UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the month of ~~December~~March ~~2025~~2026.

Commission File Number 001-42502

Plutus Financial Group Limited

(Translation of registrant’s name into English)

8/F, 80 Gloucester Road

Wan Chai, Hong Kong

(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

☒ Form 20-F ☐ Form 40-F

~~Extension~~Appointment of ~~Outside~~Onestop ~~Date~~Assurance ~~under~~PAC ~~Merger~~as ~~Agreement~~New Audit Firm

AsOn ~~previously~~February ~~disclosed~~27, in2026, ~~our~~pursuant ~~reports on Form 6-K furnished~~ to the ~~SEC~~approval onof ~~July~~our 9,Board ~~2025,~~of ~~July~~Directors ~~16, 2025,~~ and ~~August~~the 8,Audit ~~2025,~~Committee ~~Plutus~~of ~~Financial Group~~our ~~Limited~~Board ~~entered into an Agreement and Plan~~ of ~~Merger~~Directors (the “~~Merger Agreement~~Audit Committee”), ~~with~~we ~~Choco~~appointed UpOnestop ~~Group~~Assurance ~~Holdings~~PAC ~~Limited. Coders~~to ~~Merger~~serve ~~Sub~~as ~~Limited~~our ~~has~~new ~~acceded~~independent toregistered ~~and~~public ~~joined~~accounting asfirm. aThe ~~party~~change towas driven ~~the Merger Agreement~~ by ~~way of~~ a ~~joinder~~need ~~dated~~for ~~August~~strategic 8,alignment ~~2025.~~with ~~Under the~~our ~~Merger~~pending ~~Agreement,~~merger weplans ~~will~~with ~~acquire all outstanding equity interests in~~ Choco Up inGroup ~~exchange~~Holdings ~~for~~Limited, aspecifically ~~mixture~~to ~~of newly issued Class A~~streamline ~~ordinary~~communication ~~shares~~ and ~~newly~~oversight ~~issued~~between ~~Class~~the Bcompany ~~ordinary~~and ~~shares~~its inmerger atarget ~~transaction~~by ~~exempt~~utilizing ~~from~~ the ~~registration~~same ~~requirements~~auditing ~~under the Securities Act of 1933~~firm. ~~Closing~~Management ofbelieves ~~the~~that ~~Merger~~this alignment ~~Agreement~~will isfacilitate ~~subject~~better tocoordination ~~the~~during ~~satisfaction of certain closing conditions, including~~ the ~~review~~pre- and ~~approval of~~post-merger ~~required~~phases ~~filings with Nasdaq. Section 9(b)~~ of the ~~Merger Agreement provides that the agreement may be terminated by the parties if the closing has not occurred by December 31, 2025 (the “Outside Date”)~~transaction.

OnAlso ~~December~~February 3027, ~~2025~~2026, the ~~parties~~Audit ~~executed~~Committee anapproved ~~Amendment to~~ the ~~Merger~~dismissal ~~Agreement~~of ~~extending~~WWC ~~the~~P.C. ~~Outside~~(“WWC”) ~~Date~~as ~~for~~ the ~~consummation~~Company’s ofindependent ~~the transactions~~registered ~~contemplated~~public byaccounting ~~the Merger Agreement to March 31~~firm, ~~2026.~~effective ~~The Amendment is furnished herewith as Exhibit 10~~immediately.1.

WWC’s audit reports on the Company’s consolidated financial statements as of and for the fiscal years ended December 31, 2024 and 2023, did not contain any adverse opinion or disclaimer of opinion and were not qualified or modified as to uncertainty, audit scope or accounting principle.

During the fiscal years ended December 31, 2024 and 2023, and the subsequent interim period through February 27, 2026, the date of WWC’s dismissal, there were (i) no disagreements (as that term is defined in Item 304(a)(1)(iv) of Regulation S-K and the related instructions) between the Company and WWC on any matter of accounting principles or practices, financial statement disclosure, or auditing scope or procedures, that, if not resolved to the satisfaction of WWC would have caused WWC to make reference to the subject matter thereto in connection with its reports on the Company’s consolidated financial statements for such years, or (ii) no “reportable events” (as that term is defined in Item 304(a)(1)(v) of Regulation S-K).

The Company provided WWC with a copy of this Report on Form 6-K and requested that WWC furnish the Company with a letter addressed to the U.S. Securities and Exchange Commission stating whether or not WWC agrees with the statements above. A copy of WWC’s letter, dated March 5, 2026, is furnished herewith as Exhibit 16.1 to this Form 6-K.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	Plutus Financial Group Limited

	By:	/s/ Ting Kin Cheung
	Name:	Ting Kin Cheung
	Title:	Chief Executive Officer

Date: ~~December~~March 305, ~~2025~~2026

EXHIBIT INDEX

Exhibit No.		Description of Exhibits
10.1		Amendment to Agreement and Plan of Merger
16.1		Letter from WWC P.C.

Filing Compare · Plutus Financial Group Ltd