CFCRE 2016-C3 Mortgage Trust 8-K

What Happened
CFCRE 2016-C3 Mortgage Trust filed an 8-K under Item 6.04 reporting that the Certificate Administrator made distributions to certificateholders on the January 12, 2026 distribution date. On January 23, 2026, the Master Servicer notified the Certificate Administrator that it had received funds from a late payoff of the One Commerce Plaza Mortgage Loan (Loan No. 6 per the trust prospectus). That late payoff creates additional principal payments to certain classes of certificates that were not included in the January 12 distributions.

Key Details

• Filing: Form 8-K (Item 6.04 – Failure to Make a Required Distribution).
• Notification date: January 23, 2026 (initial distributions were made January 12, 2026).
• Loan involved: One Commerce Plaza Mortgage Loan (Loan Number 6 on Annex A-1 of the prospectus).
• Additional payments due: $2,909,363.26 to Class B certificateholders and $30,332,344.18 to Class C certificateholders.
• Timing: These payment adjustments are expected to be made on or prior to the next distribution date.

Why It Matters
This is an administrative correction stemming from a late loan payoff: affected certificateholders (Class B and Class C) will receive materially larger principal payments than they did on the January 12 distribution once adjustments are made. For investors, this means a one-time increase in principal recovery timing for those classes; it does not, in the filing, report changes to ongoing servicing or other trust terms.