EX-20.2 3 v04112exv20w2.txt EXHIBIT 20.2 EXHIBIT 20.2 [LOGO] WFS FINANCIAL INC WFS FINANCIAL 2004-1 OWNER TRUST Distribution Date Statement for Collection Period ended November 30, 2004 for Distribution Date of December 20, 2004

WFS FINANCIAL 2004-1 OWNER TRUST Distribution Date Statement for Collection Period ended November 30, 2004 for Distribution Date of December 20, 2004

WFS FINANCIAL 2004-1 OWNER TRUST Distribution Date Statement for Collection Period ended November 30, 2004 for Distribution Date of December 20, 2004

WFS FINANCIAL 2004-1 OWNER TRUST Officer's Certificate for Collection Period ended November 30, 2004 for Distribution Date of December 20, 2004 Detailed Reporting See Schedule F WFS Financial Inc, as Master Servicer, certifies that all computations presented reflect accurate information as of November 30, 2004 and were performed in conformity with the Sale and Servicing Agreement dated February 01, 2004. ------------------------------------------ Lori Bice Assistant Vice President Director Technical Accounting ------------------------------------------ Mark Olson Vice President Controller

WFS FINANCIAL 2004-1 OWNER TRUST 8-K