Exhibit 99.1

DISCLAIMER

This Structural Term Sheet, Collateral Term Sheet, or Computational Materials, as appropriate (the “material”), is for your private information and Banc of America Securities LLC (the “Underwriter”) are not soliciting any action based upon it. This material is not to be construed as an offer to sell or the solicitation of any offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. This material is based on information that the Underwriters consider reliable, but the Underwriters do not represent that it is accurate or complete and it should not be relied upon as such. By accepting this material the recipient agrees that it will not distribute or provide the material to any other person. The information contained in this material may pertain to securities that ultimately are not sold. The information contained in this material may be based on assumptions regarding market conditions and other matters as reflected herein. The Underwriters make no representation regarding the reasonableness of such assumptions or the likelihood that any of such assumptions will coincide with actual market conditions or events, and this material should not be relied upon for such purposes. The Underwriters and their affiliates, officers, directors, partners and employees, including persons involved in the preparation or issuance of this material may, from time to time, have long or short positions in, and buy and sell, the securities mentioned therein or derivatives thereof (including options). This material may be filed with the Securities and Exchange Commission (the “SEC”) and incorporated by reference into an effective registration statement previously filed with the SEC under Rule 415 of the Securities Act of 1933, including all cases where the material does not pertain to securities that are ultimately offered for sale pursuant to such registration statement. Information contained in this material is current as of the date appearing on this material only. Information in this material regarding any assets backing any securities discussed herein supersedes all prior information regarding such assets. Any information in the material, whether regarding the assets backing any securities discussed herein or otherwise, will be superseded by the information contained in any final prospectus for any securities actually sold to you. This material is furnished solely by the Underwriters and not by the issuer of the securities. The issuer of the securities have not prepared, reviewed or participated in the preparation of this material, are not responsible for the accuracy of this material and have not authorized the dissemination of this material. The Underwriters are acting as underwriter and not acting as agent for the issuer in connection with the proposed transaction.

CF: 1.50% ABS to Call


			2,216,625.80	259,000,000.00		10,907,229.87	282,000,000.00		18,937,915.14	238,000,000.00		8,353,669.22	73,160,000.00
Pd	Pmt Dt	A-1 Bond Beg Bal	A-1 Int Paid	A-1 Prin Paid	A-2 Bond Beg Bal	A-2 Int Paid	A-2 Prin Paid	A-3 Bond Beg Bal	A-3 Int Paid	A-3 Prin Paid	A-4 Bond Beg Bal	A-4 Int Paid	A-4 Prin Paid
0	7/7/2005	259,000,000.00	—	—	282,000,000.00	—	—	238,000,000.00	—	—	73,160,000.00	—	—
1	7/18/2005	259,000,000.00	276,327.68	68,922,872.85	282,000,000.00	333,465.00	—	238,000,000.00	289,434.44	—	73,160,000.00	90,311.96	—
2	8/18/2005	190,077,127.15	571,509.54	33,489,096.88	282,000,000.00	909,450.00	—	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
3	9/18/2005	156,588,030.27	470,817.06	32,835,388.69	282,000,000.00	909,450.00	—	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
4	10/18/2005	123,752,641.58	360,087.19	32,178,529.08	282,000,000.00	909,450.00	—	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
5	11/18/2005	91,574,112.50	275,338.12	31,518,295.50	282,000,000.00	909,450.00	—	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
6	12/18/2005	60,055,816.99	174,746.41	30,854,671.86	282,000,000.00	909,450.00	—	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
7	1/18/2006	29,201,145.13	87,799.80	29,201,145.13	282,000,000.00	909,450.00	986,484.12	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
8	2/18/2006	—	—	—	281,013,515.88	906,268.59	29,517,149.90	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
9	3/18/2006	—	—	—	251,496,365.98	811,075.78	28,840,525.84	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
10	4/18/2006	—	—	—	222,655,840.14	718,065.08	27,975,510.29	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
11	5/18/2006	—	—	—	194,680,329.85	627,844.06	27,275,498.16	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
12	6/18/2006	—	—	—	167,404,831.69	539,880.58	26,605,000.04	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
13	7/18/2006	—	—	—	140,799,831.65	454,079.46	25,930,994.24	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
14	8/18/2006	—	—	—	114,868,837.41	370,452.00	25,253,398.74	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
15	9/18/2006	—	—	—	89,615,438.67	289,009.79	24,572,481.19	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
16	10/18/2006	—	—	—	65,042,957.48	209,763.54	23,888,287.37	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
17	11/18/2006	—	—	—	41,154,670.11	132,723.81	23,200,506.73	238,000,000.00	789,366.67	—	73,160,000.00	246,305.33	—
18	12/18/2006	—	—	—	17,954,163.38	57,902.18	17,954,163.38	238,000,000.00	789,366.67	4,554,970.97	73,160,000.00	246,305.33	—
19	1/18/2007	—	—	—	—	—	—	233,445,029.03	774,259.35	21,801,439.74	73,160,000.00	246,305.33	—
20	2/18/2007	—	—	—	—	—	—	211,643,589.29	701,951.24	21,107,273.45	73,160,000.00	246,305.33	—
21	3/18/2007	—	—	—	—	—	—	190,536,315.84	631,945.45	19,718,732.05	73,160,000.00	246,305.33	—
22	4/18/2007	—	—	—	—	—	—	170,817,583.79	566,544.99	19,067,038.73	73,160,000.00	246,305.33	—
23	5/18/2007	—	—	—	—	—	—	151,750,545.07	503,305.97	18,411,843.10	73,160,000.00	246,305.33	—
24	6/18/2007	—	—	—	—	—	—	133,338,701.96	442,240.03	17,752,996.80	73,160,000.00	246,305.33	—
25	7/18/2007	—	—	—	—	—	—	115,585,705.16	383,359.26	17,090,493.58	73,160,000.00	246,305.33	—
26	8/18/2007	—	—	—	—	—	—	98,495,211.58	326,675.79	16,424,373.80	73,160,000.00	246,305.33	—
27	9/18/2007	—	—	—	—	—	—	82,070,837.77	272,201.61	15,754,613.53	73,160,000.00	246,305.33	—
28	10/18/2007	—	—	—	—	—	—	66,316,224.24	219,948.81	15,081,390.25	73,160,000.00	246,305.33	—
29	11/18/2007	—	—	—	—	—	—	51,234,833.99	169,928.87	14,404,598.29	73,160,000.00	246,305.33	—
30	12/18/2007	—	—	—	—	—	—	36,830,235.71	122,153.62	13,239,486.40	73,160,000.00	246,305.33	—
31	1/18/2008	—	—	—	—	—	—	23,590,749.30	78,242.65	12,588,817.10	73,160,000.00	246,305.33	—
32	2/18/2008	—	—	—	—	—	—	11,001,932.20	36,489.74	11,001,932.20	73,160,000.00	246,305.33	446,364.36
33	3/18/2008	—	—	—	—	—	—	—	—	—	72,713,635.64	244,802.57	10,732,545.25
34	4/18/2008	—	—	—	—	—	—	—	—	—	61,981,090.40	208,669.67	10,173,262.45
35	5/18/2008	—	—	—	—	—	—	—	—	—	51,807,827.95	174,419.69	51,807,827.95

DISCLAIMER

CF: 1.50% ABS to Call


Pd	Pmt Dt		A-4 Bond Beg Bal		A-4 Int Paid		A-4 Prin Paid		B Bond Beg Bal		B Int Paid		B Prin Paid		C Bond Beg Bal		C Int Paid	C Prin Paid
1		7/18/2005		73,160,000.00		89,417.78		—		17,800,000.00		22,680.17		—		20,000,000.00	27,133.33		—
2		8/18/2005		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
3		9/18/2005		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
4		10/18/2005		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
5		11/18/2005		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
6		12/18/2005		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
7		1/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
8		2/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
9		3/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
10		4/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
11		5/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
12		6/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
13		7/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
14		8/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
15		9/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
16		10/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
17		11/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
18		12/18/2006		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
19		1/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
20		2/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
21		3/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
22		4/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
23		5/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
24		6/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
25		7/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
26		8/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
27		9/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
28		10/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
29		11/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
30		12/18/2007		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
31		1/18/2008		73,160,000.00		243,866.67		—		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
32		2/18/2008		73,160,000.00		243,866.67		446,364.36		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
33		3/18/2008		72,713,635.64		242,378.79		10,732,545.25		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
34		4/18/2008		61,981,090.40		206,603.63		10,173,262.45		17,800,000.00		61,855.00		—		20,000,000.00	74,000.00		—
35		5/18/2008		51,807,827.95		172,692.76		51,807,827.95		17,800,000.00		61,855.00		17,800,000.00		20,000,000.00	74,000.00		20,000,000.00

CF: 1.50% ABS to Maturity


Pd	Pmt Dt		A-4 Bond Beg Bal		A-4 Int Paid		A-4 Prin Paid		B Bond Beg Bal		B Int Paid		B Prin Paid		C Bond Beg Bal		C Int Paid		C Prin Paid
1		7/18/2005		73,160,000.00		89,417.78		0.00		17,800,000.00		22,680.17		0.00		20,000,000.00		27,133.33		0.00
2		8/18/2005		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
3		9/18/2005		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
4		10/18/2005		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
5		11/18/2005		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
6		12/18/2005		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
7		1/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
8		2/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
9		3/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
10		4/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
11		5/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
12		6/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
13		7/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
14		8/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
15		9/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
16		10/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
17		11/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
18		12/18/2006		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
19		1/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
20		2/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
21		3/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
22		4/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
23		5/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
24		6/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
25		7/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
26		8/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
27		9/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
28		10/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
29		11/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
30		12/18/2007		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
31		1/18/2008		73,160,000.00		243,866.67		0.00		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
32		2/18/2008		73,160,000.00		243,866.67		446,364.36		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
33		3/18/2008		72,713,635.64		242,378.79		10,732,545.25		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
34		4/18/2008		61,981,090.40		206,603.63		10,173,262.45		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00

CF: 1.50% ABS to Maturity


Pd	Pmt Dt		A-4 Bond Beg Bal	A-4 Int Paid		A-4 Prin Paid		B Bond Beg Bal		B Int Paid		B Prin Paid		C Bond Beg Bal		C Int Paid		C Prin Paid
35		5/18/2008	51,807,827.95		172,692.76		9,610,735.93		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
36		6/18/2008	42,197,092.01		140,656.97		9,043,548.77		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
37		7/18/2008	33,153,543.24		110,511.81		8,474,225.52		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
38		8/18/2008	24,679,317.72		82,264.39		7,901,463.09		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
39		9/18/2008	16,777,854.63		55,926.18		7,325,107.30		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
40		10/18/2008	9,452,747.33		31,509.16		6,743,629.49		17,800,000.00		61,855.00		0.00		20,000,000.00		74,000.00		0.00
41		11/18/2008	2,709,117.84		9,030.39		2,709,117.84		17,800,000.00		61,855.00		3,453,162.11		20,000,000.00		74,000.00		0.00
42		12/18/2008	0.00		0.00		0.00		14,346,837.89		49,855.26		5,582,518.01		20,000,000.00		74,000.00		0.00
43		1/18/2009	0.00		0.00		0.00		8,764,319.88		30,456.01		4,445,466.63		20,000,000.00		74,000.00		0.00
44		2/18/2009	0.00		0.00		0.00		4,318,853.25		15,008.02		3,611,011.65		20,000,000.00		74,000.00		0.00
45		3/18/2009	0.00		0.00		0.00		707,841.59		2,459.75		707,841.59		20,000,000.00		74,000.00		2,618,394.07
46		4/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		17,381,605.93		64,311.94		3,039,092.79
47		5/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		14,342,513.14		53,067.30		2,749,549.45
48		6/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		11,592,963.70		42,893.97		2,455,300.90
49		7/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		9,137,662.80		33,809.35		2,160,868.40
50		8/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		6,976,794.40		25,814.14		1,845,697.11
51		9/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		5,131,097.29		18,985.06		1,546,503.83
52		10/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		3,584,593.46		13,263.00		1,300,441.80
53		11/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		2,284,151.66		8,451.36		1,052,131.04
54		12/18/2009	0.00		0.00		0.00		0.00		0.00		0.00		1,232,020.62		4,558.48		287,256.96
55		1/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		944,763.65		3,495.63		253,220.05
56		2/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		691,543.60		2,558.71		218,191.17
57		3/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		473,352.43		1,751.40		182,144.47
58		4/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		291,207.96		1,077.47		145,427.85
59		5/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		145,780.10		539.39		107,701.11
60		6/18/2010	0.00		0.00		0.00		0.00		0.00		0.00		38,078.99		140.89		38,078.99

Banc of America Securities Auto Trust 2005-WF1 8-K