UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D.C. 20549

FORM 10-D

ASSET BACKED ISSUER
DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

For the monthly distribution period from: ~~May~~June 1718, 2025 to ~~June~~July 17, 2025

Commission File Number of issuing entity: 333-282944-01

Central Index Key Number of issuing entity: 0002056713

Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1
(Exact name of issuing entity as specified in its charter)

Commission File Number of depositor: 333-282944

Central Index Key Number of depositor: 0001547361

Morgan Stanley Capital I Inc.
(Exact name of depositor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001541557

Morgan Stanley Mortgage Capital Holdings LLC
(Exact name of sponsor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001968416

Argentic Real Estate Finance 2 LLC
(Exact name of sponsor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001102113

Bank of America, National Association
(Exact name of sponsor as specified in its charter)

Central Index Key Number of sponsor (if applicable): 0001548405

Starwood Mortgage Capital LLC
(Exact name of sponsor as specified in its charter)

Jane Lam (212) 761-4000
(Name and telephone number, including area code, of the person to contact in connection with this filing)

New York
(State or other jurisdiction of incorporation or organization of the issuing entity)

38-4345597
38-4345598
38-7341826
(I.R.S. Employer Identification No.)

c/o Computershare Trust Company, N.A.
9062 Old Annapolis Road
Columbia, MD 21045
(Address of principal executive offices of the issuing entity) (Zip Code)

(667) 786-1992
(Telephone number, including area code)

Not Applicable
(Former name, former address, if changed since last report)

Registered/reporting pursuant to (check one)

Title of Class	Section 12(b)	Section 12(g)	Section 15(d)	Name of Exchange (If Section 12(b))
A-1			X
A-2			X
A-2-1			X
A-2-2			X
A-2-X1			X
A-2-X2			X
A-3			X
A-3-1			X
A-3-2			X
A-3-X1			X
A-3-X2			X
X-A			X
X-B			X
A-S			X
A-S-1			X
A-S-2			X
A-S-X1			X
A-S-X2			X
B			X
B-1			X
B-2			X
B-X1			X
B-X2			X
C			X
C-1			X
C-2			X
C-X1			X
C-X2			X

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes X No

Part I - DISTRIBUTION INFORMATION

Item 1. Distribution and Pool Performance Information.

On ~~June~~July 17, 2025 a distribution was made to holders of the certificates issued by Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1.

The distribution report is attached as an Exhibit to this Form 10-D, please see Item 10(b), Exhibit 99.1 for the related information.

~~The~~No ~~following~~assets ~~table~~securitized ~~presents~~by ~~the~~Morgan ~~loss~~Stanley ~~information~~Mortgage ~~for~~Capital ~~the~~Holdings ~~trust~~LLC, ~~assets~~Argentic ~~for~~Real ~~the~~Estate Finance 2 LLC, Bank of America, National Association, and Starwood Mortgage Capital LLC (each a "Securitizer") and held by Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1 inwere ~~accordance~~the ~~with~~subject ~~Item~~of ~~1100(b)~~a asdemand ~~required~~to byrepurchase ~~Item~~or ~~1121(a)(9)~~replace for breach of ~~Regulation~~the ~~AB:~~representations and warranties during the monthly distribution period from June 18, 2025 to July 17, 2025.

~~Loss~~Morgan ~~Information~~Stanley asMortgage ~~reported~~Capital Holdings LLC filed its most recent Form ABS-15G on ~~June~~May 1713, 2025. The CIK number for Morgan Stanley Mortgage Capital Holdings LLC is 0001541557.

Number of Delinquencies 30+ days	% of Delinquencies 30+ days by Pool Balance	Number of Loans/REOs with Losses	Average Net Loss
1	6.37%	0	N/A

Argentic Real Estate Finance 2 LLC filed its most recent Form ABS-15G on January 17, 2025. The CIK number for Argentic Real Estate Finance 2 LLC is 0001968416.

~~No assets securitized by Morgan Stanley Mortgage Capital Holdings LLC, Argentic Real Estate Finance 2 LLC,~~ Bank of America, National Association~~, and Starwood Mortgage Capital LLC~~ ~~(each~~filed aits ~~"Securitizer")~~most ~~and~~recent ~~held~~Form byABS-15G ~~Morgan~~on ~~Stanley~~May ~~Bank~~9, ~~of America Merrill Lynch Trust~~ 2025~~-5C1 were~~. ~~the~~The ~~subject~~CIK ofnumber ~~a demand to repurchase or replace~~ for ~~breach~~Bank of ~~the representations and warranties during the monthly distribution period from May 17~~America, ~~2025~~National Association ~~to June~~is ~~17, 2025~~0001102113.

~~Morgan~~Starwood ~~Stanley~~ Mortgage Capital ~~Holdings~~ LLC filed its most recent Form ABS-15G on ~~May~~January 1323, 2025. The CIK number for ~~Morgan~~Starwood ~~Stanley~~ Mortgage Capital ~~Holdings~~ LLC is ~~0001541557~~0001548405.

~~Argentic~~Item ~~Real~~1A. ~~Estate Finance 2 LLC filed its most recent Form ABS~~Asset-~~15G~~Level ~~on January 17, 2025~~Information. ~~The CIK number for Argentic Real Estate Finance 2 LLC is 0001968416.~~

~~Bank~~ABS ofAsset ~~America,~~Data ~~National~~File ~~Association~~ (filed ~~its~~as ~~most~~Exhibit ~~recent~~102 to the registrant's Form ABS-~~15G~~EE filed on ~~May~~July 931, 2025. under ~~The~~Commission ~~CIK~~File ~~number~~No. ~~for~~333-282944-01 ~~Bank~~and ofincorporated ~~America,~~by ~~National~~reference ~~Association is 0001102113~~herein).

~~Starwood~~ABS ~~Mortgage~~Asset ~~Capital~~Related ~~LLC~~ Document (filed ~~its~~as ~~most~~Exhibit ~~recent~~103 to the registrant's Form ABS-~~15G~~EE filed on ~~January~~July 2331, 2025. under ~~The~~Commission ~~CIK~~File ~~number~~No. ~~for~~333-282944-01 ~~Starwood~~and ~~Mortgage~~incorporated ~~Capital~~by ~~LLC is~~reference ~~0001548405~~herein).

~~Item~~Part ~~1A.~~II ~~Asset~~-~~Level~~ ~~Information.~~OTHER INFORMATION

~~ABS~~Item ~~Asset Data File (filed as Exhibit 102 to the registrant's Form ABS-EE filed on July 1, 2025 under Commission File No~~9. ~~333-282944-01~~Other ~~and incorporated by reference herein)~~Information.

~~ABS~~Midland ~~Asset~~Loan ~~Related~~Services, ~~Document~~A ~~(filed~~Division asof ~~Exhibit~~PNC ~~103~~Bank, toNational ~~the~~Association, ~~registrant's~~in ~~Form~~its ~~ABS-EE~~capacity ~~filed~~as onMaster ~~July~~Servicer 1,for ~~2025 under~~Morgan ~~Commission~~Stanley ~~File~~Bank ~~No.~~of ~~333~~America Merrill Lynch Trust 2025-~~282944-01~~5C1, ~~and~~affirms ~~incorporated~~the byfollowing ~~reference~~amounts ~~herein).~~in the respective accounts:

Part II - OTHER INFORMATION

Collection Account
Prior Distribution Date	06/17/2025	$66,050.00
Current Distribution Date	07/17/2025	$0.00

Item 9. Other Information.

REO Account
Prior Distribution Date	06/17/2025	$0.00
Current Distribution Date	07/17/2025	$0.00

~~Midland~~Computershare ~~Loan~~Trust ~~Services~~Company, N.A ~~Division of PNC Bank~~., ~~National Association,~~ in its capacity as ~~Master~~Certificate ~~Servicer~~Administrator for Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1, affirms the following amounts in the respective accounts:

Collection Account
Distribution Account
Prior Distribution Date	0506/1617/2025	$08,112.0031
Current Distribution Date	0607/17/2025	$667,~~050~~850.0060

REO Account
Interest Reserve Account
Prior Distribution Date	0506/1617/2025	$0.00
Current Distribution Date	0607/17/2025	$0.00

Computershare Trust Company, N.A., in its capacity as Certificate Administrator for Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1, affirms the following amounts in the respective accounts:

Excess Liquidation Proceeds Reserve Account
Prior Distribution Date	06/17/2025	$0.00
Current Distribution Date	07/17/2025	$0.00

Distribution Account
Prior Distribution Date	05/16/2025	$7,850.67
Current Distribution Date	06/17/2025	$8,112.31

Item 10. Exhibits.

Interest Reserve Account
Prior Distribution Date	05/16/2025	$0.00
Current Distribution Date	06/17/2025	$0.00

(a) The following is a list of documents filed as part of this Report on Form 10-D:

Excess Liquidation Proceeds Reserve Account
Prior Distribution Date	05/16/2025	$0.00
Current Distribution Date	06/17/2025	$0.00

(99.1) Monthly report distributed to holders of the certificates issued by Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1, relating to the July 17, 2025 distribution.

~~Item~~(102) ABS 10Asset Data File (filed as Exhibit 102 to the registrant's Form ABS-EE filed on July 31, 2025 under Commission File No. ~~Exhibits~~333-282944-01 and incorporated by reference herein).

(a103) ABS ~~The~~Asset ~~following~~Related isDocument a(filed ~~list~~as ofExhibit ~~documents~~103 ~~filed~~to asthe ~~part~~registrant's ofForm ~~this~~ABS-EE ~~Report~~filed on ~~Form~~July 1031, 2025 under Commission File No. 333-D:282944-01 and incorporated by reference herein).

(~~99.1~~b) ~~Monthly~~The ~~report~~exhibits ~~distributed~~required to ~~holders~~be offiled ~~the certificates issued~~ by ~~Morgan~~the ~~Stanley~~Registrant ~~Bank~~pursuant ~~of America Merrill Lynch Trust 2025-5C1, relating~~ to ~~the~~this ~~June~~Form ~~17,~~are ~~2025 distribution~~listed above.

~~(102) ABS Asset Data File (filed as Exhibit 102 to the registrant's Form ABS-EE filed on July 1, 2025 under Commission File No. 333-282944-01 and incorporated by reference herein).~~ SIGNATURES

~~(103)~~Pursuant ~~ABS~~to ~~Asset~~the ~~Related~~requirements ~~Document~~of ~~(filed~~the asSecurities ~~Exhibit~~Exchange ~~103~~Act toof 1934, the registrant's ~~Form~~has ~~ABS-EE~~duly ~~filed~~caused onthis ~~July~~report 1,to ~~2025~~be ~~under~~signed ~~Commission~~on ~~File~~its ~~No.~~behalf ~~333-282944-01~~by ~~and~~the ~~incorporated~~undersigned bythereunto ~~reference~~duly ~~herein)~~authorized.

~~(b)~~Morgan ~~The~~Stanley ~~exhibits~~Capital ~~required~~I ~~to be filed by the Registrant pursuant to this Form are listed above~~Inc.(Depositor)

~~SIGNATURES~~/s/ Jane LamJane Lam, President

~~Pursuant~~Date: July ~~to the requirements of the Securities Exchange Act of 1934~~31, ~~the~~2025 ~~registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.~~

Morgan Stanley Capital I Inc.(Depositor)

/s/ Jane LamJane Lam, President

Date: June 30, 2025

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D.C. 20549

FORM 10-D

ASSET BACKED ISSUER DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

Registered/reporting pursuant to (check one)

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington D.C. 20549

ASSET BACKED ISSUER
DISTRIBUTION REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934

Filing Compare · Morgan Stanley Bank of America Merrill Lynch Trust 2025-5C1