Sachem Capital Corp. 8-K

What Happened Sachem Capital Corp. (SACH) filed a Form 8-K on January 22, 2026 disclosing that on January 21, 2026 it entered into Amendment No. 2 to the Credit, Security and Guaranty Agreement for its $50 million revolving Needham Credit Facility. The amendment extends the facility’s maturity from March 2, 2026 (absent a conditional one‑year extension) to March 2, 2028, and provides for an additional conditional one‑year extension to March 2, 2029. SN Holdings, LLC (a wholly owned subsidiary) remains the borrower and Sachem Capital Corp. remains the guarantor; Needham Bank continues as administrative agent.

Key Details

• Amendment executed: January 21, 2026; Form 8-K filed January 22, 2026.
• Facility size: $50 million revolving credit facility (Needham Credit Facility).
• New maturity: extended to March 2, 2028, with a conditional one‑year extension to March 2, 2029.
• Other terms: all other terms of the Credit, Security and Guaranty Agreement remain unchanged.

Why It Matters Extending the maturity of the $50M revolving facility provides Sachem and its subsidiary additional time to access liquidity under existing credit arrangements without changing other loan terms. For investors, the extension reduces near‑term refinancing risk tied to the original March 2, 2026 maturity date and helps preserve working capital flexibility; it does not alter the facility size or materially change covenants per the filing.