UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

____________________

FORM 8-K

____________________

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date Earliest Event Reported): ~~February~~ 11March 10, 2026

____________________

TransUnion

(Exact name of registrant as specified in its charter)

____________________

Delaware

001-37470

61-1678417

(State or other jurisdiction
of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

555 West Adams Street,

Chicago,

Illinois

60661

(Address of Principal Executive Offices)

(Zip Code)

Registrant’s telephone number, including area code: (312) 985-2000

____________________

Check the appropriate box below if the Form 8−K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a−12 under the Exchange Act (17 CFR 240.14a−12)

☐ Pre−commencement communications pursuant to Rule 14d−2(b) under the Exchange Act (17 CFR 240.14d−2(b))

☐ Pre−commencement communications pursuant to Rule 13e−4(c) under the Exchange Act (17 CFR 240.13e− 4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $0.01 par value

TRU

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 1.01 Entry into a Material Definitive Agreement.

On February 11, 2026, TransUnion Intermediate Holdings, Inc. (“Holdings”), Trans Union LLC (the “Borrower”), certain wholly-owned subsidiaries of TransUnion (the “Company”), Deutsche Bank AG New York Branch, as the administrative agent and the collateral agent, and the lenders party thereto, entered into Amendment No. 25 (the “Amendment”) to the Third Amended and Restated Credit Agreement, dated as of August 9, 2017 (as amended, amended and restated, supplemented and/or otherwise modified from time to time, including pursuant to the Amendment, the “Credit Agreement”). Capitalized terms used and not otherwise defined herein have the respective meanings given such terms in the Credit Agreement.

Pursuant to the Amendment, the Credit Agreement was amended to establish $400,000,000 of incremental revolving credit commitments (the “Incremental Commitments”) under the Revolving Credit Facility. Immediately after giving effect to the incurrence of the Incremental Commitments, the aggregate amount of Revolving Credit Commitments under the Credit Agreement was $1,000,000,000. In addition, all of the obligations under the Loan Documents were reaffirmed in all respects.

Holdings and its direct and indirect wholly-owned subsidiaries party to the Credit Agreement and ancillary agreements and documents (other than the Borrower) continue to provide an unconditional guaranty of all amounts owing under the Credit Agreement. With certain exceptions, the obligations are secured by a first-priority security interest in substantially all of the assets of the Borrower, Holdings and the other guarantors, including their investments in subsidiaries. The Credit Agreement continues to contain various restrictions and nonfinancial covenants, including restrictions on dividends, investments, dispositions, future borrowings and other specified payments.

The Incremental Commitments have the same terms as the Revolving Credit Commitments in effect immediately prior to the Amendment.

Item 2.02 Results of Operations and Financial Condition.

On February 12, 2026, TransUnion issued a press release announcing results for the quarter ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

The information furnished pursuant to this Item 2.02, including Exhibit 99.1, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that Section and shall not be deemed to be incorporated by reference in any filing made by the Company under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.

The information set forth under Item 1.01 is incorporated herein by reference.

Item 7.01 Regulation FD Disclosure.

On ~~February~~March 1210, 2026, ~~management~~TransUnion ~~reviewed~~(“TransUnion” aor ~~slide~~the ~~presentation~~“Company”) ~~during~~will ~~the~~host ~~Company’s~~its ~~fiscal~~2026 ~~2025~~Investor ~~fourth~~Day ~~quarter~~in ~~earnings~~New ~~conference~~York ~~call~~City. The ~~presentation~~event, ~~materials~~which ~~are~~will ~~attached~~begin ~~hereto~~at as8:30 ~~Exhibit 99~~a.2m. (Eastern Time) and ~~incorporated~~is ~~herein~~expected byto ~~reference~~conclude at approximately 1:00 p.m. ~~These~~(Eastern ~~materials~~Time), ~~may~~will ~~also~~be webcast live and can be ~~used~~accessed byon the ~~Company~~TransUnion Investor Relations website at ~~one~~http://www.transunion.com/tru. orPresentation ~~more~~materials ~~subsequent~~and ~~conferences~~other ~~with~~related ~~analysts,~~information ~~investors~~will be posted to the website, orand ~~other~~a ~~stakeholders~~webcast replay will also be accessible following the event.

~~The~~During ~~information~~this ~~contained~~event, inTransUnion’s ~~the~~leaders ~~attached~~will ~~presentation~~discuss ~~materials~~how isits ~~summary~~transformation ~~information~~positions ~~that~~the isCompany ~~intended~~for toaccelerated beinnovation ~~considered~~and invalue ~~the~~creation. ~~context~~Areas of ~~the~~focus ~~Company’~~will include TransUnion's ~~Securities~~differentiated and ~~Exchange~~proprietary ~~Commission~~data ~~filings~~foundation, its artificial intelligence-powered OneTru™ technology platform, and ~~other~~the ~~public~~drivers ~~announcements~~of growth across its complementary Credit, Marketing, Fraud and Consumer Solutions. ~~The~~As ~~Company~~part ~~undertakes~~of noits ~~duty~~Investor orDay, ~~obligation~~TransUnion toalso ~~publicly~~confirms ~~update~~its orfull ~~revise~~year ~~this~~2026 ~~information~~financial guidance, ~~although~~which itwas ~~may~~previously doreleased soon ~~from~~February ~~time~~12, 2026. This guidance does not include the acquisition of majority ownership of Trans Union de México, S.A., S.I.C., which closed on March 2, 2026. TransUnion plans to ~~time~~incorporate this acquisition into its full-year 2026 guidance alongside its first quarter 2026 earnings results.

Also on March 10, 2026, TransUnion issued a press release in connection with the event and posted presentation materials to its website. A copy of the press release is attached hereto as Exhibit 99.1 to this report and a copy of the presentation materials is attached as Exhibit 99.2 to this report, each of which exhibits is incorporated herein by reference. The information furnished pursuant to this Item 7.01, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities under that Section, and shall not be deemed to be incorporated by reference in any filing made by the Company under the Securities Act of 1933, as amended, or the Exchange Act.

This Current Report on Form 8-K (including the Exhibits attached hereto) contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on the current beliefs and expectations of TransUnion’s management and are subject to significant risks and uncertainties. Actual results may differ materially from those described in the forward-looking statements. A variety of factors could cause TransUnion’s actual results to differ materially from those described in the forward-looking statements, including those described in TransUnion’s Annual Report on Form 10-K for the year ended December 31, 2025, as well as any subsequent Quarterly Report on Form 10-Q or Current Report on Form 8-K, which are filed with the Securities and Exchange Commission and are available on TransUnion's website (www.transunion.com/tru) and on the Securities and Exchange Commission's website (www.sec.gov). TransUnion undertakes no obligation to update the forward-looking statements to reflect the impact of events or circumstances that may arise after the date of this report.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.			Description
99.1			Press release of TransUnion dated ~~February~~March 1210, 2026~~, announcing results for the quarter ended December 31, 2025.~~
99.2			~~Earnings~~Investor ~~call~~Day ~~presentation~~Presentation ~~materials for the quarter ended December 31, 2025.~~Materials
104			Cover page Interactive Data File (embedded within the inline XBRL file).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed by the undersigned hereunto duly authorized.

	TRANSUNION
Date: February 12, 2026	By:	/s/ Todd M. Cello
Date: March 10, 2026	By:	/s/ Todd M. Cello
	Name:	Todd M. Cello
	Title:	Executive Vice President, Chief Financial Officer

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