v3.25.4

CONSOLIDATED BALANCE SHEETS (Parenthetical) - USD ($)	Dec. 31, 2025	Mar. 31, 2025
Gross loans receivable	$ 1,402,316,900	$ 1,225,635,918
Unearned interest, insurance and fees	(366,582,467)	(309,320,104)
Allowance for credit losses	(122,648,652)	(103,347,129)
Loans receivable, net	913,085,781	812,968,685
Restricted cash	32,214,683	5,015,837
Other assets, net	36,130,237	40,871,600
Total assets	1,142,378,711	1,007,627,647
Accounts payable and accrued expenses	38,849,724	42,365,032
Total liabilities	$ 790,776,529	$ 568,147,183
Preferred stock, par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Preferred stock, shares issued (in shares)	0	0
Preferred stock, shares outstanding (in shares)	0	0
Common stock, par value (in dollars per share)	$ 0	$ 0
Common stock, shares authorized (in shares)	95,000,000	95,000,000
Common stock, shares issued (in shares)	4,939,105	5,374,012
Common stock, shares outstanding (in shares)	4,939,105	5,374,012
Warehouse Facility
Credit facility	$ 101,548,309	$ 0
Variable Interest Entity, Primary Beneficiary
Gross loans receivable	152,032,005	0
Unearned interest, insurance and fees	(39,744,985)	0
Allowance for credit losses	(11,881,666)	0
Loans receivable, net	100,405,354	0
Restricted cash	26,924,506	0
Other assets, net	2,989,109	0
Total assets	130,318,969	0
Accounts payable and accrued expenses	364,190	0
Total liabilities	101,912,499	0
Variable Interest Entity, Primary Beneficiary \| Warehouse Facility
Restricted cash	25,200,000
Credit facility	$ 101,548,309	$ 0

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

WORLD ACCEPTANCE CORP 10-Q