HORIZON BANCORP INC /IN/

HORIZON BANCORP INC /IN/

Horizon Bancorp Inc /IN/, trading as HBNC, is a state commercial bank rooted in the traditional State Commercial Banks SIC group where community relationships and local market knowledge drive growth; it deploys core services such as deposit-taking, commercial lending, cash management, and trusted wealth advisory to small and medium-sized businesses, professionals, and families across its regional footprint, while leveraging a full suite of online banking conveniences for time-pressed clients. The company’s earnings hinge on credit quality across commercial real estate and working capital loans, the margin-sensitive mix of interest-bearing deposits, and fee income tied to transaction banking, so industry regulation from federal and state banking authorities, capital adequacy rules, and periodic safety-and-soundness examinations remain material, especially given the age of its latest disclosure in the Form 10-Q filed Nov 1999. CIK 706129 reflects this history, and investors should see filings for timely insight; view live SEC filings on Earnings Feed.