UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~September~~October 1715, 2025

METROCITY BANKSHARES, INC.

(Exact name of registrant as specified in its charter)


Georgia	No. 001-39068	47-2528408
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)


5114 Buford Highway Doraville, Georgia		30340
(Address of principal executive offices)		(Zip Code)

(770) 455-4989

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240-13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class	Trading Symbol(s)	Name of each Exchange on which registered
Common Stock, par value $0.01 per share	MCBS	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ◻

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ◻

Item 8.01 Other Events

On ~~September~~October 1715, 2025, ~~the Board of Directors of~~ MetroCity Bankshares, Inc. (the “Company”) ~~approved~~announced the ~~continuation~~declaration of ~~its~~a ~~share~~quarterly ~~repurchase~~cash ~~program~~dividend ~~that~~of ~~will~~$0.25 ~~expire~~per share on ~~September~~its ~~30,~~common ~~2025~~stock. ~~(“Prior~~This ~~Share~~dividend ~~Repurchase~~is ~~Program”),~~payable ~~and~~November ~~authorized the Company to repurchase up to 923~~7,~~976~~ ~~shares of the Company’s outstanding shares of common stock~~2025, ~~which~~to isshareholders ~~the expected number~~ of ~~remaining~~record ~~shares~~as ~~authorized for repurchase from the Prior Share Repurchase Plan. The continuation~~ of ~~the share repurchase program will begin on~~ October 129, 2025 ~~and end on September 30, 2026~~. ~~The~~A ~~repurchases~~copy ~~will~~of be made in compliance with all Securities and Exchange Commission rules, including Rule 10b-18, and other legal requirements and may be made in part under Rule 10b5-1 plans, which permits stock repurchases when the ~~Company~~press ~~might~~release ~~otherwise~~announcing ~~be precluded from doing so. Repurchases can be made from time-to-time in~~ the ~~open~~cash ~~market~~dividend oris ~~through~~attached ~~privately~~hereto ~~negotiated~~as ~~transactions depending on market and/or other conditions~~Exhibit 99.1 ~~The repurchase program may be modified, suspended or discontinued at any time~~ and ~~does~~incorporated ~~not~~by ~~obligate~~reference ~~the Company to purchase any shares of its common stock~~herein.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits


Exhibit No.		Description

99.1		Press Release, dated October 15, 2025

104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.



	METROCITY BANKSHARES, INC.

Date: September 17, 2025	By:	/s/ Lucas Stewart
Date: October 15, 2025	By:	/s/ Lucas Stewart
		Lucas Stewart
		Chief Financial Officer

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