8-K 1 d202622.txt BEAR STEARNS ASSET BACKED SECURITIES INC -------------------------------------------------------------------------------- UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) January 30, 2004 BEAR STEARNS ASSET BACKED SECURITIES, INC. (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)

Registrants telephone number, including area code, is (212) 272-2000 -------------------------------------------------------------------------------- Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. ------------------------------------------------------------------ (a) Not applicable (b) Not applicable (c) Exhibits: 1. Pooling and Servicing Agreement dated as of January 1, 2004, among Bear Stearns Asset Backed Securities, Inc., as depositor, EMC Mortgage Corporation, as seller and master servicer and LaSalle Bank National Association, as trustee. Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on behalf of the Registrant by the undersigned thereunto duly authorized. BEAR STEARNS ASSET BACKED SECURITIES, INC. By: /s/ Joseph T. Jurkowski, Jr. --------------------------------- Name: Joseph T. Jurkowski, Jr. Title: Vice President Dated: February 12, 2004 EXHIBIT INDEX

ASSET-BACKED CERTIFICATES SERIES 2004-HE1 8-K