UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

~~Date of Report (Date of earliest event reported): June 3, 2025~~

Date of Report (Date of earliest event reported): July 14, 2025

Fifth District Bancorp, Inc.

(Exact Name of Registrant as Specified in its Charter)

Maryland	001-42198	99-1897673
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)
4000 General DeGaulle Drive, New Orleans, Louisiana			70114
(Address of Principal Executive Offices)			(Zip Code)


Maryland	001-42198	99-1897673
(State or Other Jurisdiction of Incorporation)	(Commission File No.)	(I.R.S. Employer Identification No.)


4000 General DeGaulle Drive, New Orleans, Louisiana		70114
(Address of Principal Executive Offices)		(Zip Code)

(504) 362-7544

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Common stock, par value 0.01 per share		FDSB		The Nasdaq Stock Market LLC
Title of Each Class		Trading Symbol(s)		Name of Each Exchange on Which Registered


Common stock, par value 0.01 per share	FDSB	The Nasdaq Stock Market, LLC
Title of Each Class	Trading Symbol(s)	Name of Each Exchange on Which Registered

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934.

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02

Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On ~~June~~July 314, 2025, Fifth District Savings Bank, the bank subsidiary of Fifth District Bancorp, Inc. (the “Company”), and ~~its~~Melissa ~~bank~~Burns, ~~subsidiary~~Chief Financial Officer, ~~Fifth~~entered ~~District~~into ~~Savings~~an ~~Bank~~ amendment to the Second Amended and Restated Executive Salary Continuation Agreement for Melissa Burns (the “~~Bank~~Agreement”),. ~~appointed~~The ~~Amie~~Agreement, L.which ~~Lyons~~was tooriginally ~~serve~~adopted ason ~~President~~February ~~and~~29, ~~Chief~~2024, ~~Executive~~provides ~~Officer~~for onpayment anof ~~interim~~certain ~~basis~~supplemental toretirement ~~succeed~~benefits ~~Brian~~if WMs. ~~North~~Burns ~~who~~separates ~~passed~~from ~~away~~service ~~suddenly~~ on ~~June~~or 2,after ~~2025~~attaining age 65. ~~Mr.~~ The ~~North~~Agreement ~~also~~originally ~~served~~provided asthat athe ~~Director~~annual ofbenefit provided under the ~~Company~~Agreement ~~and~~would equal $80,316. The amendment to the ~~Bank~~Agreement increases the annual benefit to $94,000.

~~Before~~The ~~her~~foregoing ~~appointment,~~summary ~~Ms.~~of ~~Lyons (age 47) served as~~ the ~~Bank’s~~Agreement ~~Senior Vice President of Administration~~ and ~~Operations since 2019. She also serves as a Director of~~ the ~~Company~~amendment ~~and~~to the ~~Bank. There~~Agreement ~~are~~does nonot ~~family~~purport ~~relationships~~to ~~between~~be ~~Ms.~~complete ~~Lyons~~ and ~~any~~is ~~Director~~qualified orin ~~executive~~its ~~officer~~entirety ofby the ~~Company~~full ortext ~~the~~of ~~Bank. Ms. Lyons and~~ the ~~Bank~~amendment ~~are parties~~ to anthe ~~Employment~~ Agreement, ~~a copy of~~ which is ~~filed~~attached hereto as anExhibit ~~exhibit to the Company’s Registration Statement on Form S-~~10.1, ~~initially~~and ~~filed~~incorporated onherein ~~March~~by ~~8, 2024~~reference.

~~The~~Item ~~Company’s Board of Directors intends to conduct an executive search inside and outside the Company to identify qualified individuals, in addition to Ms~~9.01. ~~Lyons,~~Financial toStatements ~~serve as President~~ and ~~Chief Executive Officer on a permanent basis~~Exhibits.

(a)Financial Statements of Businesses Acquired: Not applicable.

(b)Pro Forma Financial Information: Not applicable.

(c)Shell Company Transactions: Not applicable.

(d)Exhibits.


Exhibit No.		Description

10.1		Amendment to Second Amended and Restated Executive Salary Continuation Agreement for Melissa Burns, dated July 14, 2025
104		Cover Page Interactive Data File (formatted in Inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		FIFTH DISTRICT BANCORP, INC.
		FIFTH DISTRICT BANCORP, INC.
DATE: June 4, 2025	By:	/s/ Amie L. Lyons

		Amie L. Lyons President and Chief Executive Officer
Date:	July 16, 2025	By:	/s/ Amie L. Lyons
			Amie L. Lyons
			Interim President and Chief Executive Officer

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