FIRST MERCHANTS CORP

FIRST MERCHANTS CORP

FIRST MERCHANTS CORP operates as a full-service National Commercial Bank rooted in the SIC 6021 framework, delivering commercial lending, consumer banking, treasury management, and wealth advisory services across the Midwest to regional businesses, municipal clients, and affluent individuals seeking specialized credit and capital markets capabilities; the organization frames itself as a relationship-driven partner for established small- to mid-market enterprises plus their executives who need deposit liquidity, equipment financing, and digital treasury tools backed by attentive service. As FRME navigates macroeconomic shifts, regulatory oversight from the Federal Reserve and FDIC, interest rate volatility, and compliance with capital and liquidity standards remain material risks that demand constant monitoring, a tone underscored by the Form 8-K filed in November 2025 detailing leadership updates and risk governance matters. Investors should note the CIK 0000712534 information when researching and can view live SEC filings on Earnings Feed for the latest disclosures.