Synchrony Financial 8-K

What Happened

• On January 27, 2026, Synchrony Financial announced its fourth-quarter 2025 earnings via a press release and filed a Current Report on Form 8-K (Item 2.02) to furnish those results. The press release is furnished as Exhibit 99.1 and is incorporated by reference into the Form 8-K.

Key Details

• Filing date: January 27, 2026; reporting Item: 2.02 (Results of Operations and Financial Condition).
• Exhibits furnished include: 99.1 (press release), 99.2 (financial data supplement for quarter ended Dec 31, 2025), 99.3 (financial results presentation for the quarter), and 99.4 (explanation of non‑GAAP measures).
• The Form 8-K is signed by Jonathan Mothner, Executive Vice President, Chief Risk and Legal Officer.

Why It Matters

• This filing makes Synchrony’s latest quarterly earnings and supporting materials (data supplement, presentation, and non‑GAAP reconciliations) publicly available for investors to review.
• Investors should read the press release and accompanying exhibits to assess the company’s recent performance, trends in quarterly results, and any non‑GAAP adjustments used in the presentation of earnings.