beginning						Current				Ending
			Certificate			Certificate		Certificate						Realized		Total		Certificate
Class	Cusip		Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance
AH-1	60935BDH9			6.35500	%		55,523,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-2	60935BDJ5			6.20000	%		12,685,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-3	60935BDK2			6.17500	%		29,307,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-4	60935BDL0			6.39500	%		10,406,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-5	60935BDM8			6.91000	%		18,510,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
MH-1	60935BDN6			6.88500	%		12,375,000.00		12,375,000.00		71,001.56		0.00		0.00		71,001.56		12,375,000.00
Factors per Thousand											5.73749980		0.00000000				5.73749980		1000.00000000
MH-2	60935BDP1			7.23000	%		12,581,000.00		12,581,000.00		75,800.53		0.00		0.00		75,800.53		12,581,000.00
Factors per Thousand											6.02500040		0.00000000				6.02500040		1000.00000000
BH	60935BDQ9			7.96500	%		13,613,000.00		8,698,548.83		57,736.62		1,227,144.03		0.00		1,284,880.65		7,471,404.80
Factors per Thousand											4.24128554		90.14501065				94.38629619		548.84337031
*Pool III*							165,000,000.00		33,654,548.83		204,538.71		1,227,144.03		0.00		1,431,682.74		32,427,404.80
*Totals*											1.23962855		7.43723655				8.67686509		196.52972606
X		n/a		0.00000	%		0.00		0.00		1,267,056.81		0.00		0.00		1,267,056.81		0.00
R		n/a		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
Totals							1,265,000,000.00		256,741,242.38		2,401,345.63		6,603,017.91		0.00		9,004,363.54		250,138,224.48


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1

Certificate Information

Pool I


	Interest		Carry Forward		Monthly Advance
	Requirement		Amount		for Bankruptcy
AF-1		0.00		0.00		0.00
AF-2		0.00		0.00		0.00
AF-3		0.00		0.00		0.00
AF-4		0.00		0.00		0.00
AF-5		58,321.49		0.00		0.00
AF-6		231,841.67		0.00		0.00
AF-7		280,525.00		0.00		0.00
AF-8		93,969.65		0.00		0.00
AF-9		144,000.00		0.00		0.00

Pool II


AV			121,092.30				0.00				0.00

Pool III


	Interest		Carry Forward		Monthly Advance
	Requirement		Amount		for Bankruptcy
AH-1		0.00		0.00		0.00
AH-2		0.00		0.00		0.00
AH-3		0.00		0.00		0.00
AH-4		0.00		0.00		0.00
AH-5		0.00		0.00		0.00
MH-1		71,001.56		0.00		0.00
MH-2		75,800.53		0.00		0.00
BH		57,736.62		0.00		0.00


	Applied Realized		Unapplied Realized
	Loss Amount		Loss Amount
AH-1		0.00		0.00
AH-2		0.00		0.00
AH-3		0.00		0.00
AH-4		0.00		0.00
AH-5		0.00		0.00
MH-1		0.00		0.00
MH-2		0.00		0.00
BH		1,227,144.03		0.00


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1

Pool I

Schedule of Remittance


Aggregate Amount Received	5,136,096.31
Monthly Advance	52,649.06
(Unreimbursed Monthly Advance)	0.00
(Servicer Fee)	(31,279.48	)
(Contingency Fee)	(31,279.48	)
(Late Charges)	(37,586.98	)
(Escrow)	(121,633.39	)
(Excess Spread)	(484,572.01	)
(Subordination Reduction Amount)	0.00

	(653,702.28	)

Available Remittance Amount	4,482,394.03

Fees


Contingency Fee			31,279.48
Expense Account			1,233.69
Insurance Fee			12,645.37
Servicer Fee			31,279.48

Prior Three Months Weighted Average Mortgage Interest Rates


6/02	7/02		8/02

10.465%		10.468%		10.475%

Collateral Information


Adjusted Mortgage Interest Rate			9.830	%
Aggregate Beginning Principal Balance of Loans			157,246,182.20
Aggregate Ending Principal Balance of Loans			153,241,435.20
Class X Distribution			459,861.73
Compensating Interest			667.93
Curtailments			358,037.20
Excess and Monthly Payments			403,401.08
Insured Payment for Pool I & II			0.00
Interest Received			1,317,018.79
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		62,558.96
Principal Prepayments (Number/Amount)		66	2,898,418.87
Realized Losses (Current / Cumulative)		344,889.83	23,738,523.49
Specified Subordinated Amount			8,882,603.92
Spread Account Balance			0.00
Subordinated Amount			8,857,893.64
WAC			10.475	%
WAM			241.368
Weighted Average Adjusted Mortgage Loan Remittance Rate			6.667	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1

Pool II

Schedule of Remittance


Aggregate Amount Received	2,678,691.90
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(32,244.47	)
(Servicer Fee)	(19,010.25	)
(Contingency Fee)	(19,010.24	)
(Late Charges)	(31,398.45	)
(Escrow)	(77,418.76	)
(Excess Spread)	(574,023.82	)
(Subordination Reduction Amount)	(105,526.50	)

	(858,632.49	)

Available Remittance Amount	1,820,059.41

Fees


Contingency Fee			19,010.24
Expense Account			625.36
Insurance Fee			7,035.31
Servicer Fee			19,010.25

Prior Three Months Weighted Average Mortgage Interest Rates


6/02	7/02		8/02

10.326%		10.290%		10.231%

Collateral Information


Adjusted Mortgage Interest Rate			9.549	%
Aggregate Beginning Principal Balance of Loans			86,995,270.21
Aggregate Ending Principal Balance of Loans			84,718,783.25
Class X Distribution			679,550.32
Compensating Interest			255.42
Curtailments			126,588.96
Excess and Monthly Payment			103,062.89
Insured Payment for Pool I & II			0.00
Interest Received			773,041.75
Libor			1.82313	%
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		38,020.49
Principal Prepayments (Number / Amount)		16	1,567,181.09
Realized Losses (Current / Cumulative)		479,654.02	21,895,751.31
Specified Subordinated Amount			11,366,794.85
Spread Account Balance			0.00
Subordinated Amount			11,472,321.35
WAC			10.194	%
WAM			303.652
Weighted Average Adjusted Mortgage Loan Remittance Rate			2.126	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1

Pool III

Schedule of Remittance


Aggregate Amount Received	1,604,660.18
Monthly Advance	3,191.01
(Unreimbursed Monthly Advance)	0.00
(Servicer Fee)	(6,962.60	)
(Contingency Fee)	(6,962.59	)
(Late Charges)	(17,592.23	)
(Escrow)	(14,645.15	)
(Excess Spread)	(140,813.06	)
(Subordination Reduction Amount)	0.00

	(183,784.62	)

Available Remittance Amount	1,420,875.56

Fees


Contingency Fee			6,962.59
Expense Account			560.91
FHA Premium Account			1,800.21
Servicer Fee			6,962.60

Prior Three Months Weighted Average Mortgage Interest Rates


6/02	7/02		8/02

12.827%		12.831%		12.839%

Collateral Information


Accelerated Principal Distribution					0.00
Adjusted Mortgage Interest Rate					12.291	%
Aggregate Beginning Principal Balance of Loans					33,654,548.83
Aggregate Ending Principal Balance of Loans					32,427,404.80
Class X Distribution					127,644.77
Compensating Interest					10.02
Curtailments					0.00
Excess and Monthly Payment					130,421.29
FHA Claims Denied					0.00
FHA Claims Filed					0.00
FHA Claims Paid					0.00
FHA Claims Pending					38,272.56
FHA Payments Received					0.00
Interest Received					356,646.85
Maximum Subordinated Amount					6,366,564.00
Monthly Excess Spread Percentage					100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(f)(i)				13,925.19
Principal Prepayments (Number / Amount)		69			1,004,614.43
Realized Losses (Current / Cumulative)		92,108.31			23,620,422.01
Reserve Amount					0.00
Senior Percentage / Class B Percent		100.000	%		0.000	%
Specified Subordinated Amount					7,244,615.48
Spread Account Balance					0.00
Subordinated Amount					0.00
Trigger in Effect (Yes/No)				Yes
WAC					12.834	%
WAM					170.499
Weighted Average Adjusted Mortgage Loan Remittance Rate					8.313	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 09/30/02 Determination Date: 10/09/02 Distribution Date: 10/15/02 1

EXHIBIT O — Pool I


Outstanding Balance		153,241,435.20
	# Accounts	3,185

EXHIBIT O — Pool II


Outstanding Balance		84,718,783.25
	# Accounts	1,163

EXHIBIT O — Pool III


Outstanding Balance		32,427,404.80
	# Accounts	2,061


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		396		19,020,280.56		12.41	%
Delinquent 30-59 Days		107		4,412,169.02		2.88	%
Delinquent 60-89 Days		26		1,450,763.15		0.95	%
Delinquent 90 and over		90		5,620,460.05		3.67	%
Loans in Foreclosure		155		8,522,876.93		5.56	%
REO Property		61		3,943,878.83		2.57	%

Totals		835		42,970,428.54		28.04	%


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		131		10,379,050.05		12.25	%
Delinquent 30-59 Days		40		2,766,254.17		3.27	%
Delinquent 60-89 Days		12		924,519.56		1.09	%
Delinquent 90 and over		75		5,658,229.78		6.68	%
Loans in Foreclosure		118		8,806,282.86		10.39	%
REO Property		39		3,192,358.17		3.77	%

Totals		415		31,726,694.59		37.45	%


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		378		6,467,954.45		19.95	%
Delinquent 30-59 Days		84		1,246,709.80		3.84	%
Delinquent 60-89 Days		34		515,468.29		1.59	%
Delinquent 90 and over		37		565,838.72		1.74	%
Loans in Foreclosure		24		435,872.24		1.34	%
REO Property		9		158,701.24		0.49	%

Totals		566		9,390,544.74		28.96	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310

MONEY STORE HOME EQUITY LOAN TRUST 1998-A 8-K