SurgePays, Inc. 8-K

What Happened
SurgePays, Inc. (SURG) filed an 8‑K reporting that on January 14, 2026 the Board appointed Chelsea Pullano as Interim Chief Financial Officer to fill the vacancy created by the prior CFO’s separation. The appointment is tied to a master services agreement dated January 9, 2026 with MACK Financial Solutions LLC (MACK) under which MACK will provide outsourced financial, accounting and executive financial services, including CFO services.

Key Details

• Appointment effective January 14, 2026; CFO Agreement dated January 9, 2026.
• Ms. Pullano will serve part‑time, spending no less than 40 hours per month as Interim CFO.
• Compensation: SurgePays will pay Ms. Pullano $5,000 per month and will pay MACK $5,000 per month for other services (combined $10,000/month if both payments apply).
• Termination: either party may terminate the CFO Agreement with 60 days’ notice; a material breach not cured within 14 days permits immediate termination.
• Background and disclosures: Ms. Pullano is CEO and partner at MACK since May 2023, previously CFO of Creatd, Inc. (6/29/2020–5/2023) and Director of Finance at Lucosky Brookman LLP (9/2024–3/2025). She has no family ties to SurgePays’ officers/directors and no reported related‑party transactions.

Why It Matters
The filing shows SurgePays is using an outsourced model to fill its CFO role on a part‑time basis, which sets a defined monthly cash cost and provides experienced financial leadership without hiring a full‑time executive. Investors should note the specific monthly fees, minimum hours, and termination terms, and that no equity or additional compensation was disclosed in the 8‑K. The arrangement may affect the company’s near‑term operating expenses and financial reporting continuity while the company transitions its finance leadership.