v3.25.3

Reinsurance - Summary of Premiums Earned and Losses Incurred (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2025	Sep. 30, 2024	Sep. 30, 2025	Sep. 30, 2024
Premiums earned:
Direct	$ 285,708	$ 284,435	$ 854,652	$ 851,819
Assumed	4,139	3,625	11,438	10,444
Ceded	(48,097)	(44,720)	(136,299)	(132,751)
Net premiums earned	241,750	243,340	729,791	729,512
Losses incurred:
Direct	17,067	(5,899)	34,230	(9,116)
Assumed	(3)	30	(21)	13
Losses incurred, net	10,928	(9,842)	17,684	(23,559)
Quota Share Reinsurance Transactions
Premiums earned:
Ceded	(31,974)	(27,785)	(90,018)	(83,143)
Losses incurred:
Ceded	(6,136)	(3,973)	(16,525)	(14,456)
Profit commission on quota share reinsurance	32,622	28,620	93,616	80,505
Ceding commission on quota share reinsurance	12,919	11,281	36,727	32,730
Excess of Loss Reinsurance Transactions
Premiums earned:
Ceded	$ (16,123)	$ (16,935)	$ (46,281)	$ (49,608)

Policyholder Benefits And Claims Incurred, Assumed, Net Of Adjustments

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