UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): ~~December~~February 2923, ~~2025~~2026

Dream Finders Homes, Inc.

(Exact name of registrant as specified in its charter)

Delaware

001-39916

85-2983036

(State or other jurisdiction of incorporation)

(Commission

File Number)

(I.R.S. Employer

Identification No.)

14701 Phillips Highway, Suite 300Jacksonville , Florida						32256
14701 Phillips Highway, Suite 300Jacksonville, Florida						32256
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: (904) 644-7670

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)


☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)


☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))


☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered Class A Common Stock DFH ~~NYSE~~New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 72.0102 ~~Regulation~~Results FDof ~~Disclosure~~Operations and Financial Condition.

On ~~December 29~~February 23, ~~2025~~2026, Dream Finders Homes, Inc. (the “Company”) ~~released~~issued ~~its~~a ~~2024~~press ~~Annual~~release ~~Shareholder~~announcing ~~Letter~~its ~~authored~~financial byresults ~~its~~for ~~President,~~the ~~CEO~~three months and ~~Chairman,~~fiscal ~~Patrick~~year ~~Zalupski~~ended ~~(the~~December 31, ~~“Letter”)~~2025. A copy of the ~~Letter~~press ~~can~~release beis ~~found~~furnished as Exhibit 99.1 to this Current Report on ~~the~~Form ~~Company’s~~8-K ~~website~~and atincorporated ~~investors~~by reference into this Item 2.~~dreamfindershomes~~02.~~com.~~

The information ~~contained~~furnished inunder this Item 72.0102, including Exhibit 99.1, shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section and shall not be deemed to be incorporated by reference ininto any filing under the Securities Act of 1933, as amended, or the Exchange Act~~, except as shall be expressly set forth by reference in such a filing~~.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.


Number						Description
99.1						Earnings Press Release dated February 23, 2026
104						Cover Page Interactive Data File (embedded within the inline XBRL document)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	DREAM FINDERS HOMES, INC.
Date: December 29, 2025	By:	/s/ Robert E. Riva
Date: February 23, 2026	By:	/s/ Robert E. Riva
		Robert E. Riva
		Vice President, General Counsel and Corporate Secretary

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