BMW Vehicle Owner Trust 2024-A
Accrued Interest Date: 01/26/2026	Collection Period Ending:	1/31/2026
Current Payment Date: 02/25/2026	Period:		20

Balances

	Initial		Beginning of Period		End of Period
Pool Balance	$	1,909,993,688.45	$	766,400,101.01	$	723,840,182.08
Yield Supplement Overcollateralization Amount	$	115,121,892.40	$	30,254,175.74	$	27,853,222.80
Adjusted Pool Balance	$	1,794,871,796.05	$	736,145,925.27	$	695,986,959.28
Reserve Account	$	4,487,179.49	$	4,487,179.49	$	4,487,179.49
Overcollateralization	$	44,871,796.05	$	44,871,794.90	$	44,871,794.90

Notes							Ratio
Class A-1 Notes	$	363,000,000.00	$	-	$	-		0.0	%
Class A-2a Notes		320,500,000.00		-		-		0.0	%
Class A-2b Notes		320,500,000.00		-		-		0.0	%
Class A-3 Notes		641,000,000.00		586,274,130.37		546,115,164.38		83.9	%
Class A-4 Notes		105,000,000.00		105,000,000.00		105,000,000.00		16.1	%
	$	1,750,000,000.00	$	691,274,130.37	$	651,115,164.38		100.0	%

Reconciliation of Collection Account

Available Funds:
Available Interest:
Interest Collected on Receivables	$	3,618,401.49
Servicer Advances		131,084.11
Servicer Advance Reimbursement		142,697.80
Administrative Purchase Payment		0.00
Warranty Purchase Payment		1,739.22
Recoveries		65,629.08
Investment Earnings from Reserve Account		13,312.58
Investment Earnings from Collection Account		0.00
Total Available Interest	$	3,687,468.68

Available Principal:
Principal Collection on Receivables
Receipts of Scheduled Principal	$	27,355,443.68
Receipts of Pre-Paid Principal		14,557,333.14
Liquidation Proceeds		299,198.60
Administrative Purchase Payment		0.00
Warranty Purchase Payment		175,952.62
Total Available Principal	$	42,387,928.04
Advances from the Reserve Account	$	0.00
Release from the Reserve Fund Account	$	0.00

Total Available Funds	$	46,075,396.72

Distributions:
Servicing Fees	$	638,666.75
Non-recoverable Servicer Advance Reimbursement		13,985.75
Noteholder's Accrued and Unpaid Interest		2,971,750.00
First Priority Principal Distribution Amount to Noteholders		0.00
Reserve Account Deposit to achieve the Specified Reserve Account Balance		0.00
Regular Principal Distributable Amount to Noteholders		40,158,965.99
Amounts paid to Indenture Trustee, Owner Trustee and Asset Representations Reviewer (subject to annual cap)		0.00
Amounts paid to Indenture Trustee, Owner Trustee and Asset Representations Reviewer (not subject to annual cap)		0.00
Certificate Distribution Account (any remaining payments)		2,292,028.23
Total Distributions	$	46,075,396.72

Monthly Period Receivables Principal Balance Calculation

Beginning Receivable Principal Balance	$	766,400,101.01
Monthly Principal Received
Regular Principal Received	$	27,355,443.68
Prepaid Principal Received		14,557,333.14
Liquidation Proceeds		299,198.60
Principal Balance Allocable to Gross Charge-offs		171,990.89
Principal Portion of Repurchased Receivables		175,952.62
Total Monthly Principal Amounts	$	42,559,918.93

Ending Receivable Principal Balance	$	723,840,182.08

Payments to Indenture Trustee, Owner Trustee and Asset Representations Reviewer

Indenture Trustee
Amount due and payable to Indenture Trustee before giving effect to	$	-
payments on current Payment Date:
Amount due and payable to Indenture Trustee after giving effect to	$	-
payments on current Payment Date:

Owner Trustee
Amount due and payable to Owner Trustee before giving effect to	$	-
payments on current Payment Date:
Amount due and payable to Owner Trustee after giving effect to	$	-
payments on current Payment Date:

Asset Representations Reviewer Trustee
Amount due and payable to Asset Representations Reviewer before	$	-
giving effect to payments on current Payment Date:
Amount due and payable to Asset Representations Reviewer after	$	-
giving effect to payments on current Payment Date:

Distributions

Interest Distributable Amount			Interest Rate			Current Payment		Per $1,000
Class A-1 Notes				5.51200	%	$	0.00		0.00
Class A-2a Notes				5.42000	%	$	0.00		0.00
Class A-2b Notes				4.03728	%	$	0.00		0.00
Class A-3 Notes				5.18000	%	$	2,530,750.00		3.95
Class A-4 Notes				5.04000	%	$	441,000.00		4.20
						$	2,971,750.00

Monthly Principal Distributable Amount	Beginning Balance		Current Payment			Ending Balance		Per $1,000		Note Factor
Class A-1 Notes	$	-	$	-		$	-		0.00		0.00
Class A-2a Notes		-		-			-		0.00		0.00
Class A-2b Notes		-		-			-		0.00		0.00
Class A-3 Notes		586,274,130.37		40,158,965.99			546,115,164.38		62.65		0.85
Class A-4 Notes		105,000,000.00		-			105,000,000.00		0.00		1.00
		691,274,130.37		40,158,965.99			651,115,164.38

Carryover Shortfalls

Prior Period Carryover

Current Payment

Per $1,000

Class A-1 Interest Carryover Shortfall

Class A-2a Interest Carryover Shortfall

Class A-2b Interest Carryover Shortfall

Class A-3 Interest Carryover Shortfall

Class A-4 Interest Carryover Shortfall

Yield Supplement Overcollateralization Amount

Previous Distribution Date Required Amount	$	30,254,175.74
Beginning Period Amount		30,254,175.74
Current Distribution Date Required Amount		27,853,222.80
Current Period Release		2,400,952.94
Ending Period Amount	$	27,853,222.80

Reserve Account

Beginning Period Required Amount	$	4,487,179.49
Beginning Period Amount		4,487,179.49
Net Investment Earnings		13,312.58
Current Period Deposit Amount Due		0.00
Reserve Fund Draw Amount		0.00
Ending Period Required Amount		4,487,179.49
Release to Depositor		13,312.58
Ending Period Amount	$	4,487,179.49

Overcollateralization

Beginning Period Overcollateralization Amount	$	44,871,794.90
Target Overcollateralization Amount	$	44,871,794.90
Ending Period Over Collateralization Amount	$	44,871,794.90
Current Period Release	$	0.00

Receivables Data
			Beginning Period			Ending Period
Number of Receivables				29,851			28,830
Weighted Average Remaining Term				35.17			34.37
Weighted Average Annual Percentage Rate				5.60	%		5.61	%

Delinquencies as of the end of the Current Period	Units		Dollar Amount			% of Ending Rec Prin Bal
30-59 Days		153	$	5,984,804.78			0.83	%
60-89 Days		50		1,839,856.83			0.25	%
90-119 Days		13		467,722.88			0.06	%
120+ Days		10		381,990.23			0.05	%

Total 30+ Days Past Due as of the end of the current period		226	$	8,674,374.72			1.20	%
Total 60+ Days Past Due as of the end of the current period		73	$	2,689,569.94			0.37	%

Delinquencies as of the end of prior periods
Total 30+ Days Past Due as of the end of the prior period							1.12	%
Total 30+ Days Past Due as of the end of the 2nd preceding period							1.10	%
Total 30+ Days Past Due as of the end of the 3rd preceding period							1.03	%

Repossessions			Units			Dollar Amount
Beginning Period Repossessed Receivables Balance				26			1,205,385.00
Ending Period Repossessed Receivables Balance				25			1,063,720.24
Principal Balance of 90+ Day Repossessed Vehicles				5			275,005.72

Write-offs as of the end of the Current Period			Units			Dollar Amount
Gross Principal Write-offs				9			171,990.89
Recoveries				11			65,629.08
Net Write-Offs							106,361.81
Cumulative Net Write-offs				113		$	2,148,347.21
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *							0.29	%
Charge Off Rate **							0.11	%
Avg of Net Write-offs ***						$	19,011.92

Historical Loss Information

Write-offs as of the end of the Prior Period	Units		Dollar Amount
Gross Principal Write-offs		4		121,400.67
Recoveries		5		4,970.84
Net Write-Offs				116,429.83
Cumulative Net Write-offs		104	$	2,041,985.40
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *				0.26	%
Charge Off Rate **				0.11	%
Avg of Net Write-offs ***			$	19,634.48

Write-offs as of the end of the 2nd Preceding Period	Units		Dollar Amount
Gross Principal Write-offs		4		83,511.30
Recoveries		11		10,765.28
Net Write-Offs				72,746.02
Cumulative Net Write-offs		100	$	1,925,555.57
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *				0.23	%
Charge Off Rate **				0.10	%
Avg of Net Write-offs ***			$	19,255.56

Write-offs as of the end of the 3rd Preceding Period	Units		Dollar Amount
Gross Principal Write-offs		11		192,087.48
Recoveries		10		23,075.20
Net Write-Offs				169,012.28
Cumulative Net Write-offs		96	$	1,852,809.55
Ratio of Cumulative Net Write-offs to Avg Portfolio Balance *				0.21	%
Charge Off Rate **				0.10	%
Avg of Net Write-offs ***			$	19,300.10

*Ratio of Cumulative Net Write-offs to Avg Portfolio Balance is calculated by dividing the Cumulative Net Write-offs for the period

by the Avg Portfolio Balance for the period.

Avg Portfolio Balance for a period is equal to the average of the Beginning Receivable Principal Balance and the Ending Receivable

Principal Balance for such period.

**Charge Off Rate is calculated by dividing Cumulative Net Write-offs by initial Pool Balance as of the Cut-off Date.

*** Average of Net Write-offs is calculated by dividing Cumulative Net Write-offs by the aggregate number of Receivables

that have experienced a net write-off.

BMW Vehicle Owner Trust 2024-A 10-D