v3.25.3

Cash and Cash Equivalents, Investments, and Funds Receivable and Amounts Held for Customers - Table of cash and cash equivalents, investments, and funds receivable and amounts held for customers by balance sheet classification (Details) - USD ($) $ in Millions	Jul. 31, 2025	Jul. 31, 2024	Jul. 31, 2023	Jul. 31, 2022
Amortized Cost
Cash and cash equivalents	$ 2,884	$ 3,609	$ 2,848
Investments	1,667	465
Funds receivable and amounts held for customers	7,076	3,921
Total cash and cash equivalents, investments, and funds receivable and amounts held for customers	11,627	7,995
Fair Value
Cash and cash equivalents	2,884	3,609
Investments	1,668	465
Funds receivable and amounts held for customers	7,076	3,921	$ 420	$ 431
Total cash and cash equivalents, investments, and funds receivable and amounts held for customers	$ 11,628	$ 7,995

Cash And Cash Equivalents And Available For Sale Securities, Amortized Cost Basis

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Cash And Cash Equivalents And Available-For-Sale Securities, Fair Value Disclosure

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Funds Receivable And Amounts Held For Customers

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Funds Receivable And Amounts Held For Customers, Amortized Cost

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Amount of cash and cash equivalent. Cash includes, but is not limited to, currency on hand, demand deposit with financial institution, and account with general characteristic of demand deposit. Cash equivalent includes, but is not limited to, short-term, highly liquid investment that is both readily convertible to known amount of cash and so near maturity that it presents insignificant risk of change in value because of change in interest rate.

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Fair value portion of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.

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Amortized cost excluding accrued interest, after allowance for credit loss, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), classified as current.

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Amount excluding accrued interest, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), classified as current.

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