HERITAGE FINANCIAL CORP /WA/ 8-K

What Happened

• Heritage Financial Corporation (HFWA) announced its fourth-quarter and full-year 2025 results by press release dated January 22, 2026. The press release was attached to the Form 8-K as Exhibit 99.1.
• The company also furnished an investor presentation (Exhibit 99.2) that was reviewed in connection with its earnings release conference call on January 22, 2026. The 8-K states these materials are being “furnished,” not “filed,” under the Exchange Act. The report was signed by Bryan McDonald, President and CEO.

Key Details

• Date of filings: January 22, 2026 (press release and investor presentation).
• Exhibit references: Exhibit 99.1 = press release (Q4 & FY2025 results); Exhibit 99.2 = investor presentation used with the earnings call.
• Regulation FD disclosure: presentation was furnished under Item 7.01 and reviewed during the earnings call.
• Legal note: Materials are “furnished” (information disclosure) and not treated as “filed” for purposes of Section 18 of the Exchange Act.

Why It Matters

• Investors should review the attached press release and presentation for full financial details (revenue, net income, EPS, trends, and management commentary) because the 8-K itself furnishes the materials rather than restating figures.
• The investor presentation and earnings call provide management’s current view and context for the quarter and year, useful for assessing recent performance and near-term outlook.
• Because the items are furnished (not filed), they are disclosed for investor information but not automatically incorporated by reference into future SEC filings; check subsequent filings for audited financial statements or additional disclosures.