UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 313, 2025

Better Home & Finance Holding Company

(Exact name of registrant as specified in its charter)


Delaware	001-40143	93-3029990
(State or other jurisdiction of incorporation or organization)	(Commission File Number)	(I.R.S. Employer Identification Number)

1 World Trade Center

285 Fulton St., 80th Floor Suite A

New York,

10007

(Address of principal executive offices) (Zip Code)

(415) 523-8837

Registrant’s telephone number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:


☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Class A common stock, par value $0.0001 per share

BETR

The Nasdaq Stock Market LLC

Warrants to purchase shares of Class A common stock

BETRW

The Nasdaq Stock Market LLC

Warrants exercisable for one share of Class A common stock at an exercise price of $575

BETRW

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 52.02 ~~Departure~~ ofResults ~~Directors or Certain Officers; Election~~ of ~~Directors;~~Operations ~~Appointment~~and ofFinancial ~~Certain Officers; Compensatory Arrangements of Certain Officers~~Condition.

~~Approval~~On November 13, 2025, Better Home & Finance Holding Company (the “Company”) issued a press release announcing the Company’s financial results for the quarter ended September 30, 2025. A copy of ~~Restricted~~the ~~Stock~~Company’s ~~Unit~~press ~~Awards~~release is attached hereto as Exhibit 99.1 to this current report on Form 8-K.

OnThe ~~November~~information 3,in ~~2025,~~this ~~the~~Item ~~board~~2.02 ofand ~~directors~~Exhibit ~~(the~~99.1 attached hereto is being furnished and shall not be deemed “~~Board~~filed”) for purposes of ~~Better~~Section ~~Home~~18 &of ~~Finance~~the ~~Holding~~Securities ~~Company~~Exchange Act of the 1934, as amended (the “~~Company~~Exchange Act”), ~~pursuant~~or otherwise subject to the ~~Company’s~~liabilities ~~2023~~of ~~Incentive~~that ~~Equity Plan~~section, ~~approved~~nor shall it be deemed incorporated by reference in any filing under the ~~grant~~Securities Act of ~~restricted~~1933, ~~stock~~as ~~units (“RSUs”)~~amended, ~~subject~~or tothe ~~both~~Exchange ~~performance-~~Act, ~~and~~except ~~time-based~~as ~~vesting~~shall ~~criteria,~~be toexpressly ~~certain~~set offorth ~~its~~by ~~named~~specific ~~executive~~reference ~~officers~~in such filing.

~~The~~Item Board granted Vishal Garg, the Company’s Chief Executive Officer: (1) 287,500 RSUs, which will be earned upon the achievement of certain stock price performance goals, and (2) 287,500 RSUs, which will be earned upon the achievement of certain Company revenue performance goals9.01 Financial ~~The~~Statements ~~Board also granted Paula Tuffin, the Company’s General Counsel, Chief Compliance Officer~~ and Corporate Secretary: (1) 50,000 RSUs, which will be earned upon the achievement of certain stock price performance goals, and (2) 50,000 RSUs, which will be earned upon the achievement of certain Company revenue performance goalsExhibits. In each case, (1) the performance goals must be achieved between October 1, 2025 and December 31, 2030, or will otherwise be forfeited for no consideration, and (2) 25% of RSUs will time vest on the 12-month anniversary of the grant date and the remaining balance of which will vest in equal quarterly installments over the following 36 months. Both the performance goals and time criteria must be achieved for the applicable RSUs to fully vest, subject to the individual’s continued service.

The RSUs granted to Mr. Garg and Ms. Tuffin are subject to certain accelerated vesting events described in the Company's definitive proxy statement on Schedule 14A, filed with the Securities and Exchange Commission on April 30, 2025, including accelerated vesting of the awards upon a termination of employment by the Company without cause or by the individual for good reason in connection with or following a change in control, as provided in the Company’s Executive Change in Control Severance Plan.(d) Exhibits:

The following exhibits relating to Item 9.01 shall be deemed to be furnished, and not filed:


Exhibit						Description
99.1						Press Release, dated November 13 , 2025
104						Cover Page Interactive Data File (formatted as Inline XBRL)

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	BETTER HOME & FINANCE HOLDING COMPANY
Date: November 7, 2025	By:	/s/ Paula Tuffin
Date: November 13, 2025	By:	/s/ Kevin Ryan
	Name:	~~Paula~~Kevin ~~Tuffin~~Ryan
	Title:	~~General Counsel,~~ Chief ~~Compliance~~Financial Officer ~~and Corporate Secretary~~

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