_____________________________________________________________________________

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

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FORM T-1

STATEMENT OF ELIGIBILITY UNDER

THE TRUST INDENTURE ACT OF 1939 OF A

CORPORATION DESIGNATED TO ACT AS TRUSTEE

Check if an Application to Determine Eligibility of

a Trustee Pursuant to Section 305(b)(2)

_______________________________________________________

U.S. BANK NATIONAL ASSOCIATION

(Exact name of Trustee as specified in its charter)

31-0841368

I.R.S. Employer Identification No.

800 Nicollet Mall

Minneapolis, Minnesota

55402

(Address of principal executive offices)

(Zip Code)

(Account Manager’s Name)

U.S. Bank National Association

One Federal Street

Boston, MA 02110

(617) 603-(6413)

(Name, address and telephone number of agent for service)

Citigroup Mortgage Loan Trust Inc.

(Issuer with respect to the Securities)

Delaware	01-0791848
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)

390 Greenwich Street

New York, NY

10013

(Address of Principal Executive Offices)

(Zip Code)

Citigroup Mortgage Loan Trust Inc. Series 2005-11

(Title of the Indenture Securities)

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FORM T-1

Item 1.

GENERAL INFORMATION. Furnish the following information as to the Trustee.

Name and address of each examining or supervising authority to which it is subject.

Comptroller of the Currency

Washington, D.C.

b)	Whether it is authorized to exercise corporate trust powers.
		Yes

Item 2. AFFILIATIONS WITH OBLIGOR. If the obligor is an affiliate of the Trustee, describe each such affiliation.

None

Items 3-15

Items 3-15 are not applicable because to the best of the Trustee's knowledge, the obligor is not in default under any Indenture for which the Trustee acts as Trustee.

Item 16. LIST OF EXHIBITS: List below all exhibits filed as a part of this statement of eligibility and qualification.

A copy of the Articles of Association of the Trustee.*

A copy of the certificate of authority of the Trustee to commence business.*

A copy of the certificate of authority of the Trustee to exercise corporate trust powers.*

A copy of the existing bylaws of the Trustee.*

A copy of each Indenture referred to in Item 4. Not applicable.

The consent of the Trustee required by Section 321(b) of the Trust Indenture Act of 1939, attached as Exhibit 6.

Report of Condition of the Trustee as of March 31, 2004, published pursuant to law or the requirements of its supervising or examining authority, attached as Exhibit 7.

* Incorporated by reference to Registration Number 333-67188.

NOTE

The answers to this statement insofar as such answers relate to what persons have been underwriters for any securities of the obligors within three years prior to the date of filing this statement, or what persons are owners of 10% or more of the voting securities of the obligors, or affiliates, are based upon information furnished to the Trustee by the obligors. While the Trustee has no reason to doubt the accuracy of any such information, it cannot accept any responsibility therefor.

SIGNATURE

Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the Trustee, U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Boston, Commonwealth of Massachusetts on the 5th of January, 2006.

U.S. BANK NATIONAL ASSOCIATION

	By:	/s/ Clare M. O’Brien
		Name: Clare M. O’Brien

Title: Vice President

By:	/s/ Karen R. Beard

Name: Karen R. Beard

Title: Vice President

Exhibit 6

CONSENT

In accordance with Section 321(b) of the Trust Indenture Act of 1939, the undersigned, U.S. BANK NATIONAL ASSOCIATION hereby consents that reports of examination of the undersigned by Federal, State, Territorial or District authorities may be furnished by such authorities to the Securities and Exchange Commission upon its request therefor.

Dated: January 5, 2006

U.S. BANK NATIONAL ASSOCIATION

	By:	/s/ Clare M. O’Brien
		Name: Clare M. O’Brien

Title: Vice President

By:	/s/ Karen R. Beard
	Name: Karen R. Beard

Title: Vice President

Exhibit 7

U.S. Bank National Association

Statement of Financial Condition

As of 3/31/2005

($000’s)

3/31/2005

Assets

Cash and Due From Depository Institutions				$8,894,661
Federal Reserve Stock						0
Securities				42,846,194
Federal Funds					2,861,316
Loans & Lease Financing Receivables			122,284,459
Fixed Assets					1,780,370
Intangible Assets				10,263,150
Other Assets					8,917,028
	Total Assets	$197,847,178

Liabilities

Deposits	$126,268,324
Fed Funds		10,290,860
Treasury Demand Notes						0
Trading Liabilities				144,277
Other Borrowed Money		27,701,315
Acceptances					91,307
Subordinated Notes and Debentures			6,814,193
Other Liabilities			6,028,535
Total Liabilities	$177,338,811

Equity

Total Liabilities and Equity Capital

$197,847,178

To the best of the undersigned’s determination, as of the date hereof, the above financial information is true and correct.

U.S. Bank National Association

By:	_/s/ Clare M. O’Brien
	Name: Clare M. O’Brien
	Title: Vice President

Date: January 5, 2006

Minority Interest in Subsidiaries

$1,022,821

Common and Preferred Stock

Undivided Profits

Total Equity Capital

$20,508,367

CITIGROUP MORTGAGE LOAN TRUST 2005-11 8-K