
[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02


					Original		Beginning						Current				Ending
		Certificate			Certificate		Certificate						Realized		Total		Certificate
Class	Cusip	Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance

AF-1	60935BCX5		6.35000	%		131,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-2	60935BDS5		6.20500	%		66,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-3	60935BCZ0		6.13000	%		120,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-4	60935BDA4		6.22500	%		45,000,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand										0.00000000		0.00000000				0.00000000		0.00000000
AF-5	60935BDB2		6.37000	%		59,000,000.00		19,600,643.68		104,046.75		3,994,172.92		0.00		4,098,219.67		15,606,470.76
Factors per Thousand										1.76350424		67.69784602				69.46135026		264.51645356
AF-6	60935BDC0		6.47000	%		43,000,000.00		43,000,000.00		231,841.67		0.00		0.00		231,841.67		43,000,000.00
Factors per Thousand										5.39166674		0.00000000				5.39166674		1000.00000000
AF-7	60935BDD8		6.87000	%		49,000,000.00		49,000,000.00		280,525.00		0.00		0.00		280,525.00		49,000,000.00
Factors per Thousand										5.72500000		0.00000000				5.72500000		1000.00000000
AF-8	60935BDE6		6.24500	%		30,000,000.00		19,381,265.54		100,863.34		608,011.46		0.00		708,874.80		18,773,254.08
Factors per Thousand										3.36211133		20.26704860				23.62915993		625.77513600
AF-9	60935BDF3		6.40000	%		27,000,000.00		27,000,000.00		144,000.00		0.00		0.00		144,000.00		27,000,000.00
Factors per Thousand										5.33333333		0.00000000				5.33333333		1000.00000000
Pool I						570,000,000.00		157,981,909.22		861,276.76		4,602,184.37		0.00		5,463,461.13		153,379,724.84
Totals										5.45174295		29.13108467				34.58282762		269.08723656
A-V	60935BDG1		2.01875	%		530,000,000.00		82,700,401.87		143,763.74		4,560,585.09		0.00		4,704,348.83		78,139,816.78
Factors per Thousand										0.27125234		8.60487752				8.87612986		147.43361657
Pool II						530,000,000.00		82,700,401.87		143,763.74		4,560,585.09		0.00		4,704,348.83		78,139,816.78
Totals										0.27125234		8.60487752				8.87612986		147.43361657


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02


						Original		Beginning						Current				Ending
			Certificate			Certificate		Certificate						Realized		Total		Certificate
Class	Cusip		Rate			Balance		Balance		Interest		Principal		Loss		Distribution		Balance

AH-1	60935BDH9			6.35500	%		55,523,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-2	60935BDJ5			6.20000	%		12,685,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-3	60935BDK2			6.17500	%		29,307,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-4	60935BDL0			6.39500	%		10,406,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
AH-5	60935BDM8			6.91000	%		18,510,000.00		0.00		0.00		0.00		0.00		0.00		0.00
Factors per Thousand											0.00000000		0.00000000				0.00000000		0.00000000
MH-1	60935BDN6			6.88500	%		12,375,000.00		12,375,000.00		71,001.56		0.00		0.00		71,001.56		12,375,000.00
Factors per Thousand											5.73749980		0.00000000				5.73749980		1000.00000000
MH-2	60935BDP1			7.23000	%		12,581,000.00		12,581,000.00		75,800.53		0.00		0.00		75,800.53		12,581,000.00
Factors per Thousand											6.02500040		0.00000000				6.02500040		1000.00000000
BH	60935BDQ9			7.96500	%		13,613,000.00		11,057,503.60		73,394.18		1,162,083.92		0.00		1,235,478.10		9,895,419.68
Factors per Thousand											5.39147726		85.36574745				90.75722471		726.90954823
Pool III							165,000,000.00		36,013,503.60		220,196.27		1,162,083.92		0.00		1,382,280.19		34,851,419.68
Totals											1.33452285		7.04293285				8.37745570		211.22072533
X		n/a		0.00000	%		0.00		0.00		107,117.08		0.00		0.00		107,117.08		0.00
R		n/a		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
Totals							1,265,000,000.00		276,695,814.69		1,332,353.85		10,324,853.38		0.00		11,657,207.23		266,370,961.30


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02

Certificate Information

Pool I


	Interest		Carry Forward		Monthly Advance
	Requirement		Amount		for Bankruptcy

AF-1		0.00		0.00		0.00
AF-2		0.00		0.00		0.00
AF-3		0.00		0.00		0.00
AF-4		0.00		0.00		0.00
AF-5		104,046.75		0.00		0.00
AF-6		231,841.67		0.00		0.00
AF-7		280,525.00		0.00		0.00
AF-8		100,863.34		0.00		0.00
AF-9		144,000.00		0.00		0.00

Pool II


AV			143,763.74				0.00				0.00

Pool III


		Interest		Carry Forward		Monthly Advance
		Requirement		Amount		for Bankruptcy

AH-1			0.00		0.00		0.00
AH-2			0.00		0.00		0.00
AH-3			0.00		0.00		0.00
AH-4			0.00		0.00		0.00
AH-5			0.00		0.00		0.00
MH-1			71,001.56		0.00		0.00
MH-2			75,800.53		0.00		0.00
	BH		73,394.18		0.00		0.00


		Applied Realized		Unapplied Realized
		Loss Amount		Loss Amount

AH-1			0.00		0.00
AH-2			0.00		0.00
AH-3			0.00		0.00
AH-4			0.00		0.00
AH-5			0.00		0.00
MH-1			0.00		0.00
MH-2			0.00		0.00
	BH		1,162,083.92		0.00


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02

Pool I

Schedule of Remittance


Aggregate Amount Received	6,140,239.63
Monthly Advance	4,077.08
(Unreimbursed Monthly Advance)	0.00
(Servicer Fee)	(34,921.34	)
(Contingency Fee)	(34,921.34	)
(Late Charges)	(58,469.07	)
(Escrow)	(107,604.23	)
(Excess Spread)	(517,340.51	)
(Subordination Reduction Amount)	0.00

	(749,179.40	)
Available Remittance Amount	5,391,060.23

Fees


Contingency Fee			34,921.34
Expense Account			1,316.52
Insurance Fee			13,494.29
Servicer Fee			34,921.34

Prior Three Months Weighted Average Mortgage Interest Rates


4/02	5/02			6/02

10.463%		10.464	%		10.465	%

Collateral Information


Adjusted Mortgage Interest Rate			9.823	%
Aggregate Beginning Principal Balance of Loans			167,748,161.70
Aggregate Ending Principal Balance of Loans			162,858,639.40
Class X Distribution			0.00
Compensating Interest			6,209.59
Curtailments			383,387.13
Excess and Monthly Payments			428,283.69
Insured Payment for Pool I & II			0.00
Interest Received			1,459,193.66
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		69,842.68
Principal Prepayments (Number/Amount)		74	3,685,969.05
Realized Losses (Current / Cumulative)		391,882.41	22,799,391.87
Specified Subordinated Amount			9,478,914.55
Spread Account Balance			0.00
Subordinated Amount			9,374,370.05
WAC			10.468	%
WAM			242.901
Weighted Average Adjusted Mortgage Loan Remittance Rate			6.655	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02

Pool II

Schedule of Remittance


Aggregate Amount Received	4,508,101.35
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(62,608.07	)
(Servicer Fee)	(20,824.78	)
(Contingency Fee)	(20,824.78	)
(Late Charges)	(46,208.53	)
(Escrow)	(74,972.84	)
(Excess Spread)	(609,698.17	)
(Subordination Reduction Amount)	0.00

	(835,137.17	)
*Available Remittance Amount*	3,672,964.18

Fees


Contingency Fee			20,824.78
Expense Account			689.17
Insurance Fee			7,753.16
Servicer Fee			20,824.78

Prior Three Months Weighted Average Mortgage Interest Rates


4/02	5/02			6/02

10.371%		10.354	%		10.326	%

Collateral Information


Adjusted Mortgage Interest Rate			9.645	%
Aggregate Beginning Principal Balance of Loans			93,389,692.57
Aggregate Ending Principal Balance of Loans			89,480,730.85
Class X Distribution			0.00
Compensating Interest			117.89
Curtailments			508,489.68
Excess and Monthly Payment			63,668.30
Insured Payment for Pool I & II			0.00
Interest Received			866,161.87
Libor			1.83875	%
Monthly Excess Spread Percentage			100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(b)		0.00
	Section 5.04(c)		0.00
	Section 5.04(d)(ii)		0.00
	Section 5.04(e)		0.00
	Section 5.04(f)(i)		41,649.56
Principal Prepayments (Number / Amount)		28	2,948,600.13
Realized Losses (Current / Cumulative)		388,203.61	21,144,027.65
Specified Subordinated Amount			12,780,427.55
Spread Account Balance			0.00
Subordinated Amount			10,301,087.09
WAC			10.290	%
WAM			305.633
Weighted Average Adjusted Mortgage Loan Remittance Rate			2.141	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02

Pool III

Schedule of Remittance


Aggregate Amount Received	1,539,056.64
Monthly Advance	0.00
(Unreimbursed Monthly Advance)	(10,801.80	)
(Servicer Fee)	(7,764.14	)
(Contingency Fee)	(7,764.14	)
(Late Charges)	(10,222.72	)
(Escrow)	(10,380.53	)
(Excess Spread)	(149,272.27	)
(Subordination Reduction Amount)	0.00

	(196,205.60	)
Available Remittance Amount	1,342,851.04

Fees


Contingency Fee			7,764.14
Expense Account			600.23
FHA Premium Account			2,125.82
Servicer Fee			7,764.14

Prior Three Months Weighted Average Mortgage Interest Rates


4/02	5/02			6/02

12.836%		12.838	%		12.827	%

Collateral Information


Accelerated Principal Distribution				0.00
Adjusted Mortgage Interest Rate				12.288	%
Aggregate Beginning Principal Balance of Loans				36,013,503.60
Aggregate Ending Principal Balance of Loans				34,851,419.68
Class X Distribution				107,117.08
Compensating Interest				24.52
Curtailments				14,666.65
Excess and Monthly Payment				148,825.05
FHA Claims Denied				0.00
FHA Claims Filed				0.00
FHA Claims Paid				0.00
FHA Claims Pending				38,289.78
FHA Payments Received				0.00
Interest Received				396,398.84
Maximum Subordinated Amount				6,366,564.00
Monthly Excess Spread Percentage				100.000	%
Payments And Reimbursements to the Servicers Pursuant to:
	Section 5.04(f)(i)			15,528.28
Principal Prepayments (Number / Amount)		57		888,336.63
Realized Losses (Current / Cumulative)		110,255.59		23,397,558.49
Reserve Amount				0.00
Senior Percentage / Class B Percent		100.000	%	0.000	%
Specified Subordinated Amount				7,244,615.48
Spread Account Balance				0.00
Subordinated Amount				0.00
Trigger in Effect (Yes/No)				Yes
WAC				12.831	%
WAM				171.961
Weighted Average Adjusted Mortgage Loan Remittance Rate				8.357	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310


[WACHOVIA LOGO]		The Money Store Asset Backed Certificates Series 1998-A Statement To Certificateholder		Record Date: 07/31/02 Determination Date 08/12/02 Distribution Date: 08/15/02

EXHIBIT O — Pool I


Outstanding Balance		162,858,639.40
	# Accounts	3,353


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		441		18,894,930.23		11.60	%
Delinquent 30-59 Days		95		3,999,461.17		2.46	%
Delinquent 60-89 Days		42		2,183,005.99		1.34	%
Delinquent 90 and over		78		5,323,669.02		3.27	%
Loans in Foreclosure		145		8,739,904.36		5.37	%
REO Property		65		4,082,253.79		2.51	%
Totals		866		43,223,224.56		26.54	%

EXHIBIT O — Pool II


Outstanding Balance		89,480,730.85
	# Accounts	1,227


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		124		8,836,677.35		9.88	%
Delinquent 30-59 Days		37		2,201,169.15		2.46	%
Delinquent 60-89 Days		13		980,028.63		1.10	%
Delinquent 90 and over		82		6,169,424.60		6.89	%
Loans in Foreclosure		126		9,636,671.95		10.77	%
REO Property		45		3,399,841.71		3.80	%
Totals		427		31,223,813.39		34.89	%

EXHIBIT O — Pool III


Outstanding Balance		34,851,419.68
	# Accounts	2,215


Delinquent Infor.	# Loans		Amount		Percentage

Delinquent 1-29 Days		401		6,489,068.24		18.62	%
Delinquent 30-59 Days		93		1,298,796.58		3.73	%
Delinquent 60-89 Days		36		583,382.79		1.67	%
Delinquent 90 and over		34		621,798.95		1.78	%
Loans in Foreclosure		20		362,181.70		1.04	%
REO Property		6		69,570.43		0.20	%
Totals		590		9,424,798.69		27.04	%


The Bank of New York Structured Finance Services 101 Barclay Street, 8W New York, New York 10286		Karon Greene Phone: 212-815-6436 Fax: 212-815-8310

MONEY STORE HOME EQUITY LOAN TRUST 1998-A 8-K