UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

October 2223, 2025

ORIGIN BANCORP, INC.

(Exact name of Registrant as specified in its charter)

Louisiana

001-38487

72-1192928

(State or other jurisdiction of incorporation)

(Commission File No.)

(I.R.S. Employer Identification No.)

500 South Service Road East

Ruston, Louisiana 71270


(Address of principal executive offices including zip code)

(318) 255-2222


(Registrant's telephone number, including area code)

Not Applicable


(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $5.00 per share

OBK

New York Stock Exchange


Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐


If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

ITEM 27.0201 ~~Results~~Regulation ofFD ~~Operations and Financial Condition~~Disclosure.

On October 22 23, 2025, Origin Bancorp, Inc. (the "“Company"”) orheld an earnings call for the ~~"Registrant")~~quarter ~~issued~~ended aSeptember ~~press~~30, ~~release~~2025. ~~announcing~~The Company wishes to clarify its ~~third~~response ~~quarter~~to ~~2025~~an ~~results~~analyst’s ofquestion ~~operations.~~concerning Aindirect ~~copy~~exposure to Tricolor Holdings, LLC (“Tricolor”), a customer of Origin Bank (the ~~press~~“Bank”). In ~~release~~total, isthe ~~attached~~Bank ~~hereto~~has four outstanding residential mortgage loans to former Tricolor executives, with a total outstanding balance of $16.2 million, as ~~Exhibit~~of 99September 30, 2025.1 In aggregate, ~~which~~these loans have a weighted average loan-to-value of approximately 58%, and none has a loan-to-value greater than 80%. Each of these loans is ~~incorporated~~currently ~~herein~~performing, byand ~~reference~~the Company does not anticipate loss exposure.

OnAs ~~Thursday,~~provided ~~October 23,~~in ~~2025,~~General atInstructions ~~8:00 a~~B.m.2 ~~Central~~to ~~Time~~Form 8-K, the ~~Company~~information ~~will~~furnished ~~host~~in anthis ~~investor~~Item ~~conference~~7.01 ~~call~~of ~~and~~this ~~webcast~~Current toReport ~~review~~on ~~its~~Form ~~third~~8-K ~~quarter~~shall ~~2025~~not ~~financial~~be ~~results.~~deemed ~~The~~“filed” ~~webcast~~for ~~will~~purposes ~~include~~of ~~presentation~~Section ~~materials,~~18 ~~which~~of ~~consist~~the Securities Exchange Act of ~~information~~1934, ~~regarding~~as amended (the ~~Company's~~“Exchange ~~results~~Act”), or otherwise subject to the liabilities of ~~operations~~that section, and ~~financial~~such ~~performance.~~information ~~The~~shall ~~presentation~~not ~~materials~~be ~~will~~deemed beincorporated ~~posted~~by onreference in any filing under the ~~Company's~~Securities ~~website~~Act onof ~~October 22~~1933, ~~2025.~~as ~~The~~amended, ~~presentation~~or ~~materials~~the ~~are~~Exchange ~~attached~~Act, ~~hereto~~except as ~~Exhibit~~shall ~~99.2,~~be ~~which~~expressly isset ~~incorporated~~forth ~~herein~~ by specific reference in such filing.

~~As provided in General Instructions B.2 to Form 8~~Forward-K,Looking the information furnished in Item 2.02, Exhibit 99.1 and Exhibit 99.2 of this Current Report on Form 8-K shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or otherwise subject to the liabilities of that section, and such information shall not be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.Statements

~~ITEM~~When 8used in filings by the Company with the Securities and Exchange Commission (the “SEC”), in the Company's press releases or other public or stockholder communications, and in oral statements made with the approval of an authorized executive officer, the words or phrases “anticipates,” “believes,” “estimates,” “expects,” “foresees,” “intends,” “plans,” “projects,” and similar expressions or future or conditional verbs such as “could,” “may,” “might,” “should,” “will,” and “would” or variations of such terms are intended to identify “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995.01 ~~Other~~Such ~~Events~~statements are subject to certain risks and uncertainties that could cause actual results to differ materially from historical earnings and those presently anticipated or projected. Factors that might cause such a difference include among other things: the impact of management’s conclusion, in consultation with the Audit Committee, that a material weakness existed in the Company’s internal control procedures over financial reporting; the evaluation and implementation of remediation efforts designed and implemented to enhance the Company’s control environment; the potential identification of one or more additional material weaknesses in the Company’s internal control of which the Company is not currently aware or that have not yet been detected; the potential identification of one or more material weaknesses in the Company’s consolidated financial statements of which the Company is not currently aware or that have not yet been detected; and those described more fully in the Company’s periodic filings with the SEC.

OnThe ~~October 22, 2025, the~~ Company ~~issued~~does anot ~~press~~undertake ~~release~~and ~~announcing~~specifically ~~that~~declines ~~the~~any ~~board~~obligation of- ~~directors~~to ofupdate ~~the~~or ~~Company~~revise ~~declared~~any aforward-looking ~~quarterly~~statements ~~cash~~to ~~dividend~~reflect ofevents ~~$0.15~~or ~~per~~circumstances ~~share~~that ofoccur ~~its~~after ~~common~~the ~~stock.~~date ~~The~~of ~~cash~~such ~~dividend~~statements ~~will~~or ~~be paid on November 28, 2025,~~ to ~~stockholders~~reflect ~~of record as of~~ the ~~close~~occurrence of ~~business~~anticipated onor ~~November 14,~~unanticipated ~~2025~~events. ~~The press release is attached hereto as Exhibit 99.3, and incorporated herein by reference.~~

ITEM 9.01			Financial Statements and Exhibits
(d)			Exhibits.
Exhibit 99.1			Press release, dated October 22, 2025, announcing third quarter 2025 earnings
Exhibit 99.2			Presentation materials
Exhibit 99.3			Press release, dated October 22, 2025, announcing quarterly dividend
Exhibit 104			Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, ~~as amended,~~ the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Dated: October 22, 2025						ORIGIN BANCORP, INC.
Dated: October 23, 2025						ORIGIN BANCORP, INC.
						By: /s/ William J. Wallace, IV
						William J. Wallace, IV
						Senior Executive Officer and Chief Financial Officer

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