UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): ~~January~~February 2816, 2026

Wealthfront Corporation

(Exact name of registrant as specified in its charter)

Delaware

001-42987

20-8280144

(State or other jurisdiction
of incorporation)

(Commission
File Number)

(IRS Employer

Identification No.)


261 Hamilton Avenue Palo Alto, California						94301

(Address of principal executive offices)						(Zip Code)

(844) 995-8437

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))


Securities registered pursuant to Section 12(b) of the Act:
Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock, $0.0001 par value per share	WLTH	The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).


Emerging growth company			☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.			☐

Item 71.01 ~~Regulation~~Entry FDinto ~~Disclosure~~a Material Definitive Agreement.

On ~~January~~December 2816, ~~2026~~2025, Wealthfront ~~Corporation~~Home ~~(the~~Lending, ~~“Company”~~LLC or (“Wealthfront Home Lending”) ~~announced~~filed ~~that~~an itadvance ~~would~~change benotice ~~increasing~~with ~~the~~applicable ~~base~~state ~~client~~mortgage ~~annual~~regulators ~~percentage yield ("APY") on cash~~ in ~~Wealthfront~~anticipation ~~Cash Accounts by five basis points to a 3.30% APY effective on Friday, January 30, 2026. The announced increase is a result~~ of the ~~effective~~planned ~~federal~~internal ~~funds~~corporate ~~rate~~reorganization ~~stabilizing~~described ~~at a higher rate within its target range for the first time in several years and the Company’s decision to pass along this benefit to clients in the form of a higher APY~~herein.

~~Including~~Upon ~~this~~the ~~change,~~expiration ~~Wealthfront~~of ~~currently~~the ~~expects~~required ~~that~~waiting ~~its~~periods ~~annualized~~following ~~cash~~its ~~management~~issuance ~~fee rate will be approximately 0.59% for the first quarter~~ of ~~fiscal~~this ~~year 2027. This includes an assumption~~notice, ~~among~~Wealthfront ~~others,~~Corporation ~~that~~(the ~~there~~“Company”) isentered nointo ~~change to~~ the ~~federal~~following ~~funds~~transaction ~~target~~on ~~range~~February in16, ~~the period.~~2026:

AsThe ofCompany ~~January~~entered 26into an Equity Purchase Agreement with David Fortunato, ~~2026~~the Company’s Chief Executive Officer and President, ~~Wealthfront~~attached hereto as Exhibit 10.1 (the “Purchase Agreement”). Pursuant to the Purchase Agreement, the Company acquired the entirety of Mr. Fortunato’s ~~total~~limited ~~platform~~liability ~~assets~~company ~~were~~interest ~~approximately~~in Wealthfront Holdings LLC, the sole member of Wealthfront Home Lending, representing 95.1% of the aggregate limited liability company interests of Wealthfront Holdings LLC (the “Ownership Interest”), for nominal consideration in the amount of one dollar ($941).2 Following ~~billion~~this transaction, ~~with~~the ~~growth~~Company ~~since~~became ~~December~~the 31sole owner of 100.0% of the limited liability company interests of Wealthfront Holdings LLC. As a wholly-owned subsidiary of Wealthfront Holdings LLC, ~~2025~~Wealthfront ~~driven~~Home byLending ~~Investment~~is ~~Advisory~~now an indirect wholly-owned subsidiary of the Company.

~~The~~As ~~information~~previously ~~furnished~~described in ~~this~~the ~~Current~~Company’s ~~Report on~~ Form 8S-K1 ~~shall not be deemed “~~filed” ~~for~~in ~~purposes~~connection ofwith ~~Section~~its 18Initial ofPublic ~~the Securities Exchange Act of 1934~~Offering, asWealthfront ~~amended~~Corporation ~~(the~~has ~~“Exchange Act”), or otherwise subject to~~ the ~~liabilities~~ability ~~of that section. The information in this Current Report shall not be deemed~~ to bedirect ~~incorporated by reference into any filing under~~ the ~~Securities~~significant ~~Act~~activities of ~~1933,~~Wealthfront asHome ~~amended,~~Lending orand ~~the~~absorbs ~~Exchange~~and ~~Act,~~funds ~~whether~~all ~~made~~benefits ~~before~~and orlosses ~~after the date~~ of ~~this~~Wealthfront ~~Current~~Home ~~Report,~~Lending. ~~regardless~~These ofoperations ~~any~~and ~~general~~economics ~~incorporation~~remain ~~language~~unchanged infollowing ~~the~~this ~~filing~~reorganization.

The ~~Company~~foregoing ~~announces~~description ~~material~~of ~~information~~the toPurchase ~~the~~Agreement ~~public~~does ~~through~~not ~~filings~~purport ~~with~~to ~~the~~be ~~Securities~~complete and ~~Exchange~~is ~~Commission~~qualified ~~(the~~in ~~“SEC”),~~its ~~the~~entirety ~~investor~~by ~~relations~~reference ~~page~~to onthe ~~its~~full ~~website~~text ~~(ir.wealthfront.com),~~of ~~press~~such ~~releases~~document, ~~public~~a ~~conference~~copy ~~calls,~~of ~~public~~which ~~webcasts,~~is ~~and~~filed ~~its~~with ~~social~~this ~~media~~Current ~~accounts~~Report on X,Form ~~Instagram, Facebook, and LinkedIn in order to achieve broad, non~~8-~~exclusionary~~K ~~distribution~~as ofExhibit ~~information~~10.1 ~~to the public~~ and ~~for~~is ~~complying~~incorporated ~~with~~herein ~~its~~by ~~disclosure obligations under Regulation FD~~reference.

~~The~~Item ~~content~~9.01 ofFinancial ~~the~~Statements ~~Company’s websites~~ and information that the Company may post on or provide to online and social media channels, including those mentioned above, and information that can be accessed through the Company’s websites or these online and social media channels are not incorporated by reference into this Current Report on Form 8-K or in any other report or document the Company files with the SEC, and any references to the Company’s websites or these online and social media channels are intended to be inactive textual references onlyExhibits.

~~Cautionary~~(d) ~~Note Regarding Forward-Looking Statements~~Exhibits

This Current Report contains forward-looking statements that involve substantial risks and uncertainties. All statements contained in this Current Report other than statements of historical fact, including statements regarding Wealthfront’s future operating results and financial condition, its business strategy and plans, market growth, and its objectives for future operations, are forward-looking statements. The words “believe,” “may,” “will,” “potentially,” “estimate,” “continue,” “anticipate,” “intend,” “could,” “would,” “project,” “target,” “plan,” “expect,” and similar expressions are intended to identify forward-looking statements.


Exhibit Number						Description
10.1*						Equity Purchase Agreement dated as of February 16 , 2026, by and among Wealthfront Corporation and David Fortunato
104						Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

~~These~~* ~~forward-looking~~Certain ~~statements~~personally ~~are~~identifiable ~~made as of the date they were first issued and are based on~~ information ~~available~~has tobeen ~~Wealthfront~~omitted together with Wealthfront’s expectations, estimates, forecasts, projections, beliefs, and assumptions as of such date. Forward-looking statements are subject to a number of risks and uncertainties, many of which involve factors or circumstances that are beyond Wealthfront’s control. Wealthfront’s actual results could differ materially from ~~those~~this ~~stated~~exhibit orpursuant ~~implied in forward-looking statements due~~ to aItem ~~number of factors. Further information on potential risks that could affect actual results is included in Wealthfront’s most recent filings with the Securities and Exchange Commission~~ 601(~~the “SEC”~~a),(6) ~~including Wealthfront’s Quarterly Report on Form 10-Q for the quarter ended October 31, 2025, filed with the SEC on January 23, 2026, copies~~ of ~~which~~Regulation may be obtained by visiting Wealthfront’s Investor Relations website at https://ir.wealthfront.com or the SEC's website at https://www.sec.gov. Past performance is not necessarily indicative of future results. Wealthfront undertakes no intention or obligation to update or revise any forwardS-~~looking statements, whether as a result of new information, future events or otherwise, except as required by law~~K. ~~Forward-looking statements should not be relied upon as representing Wealthfront’s views as of any date subsequent to the date of this press release.~~

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Wealthfront Corporation
Date:	~~January~~February 2818, 2026	By:	/s/ Alan Imberman
			Name: Alan Imberman
			Title: Chief Financial Officer

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