FARMERS NATIONAL BANC CORP /OH/

FARMERS NATIONAL BANC CORP /OH/

FARMERS NATIONAL BANC CORP /OH/ operates as a State Commercial Bank (SIC 6021), blending classic community-banking services with the robustness expected of regional institutions; its core products revolve around deposit-taking, commercial and consumer lending, and cash management solutions tailored for farmers, agribusiness firms, and small-to-mid-size enterprises across Ohio, while also catering to retail households seeking personal banking and mortgage services. The bank targets customers who value relationship-based credit underwriting and local decision-making, leaning on its heritage to serve rural and suburban borrowers that larger national banks might overlook. Like all institutions in the State Commercial Banks sector, FMNB must manage material risks such as interest-rate volatility, credit concentration in agricultural portfolios, and compliance with both state banking regulators and federal agencies including the FDIC and Federal Reserve, especially as seen through its most recent publicly accessible Form 10-Q filed in November 1999. Investors tracking this franchise can view live SEC filings on Earnings Feed to stay current.