Galda April Joyce 4

What Happened

• Galda April Joyce, a director of Essent Group Ltd. (ESNT), was granted an award on 2026-03-23 consisting of 16 shares (reported as a derivative award). The transaction is listed as an "A" (award/grant) at $0.00 per share — typical for restricted stock or restricted stock unit (RSU) grants where no cash purchase occurred.
• This was a compensation-style grant (not an open-market buy or sale). The filing reports the award but does not assign a cash purchase price; the economic value will depend on Essent's stock price and any vesting terms.

Key Details

• Transaction date: 2026-03-23; Form 4 filed: 2026-03-25 (filed within the normal 2‑business‑day window).
• Reported shares granted: 16; reported price: $0.00 (award/derivative).
• Shares owned after transaction: Not specified in the filing.
• Footnote: Dividend equivalent rights accrued on the unvested restricted stock/RSU(s) and vest proportionately with the awards; each dividend equivalent unit is economically equivalent to one common share.
• Transaction code: A = Award/Grant. No 10b5‑1, tax‑withholding, or late‑filing flags are indicated.

Context

• For retail investors: awards like this are routine executive/director compensation and do not by themselves indicate buying or selling intent in the market. The award is a derivative/RSU-style grant — value is tied to future vesting and Essent’s share price rather than an immediate cash transaction.