UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 2627, 2026

PROVIDENT FINANCIAL SERVICES, INC.

(Exact Name of Registrant as Specified in its Charter)

Delaware

001-31566

42-1547151

(State or Other Jurisdiction of Incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

239 Washington Street, Jersey City, New Jersey

07302

(Address of Principal Executive Offices)

(Zip Code)

Registrant's telephone number, including area code 732-590-9200

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Title of each class Trading SymbolSymbol(s) Name of each exchange on which registered Common PFS New York Stock Exchange

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17

CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17

CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Symbol(s)

Name of each exchange on which registered

Common

PFS

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 82.~~01 Other~~02 Results ~~Events~~of Operation and Financial Condition.

~~The~~On ~~Company’s~~January ~~Board~~27, of2026, ~~Directors~~Provident ~~authorized~~Financial ~~the~~Services, ~~Company’s~~Inc. ~~tenth stock repurchase program to commence upon completion of~~ (the ~~existing~~“Company”) ~~authorization~~issued ~~which~~a ~~has~~press ~~814,247~~release ~~shares~~reporting ~~remaining~~its ~~available~~financial results for ~~repurchase. Under~~ the ~~new~~quarter ~~authorization~~ and ~~old~~year ~~authorization,~~ended ~~the~~December ~~Company~~31, ~~may repurchase up to 2~~2025.~~15%~~ A copy of the ~~number~~release ofis ~~shares~~attached ofas ~~common~~Exhibit ~~stock currently outstanding~~99. ~~Repurchases~~1 ~~will be made from time~~ to ~~time~~this ~~through~~report ~~open~~and ~~market~~is ~~purchases,~~being ~~unsolicited~~furnished ~~negotiated transactions, through block trades, or pursuant~~ to ~~any trading plan that may be adopted in accordance with Rule 10b5-1 of~~ the ~~Securities~~SEC and ~~Exchange~~shall ~~Commission. The repurchase program has no expiration date. Completion of the repurchase program will~~ not be ~~limited~~deemed to“filed” afor ~~specific~~any ~~time period~~purpose. ~~The Company’s stock repurchase activity will take into account SEC safe harbor rules and guidance.~~

AItem ~~copy of the press release announcing the stock repurchase program is included as Exhibit 99~~7.101 Regulation toFD ~~this report and is incorporated herein by reference~~Disclosure.

On January 28, 2026, the Company held a conference call to discuss its financial results for the quarter and year ended December 31, 2025 and attached as Exhibit 99.1 to this report. A copy of the release is being furnished to the SEC and shall not be deemed “filed” for any purpose.

Item 9.01. Financial Statements and Exhibits

(a) Financial Statements of Businesses Acquired. Not applicable.

(b) Pro Forma Financial Information. Not applicable.

(d) Exhibits.

Exhibit No. Description

99.1 Press release ~~announcing~~issued by the ~~adoption~~Company ofon January 27, 2026 announcing its financial results for the ~~tenth~~quarter ~~stock~~and ~~repurchase~~year ~~program~~ended December 31, ~~dated~~2025 ~~January~~and ~~26,~~the ~~2026~~establishment of the date for the Annual Meeting of Stockholders.

104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

PROVIDENT FINANCIAL SERVICES, INC.

DATE:

January 2728, 2026

By:/s/ ~~Bennett~~Anthony ~~MacDougall~~J. Labozzetta

Bennett MacDougall

Anthony J. Labozzetta

EVP, General Counsel & Corporate Secretary

President and Chief Executive Officer

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