Advanced Flower Capital Inc. 8-K

What Happened
Advanced Flower Capital Inc. (AFCG) announced that it entered into Amendment Number Six to its Loan and Security Agreement. The amendment, dated January 13, 2026, modifies the original Loan and Security Agreement dated April 29, 2022, and was filed with the SEC on an 8-K dated January 16, 2026. The filing notes the amendment includes provisions relevant to AFCG’s conversion from a real estate investment trust (REIT) to a business development company (BDC).

Key Details

• Amendment Number Six dated January 13, 2026 to the Loan and Security Agreement (original agreement dated April 29, 2022).
• Parties: AFCG as borrower, the lenders party to the agreement, and the lead arranger/bookrunner/administrative agent.
• The amendment specifically includes provisions tied to AFCG’s conversion from a REIT to a BDC.
• The Sixth Amendment is filed as Exhibit 10.9F to the 8-K; the report was signed by CFO Brandon Hetzel (signature dated January 15, 2026).

Why It Matters
A formal amendment to the company’s loan agreement is material because it updates the lender-borrower relationship to reflect AFCG’s new corporate status (REIT → BDC). Changes like this can affect loan covenants, security terms, repayment or default conditions, and other lender protections. Retail investors should review the filed Amendment (Exhibit 10.9F) to see any specific changes to borrowing terms or covenants that could affect the company’s liquidity, financing costs, or risk profile.